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Used Vauxhall Mokka on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka on finance

Getting a used Vauxhall Mokka on finance requires some strategic planning and understanding of various financing options to ensure a smooth purchasing process and manageability of payments. Here's a comprehensive guide:

Before You Start:

1. Budgeting:

  • Define your budget constraints considering down payments, monthly payments, and possible insurance and maintenance costs.

2. Credit Score:

  • Understand your credit score as it will influence the terms on which you can access finance.

3. Choose a Model:

  • Decide on the specific variant and features you want in your Vauxhall Mokka.

4. Vehicle Inspection:

  • Ensure a thorough check of the vehicle and acquire its history report to minimize future surprises.

Financing Options:

1. Bank Loan:

  • Take a loan from a bank or a financial institution, repaying it in monthly instalments.

2. Hire Purchase (HP):

  • Make an upfront deposit followed by monthly payments. Once all payments are made, the car is yours.

3. Personal Contract Purchase (PCP):

  • After an initial deposit and monthly payments, decide at the end of the term whether to make a final payment and keep the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance packages offered by Vauxhall dealerships, which may include some exclusive offers.

5. Peer-to-Peer Lending:

  • Directly borrow from individual lenders through P2P platforms, often with competitive interest rates.

6. Lease Purchase:

  • Agree to purchase the car by paying in instalments, including an initial deposit, monthly payments, and a final balloon payment.

Acquisition Process:

1. Select a Seller:

  • Choose a reliable dealer or private seller to ensure a transparent and trustworthy buying process.

2. Negotiate Price:

  • Engage in price negotiations to possibly get a better deal or additional perks.

3. Test Drive:

  • Ensure a test drive to evaluate the vehicle's performance and comfort.

4. Secure the Finance:

  • Lock in your financing option, fully understanding the terms and conditions.

5. Organize Insurance:

  • Make sure the vehicle is insured before finalizing the purchase.

6. Handle Documentation:

  • Manage all required paperwork, including contracts, vehicle registration, and title transfer.

Additional Tips:

  • Depreciation: Understand the depreciation rate of the Vauxhall Mokka for future resale value considerations.

  • Warranty: Check existing warranties or think about obtaining additional coverage for security.

  • Total Cost: Be aware of the total cost payable throughout the entire financing term.

  • Prepayment: Investigate if there are prepayment penalties or advantages in your finance agreement.

Conclusion:

Financing a used Vauxhall Mokka involves systematic planning from selecting the right model and suitable finance option to adeptly handling the acquisition process. Armed with information and a structured plan, you will be in a position to make informed decisions, ensuring that your journey in your Vauxhall Mokka begins on a sound and secure financial footing.

About the Vauxhall Mokka

The SUV segment has grown exponentially over the years, and amidst this growth, the Vauxhall Mokka has emerged as a noteworthy contender, especially in European markets. This compact SUV combines style, versatility, and innovative features, ensuring it remains a top choice for those seeking agility in urban landscapes and capability in outdoor adventures.

Distinctive Design:

The Mokka's bold and dynamic appearance sets it apart. Its striking front profile, with signature LED daytime running lights and a prominent grille, creates a lasting first impression. Its compact dimensions, combined with a rugged stance, make it both city-friendly and ready for spontaneous weekend getaways.

Interior Comfort:

Step inside the Mokka, and you're greeted with a cabin that prioritizes comfort and ergonomics. The materials used reflect quality, and the layout ensures everything is within easy reach. The spacious interiors, adaptable storage solutions, and modern infotainment features make every journey enjoyable, whether it's a quick city commute or a long drive in the countryside.

Performance Across Terrains:

The Mokka's engine range is designed to cater to a variety of driving needs. Whether you're looking for fuel efficiency or a bit more punch for those open road adventures, there's an engine variant that fits the bill. Its well-tuned suspension and handling dynamics ensure a confident drive, no matter the terrain.

Advanced Safety and Tech:

Taking advantage of modern technological advancements, the Mokka is equipped with a suite of safety and driver assistance features. From adaptive cruise control and lane-keeping assist to advanced parking aids, it's clear that safety was a top priority in its design.

Conclusion:

The Vauxhall Mokka stands out in the crowded compact SUV market with its combination of style, functionality, and innovation. For those in search of a vehicle that offers a balance between urban practicality and adventurous capability, the Mokka is an option worth considering.

Vauxhall Mokka Data by County

Vauxhall Mokka data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,232£12,315644,8745,555
Aberdeen City8£18,049314,85630
Aberdeenshire4£9,810742,7779
Angus2£6,990971,31612
Antrim4£15,841322,6558
Ards3£7,713860,0271
Armagh1£4,9959139,0002
Ballymena10£16,928325,10118
Ballymoney2£5,063997,2842
Barking & Dagenham - Greater London4£6,2301061,1292
Barnet - Greater London1£6,990859,2001
Bedfordshire51£11,042647,91889
Belfast3£11,496534,9229
Berkshire30£9,821750,099100
Bexley - Greater London1£6,485875,0004
Blaenau Gwent9£13,426425,47447
Brent - Greater London5£7,557963,4006
Bridgend1£7,995864,0242
Bristol42£10,023750,34698
Bromley - Greater London2£14,245637,1739
Buckinghamshire40£12,041639,51289
Caerphilly2£5,9951164,00013
Cambridgeshire59£9,338751,24578
Cardiff4£14,950433,1559
Carmarthenshire3£19,66028,36910
Ceredigion9£11,551646,83114
Cheshire56£13,816534,550170
City of Edinburgh23£13,943538,17231
City of London - Greater London19£14,916525,14154
Clackmannanshire5£23,29803114
Coleraine4£7,254956,6612
Conwy3£8,328954,7125
Cornwall4£20,24725,05130
County Durham44£11,928546,034120
Craigavon1£4,9959115,8053
Croydon - Greater London4£7,556851,35023
Cumbria17£14,306328,15717
Derbyshire33£11,067644,59099
Derry2£17,400213,8371
Devon36£11,408745,109102
Dorset11£11,775737,97929
Dundee City12£18,789318,49633
Dungannon4£15,404428,3344
Ealing - Greater London4£7,0701057,5094
East Ayrshire11£14,274531,22216
East Dunbartonshire4£24,248089
East Lothian2£20,25025,8573
East Riding of Yorkshire22£14,531647,90235
East Sussex19£13,169631,28552
Essex60£13,495537,628134
Falkirk18£10,131746,33919
Fermanagh4£10,8737442,448-
Fife19£11,566648,66232
Flintshire4£6,181875,5203
Glasgow City57£18,006319,249291
Gloucestershire13£12,519652,00253
Greater Manchester124£10,458749,719286
Greenwich - Greater London1£23,39516178
Gwynedd1£5,490991,1673
Hampshire86£12,322540,858196
Harrow - Greater London1£7,9951051,8285
Havering - Greater London25£11,952639,75436
Herefordshire1£4,6951286,24511
Hertfordshire26£11,717638,60453
Highland6£15,496537,99814
Hillingdon - Greater London15£6,056970,82418
Hounslow - Greater London8£6,866957,60410
Isle of Anglesey3£7,495955,0642
Isle of Wight2£13,995637,3992
Kent51£11,320745,651146
Kingston upon Thames - Greater London2£7,4951046,8123
Lancashire80£13,693540,052170
Leicestershire27£10,035748,46161
Lincolnshire46£13,276537,279115
Lisburn1£6,996949,0005
Magherafelt3£13,798445,0001
Merseyside34£11,916638,48476
Merthyr Tydfil4£12,720645,1509
Merton - Greater London4£7,245952,2426
Monmouthshire1£5,4951165,1892
Moray8£17,670319,52543
Neath Port Talbot1£6,495944,490-
Newport14£10,398650,81928
Newry and Mourne2£19,04016,34412
Newtownabbey1£8,495738,04512
Norfolk54£11,801642,041113
North Ayrshire6£8,400757,91416
North Down21£17,490212,62413
North Lanarkshire11£8,268850,38929
North Yorkshire37£11,773640,64180
Northamptonshire18£12,872542,38858
Northumberland31£18,965213,55375
Nottinghamshire41£11,608638,186103
Omagh1£5,745995,9671
Oxfordshire14£14,294531,03749
Pembrokeshire1£7,495840,0004
Perth and Kinross9£19,976214,25732
Powys5£18,712216,8759
Redbridge - Greater London3£6,662974,6674
Renfrewshire12£21,35619,16052
Rhondda Cynon Taf8£13,526536,20051
Scottish Borders4£19,24928,1879
Shropshire23£14,801427,42746
Somerset24£13,701537,14260
South Ayrshire11£17,889318,85828
South Lanarkshire7£19,469318,08937
South Yorkshire51£14,535631,762142
Staffordshire38£10,595743,17891
Stirling7£22,35515,34424
Suffolk36£13,935429,91481
Surrey22£10,907637,31359
Swansea15£17,084319,50528
Torfaen1£6,695955,0002
Tyne and Wear50£10,073747,098138
Waltham Forest - Greater London1£16,261235,50215
Warwickshire27£9,317748,83663
West Dunbartonshire3£20,76427,4216
West Lothian13£17,582327,60264
West Midlands128£11,272642,296275
West Sussex14£11,938642,07927
West Yorkshire55£10,877744,951205
Wiltshire20£16,791319,92353
Worcestershire12£11,676641,41632
Wrexham5£6,995959,7858
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