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Used Vauxhall Crossland X on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Crossland X on finance

Getting a used Vauxhall Crossland X and navigating through financial options might seem daunting, but here’s a step-by-step guide to streamline the process for you.

1. Understand Your Financial Standing:

  • Budget Appropriately: Make sure to take into account all expenses: the car, insurance, maintenance, and potential loan interest.
  • Credit Score Insight: A healthy credit score could equate to more favourable loan terms.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Known for clear-cut terms and possible fixed rates.
  • Cons: Your credit score often significantly influences eligibility and rates.
b. Hire Purchase (HP):
  • Pros: Straightforward and results in owning the vehicle.
  • Cons: Can involve higher monthly payments than alternative methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally has lower monthly payments and provides options at the end of the term.
  • Cons: A large final payment is necessary to own the car outright.
d. Dealer Financing:
  • Pros: Convenient and may have exclusive promotions.
  • Cons: Can carry higher interest rates than other financial institutions.
e. Peer-to-Peer Lending (P2P):
  • Pros: May offer competitive rates and can be an easy online process.
  • Cons: Ensure the platform is credible and understand all terms clearly.

3. Buying Process:

a. Choosing a Dealer:
  • Find one with robust reviews and, if possible, personal recommendations.
b. Negotiating:
  • Knowledge about the Vauxhall Crossland X's general market price can be a powerful tool in negotiation.
c. Contract Review:
  • Ensure you read, understand, and agree with all terms before signing.
d. Insurance Setup:
  • Ensure your new vehicle is insured before driving away.

4. Ongoing Ownership Considerations:

  • Maintenance: Regular servicing helps in elongating vehicle life.
  • Loan Repayments: Ensure timeliness to avoid damaging your credit score.

5. Extra Tips:

  • Vehicle Check: Confirm the condition of the vehicle and be aware of any potential issues.
  • Car Depreciation: Remember that cars generally depreciate and factor this into your financial plans.
  • Warranty: Check any existing warranty and consider whether an extended warranty is worth the investment.

Final Thoughts:

Ensuring a smooth journey towards owning a used Vauxhall Crossland X encompasses careful financial consideration and a clear understanding of the available finance options. By arming yourself with knowledge and approaching each step methodically, you will be well on your way to enjoying your vehicle while keeping financial mishaps at bay.

About the Vauxhall Crossland X

In the thriving world of compact SUVs, Vauxhall's Crossland X has emerged as a strong contender, bringing with it a blend of practicality, style, and innovative features. The Crossland X stands as a testament to Vauxhall's commitment to meeting the ever-evolving needs of UK motorists.

Origins and Positioning: Introduced in 2017, the Crossland X replaced the Meriva in Vauxhall's lineup, shifting the brand's focus from MPVs to the more in-demand compact SUV segment. This move mirrored the trend of families favouring SUVs over traditional MPVs.

Design and Interiors: Boasting a bold and contemporary look, the Crossland X features a distinctive two-tone roof, angular headlights, and Vauxhall's signature grille. Inside, drivers are treated to a modern cabin, equipped with the latest infotainment options, including touchscreen displays and smartphone integration. Practicality is also a highlight, with ample boot space and flexible seating arrangements.

Performance and Efficiency: Vauxhall offers a range of engines for the Crossland X, from economical petrol options to efficient diesel variants. Paired with smooth transmissions, the Crossland X ensures a comfortable ride, suited for both city commutes and longer journeys.

The Competition: In the UK, the Crossland X goes head-to-head with rivals like the Renault Captur, Peugeot 2008, and Nissan Juke. Yet, with its unique design, generous equipment levels, and the backing of Vauxhall's extensive dealership network, it holds its own in this competitive market.

To Wrap Up: Vauxhall's Crossland X serves as a compelling choice in the UK's compact SUV segment. Combining style, versatility, and value, it has quickly established itself as a favourite among British drivers. For those seeking an SUV that's as suited for school runs as it is for weekend getaways, and with the bonus of favourable finance deals, the Crossland X should undoubtedly be on the radar.

Vauxhall Crossland X Data by County

Vauxhall Crossland X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,180£10,824532,4464,122
Aberdeen City6£10,880533,01333
Aberdeenshire4£9,496547,69016
Angus3£11,257422,6552
Antrim2£8,720650,6974
Ards2£8,592648,2381
Ballymena1£11,990328,6063
Ballymoney1£9,295615,500-
Banbridge1£11,450438,8002
Barking & Dagenham - Greater London1£11,999531,801-
Barnet - Greater London1£13,39046,2106
Bedfordshire12£10,393539,92763
Belfast2£10,387438,53221
Berkshire13£11,255427,13741
Bexley - Greater London5£12,387417,5317
Blaenau Gwent4£12,024423,56219
Brent - Greater London1£8,199740,000-
Bristol16£10,699534,14043
Bromley - Greater London4£11,646525,49310
Buckinghamshire10£11,092531,85244
Caerphilly2£10,993524,8293
Cambridgeshire21£10,164436,97060
Cardiff6£11,038432,03320
Carmarthenshire2£10,745529,6809
Ceredigion6£11,078648,75516
Cheshire28£10,780536,671136
City of Edinburgh7£11,440533,16958
City of London - Greater London19£10,723530,12687
Clackmannanshire1£8,498627,3284
Coleraine3£11,062341,1583
Cornwall4£10,611543,58722
County Durham20£10,091538,527133
Craigavon2£10,747530,2875
Croydon - Greater London9£10,157537,20216
Cumbria5£9,247649,02420
Derbyshire37£10,147440,779136
Derry2£10,690438,090-
Devon19£10,740535,38355
Dorset8£11,368531,39921
Dumfries and Galloway1£9,698538,0124
Dundee City3£10,164540,62914
Dungannon2£11,440440,1684
East Ayrshire9£10,168541,78125
East Dunbartonshire4£11,873415,6275
East Lothian1£10,899525,0551
East Riding of Yorkshire13£10,201535,08334
East Sussex10£11,337430,78916
Enfield - Greater London1£10,995529,5702
Essex26£11,956421,65095
Falkirk8£9,831538,20524
Fermanagh3£12,162433,8933
Fife9£11,716422,86736
Glasgow City22£10,378530,81096
Gloucestershire15£10,538526,693120
Greater Manchester57£10,747529,828178
Gwynedd3£12,828422,333-
Hampshire36£10,774532,07895
Harrow - Greater London1£9,19549,055-
Havering - Greater London4£10,998534,27212
Herefordshire5£11,187524,86316
Hertfordshire21£10,237532,46645
Highland1£10,995650,30516
Hillingdon - Greater London1£10,990445,0009
Hounslow - Greater London1£8,490646,637-
Inverclyde1£11,99859,7068
Isle of Anglesey3£10,999532,3332
Isle of Wight3£12,163524,111-
Kent28£11,699424,18589
Kingston upon Thames - Greater London1£6,850741,961-
Lancashire68£10,755537,018129
Leicestershire15£10,642532,62436
Lincolnshire24£10,824531,210144
Magherafelt2£9,850655,0001
Merseyside35£11,032429,93893
Merthyr Tydfil6£11,141429,8049
Moray21£12,262425,47238
Newport6£11,407423,39636
Newry and Mourne2£11,140514,3127
Newtownabbey4£11,061529,6089
Norfolk7£10,372536,90885
North Ayrshire4£11,573425,7845
North Down6£11,147427,86016
North Lanarkshire14£10,635442,33544
North Yorkshire28£11,072432,53540
Northamptonshire9£9,752545,18137
Northumberland6£10,917525,25154
Nottinghamshire19£11,164430,61758
Oxfordshire9£10,954434,31929
Perth and Kinross4£10,997536,52112
Renfrewshire15£10,678528,90567
Rhondda Cynon Taf10£10,403541,92810
Scottish Borders2£10,499546,0224
Shropshire19£10,705433,19050
Somerset8£10,537437,01339
South Ayrshire7£11,138528,73218
South Lanarkshire2£11,848530,23129
South Yorkshire20£11,004430,67986
Staffordshire18£10,865535,59863
Stirling4£10,998533,25216
Suffolk13£11,472427,87043
Surrey16£11,227427,19321
Swansea6£11,082448,90147
Tyne and Wear27£10,467531,90084
Waltham Forest - Greater London3£12,733415,61218
Warwickshire13£10,795525,78331
West Dunbartonshire2£10,848538,85010
West Lothian3£11,831522,89434
West Midlands60£10,700433,551194
West Sussex7£11,781426,07334
West Yorkshire33£10,487529,37999
Wiltshire5£10,966434,003122
Worcestershire13£10,150542,58651
Wrexham2£11,363521,7412
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