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Used Vauxhall Mokka X on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka X on finance

Navigating through the path of financing a used Vauxhall Mokka X? Here's a structured guide to explore various financing options, facilitating a seamless process toward owning your vehicle.

1. Evaluating Your Financial Position:

  • Budget Planning: Account for all costs, including the vehicle price, insurance, maintenance, and potential loan interests.
  • Credit Score Check: Maintaining a good credit score can offer you advantageous loan terms and rates.

2. Investigating Financing Options:

a. Bank Loan:
  • Pros: Stable interest rates and clear terms.
  • Cons: Your credit score significantly influences eligibility and rates.
b. Hire Purchase (HP):
  • Pros: Straightforward and ownership at the end of the term.
  • Cons: Typically higher monthly payments compared to other methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally lower monthly payments and flexible options at the end of the term.
  • Cons: A substantial final payment to own the car outright.
d. Dealer Financing:
  • Pros: Potentially convenient and may have special deals.
  • Cons: Rates might be higher compared to bank loans.
e. Peer-to-Peer Lending (P2P):
  • Pros: Potentially competitive rates and straightforward online process.
  • Cons: Necessitates thorough research for platform reliability.

3. Steps in the Car Buying Process:

a. Choosing a Dealer:
  • Opt for a dealer with positive reviews and possibly personal recommendations.
b. Negotiating the Deal:
  • Know the market price of a used Vauxhall Mokka X to strengthen your negotiating position.
c. Contract Review:
  • Diligently read and comprehend all terms before signing any agreement.
d. Vehicle Insurance:
  • Ensure to have your vehicle insured before it leaves the dealership.

4. Ongoing Maintenance and Loan Management:

  • Routine Maintenance: Uphold the vehicle’s condition through regular check-ups.
  • Timely Loan Payments: Ensure consistent on-time payments to sustain your credit score.

5. Essential Tips:

  • Thorough Vehicle Check: Meticulously inspect the vehicle and be aware of its overall condition.
  • Car Depreciation: Remember that cars depreciate and this impacts their future resale value.
  • Exploring Warranty Options: Evaluate available warranties and consider if extended coverage is worthwhile.

Conclusion:

Acquiring a used Vauxhall Mokka X through finance entails strategic planning and a profound understanding of your economic standing and accessible options. By prudently handling each stage, you not only relish your new ride but also ensure a financially sound investment.

About the Vauxhall Mokka X

When diving into the competitive world of compact SUVs, the Vauxhall Mokka X stands out as a testament to Vauxhall’s commitment to delivering a blend of style, performance, and practicality tailored for the UK market.

Origins:
Introduced in 2012 as the 'Mokka', this compact SUV rapidly made its mark in the booming SUV sector. Fast forward to 2016, the vehicle received its first significant facelift and a rebrand, becoming the Mokka X. This update brought a fresher design, improved technology, and an enhanced driving experience.

Design and Features:
Visually, the Mokka X is distinctly Vauxhall, with its signature front grille and striking headlights. The vehicle boasts a high driving position, offering excellent visibility, and its rugged design cues hint at its off-road capability. Inside, drivers are met with a comfortable and tech-filled cabin, featuring touchscreen infotainment systems compatible with Apple CarPlay and Android Auto.

Performance:
Under its hood, the Mokka X houses a range of petrol and diesel engines, designed for efficiency without compromising on performance. With its compact size yet spacious interior, it’s a favourite for city drives and long-distance journeys alike.

Competition:
In the UK, the Mokka X finds itself competing against the likes of the Nissan Juke, Renault Captur, and Ford EcoSport. However, its blend of tech features, comfort, and a trusted brand name keeps it as a firm favourite for many British drivers.

Conclusion:
The Vauxhall Mokka X has proven to be more than just another compact SUV in the UK. Its blend of style, performance, and technology – all at an affordable price point, especially with finance options – has solidified its place as a versatile vehicle of choice. Whether it's urban exploration or a countryside drive, the Mokka X stands ready to deliver.

Vauxhall Mokka X Data by County

Vauxhall Mokka X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All879£9,974644,0922,690
Aberdeen City8£10,223647,96026
Aberdeenshire2£10,599636,5009
Angus3£10,060638,7932
Antrim4£9,236654,1158
Argyll and Bute1£9,979552,000-
Ballymena2£9,495548,5542
Bedfordshire22£9,194654,95831
Belfast5£9,017635,3239
Berkshire15£11,317629,87561
Bexley - Greater London2£9,645750,4352
Brent - Greater London2£8,702658,0003
Bristol7£8,543758,49821
Bromley - Greater London2£10,743631,9186
Buckinghamshire10£8,739753,89732
Cambridgeshire15£9,068650,14635
Cardiff3£11,970520,5683
Carmarthenshire3£11,695635,7768
Ceredigion5£9,836744,0875
Cheshire30£10,462639,45687
City of Edinburgh7£9,857640,63037
City of London - Greater London22£10,310638,72272
Clackmannanshire1£9,998633,7923
Conwy2£12,245733,5006
Cookstown1£9,500652,717-
Cornwall1£12,995513,3229
County Durham19£9,115752,98958
Craigavon3£11,664525,1462
Croydon - Greater London4£10,770639,1536
Cumbria1£8,495757,03813
Derbyshire18£9,564647,35673
Devon15£10,740639,75549
Dorset5£8,896751,98021
Dumfries and Galloway1£11,998527,610-
Dundee City3£8,794748,19222
Ealing - Greater London2£8,189768,943-
East Ayrshire3£11,428627,30812
East Dunbartonshire1£8,540752,8777
East Lothian1£9,999545,5847
East Riding of Yorkshire4£10,650638,35739
East Sussex6£11,496725,16013
Enfield - Greater London1£8,995756,2702
Essex35£9,721646,21893
Falkirk5£10,477637,8545
Fife7£9,527650,02123
Flintshire4£10,495740,34413
Glasgow City11£11,094630,64153
Gloucestershire11£10,400637,67733
Greater Manchester39£9,756645,04894
Gwynedd1£13,995617,000-
Hampshire24£10,566644,28874
Harrow - Greater London1£8,50069,230-
Havering - Greater London6£9,152639,41118
Herefordshire5£9,586651,51010
Hertfordshire16£9,403648,83844
Highland1£8,998739,65819
Hillingdon - Greater London2£7,245779,8616
Hounslow - Greater London1£7,490669,7305
Isle of Anglesey3£8,813765,5251
Isle of Wight4£11,660738,3001
Kent24£9,760647,30051
Kingston upon Thames - Greater London2£9,570646,5002
Lancashire31£10,160645,18468
Leicestershire14£11,035638,71018
Lincolnshire17£10,080644,19572
Magherafelt2£10,795758,5001
Merseyside26£10,050643,24957
Merthyr Tydfil3£10,458639,1703
Merton - Greater London2£8,995761,7742
Moray5£11,656734,50840
Newport2£8,345664,59118
Newtownabbey3£8,648651,2213
Norfolk18£9,748646,59042
North Ayrshire3£8,662764,0122
North Lanarkshire7£9,432747,46026
North Yorkshire14£10,101633,76454
Northamptonshire3£9,543661,00325
Northumberland13£10,705637,35247
Nottinghamshire12£9,522650,45263
Omagh1£9,490751,6772
Oxfordshire13£10,464636,36828
Perth and Kinross2£11,382630,90814
Powys2£9,993743,8905
Redbridge - Greater London1£8,995672,602-
Renfrewshire18£10,509639,31937
Rhondda Cynon Taf7£10,242652,1546
Scottish Borders2£7,997759,7927
Shropshire7£10,467640,01739
Somerset7£10,766639,72721
South Ayrshire3£8,231764,94415
South Lanarkshire5£9,995641,86618
South Yorkshire19£9,667647,14472
Staffordshire12£9,370648,84262
Stirling2£11,249625,75113
Suffolk12£9,596644,22026
Surrey15£9,593746,71028
Sutton - Greater London1£11,490623,5002
Swansea5£9,578652,18412
Tyne and Wear19£9,860639,65248
Waltham Forest - Greater London2£12,294517,88013
Warwickshire3£8,380756,7756
West Lothian2£10,848621,00127
West Midlands31£9,402643,380113
West Sussex11£10,712733,56419
West Yorkshire25£9,296646,10997
Wiltshire3£9,996640,53824
Worcestershire8£9,342657,90535
Wrexham2£11,085635,44214
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