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Used Vauxhall Mokka on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka on finance

Getting a used Vauxhall Mokka on finance requires some strategic planning and understanding of various financing options to ensure a smooth purchasing process and manageability of payments. Here's a comprehensive guide:

Before You Start:

1. Budgeting:

  • Define your budget constraints considering down payments, monthly payments, and possible insurance and maintenance costs.

2. Credit Score:

  • Understand your credit score as it will influence the terms on which you can access finance.

3. Choose a Model:

  • Decide on the specific variant and features you want in your Vauxhall Mokka.

4. Vehicle Inspection:

  • Ensure a thorough check of the vehicle and acquire its history report to minimize future surprises.

Financing Options:

1. Bank Loan:

  • Take a loan from a bank or a financial institution, repaying it in monthly instalments.

2. Hire Purchase (HP):

  • Make an upfront deposit followed by monthly payments. Once all payments are made, the car is yours.

3. Personal Contract Purchase (PCP):

  • After an initial deposit and monthly payments, decide at the end of the term whether to make a final payment and keep the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance packages offered by Vauxhall dealerships, which may include some exclusive offers.

5. Peer-to-Peer Lending:

  • Directly borrow from individual lenders through P2P platforms, often with competitive interest rates.

6. Lease Purchase:

  • Agree to purchase the car by paying in instalments, including an initial deposit, monthly payments, and a final balloon payment.

Acquisition Process:

1. Select a Seller:

  • Choose a reliable dealer or private seller to ensure a transparent and trustworthy buying process.

2. Negotiate Price:

  • Engage in price negotiations to possibly get a better deal or additional perks.

3. Test Drive:

  • Ensure a test drive to evaluate the vehicle's performance and comfort.

4. Secure the Finance:

  • Lock in your financing option, fully understanding the terms and conditions.

5. Organize Insurance:

  • Make sure the vehicle is insured before finalizing the purchase.

6. Handle Documentation:

  • Manage all required paperwork, including contracts, vehicle registration, and title transfer.

Additional Tips:

  • Depreciation: Understand the depreciation rate of the Vauxhall Mokka for future resale value considerations.

  • Warranty: Check existing warranties or think about obtaining additional coverage for security.

  • Total Cost: Be aware of the total cost payable throughout the entire financing term.

  • Prepayment: Investigate if there are prepayment penalties or advantages in your finance agreement.

Conclusion:

Financing a used Vauxhall Mokka involves systematic planning from selecting the right model and suitable finance option to adeptly handling the acquisition process. Armed with information and a structured plan, you will be in a position to make informed decisions, ensuring that your journey in your Vauxhall Mokka begins on a sound and secure financial footing.

About the Vauxhall Mokka

The SUV segment has grown exponentially over the years, and amidst this growth, the Vauxhall Mokka has emerged as a noteworthy contender, especially in European markets. This compact SUV combines style, versatility, and innovative features, ensuring it remains a top choice for those seeking agility in urban landscapes and capability in outdoor adventures.

Distinctive Design:

The Mokka's bold and dynamic appearance sets it apart. Its striking front profile, with signature LED daytime running lights and a prominent grille, creates a lasting first impression. Its compact dimensions, combined with a rugged stance, make it both city-friendly and ready for spontaneous weekend getaways.

Interior Comfort:

Step inside the Mokka, and you're greeted with a cabin that prioritizes comfort and ergonomics. The materials used reflect quality, and the layout ensures everything is within easy reach. The spacious interiors, adaptable storage solutions, and modern infotainment features make every journey enjoyable, whether it's a quick city commute or a long drive in the countryside.

Performance Across Terrains:

The Mokka's engine range is designed to cater to a variety of driving needs. Whether you're looking for fuel efficiency or a bit more punch for those open road adventures, there's an engine variant that fits the bill. Its well-tuned suspension and handling dynamics ensure a confident drive, no matter the terrain.

Advanced Safety and Tech:

Taking advantage of modern technological advancements, the Mokka is equipped with a suite of safety and driver assistance features. From adaptive cruise control and lane-keeping assist to advanced parking aids, it's clear that safety was a top priority in its design.

Conclusion:

The Vauxhall Mokka stands out in the crowded compact SUV market with its combination of style, functionality, and innovation. For those in search of a vehicle that offers a balance between urban practicality and adventurous capability, the Mokka is an option worth considering.

Vauxhall Mokka Data by County

Vauxhall Mokka data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,165£12,215645,2205,551
Aberdeen City7£17,670319,22629
Aberdeenshire3£9,748742,0369
Angus3£10,960648,78411
Antrim3£18,78819,0628
Ards3£7,713860,0271
Armagh1£4,9959139,0003
Ballymena10£16,928325,10120
Ballymoney1£5,250986,5582
Barking & Dagenham - Greater London4£6,2301061,1292
Barnet - Greater London1£6,990859,2001
Bedfordshire50£10,662749,55488
Belfast3£11,496534,9229
Berkshire30£10,212748,79799
Bexley - Greater London1£6,485875,0005
Blaenau Gwent10£13,283425,05747
Brent - Greater London5£7,557963,4006
Bristol41£10,106750,47296
Bromley - Greater London2£14,245637,1739
Buckinghamshire39£11,906639,60793
Caerphilly3£5,6601074,00011
Cambridgeshire55£9,015753,12380
Cardiff2£17,390222,7469
Carmarthenshire3£19,66028,36911
Ceredigion9£11,551646,83114
Cheshire58£14,096534,066168
City of Edinburgh23£13,967538,17234
City of London - Greater London20£15,216526,87057
Clackmannanshire6£23,36502615
Coleraine4£7,254956,6612
Conwy3£8,328954,7125
Cornwall4£20,24725,05132
County Durham46£11,867544,244120
Craigavon1£4,9959115,8053
Croydon - Greater London4£8,818744,97522
Cumbria16£14,321328,80417
Derbyshire31£10,460745,64596
Derry2£17,400213,8371
Devon37£10,298748,48698
Dorset10£11,838736,74825
Dundee City12£18,789318,49633
Dungannon4£15,404428,3344
Ealing - Greater London2£7,2451065,8104
East Ayrshire8£14,253527,42418
East Dunbartonshire4£24,248089
East Lothian2£20,25025,8573
East Riding of Yorkshire19£15,340548,03436
East Sussex20£13,120630,81953
Essex62£13,527536,447133
Falkirk18£10,059748,20720
Fermanagh4£10,8737442,448-
Fife19£11,266648,78231
Flintshire3£6,577867,6933
Glasgow City43£17,351320,824299
Gloucestershire13£14,137544,62049
Greater Manchester120£10,439749,906288
Gwynedd1£5,490991,1673
Hampshire81£12,358539,641198
Harrow - Greater London2£7,4951060,3914
Havering - Greater London25£11,931639,30836
Herefordshire1£4,6951286,24511
Hertfordshire24£11,806636,11655
Highland6£15,496537,99814
Hillingdon - Greater London15£5,915973,92318
Hounslow - Greater London8£6,909957,60410
Isle of Anglesey4£7,746955,8231
Isle of Wight3£16,072526,4231
Kent48£10,730749,531151
Kingston upon Thames - Greater London2£7,4951046,8123
Lancashire79£13,521537,307169
Leicestershire29£10,445745,91263
Lincolnshire43£13,134538,458113
Lisburn1£6,996949,0005
Magherafelt3£13,798445,0001
Merseyside32£11,643638,70575
Merthyr Tydfil4£12,720645,1509
Merton - Greater London4£7,245952,2426
Monmouthshire1£5,6951165,1892
Moray10£15,695424,42243
Neath Port Talbot1£6,495944,490-
Newport15£10,157650,44527
Newry and Mourne6£21,27422,9738
Newtownabbey3£7,328956,96410
Norfolk52£11,385643,148119
North Ayrshire5£8,520759,49216
North Down18£18,014211,52114
North Lanarkshire12£8,196849,29830
North Yorkshire40£11,718640,58378
Northamptonshire17£13,440540,56258
Northumberland29£19,265213,23479
Nottinghamshire41£11,405639,970102
Omagh1£5,745995,9671
Oxfordshire12£14,385528,92748
Pembrokeshire1£7,495840,0004
Perth and Kinross1£8,998948,87239
Powys6£16,758320,8098
Redbridge - Greater London3£6,662974,6674
Renfrewshire12£21,23119,49553
Rhondda Cynon Taf9£14,411432,74548
Scottish Borders4£19,32428,1879
Shropshire23£13,379530,68844
Somerset24£13,648537,06558
South Ayrshire12£18,381318,89627
South Lanarkshire8£17,784324,93136
South Yorkshire44£13,895629,185138
Staffordshire35£10,710743,49995
Stirling7£22,35515,34424
Suffolk34£12,659533,34781
Surrey24£10,563740,32358
Swansea14£17,548319,04131
Torfaen1£6,695955,0002
Tyne and Wear48£10,913744,209140
Waltham Forest - Greater London1£16,446235,50215
Warwickshire23£9,248750,48167
West Dunbartonshire2£22,14724,4976
West Lothian15£17,537430,89359
West Midlands126£10,748743,574267
West Sussex10£11,994641,03430
West Yorkshire58£10,577743,872205
Wiltshire20£16,311421,29849
Worcestershire11£10,190749,44734
Wrexham4£7,245957,5818
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