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Used Vauxhall Crossland X on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Crossland X on finance

Getting a used Vauxhall Crossland X and navigating through financial options might seem daunting, but here’s a step-by-step guide to streamline the process for you.

1. Understand Your Financial Standing:

  • Budget Appropriately: Make sure to take into account all expenses: the car, insurance, maintenance, and potential loan interest.
  • Credit Score Insight: A healthy credit score could equate to more favourable loan terms.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Known for clear-cut terms and possible fixed rates.
  • Cons: Your credit score often significantly influences eligibility and rates.
b. Hire Purchase (HP):
  • Pros: Straightforward and results in owning the vehicle.
  • Cons: Can involve higher monthly payments than alternative methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally has lower monthly payments and provides options at the end of the term.
  • Cons: A large final payment is necessary to own the car outright.
d. Dealer Financing:
  • Pros: Convenient and may have exclusive promotions.
  • Cons: Can carry higher interest rates than other financial institutions.
e. Peer-to-Peer Lending (P2P):
  • Pros: May offer competitive rates and can be an easy online process.
  • Cons: Ensure the platform is credible and understand all terms clearly.

3. Buying Process:

a. Choosing a Dealer:
  • Find one with robust reviews and, if possible, personal recommendations.
b. Negotiating:
  • Knowledge about the Vauxhall Crossland X's general market price can be a powerful tool in negotiation.
c. Contract Review:
  • Ensure you read, understand, and agree with all terms before signing.
d. Insurance Setup:
  • Ensure your new vehicle is insured before driving away.

4. Ongoing Ownership Considerations:

  • Maintenance: Regular servicing helps in elongating vehicle life.
  • Loan Repayments: Ensure timeliness to avoid damaging your credit score.

5. Extra Tips:

  • Vehicle Check: Confirm the condition of the vehicle and be aware of any potential issues.
  • Car Depreciation: Remember that cars generally depreciate and factor this into your financial plans.
  • Warranty: Check any existing warranty and consider whether an extended warranty is worth the investment.

Final Thoughts:

Ensuring a smooth journey towards owning a used Vauxhall Crossland X encompasses careful financial consideration and a clear understanding of the available finance options. By arming yourself with knowledge and approaching each step methodically, you will be well on your way to enjoying your vehicle while keeping financial mishaps at bay.

About the Vauxhall Crossland X

In the thriving world of compact SUVs, Vauxhall's Crossland X has emerged as a strong contender, bringing with it a blend of practicality, style, and innovative features. The Crossland X stands as a testament to Vauxhall's commitment to meeting the ever-evolving needs of UK motorists.

Origins and Positioning: Introduced in 2017, the Crossland X replaced the Meriva in Vauxhall's lineup, shifting the brand's focus from MPVs to the more in-demand compact SUV segment. This move mirrored the trend of families favouring SUVs over traditional MPVs.

Design and Interiors: Boasting a bold and contemporary look, the Crossland X features a distinctive two-tone roof, angular headlights, and Vauxhall's signature grille. Inside, drivers are treated to a modern cabin, equipped with the latest infotainment options, including touchscreen displays and smartphone integration. Practicality is also a highlight, with ample boot space and flexible seating arrangements.

Performance and Efficiency: Vauxhall offers a range of engines for the Crossland X, from economical petrol options to efficient diesel variants. Paired with smooth transmissions, the Crossland X ensures a comfortable ride, suited for both city commutes and longer journeys.

The Competition: In the UK, the Crossland X goes head-to-head with rivals like the Renault Captur, Peugeot 2008, and Nissan Juke. Yet, with its unique design, generous equipment levels, and the backing of Vauxhall's extensive dealership network, it holds its own in this competitive market.

To Wrap Up: Vauxhall's Crossland X serves as a compelling choice in the UK's compact SUV segment. Combining style, versatility, and value, it has quickly established itself as a favourite among British drivers. For those seeking an SUV that's as suited for school runs as it is for weekend getaways, and with the bonus of favourable finance deals, the Crossland X should undoubtedly be on the radar.

Vauxhall Crossland X Data by County

Vauxhall Crossland X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,117£10,747532,8753,551
Aberdeen City4£10,896434,17035
Aberdeenshire6£10,136540,51916
Angus4£9,928527,6163
Ards3£9,593539,1771
Armagh1£8,995660,0291
Ballymena2£9,970546,9033
Ballymoney1£9,295615,500-
Banbridge1£10,950438,8002
Barking & Dagenham - Greater London1£11,999531,801-
Barnet - Greater London1£13,39046,2105
Bedfordshire16£10,580536,81856
Belfast3£10,158533,94318
Berkshire13£10,536535,71841
Bexley - Greater London3£11,989420,2608
Blaenau Gwent2£11,999430,17916
Bristol13£10,292541,66839
Bromley - Greater London2£10,747528,20310
Buckinghamshire13£11,731427,94936
Caerphilly2£10,993524,8292
Cambridgeshire19£9,637540,22637
Cardiff4£11,166433,11421
Carmarthenshire1£10,995424,80010
Carrickfergus1£11,495316,700-
Ceredigion5£11,095651,29315
Cheshire21£10,759536,486114
City of Edinburgh11£10,866535,11254
City of London - Greater London25£10,494433,84982
Clackmannanshire1£11,498428,9094
Coleraine3£10,828341,1581
Cornwall4£10,611539,15417
County Durham19£10,262536,718117
Craigavon1£9,295638,1854
Croydon - Greater London9£10,297535,25414
Cumbria5£9,607651,50115
Derbyshire34£10,333436,044128
Derry1£10,999433,6971
Devon21£10,148539,64951
Dorset6£10,993537,10820
Dundee City2£9,498652,81912
Dungannon1£12,390533,6953
East Ayrshire7£10,479537,10523
East Dunbartonshire3£12,065416,9436
East Riding of Yorkshire8£10,165532,40029
East Sussex11£11,392529,67316
Enfield - Greater London1£10,995529,5702
Essex22£11,426426,82594
Falkirk5£10,019541,24525
Fermanagh4£11,995431,1034
Fife13£10,852536,43438
Glasgow City21£10,495532,06889
Gloucestershire8£9,867524,53044
Greater Manchester51£10,336534,639164
Greenwich - Greater London1£9,295637,4222
Gwynedd3£12,828422,333-
Hampshire34£10,579532,56687
Harrow - Greater London1£9,19549,055-
Havering - Greater London5£10,496532,01811
Herefordshire3£10,295530,99817
Hertfordshire11£11,111428,00749
Highland3£9,930640,57614
Hillingdon - Greater London1£7,990751,0009
Hounslow - Greater London3£9,590536,881-
Inverclyde1£11,99859,7066
Isle of Anglesey1£10,599541,0004
Isle of Wight2£11,995728,1001
Kent26£11,336429,71394
Lancashire57£10,558538,693132
Leicestershire17£10,489534,55633
Lincolnshire21£10,780432,87257
Magherafelt2£9,850655,0001
Merseyside34£10,847431,09685
Merthyr Tydfil3£11,724430,16110
Moray13£12,841421,29342
Newport5£11,201424,44926
Newry and Mourne2£11,140514,3124
Newtownabbey5£10,868428,33110
Norfolk10£9,717544,94974
North Ayrshire3£11,098529,5946
North Down5£10,648529,00914
North Lanarkshire11£10,860437,59144
North Yorkshire28£10,924533,02446
Northamptonshire10£9,671545,24735
Northumberland11£10,963522,73138
Nottinghamshire17£11,072432,53357
Oxfordshire10£10,654434,80426
Pembrokeshire1£12,299516,4411
Perth and Kinross5£10,977532,4678
Renfrewshire15£10,978526,35160
Rhondda Cynon Taf8£9,680543,83214
Scottish Borders3£9,998553,8354
Shropshire22£10,297436,71847
Somerset8£10,258442,05129
South Ayrshire9£10,796528,52511
South Lanarkshire6£11,183523,88023
South Yorkshire19£11,139430,04075
Staffordshire19£10,652536,54457
Stirling2£9,996535,67116
Suffolk13£11,704427,29741
Surrey9£10,594429,71027
Swansea9£11,587441,63044
Tyne and Wear30£10,779529,68875
Waltham Forest - Greater London2£13,533412,17215
Warwickshire15£10,199532,59430
West Dunbartonshire1£11,698425,66810
West Midlands58£10,595434,466190
West Sussex8£11,562426,95026
West Yorkshire26£10,355529,31298
Wiltshire9£10,672435,59830
Worcestershire21£10,280439,22337
Wrexham1£9,740627,6303
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