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Used Vauxhall Crossland X on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Crossland X on finance

Getting a used Vauxhall Crossland X and navigating through financial options might seem daunting, but here’s a step-by-step guide to streamline the process for you.

1. Understand Your Financial Standing:

  • Budget Appropriately: Make sure to take into account all expenses: the car, insurance, maintenance, and potential loan interest.
  • Credit Score Insight: A healthy credit score could equate to more favourable loan terms.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Known for clear-cut terms and possible fixed rates.
  • Cons: Your credit score often significantly influences eligibility and rates.
b. Hire Purchase (HP):
  • Pros: Straightforward and results in owning the vehicle.
  • Cons: Can involve higher monthly payments than alternative methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally has lower monthly payments and provides options at the end of the term.
  • Cons: A large final payment is necessary to own the car outright.
d. Dealer Financing:
  • Pros: Convenient and may have exclusive promotions.
  • Cons: Can carry higher interest rates than other financial institutions.
e. Peer-to-Peer Lending (P2P):
  • Pros: May offer competitive rates and can be an easy online process.
  • Cons: Ensure the platform is credible and understand all terms clearly.

3. Buying Process:

a. Choosing a Dealer:
  • Find one with robust reviews and, if possible, personal recommendations.
b. Negotiating:
  • Knowledge about the Vauxhall Crossland X's general market price can be a powerful tool in negotiation.
c. Contract Review:
  • Ensure you read, understand, and agree with all terms before signing.
d. Insurance Setup:
  • Ensure your new vehicle is insured before driving away.

4. Ongoing Ownership Considerations:

  • Maintenance: Regular servicing helps in elongating vehicle life.
  • Loan Repayments: Ensure timeliness to avoid damaging your credit score.

5. Extra Tips:

  • Vehicle Check: Confirm the condition of the vehicle and be aware of any potential issues.
  • Car Depreciation: Remember that cars generally depreciate and factor this into your financial plans.
  • Warranty: Check any existing warranty and consider whether an extended warranty is worth the investment.

Final Thoughts:

Ensuring a smooth journey towards owning a used Vauxhall Crossland X encompasses careful financial consideration and a clear understanding of the available finance options. By arming yourself with knowledge and approaching each step methodically, you will be well on your way to enjoying your vehicle while keeping financial mishaps at bay.

About the Vauxhall Crossland X

In the thriving world of compact SUVs, Vauxhall's Crossland X has emerged as a strong contender, bringing with it a blend of practicality, style, and innovative features. The Crossland X stands as a testament to Vauxhall's commitment to meeting the ever-evolving needs of UK motorists.

Origins and Positioning: Introduced in 2017, the Crossland X replaced the Meriva in Vauxhall's lineup, shifting the brand's focus from MPVs to the more in-demand compact SUV segment. This move mirrored the trend of families favouring SUVs over traditional MPVs.

Design and Interiors: Boasting a bold and contemporary look, the Crossland X features a distinctive two-tone roof, angular headlights, and Vauxhall's signature grille. Inside, drivers are treated to a modern cabin, equipped with the latest infotainment options, including touchscreen displays and smartphone integration. Practicality is also a highlight, with ample boot space and flexible seating arrangements.

Performance and Efficiency: Vauxhall offers a range of engines for the Crossland X, from economical petrol options to efficient diesel variants. Paired with smooth transmissions, the Crossland X ensures a comfortable ride, suited for both city commutes and longer journeys.

The Competition: In the UK, the Crossland X goes head-to-head with rivals like the Renault Captur, Peugeot 2008, and Nissan Juke. Yet, with its unique design, generous equipment levels, and the backing of Vauxhall's extensive dealership network, it holds its own in this competitive market.

To Wrap Up: Vauxhall's Crossland X serves as a compelling choice in the UK's compact SUV segment. Combining style, versatility, and value, it has quickly established itself as a favourite among British drivers. For those seeking an SUV that's as suited for school runs as it is for weekend getaways, and with the bonus of favourable finance deals, the Crossland X should undoubtedly be on the radar.

Vauxhall Crossland X Data by County

Vauxhall Crossland X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,095£10,694532,9673,551
Aberdeen City3£10,998435,72135
Aberdeenshire6£10,136540,51915
Angus3£9,145530,3964
Ards3£9,593539,1771
Armagh1£8,995660,0291
Ballymena2£9,970546,9033
Ballymoney1£9,295615,500-
Banbridge1£10,950438,8002
Barking & Dagenham - Greater London1£11,999531,801-
Barnet - Greater London1£13,39046,2105
Bedfordshire16£10,551536,81855
Belfast3£10,158533,94317
Berkshire15£10,238540,67739
Bexley - Greater London3£11,989420,2608
Blaenau Gwent2£11,999430,17916
Bristol14£10,082544,18839
Bromley - Greater London2£10,747528,20310
Buckinghamshire13£11,703427,94933
Caerphilly2£10,993524,8292
Cambridgeshire19£9,608540,22637
Cardiff4£11,141433,11422
Carmarthenshire2£11,495428,05610
Carrickfergus1£11,495316,930-
Ceredigion5£11,095651,29315
Cheshire20£10,676536,633109
City of Edinburgh11£10,842535,11254
City of London - Greater London25£10,549433,72681
Clackmannanshire1£11,498428,9094
Coleraine3£10,828341,1581
Cornwall4£10,611539,15416
County Durham20£10,082534,710117
Craigavon1£9,295638,1854
Croydon - Greater London10£10,190536,02914
Cumbria4£9,509555,62114
Derbyshire29£10,051436,791129
Derry1£10,999433,6971
Devon19£10,267538,56852
Dorset6£10,743537,30921
Dundee City1£8,998650,11612
Dungannon1£11,990533,6953
East Ayrshire7£10,455537,10523
East Dunbartonshire3£12,065416,9436
East Riding of Yorkshire8£10,125532,40029
East Sussex10£11,082531,71216
Enfield - Greater London1£10,995529,5702
Essex22£11,421426,82591
Falkirk5£9,971541,24525
Fermanagh4£11,995431,1034
Fife15£10,904534,67537
Glasgow City15£10,481531,31992
Gloucestershire9£9,770526,05643
Greater Manchester54£10,389535,082161
Greenwich - Greater London1£9,295637,4222
Gwynedd3£12,828422,333-
Hampshire35£10,557532,59884
Harrow - Greater London1£9,19549,055-
Havering - Greater London5£10,496532,0189
Herefordshire3£10,295530,99813
Hertfordshire11£11,098428,00748
Highland2£9,247654,24015
Hillingdon - Greater London1£7,990751,0008
Hounslow - Greater London3£9,590536,881-
Inverclyde1£11,99859,7066
Isle of Anglesey1£10,599541,0004
Isle of Wight2£11,995728,1001
Kent26£11,395429,10092
Lancashire54£10,403539,824134
Leicestershire17£10,483534,56233
Lincolnshire23£10,594433,47655
Magherafelt2£9,850655,0001
Merseyside33£10,809431,04683
Merthyr Tydfil3£11,724430,16110
Moray13£12,841421,29340
Newport4£11,504420,90026
Newry and Mourne2£11,140514,3124
Newtownabbey5£10,868428,3318
Norfolk8£9,494545,47374
North Ayrshire3£10,998529,5946
North Down5£10,648529,00914
North Lanarkshire13£10,738436,87144
North Yorkshire28£10,830533,07845
Northamptonshire10£9,647545,24735
Northumberland10£10,859523,58139
Nottinghamshire14£10,847431,06060
Oxfordshire10£10,673434,80426
Pembrokeshire1£12,299516,4411
Perth and Kinross4£11,097521,5039
Renfrewshire15£10,958526,35157
Rhondda Cynon Taf8£9,667543,83214
Scottish Borders2£9,497553,0265
Shropshire23£10,246436,63048
Somerset9£10,428439,12625
South Ayrshire8£10,959529,90612
South Lanarkshire6£11,248523,88023
South Yorkshire18£11,100430,67976
Staffordshire10£10,601531,77066
Stirling2£9,996535,67115
Suffolk13£11,704427,29740
Surrey10£10,522530,34927
Swansea7£12,398338,52446
Tyne and Wear30£10,728529,68874
Waltham Forest - Greater London3£13,021411,29914
Warwickshire14£10,262531,73930
West Dunbartonshire1£11,698425,66810
West Lothian1£9,498537,58732
West Midlands58£10,496533,959187
West Sussex9£11,558429,17625
West Yorkshire27£10,460527,75899
Wiltshire9£10,616435,59829
Worcestershire22£10,295439,01635
Wrexham1£9,650627,6303
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