Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
For sale at the price of £7,795 or with the possibility to buy using credit with manageable repayments commencing at £ pm, this silver Insignia contains a 1600CC diesel engine with manual transmission and has got 114,883 miles clocked-up on the dash.
Become the next owner of this Insignia Turbo D Ecotec Blueinjection Sri VX Line Nav that comes equipped with manual transmission and a 1600CC diesel engine. This second hand model from this dealer has been finished in silver and has 91,089 miles clocked-up on the dash.
This Vauxhall Insignia is currently on the market and ready for its next owner to drive home. It is equipped with a 1400cc petrol motor with manual transmission and has 77,000 miles on the clock.
Now on display at this car dealership's showroom in the Peterborough area is this 5 door, Insignia 2.0 Turbo D Sri Vx-line Nav with a transmission and cc diesel engine.
This vehicle has a 2.0l diesel engine with manual transmission and has 104,291 miles clocked-up on the dashboard. It is currently on the market and ready for its new owner to drive home for the great price of only £5,990.
Featuring a 2.0l diesel motor with manual transmission - this second hand
Insignia is on the market and ready for you to drive home with 148,363 miles on the dash.
This Vauxhall Insignia 1.6 Cdti Ecoflex Sri Nav Sports Tourer Euro 6 Ss is fitted out with a 1.6l diesel engine with manual transmission and has 88,370 miles clocked up on the dash.
Available to test drive at this dealer is this hatchback Insignia Hatchback 2.0 Cdti Sri Nav 201616 with 67,000 miles clocked up on the dashboard, manual gearbox and a 2.0 L diesel motor.
This second hand hatchback in the tone of silver is currently on the market and ready for its next owner to take home with the option for you to purchase with credit.
Coming equipped with a 2000 cc diesel engine with manual transmission, this used Vauxhall is on the market in the tone of grey and has 115,000 miles clocked-up on the dash.
128,000 mi clocked up on the dash and in a finish, this hatchback Vauxhall comes equipped with automatic transmission and has got a 2000 CC diesel engine.
A 1.8 Litre petrol engine and manual transmission are just some of the qualities that this hatchback Vauxhall Insignia 1.8 16V Exclusiv Euro 5 has to offer its new owner.
This hatchback Vauxhall features a 2.0l diesel engine with manual transmission and has 86,341 miles clocked-up on the dashboard. It's up for sale and ready for its new owner to take home for the brilliant price of only £4,695.
Now available upon your request is this hatchback Vauxhall Insignia with 68,000 miles clocked-up on the dash, manual gearbox and a 2000 cc diesel engine.
With 53,000 miles clocked-up on the dash and coming in the tone of black, this second hand car is equipped with a 1.8l petrol motor and has manual transmission.
Up for sale and ready to take on a test drive is this Vauxhall Insignia finished in the shade of silver - this used model comes with automatic transmission, a 2.0 Ltr diesel engine and has 72,200 miles clocked-up on the dash.
At this dealership there is an incredible price on this second hand Vauxhall with a 1.6 ltr diesel engine, automatic transmission and 75,683 miles clocked up on the dash.
On the market and ready for its new owner to drive away today is this Insignia 2.0 Cdti Ecoflex Exclusiv Tourer U1428 that contains a 2000cc diesel engine with manual transmission. This used one at our dealership in Inverness is up for sale at our bargain price of £3,750.
Available from this dealership in Louth is this
Vauxhall Insignia 2.0 Turbo D Blueinjection Elite Nav Grand Sport - 52,500 miles, a 2.0 litre diesel motor and automatic transmission.
Buying a used Vauxhall Insignia through financing in the UK involves a few key steps and understanding various financing options. Let's navigate through the steps and options you might explore:
1. Evaluate Your Needs and Budget:
Understand Your Finances: Determine your down payment, monthly instalment affordability, and desired loan tenure.
Choose the Model: Select a Vauxhall Insignia variant that aligns with your requirements.
Vehicle Inspection: Ensure the car is in good condition and verify its history and documents.
2. Understand Various Financing Options:
a. Bank Loans:
Pros: Likely to provide competitive interest rates and transparent terms.
Cons: May involve a rigid credit check and approval process.
b. Hire Purchase (HP):
Pros: Straightforward, with ownership of the car upon final payment.
Cons: Monthly instalments might be higher than some alternatives.
c. Personal Contract Purchase (PCP):
Pros: Lower monthly payments and multiple options after the contract ends.
Cons: Potential for higher overall costs and mileage restrictions.
d. Dealer Financing:
Pros: Convenience and possible promotional offers.
Cons: May have higher interest rates compared to banks.
e. Peer-to-Peer Lending (P2P):
Pros: Often simpler and might offer attractive rates.
Cons: Can be dependent on credit scores and platform credibility.
3. Navigating the Purchase Process:
a. Select a Reputed Seller:
Choose a dealer or private seller with a good reputation.
b. Negotiate Effectively:
Arm yourself with market knowledge to negotiate the price and terms.
c. Close the Deal:
Ensure you fully understand and agree with all terms before finalizing.
d. Insurance:
Settle on an insurance policy before taking the car home.
4. Post-Purchase Responsibilities:
Maintain the Car: Ensure regular servicing and upkeep.
Manage Loan Payments: Ensure timely payments to avoid penalties.
Key Points to Consider:
Total Cost: Be mindful of the total payable amount across the loan period.
Depreciation: Remember cars depreciate, affecting its value over the financing term.
Warranties: Check for existing warranties and consider purchasing additional coverage if needed.
Early Repayment Options: Understand any early repayment terms and potential penalties.
Conclusion:
Acquiring a used Vauxhall Insignia via financing involves careful planning, understanding different finance avenues, and ensuring the vehicle’s condition and history. Ensure you consider all aspects of the deal and align your choices with your financial and practical needs, possibly consulting with a financial advisor to navigate through the process efficiently.
About the Vauxhall Insignia
The Vauxhall Insignia is a hallmark of the brand's dedication to delivering practicality wrapped in an elegant package. It's a model that has won over many for its performance, comfort, and advanced technology. In this article, we highlight the Vauxhall Insignia's unique features, delve into its competitors in the segment, and share the benefits of obtaining this model through finance.
Noteworthy Features of the Vauxhall Insignia:
Dynamic Design: The Insignia exhibits a sleek and aerodynamic design, with its streamlined body, sharp lines, and sophisticated front grille, making it a head-turner on the road.
Engine Variety: Catering to a diverse audience, the Insignia offers an array of petrol and diesel engines, balancing performance with fuel efficiency.
Interior Comfort: Beyond its stylish exterior, the Insignia's cabin offers a spacious environment, ergonomic seating, and quality materials, enhancing the driving experience.
Infotainment and Connectivity: The Insignia is well-equipped with modern tech, featuring a touchscreen infotainment system, smartphone integration, and a range of multimedia options.
Safety and Driver Assistance: A suite of advanced safety features, such as adaptive cruise control, lane-keeping assist, and collision warning, reinforces Vauxhall's commitment to driver safety.
Meeting the Competitors:
In the bustling world of family saloons, the Vauxhall Insignia stands toe-to-toe with some robust competitors:
Ford Mondeo: A known figure in the segment, the Mondeo offers a blend of comfort and driving dynamics.
Skoda Superb: Renowned for its spaciousness and value for money, the Superb is a strong alternative to consider.
Peugeot 508: With its striking design and tech-heavy interior, the 508 is a contemporary competitor in the segment.
Mazda 6: Appreciated for its engaging drive and stylish aesthetics, the Mazda 6 provides a sportier alternative in the mix.
Conclusion:
The Vauxhall Insignia is undeniably a compelling choice for those seeking a mix of style, comfort, and efficiency in the family saloon category. With the added advantages of financing, driving away in an Insignia becomes an even more enticing prospect. As a reflection of Vauxhall's commitment to quality and performance, the Insignia stands tall in its segment.
Vauxhall Insignia Data by County
Vauxhall Insignia data for the amount in stock, average price, age and mileage throughout
the UK and by county.