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Used Vauxhall Mokka on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka on finance

Getting a used Vauxhall Mokka on finance requires some strategic planning and understanding of various financing options to ensure a smooth purchasing process and manageability of payments. Here's a comprehensive guide:

Before You Start:

1. Budgeting:

  • Define your budget constraints considering down payments, monthly payments, and possible insurance and maintenance costs.

2. Credit Score:

  • Understand your credit score as it will influence the terms on which you can access finance.

3. Choose a Model:

  • Decide on the specific variant and features you want in your Vauxhall Mokka.

4. Vehicle Inspection:

  • Ensure a thorough check of the vehicle and acquire its history report to minimize future surprises.

Financing Options:

1. Bank Loan:

  • Take a loan from a bank or a financial institution, repaying it in monthly instalments.

2. Hire Purchase (HP):

  • Make an upfront deposit followed by monthly payments. Once all payments are made, the car is yours.

3. Personal Contract Purchase (PCP):

  • After an initial deposit and monthly payments, decide at the end of the term whether to make a final payment and keep the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance packages offered by Vauxhall dealerships, which may include some exclusive offers.

5. Peer-to-Peer Lending:

  • Directly borrow from individual lenders through P2P platforms, often with competitive interest rates.

6. Lease Purchase:

  • Agree to purchase the car by paying in instalments, including an initial deposit, monthly payments, and a final balloon payment.

Acquisition Process:

1. Select a Seller:

  • Choose a reliable dealer or private seller to ensure a transparent and trustworthy buying process.

2. Negotiate Price:

  • Engage in price negotiations to possibly get a better deal or additional perks.

3. Test Drive:

  • Ensure a test drive to evaluate the vehicle's performance and comfort.

4. Secure the Finance:

  • Lock in your financing option, fully understanding the terms and conditions.

5. Organize Insurance:

  • Make sure the vehicle is insured before finalizing the purchase.

6. Handle Documentation:

  • Manage all required paperwork, including contracts, vehicle registration, and title transfer.

Additional Tips:

  • Depreciation: Understand the depreciation rate of the Vauxhall Mokka for future resale value considerations.

  • Warranty: Check existing warranties or think about obtaining additional coverage for security.

  • Total Cost: Be aware of the total cost payable throughout the entire financing term.

  • Prepayment: Investigate if there are prepayment penalties or advantages in your finance agreement.

Conclusion:

Financing a used Vauxhall Mokka involves systematic planning from selecting the right model and suitable finance option to adeptly handling the acquisition process. Armed with information and a structured plan, you will be in a position to make informed decisions, ensuring that your journey in your Vauxhall Mokka begins on a sound and secure financial footing.

About the Vauxhall Mokka

The SUV segment has grown exponentially over the years, and amidst this growth, the Vauxhall Mokka has emerged as a noteworthy contender, especially in European markets. This compact SUV combines style, versatility, and innovative features, ensuring it remains a top choice for those seeking agility in urban landscapes and capability in outdoor adventures.

Distinctive Design:

The Mokka's bold and dynamic appearance sets it apart. Its striking front profile, with signature LED daytime running lights and a prominent grille, creates a lasting first impression. Its compact dimensions, combined with a rugged stance, make it both city-friendly and ready for spontaneous weekend getaways.

Interior Comfort:

Step inside the Mokka, and you're greeted with a cabin that prioritizes comfort and ergonomics. The materials used reflect quality, and the layout ensures everything is within easy reach. The spacious interiors, adaptable storage solutions, and modern infotainment features make every journey enjoyable, whether it's a quick city commute or a long drive in the countryside.

Performance Across Terrains:

The Mokka's engine range is designed to cater to a variety of driving needs. Whether you're looking for fuel efficiency or a bit more punch for those open road adventures, there's an engine variant that fits the bill. Its well-tuned suspension and handling dynamics ensure a confident drive, no matter the terrain.

Advanced Safety and Tech:

Taking advantage of modern technological advancements, the Mokka is equipped with a suite of safety and driver assistance features. From adaptive cruise control and lane-keeping assist to advanced parking aids, it's clear that safety was a top priority in its design.

Conclusion:

The Vauxhall Mokka stands out in the crowded compact SUV market with its combination of style, functionality, and innovation. For those in search of a vehicle that offers a balance between urban practicality and adventurous capability, the Mokka is an option worth considering.

Vauxhall Mokka Data by County

Vauxhall Mokka data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,084£12,566644,2065,796
Aberdeen City12£18,206315,90034
Aberdeenshire6£10,757736,3487
Angus5£13,934525,82110
Ards3£7,933860,0274
Armagh1£4,9959139,0003
Ballymena14£13,776538,51416
Barking & Dagenham - Greater London2£6,7451048,4365
Bedfordshire46£10,480751,02888
Belfast3£5,332988,0008
Berkshire26£10,500753,32692
Bexley - Greater London1£6,500875,0006
Blaenau Gwent10£15,103322,84759
Brent - Greater London4£7,473962,2508
Bristol39£10,309747,85295
Bromley - Greater London1£7,395969,00010
Buckinghamshire41£11,839645,86586
Caerphilly3£5,928978,9778
Cambridgeshire50£9,018755,54378
Cardiff1£17,999110,53710
Carmarthenshire4£16,794220,07214
Ceredigion6£10,929750,55420
Cheshire61£14,845432,998180
City of Edinburgh18£13,349639,32639
City of London - Greater London15£14,157528,09865
Clackmannanshire5£22,79813,2325
Coleraine3£7,747957,1842
Conwy2£7,995957,6245
Cornwall7£15,424417,23227
County Durham42£10,833646,651132
Croydon - Greater London5£9,745836,37528
Cumbria13£14,125432,41919
Denbighshire1£23,49513,0001
Derbyshire27£11,386636,89994
Devon27£10,291847,402117
Dorset9£14,093633,47727
Dundee City10£13,182640,81537
Dungannon4£13,341559,6284
Ealing - Greater London3£7,5951058,6925
East Ayrshire5£12,706529,12421
East Dunbartonshire4£23,87301012
East Lothian2£20,25025,8573
East Riding of Yorkshire17£12,987535,28035
East Sussex26£14,401525,15153
Enfield - Greater London1£18,647314,4521
Essex65£12,808637,877136
Falkirk15£10,922654,83022
Fermanagh4£10,8737442,4483
Fife15£9,811749,01532
Flintshire2£11,873649,0146
Glasgow City41£17,495318,068310
Gloucestershire18£13,156541,14848
Greater Manchester104£10,316750,824331
Greenwich - Greater London1£23,49513,2277
Gwynedd1£4,9901094,2762
Hampshire86£13,150533,865185
Havering - Greater London25£12,140640,30132
Herefordshire1£18,999195111
Hertfordshire22£10,794646,77050
Highland7£13,782647,34417
Hillingdon - Greater London12£6,009970,57119
Hounslow - Greater London8£6,965962,0187
Inverclyde1£6,0001067,0004
Isle of Anglesey4£7,746955,8231
Isle of Wight3£16,150526,4231
Kent47£12,120743,048147
Kingston upon Thames - Greater London2£7,4951046,6503
Lancashire75£13,394635,613179
Leicestershire34£10,751744,84262
Limavady1£8,495846,000-
Lincolnshire37£13,185537,414117
Lisburn2£6,496960,8505
Magherafelt4£12,286555,000-
Merseyside31£11,126643,81778
Merthyr Tydfil3£22,91212,4199
Merton - Greater London7£7,316959,5614
Monmouthshire1£5,7951165,1893
Moray9£19,651212,71247
Newport11£9,578754,07432
Newry and Mourne6£21,37322,9739
Newtownabbey3£7,328956,96413
Norfolk54£11,066644,803126
North Ayrshire2£8,974662,15319
North Down16£17,899210,73912
North Lanarkshire5£11,274739,22138
North Yorkshire41£12,735535,22681
Northamptonshire14£13,207541,44760
Northumberland31£20,006212,27284
Nottinghamshire37£10,179742,781104
Omagh1£5,995995,9671
Oxfordshire10£12,499643,73449
Perth and Kinross14£17,592420,15330
Redbridge - Greater London4£6,871968,7504
Renfrewshire12£20,606211,90270
Rhondda Cynon Taf13£13,600537,08846
Scottish Borders3£18,932112,0968
Shropshire10£15,258423,74155
Somerset28£12,759541,30065
South Ayrshire13£15,967427,44832
South Lanarkshire8£13,695539,79339
South Yorkshire43£13,426631,453147
Staffordshire37£11,908640,70499
Stirling8£18,873322,17024
Suffolk29£12,308635,91389
Surrey22£10,095742,95254
Swansea20£16,633420,90627
Torfaen1£6,695955,0003
Tyne and Wear49£11,509640,315149
Waltham Forest - Greater London4£16,879322,69011
Warwickshire21£9,199753,52771
West Dunbartonshire3£16,996422,1987
West Lothian19£18,971325,60159
West Midlands110£9,976746,565279
West Sussex10£15,456428,58630
West Yorkshire70£10,834743,725212
Wiltshire19£15,578425,13549
Worcestershire7£12,970542,50147
Wrexham3£6,828966,77511
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