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Used Vauxhall Mokka X on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka X on finance

Navigating through the path of financing a used Vauxhall Mokka X? Here's a structured guide to explore various financing options, facilitating a seamless process toward owning your vehicle.

1. Evaluating Your Financial Position:

  • Budget Planning: Account for all costs, including the vehicle price, insurance, maintenance, and potential loan interests.
  • Credit Score Check: Maintaining a good credit score can offer you advantageous loan terms and rates.

2. Investigating Financing Options:

a. Bank Loan:
  • Pros: Stable interest rates and clear terms.
  • Cons: Your credit score significantly influences eligibility and rates.
b. Hire Purchase (HP):
  • Pros: Straightforward and ownership at the end of the term.
  • Cons: Typically higher monthly payments compared to other methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally lower monthly payments and flexible options at the end of the term.
  • Cons: A substantial final payment to own the car outright.
d. Dealer Financing:
  • Pros: Potentially convenient and may have special deals.
  • Cons: Rates might be higher compared to bank loans.
e. Peer-to-Peer Lending (P2P):
  • Pros: Potentially competitive rates and straightforward online process.
  • Cons: Necessitates thorough research for platform reliability.

3. Steps in the Car Buying Process:

a. Choosing a Dealer:
  • Opt for a dealer with positive reviews and possibly personal recommendations.
b. Negotiating the Deal:
  • Know the market price of a used Vauxhall Mokka X to strengthen your negotiating position.
c. Contract Review:
  • Diligently read and comprehend all terms before signing any agreement.
d. Vehicle Insurance:
  • Ensure to have your vehicle insured before it leaves the dealership.

4. Ongoing Maintenance and Loan Management:

  • Routine Maintenance: Uphold the vehicle’s condition through regular check-ups.
  • Timely Loan Payments: Ensure consistent on-time payments to sustain your credit score.

5. Essential Tips:

  • Thorough Vehicle Check: Meticulously inspect the vehicle and be aware of its overall condition.
  • Car Depreciation: Remember that cars depreciate and this impacts their future resale value.
  • Exploring Warranty Options: Evaluate available warranties and consider if extended coverage is worthwhile.

Conclusion:

Acquiring a used Vauxhall Mokka X through finance entails strategic planning and a profound understanding of your economic standing and accessible options. By prudently handling each stage, you not only relish your new ride but also ensure a financially sound investment.

About the Vauxhall Mokka X

When diving into the competitive world of compact SUVs, the Vauxhall Mokka X stands out as a testament to Vauxhall’s commitment to delivering a blend of style, performance, and practicality tailored for the UK market.

Origins:
Introduced in 2012 as the 'Mokka', this compact SUV rapidly made its mark in the booming SUV sector. Fast forward to 2016, the vehicle received its first significant facelift and a rebrand, becoming the Mokka X. This update brought a fresher design, improved technology, and an enhanced driving experience.

Design and Features:
Visually, the Mokka X is distinctly Vauxhall, with its signature front grille and striking headlights. The vehicle boasts a high driving position, offering excellent visibility, and its rugged design cues hint at its off-road capability. Inside, drivers are met with a comfortable and tech-filled cabin, featuring touchscreen infotainment systems compatible with Apple CarPlay and Android Auto.

Performance:
Under its hood, the Mokka X houses a range of petrol and diesel engines, designed for efficiency without compromising on performance. With its compact size yet spacious interior, it’s a favourite for city drives and long-distance journeys alike.

Competition:
In the UK, the Mokka X finds itself competing against the likes of the Nissan Juke, Renault Captur, and Ford EcoSport. However, its blend of tech features, comfort, and a trusted brand name keeps it as a firm favourite for many British drivers.

Conclusion:
The Vauxhall Mokka X has proven to be more than just another compact SUV in the UK. Its blend of style, performance, and technology – all at an affordable price point, especially with finance options – has solidified its place as a versatile vehicle of choice. Whether it's urban exploration or a countryside drive, the Mokka X stands ready to deliver.

Vauxhall Mokka X Data by County

Vauxhall Mokka X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All942£10,113643,3172,946
Aberdeen City8£11,023635,54127
Aberdeenshire3£10,298642,6498
Angus3£10,060638,7932
Antrim4£9,311654,11510
Argyll and Bute1£9,979552,000-
Ballymena2£9,497548,5542
Bedfordshire17£9,271754,68429
Belfast4£9,062637,64110
Berkshire15£10,690636,24162
Bexley - Greater London3£10,558642,9631
Brent - Greater London1£8,995588,0003
Bristol5£8,983653,09923
Bromley - Greater London4£9,795631,4355
Buckinghamshire11£9,073750,27431
Cambridgeshire19£9,252651,25337
Cardiff3£12,023520,5683
Carmarthenshire3£11,762635,7767
Ceredigion5£10,796641,4735
Cheshire25£10,565638,77599
City of Edinburgh4£9,169745,20642
City of London - Greater London25£10,837635,38274
Clackmannanshire1£9,998633,7924
Conwy4£10,995735,3013
Cookstown1£9,500652,717-
Cornwall2£12,245622,1398
County Durham27£9,386749,55349
Craigavon2£11,125635,9084
Croydon - Greater London5£11,272637,8366
Cumbria2£11,748622,93114
Derbyshire19£9,443646,50478
Devon17£10,770640,73550
Dorset6£9,646650,13022
Dumfries and Galloway1£11,998527,610-
Dundee City6£10,995630,12421
Ealing - Greater London2£8,189768,943-
East Ayrshire3£9,830744,36712
East Dunbartonshire1£8,600752,8777
East Lothian1£10,999545,5847
East Riding of Yorkshire5£10,601635,21442
East Sussex7£11,352626,88515
Enfield - Greater London1£8,995756,2702
Essex34£9,780645,67198
Falkirk5£10,665637,8545
Fife8£9,373650,10623
Flintshire3£10,162743,01918
Glasgow City21£10,906632,44451
Gloucestershire8£11,031732,582118
Greater Manchester39£9,975643,86597
Greenwich - Greater London1£12,295512,1282
Gwynedd1£13,995617,000-
Hampshire35£10,421644,74574
Harrow - Greater London1£8,50069,230-
Havering - Greater London8£9,088646,86917
Herefordshire4£10,133644,68811
Hertfordshire21£9,613647,59545
Highland4£10,373632,24322
Hillingdon - Greater London3£6,728792,9077
Hounslow - Greater London2£7,240768,5155
Isle of Anglesey3£8,813765,5251
Isle of Wight3£11,781738,3003
Kent19£9,356652,86554
Kingston upon Thames - Greater London2£9,570646,5003
Lancashire34£10,146643,82465
Leicestershire15£10,808640,88018
Limavady1£9,495733,000-
Lincolnshire17£10,284642,983163
Magherafelt1£10,795646,0001
Merseyside26£10,533637,19654
Merthyr Tydfil2£10,865639,8255
Merton - Greater London2£8,995761,7892
Monmouthshire1£7,595799,0005
Moray7£11,467635,21138
Newport4£9,797643,04617
Norfolk19£10,194642,95650
North Ayrshire3£8,662764,0123
North Lanarkshire5£9,602642,49227
North Yorkshire21£10,392632,85050
Northamptonshire6£9,766652,77328
Northumberland14£10,678642,92247
Nottinghamshire13£9,361652,62070
Omagh1£9,490751,6772
Oxfordshire12£11,136632,92128
Perth and Kinross2£11,382630,90816
Powys2£9,740751,2005
Renfrewshire19£10,071643,69439
Rhondda Cynon Taf7£9,884652,8236
Scottish Borders3£9,498761,7586
Shropshire10£10,295644,95836
Somerset4£10,408734,26128
South Ayrshire3£8,731760,48715
South Lanarkshire5£9,896642,57117
South Yorkshire19£9,685647,58775
Staffordshire20£9,503646,19460
Stirling2£10,949732,48617
Suffolk13£9,924641,82928
Surrey15£9,930643,58526
Sutton - Greater London2£12,593617,4001
Swansea5£9,678652,18414
Tyne and Wear11£9,739743,76050
Waltham Forest - Greater London2£13,162517,88017
Warwickshire3£9,482740,7676
West Lothian2£8,898739,69925
West Midlands34£9,264744,439118
West Sussex12£10,769731,82016
West Yorkshire24£9,472642,436102
Wiltshire3£11,229524,93724
Worcestershire8£8,830759,98536
Wrexham5£10,681636,09112
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