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Used Vauxhall Mokka X on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka X on finance

Navigating through the path of financing a used Vauxhall Mokka X? Here's a structured guide to explore various financing options, facilitating a seamless process toward owning your vehicle.

1. Evaluating Your Financial Position:

  • Budget Planning: Account for all costs, including the vehicle price, insurance, maintenance, and potential loan interests.
  • Credit Score Check: Maintaining a good credit score can offer you advantageous loan terms and rates.

2. Investigating Financing Options:

a. Bank Loan:
  • Pros: Stable interest rates and clear terms.
  • Cons: Your credit score significantly influences eligibility and rates.
b. Hire Purchase (HP):
  • Pros: Straightforward and ownership at the end of the term.
  • Cons: Typically higher monthly payments compared to other methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally lower monthly payments and flexible options at the end of the term.
  • Cons: A substantial final payment to own the car outright.
d. Dealer Financing:
  • Pros: Potentially convenient and may have special deals.
  • Cons: Rates might be higher compared to bank loans.
e. Peer-to-Peer Lending (P2P):
  • Pros: Potentially competitive rates and straightforward online process.
  • Cons: Necessitates thorough research for platform reliability.

3. Steps in the Car Buying Process:

a. Choosing a Dealer:
  • Opt for a dealer with positive reviews and possibly personal recommendations.
b. Negotiating the Deal:
  • Know the market price of a used Vauxhall Mokka X to strengthen your negotiating position.
c. Contract Review:
  • Diligently read and comprehend all terms before signing any agreement.
d. Vehicle Insurance:
  • Ensure to have your vehicle insured before it leaves the dealership.

4. Ongoing Maintenance and Loan Management:

  • Routine Maintenance: Uphold the vehicle’s condition through regular check-ups.
  • Timely Loan Payments: Ensure consistent on-time payments to sustain your credit score.

5. Essential Tips:

  • Thorough Vehicle Check: Meticulously inspect the vehicle and be aware of its overall condition.
  • Car Depreciation: Remember that cars depreciate and this impacts their future resale value.
  • Exploring Warranty Options: Evaluate available warranties and consider if extended coverage is worthwhile.

Conclusion:

Acquiring a used Vauxhall Mokka X through finance entails strategic planning and a profound understanding of your economic standing and accessible options. By prudently handling each stage, you not only relish your new ride but also ensure a financially sound investment.

About the Vauxhall Mokka X

When diving into the competitive world of compact SUVs, the Vauxhall Mokka X stands out as a testament to Vauxhall’s commitment to delivering a blend of style, performance, and practicality tailored for the UK market.

Origins:
Introduced in 2012 as the 'Mokka', this compact SUV rapidly made its mark in the booming SUV sector. Fast forward to 2016, the vehicle received its first significant facelift and a rebrand, becoming the Mokka X. This update brought a fresher design, improved technology, and an enhanced driving experience.

Design and Features:
Visually, the Mokka X is distinctly Vauxhall, with its signature front grille and striking headlights. The vehicle boasts a high driving position, offering excellent visibility, and its rugged design cues hint at its off-road capability. Inside, drivers are met with a comfortable and tech-filled cabin, featuring touchscreen infotainment systems compatible with Apple CarPlay and Android Auto.

Performance:
Under its hood, the Mokka X houses a range of petrol and diesel engines, designed for efficiency without compromising on performance. With its compact size yet spacious interior, it’s a favourite for city drives and long-distance journeys alike.

Competition:
In the UK, the Mokka X finds itself competing against the likes of the Nissan Juke, Renault Captur, and Ford EcoSport. However, its blend of tech features, comfort, and a trusted brand name keeps it as a firm favourite for many British drivers.

Conclusion:
The Vauxhall Mokka X has proven to be more than just another compact SUV in the UK. Its blend of style, performance, and technology – all at an affordable price point, especially with finance options – has solidified its place as a versatile vehicle of choice. Whether it's urban exploration or a countryside drive, the Mokka X stands ready to deliver.

Vauxhall Mokka X Data by County

Vauxhall Mokka X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All884£9,944644,2162,550
Aberdeen City8£10,623641,57125
Aberdeenshire1£10,299542,00010
Angus3£10,060638,7931
Antrim4£10,109647,6158
Argyll and Bute1£9,979552,000-
Ballymena3£9,297548,4022
Ballymoney1£8,750555,1001
Barnet - Greater London1£9,001777,905-
Bedfordshire21£8,953752,59135
Belfast2£8,947634,68310
Berkshire10£10,728640,77758
Brent - Greater London1£7,909728,0002
Bristol5£8,231760,56817
Bromley - Greater London4£11,595625,3676
Buckinghamshire8£8,461754,46535
Cambridgeshire24£9,174650,21033
Cardiff3£11,603622,6375
Carmarthenshire2£9,647654,5008
Ceredigion4£10,422745,8096
Cheshire35£10,199644,83885
City of Edinburgh14£9,880644,83734
City of London - Greater London21£10,225643,38468
Clackmannanshire1£9,998740,5212
Coleraine1£7,790778,2931
Conwy2£12,245733,5006
Cookstown1£9,500652,717-
Cornwall2£13,995522,1617
County Durham19£9,135753,13156
Craigavon2£10,997534,4164
Croydon - Greater London5£10,946639,8391
Cumbria2£9,745734,22914
Derbyshire18£9,673642,59270
Devon14£11,169640,36847
Dorset5£10,086640,47617
Dumfries and Galloway1£11,998527,610-
Dundee City4£10,196641,06019
Ealing - Greater London3£9,522659,8891
East Ayrshire2£12,748616,42414
East Dunbartonshire1£7,587752,8777
East Lothian1£9,499730,9426
East Riding of Yorkshire7£9,720742,29032
East Sussex5£10,636733,67012
Enfield - Greater London2£8,495759,140-
Essex28£9,624647,98398
Falkirk3£10,538632,4486
Fife11£9,850648,07423
Flintshire3£10,662643,93310
Glasgow City19£10,171638,53953
Gloucestershire12£10,173645,16335
Greater Manchester43£9,755645,17694
Gwynedd2£10,493744,787-
Hampshire26£9,780648,03073
Harrow - Greater London1£8,50069,230-
Havering - Greater London9£8,671648,60718
Herefordshire2£9,343639,75613
Hertfordshire15£9,118753,48040
Highland3£9,829632,53914
Hillingdon - Greater London4£7,368763,1954
Hounslow - Greater London1£7,490669,7303
Isle of Anglesey2£8,745767,6002
Isle of Wight4£11,660734,3252
Kent21£9,792646,63958
Kingston upon Thames - Greater London2£9,570646,500-
Lancashire29£9,795650,10476
Leicestershire15£10,956637,76413
Lincolnshire15£10,575640,96972
Magherafelt1£10,795646,0002
Merseyside23£10,005644,05655
Merthyr Tydfil3£10,442639,1702
Merton - Greater London2£8,747761,7842
Moray3£11,896631,31336
Newport4£9,831552,29816
Newtownabbey1£9,499548,7527
Norfolk21£9,916643,28131
North Ayrshire2£9,245761,3053
North Lanarkshire6£10,165643,04425
North Yorkshire21£9,779641,41449
Northamptonshire12£9,262651,23321
Northumberland9£10,488636,85247
Nottinghamshire16£9,308744,45158
Omagh2£8,893748,7302
Oxfordshire13£10,777635,30428
Perth and Kinross2£11,832627,46412
Renfrewshire15£10,011638,91738
Rhondda Cynon Taf8£9,811652,5365
Shropshire7£11,084636,96933
Somerset3£9,790642,14617
South Ayrshire1£8,698759,85216
South Lanarkshire5£10,796642,13019
South Yorkshire18£9,500650,02666
Staffordshire15£10,153644,88950
Stirling4£10,674634,1338
Suffolk9£9,302652,76328
Surrey9£9,669746,87132
Sutton - Greater London1£11,390623,5002
Swansea5£10,858642,43615
Torfaen1£6,995779,0001
Tyne and Wear18£9,450741,94943
Waltham Forest - Greater London4£11,916540,87413
Warwickshire6£8,737752,7728
West Dunbartonshire2£11,747725,5815
West Midlands22£9,156645,517112
West Sussex12£10,471736,81222
West Yorkshire20£9,379644,42579
Wiltshire6£10,193639,84923
Worcestershire6£9,558657,15934
Wrexham2£11,548626,82713
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