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Used Vauxhall Mokka on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka on finance

Getting a used Vauxhall Mokka on finance requires some strategic planning and understanding of various financing options to ensure a smooth purchasing process and manageability of payments. Here's a comprehensive guide:

Before You Start:

1. Budgeting:

  • Define your budget constraints considering down payments, monthly payments, and possible insurance and maintenance costs.

2. Credit Score:

  • Understand your credit score as it will influence the terms on which you can access finance.

3. Choose a Model:

  • Decide on the specific variant and features you want in your Vauxhall Mokka.

4. Vehicle Inspection:

  • Ensure a thorough check of the vehicle and acquire its history report to minimize future surprises.

Financing Options:

1. Bank Loan:

  • Take a loan from a bank or a financial institution, repaying it in monthly instalments.

2. Hire Purchase (HP):

  • Make an upfront deposit followed by monthly payments. Once all payments are made, the car is yours.

3. Personal Contract Purchase (PCP):

  • After an initial deposit and monthly payments, decide at the end of the term whether to make a final payment and keep the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance packages offered by Vauxhall dealerships, which may include some exclusive offers.

5. Peer-to-Peer Lending:

  • Directly borrow from individual lenders through P2P platforms, often with competitive interest rates.

6. Lease Purchase:

  • Agree to purchase the car by paying in instalments, including an initial deposit, monthly payments, and a final balloon payment.

Acquisition Process:

1. Select a Seller:

  • Choose a reliable dealer or private seller to ensure a transparent and trustworthy buying process.

2. Negotiate Price:

  • Engage in price negotiations to possibly get a better deal or additional perks.

3. Test Drive:

  • Ensure a test drive to evaluate the vehicle's performance and comfort.

4. Secure the Finance:

  • Lock in your financing option, fully understanding the terms and conditions.

5. Organize Insurance:

  • Make sure the vehicle is insured before finalizing the purchase.

6. Handle Documentation:

  • Manage all required paperwork, including contracts, vehicle registration, and title transfer.

Additional Tips:

  • Depreciation: Understand the depreciation rate of the Vauxhall Mokka for future resale value considerations.

  • Warranty: Check existing warranties or think about obtaining additional coverage for security.

  • Total Cost: Be aware of the total cost payable throughout the entire financing term.

  • Prepayment: Investigate if there are prepayment penalties or advantages in your finance agreement.

Conclusion:

Financing a used Vauxhall Mokka involves systematic planning from selecting the right model and suitable finance option to adeptly handling the acquisition process. Armed with information and a structured plan, you will be in a position to make informed decisions, ensuring that your journey in your Vauxhall Mokka begins on a sound and secure financial footing.

About the Vauxhall Mokka

The SUV segment has grown exponentially over the years, and amidst this growth, the Vauxhall Mokka has emerged as a noteworthy contender, especially in European markets. This compact SUV combines style, versatility, and innovative features, ensuring it remains a top choice for those seeking agility in urban landscapes and capability in outdoor adventures.

Distinctive Design:

The Mokka's bold and dynamic appearance sets it apart. Its striking front profile, with signature LED daytime running lights and a prominent grille, creates a lasting first impression. Its compact dimensions, combined with a rugged stance, make it both city-friendly and ready for spontaneous weekend getaways.

Interior Comfort:

Step inside the Mokka, and you're greeted with a cabin that prioritizes comfort and ergonomics. The materials used reflect quality, and the layout ensures everything is within easy reach. The spacious interiors, adaptable storage solutions, and modern infotainment features make every journey enjoyable, whether it's a quick city commute or a long drive in the countryside.

Performance Across Terrains:

The Mokka's engine range is designed to cater to a variety of driving needs. Whether you're looking for fuel efficiency or a bit more punch for those open road adventures, there's an engine variant that fits the bill. Its well-tuned suspension and handling dynamics ensure a confident drive, no matter the terrain.

Advanced Safety and Tech:

Taking advantage of modern technological advancements, the Mokka is equipped with a suite of safety and driver assistance features. From adaptive cruise control and lane-keeping assist to advanced parking aids, it's clear that safety was a top priority in its design.

Conclusion:

The Vauxhall Mokka stands out in the crowded compact SUV market with its combination of style, functionality, and innovation. For those in search of a vehicle that offers a balance between urban practicality and adventurous capability, the Mokka is an option worth considering.

Vauxhall Mokka Data by County

Vauxhall Mokka data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,207£12,411644,3535,469
Aberdeen City8£18,049314,85628
Aberdeenshire4£9,810742,7779
Angus2£6,990971,31612
Antrim5£16,052322,7508
Ards3£7,713860,0271
Armagh1£4,9959139,0002
Ballymena10£16,928325,10118
Ballymoney2£5,063997,2842
Barking & Dagenham - Greater London4£6,2301061,1292
Barnet - Greater London1£6,990859,2001
Bedfordshire48£11,307646,83490
Belfast3£11,496534,9228
Berkshire29£8,925854,41794
Bexley - Greater London2£6,740961,5004
Blaenau Gwent9£13,426425,47445
Brent - Greater London5£7,557963,4006
Bridgend1£7,995864,0242
Bristol44£10,249749,39898
Bromley - Greater London2£14,245637,1738
Buckinghamshire38£12,349538,52886
Caerphilly2£5,9951164,00013
Cambridgeshire57£9,546749,97679
Cardiff3£17,713227,13810
Carmarthenshire2£19,99525,60711
Ceredigion8£12,270642,06414
Cheshire54£14,013534,002167
City of Edinburgh21£14,052539,51332
City of London - Greater London19£14,895525,14154
Clackmannanshire5£23,29803114
Coleraine4£7,254956,6612
Conwy4£9,620949,9255
Cornwall4£20,24725,05130
County Durham44£11,959546,169119
Craigavon1£4,9959115,8053
Croydon - Greater London3£7,743750,13424
Cumbria15£14,344327,80419
Derbyshire32£11,048643,49995
Derry2£17,400213,8371
Devon34£11,698744,466102
Dorset13£12,893633,40728
Dundee City13£18,035321,64432
Dungannon4£15,404428,3344
Ealing - Greater London3£7,0951052,0495
East Ayrshire11£14,274531,22215
East Dunbartonshire4£24,248089
East Lothian2£20,25025,8573
East Riding of Yorkshire21£14,854548,13934
East Sussex19£13,169631,28552
Essex59£13,587537,062131
Falkirk18£10,131746,33919
Fermanagh4£10,8737442,448-
Fife19£11,555648,66230
Flintshire4£6,181875,5203
Glasgow City56£17,846319,816288
Gloucestershire15£13,643547,03452
Greater Manchester124£10,308750,219288
Greenwich - Greater London1£23,39516178
Hampshire82£12,062642,460191
Harrow - Greater London1£7,9951051,8285
Havering - Greater London24£11,616641,18336
Herefordshire1£4,6951286,24511
Hertfordshire27£11,550639,05652
Highland6£15,496537,99813
Hillingdon - Greater London15£6,056970,82418
Hounslow - Greater London9£6,825958,53710
Isle of Anglesey3£7,495955,0642
Isle of Wight2£13,787637,3992
Kent53£11,437745,630146
Kingston upon Thames - Greater London2£7,4951046,8122
Lancashire79£13,758540,028167
Leicestershire27£10,035748,46159
Lincolnshire46£13,254537,279114
Lisburn1£6,996949,0005
Magherafelt3£13,798445,0001
Merseyside31£11,537640,16079
Merthyr Tydfil4£12,720645,1509
Merton - Greater London4£7,245952,2426
Monmouthshire2£5,2451181,5952
Moray8£17,670319,52540
Neath Port Talbot1£6,495944,490-
Newport13£10,689649,83229
Newry and Mourne2£19,04016,34412
Newtownabbey1£8,495738,04511
Norfolk55£11,759642,393110
North Ayrshire5£8,520759,49217
North Down21£17,490212,62413
North Lanarkshire10£8,595848,52830
North Yorkshire34£11,250642,06982
Northamptonshire18£12,844542,38857
Northumberland31£18,691214,33571
Nottinghamshire41£11,297639,752101
Omagh1£5,745995,9671
Oxfordshire14£14,294531,03744
Pembrokeshire1£7,495840,0004
Perth and Kinross9£19,976214,25732
Powys5£18,712216,8759
Redbridge - Greater London3£6,662974,6674
Renfrewshire11£21,66218,93751
Rhondda Cynon Taf8£13,489536,20050
Scottish Borders5£18,59928,2609
Shropshire21£14,698428,67846
Somerset25£13,913436,20460
South Ayrshire12£16,839324,16326
South Lanarkshire7£19,469318,08936
South Yorkshire54£14,848630,709139
Staffordshire37£10,722742,72888
Stirling7£22,35514,58222
Suffolk36£13,668530,98879
Surrey22£10,793638,37957
Swansea15£17,084319,50526
Torfaen1£6,695955,0002
Tyne and Wear47£10,237746,686139
Waltham Forest - Greater London1£16,261235,50215
Warwickshire26£9,066750,48364
West Dunbartonshire3£20,76427,4216
West Lothian13£17,543327,60262
West Midlands128£11,241642,070269
West Sussex14£11,938642,07925
West Yorkshire56£10,546747,289199
Wiltshire18£17,330317,48153
Worcestershire15£11,640637,83432
Wrexham5£6,995959,7858
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