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Used Vauxhall Crossland X on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Crossland X on finance

Getting a used Vauxhall Crossland X and navigating through financial options might seem daunting, but here’s a step-by-step guide to streamline the process for you.

1. Understand Your Financial Standing:

  • Budget Appropriately: Make sure to take into account all expenses: the car, insurance, maintenance, and potential loan interest.
  • Credit Score Insight: A healthy credit score could equate to more favourable loan terms.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Known for clear-cut terms and possible fixed rates.
  • Cons: Your credit score often significantly influences eligibility and rates.
b. Hire Purchase (HP):
  • Pros: Straightforward and results in owning the vehicle.
  • Cons: Can involve higher monthly payments than alternative methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally has lower monthly payments and provides options at the end of the term.
  • Cons: A large final payment is necessary to own the car outright.
d. Dealer Financing:
  • Pros: Convenient and may have exclusive promotions.
  • Cons: Can carry higher interest rates than other financial institutions.
e. Peer-to-Peer Lending (P2P):
  • Pros: May offer competitive rates and can be an easy online process.
  • Cons: Ensure the platform is credible and understand all terms clearly.

3. Buying Process:

a. Choosing a Dealer:
  • Find one with robust reviews and, if possible, personal recommendations.
b. Negotiating:
  • Knowledge about the Vauxhall Crossland X's general market price can be a powerful tool in negotiation.
c. Contract Review:
  • Ensure you read, understand, and agree with all terms before signing.
d. Insurance Setup:
  • Ensure your new vehicle is insured before driving away.

4. Ongoing Ownership Considerations:

  • Maintenance: Regular servicing helps in elongating vehicle life.
  • Loan Repayments: Ensure timeliness to avoid damaging your credit score.

5. Extra Tips:

  • Vehicle Check: Confirm the condition of the vehicle and be aware of any potential issues.
  • Car Depreciation: Remember that cars generally depreciate and factor this into your financial plans.
  • Warranty: Check any existing warranty and consider whether an extended warranty is worth the investment.

Final Thoughts:

Ensuring a smooth journey towards owning a used Vauxhall Crossland X encompasses careful financial consideration and a clear understanding of the available finance options. By arming yourself with knowledge and approaching each step methodically, you will be well on your way to enjoying your vehicle while keeping financial mishaps at bay.

About the Vauxhall Crossland X

In the thriving world of compact SUVs, Vauxhall's Crossland X has emerged as a strong contender, bringing with it a blend of practicality, style, and innovative features. The Crossland X stands as a testament to Vauxhall's commitment to meeting the ever-evolving needs of UK motorists.

Origins and Positioning: Introduced in 2017, the Crossland X replaced the Meriva in Vauxhall's lineup, shifting the brand's focus from MPVs to the more in-demand compact SUV segment. This move mirrored the trend of families favouring SUVs over traditional MPVs.

Design and Interiors: Boasting a bold and contemporary look, the Crossland X features a distinctive two-tone roof, angular headlights, and Vauxhall's signature grille. Inside, drivers are treated to a modern cabin, equipped with the latest infotainment options, including touchscreen displays and smartphone integration. Practicality is also a highlight, with ample boot space and flexible seating arrangements.

Performance and Efficiency: Vauxhall offers a range of engines for the Crossland X, from economical petrol options to efficient diesel variants. Paired with smooth transmissions, the Crossland X ensures a comfortable ride, suited for both city commutes and longer journeys.

The Competition: In the UK, the Crossland X goes head-to-head with rivals like the Renault Captur, Peugeot 2008, and Nissan Juke. Yet, with its unique design, generous equipment levels, and the backing of Vauxhall's extensive dealership network, it holds its own in this competitive market.

To Wrap Up: Vauxhall's Crossland X serves as a compelling choice in the UK's compact SUV segment. Combining style, versatility, and value, it has quickly established itself as a favourite among British drivers. For those seeking an SUV that's as suited for school runs as it is for weekend getaways, and with the bonus of favourable finance deals, the Crossland X should undoubtedly be on the radar.

Vauxhall Crossland X Data by County

Vauxhall Crossland X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,088£10,613533,4593,398
Aberdeen City6£10,874429,35731
Aberdeenshire4£9,172642,21914
Angus1£11,495419,2747
Ards3£10,158532,8022
Armagh1£8,995660,0291
Ballymena2£9,970546,9033
Barking & Dagenham - Greater London1£11,499531,801-
Barnet - Greater London1£12,705420,3735
Bedfordshire13£10,268541,72744
Belfast2£10,337428,01715
Berkshire15£10,277544,05237
Bexley - Greater London1£11,989421,2057
Blaenau Gwent4£11,248441,33814
Bristol17£9,711543,98038
Bromley - Greater London2£10,747528,20310
Buckinghamshire14£10,799432,72032
Caerphilly2£10,993524,8292
Cambridgeshire19£9,539544,69039
Cardiff4£10,140435,69220
Carmarthenshire1£9,995424,80011
Carrickfergus1£11,495316,930-
Ceredigion5£11,495645,23013
Cheshire22£10,652535,14798
City of Edinburgh13£10,692534,50752
City of London - Greater London18£9,845436,37178
Clackmannanshire3£10,198533,7434
Coleraine5£9,926437,626-
Cornwall5£10,796539,49518
County Durham19£9,885538,21598
Craigavon1£9,295638,1852
Croydon - Greater London5£11,133521,93120
Cumbria7£9,761545,77713
Derbyshire30£10,471435,909130
Derry1£10,999433,6971
Devon11£9,599548,48657
Dorset3£11,047542,36621
Dundee City3£10,665530,33213
Dungannon2£11,915427,4793
East Ayrshire6£10,809537,83022
East Dunbartonshire3£11,331425,1567
East Riding of Yorkshire6£9,972528,23028
East Sussex9£10,840532,37017
Enfield - Greater London2£9,745619,0282
Essex35£10,664436,00991
Falkirk5£10,518528,74518
Fermanagh2£9,495663,6165
Fife14£10,719534,66039
Glasgow City27£10,361535,13284
Gloucestershire13£10,182426,37240
Greater Manchester57£10,334436,207146
Gwynedd3£12,828422,333-
Hampshire24£10,282535,06083
Harrow - Greater London1£9,19549,055-
Havering - Greater London4£9,871536,90212
Herefordshire7£9,797539,86710
Hertfordshire10£11,062425,11050
Highland3£10,530527,70813
Hillingdon - Greater London3£8,910540,4745
Hounslow - Greater London2£10,034626,8221
Inverclyde1£11,99859,7065
Isle of Wight2£11,995728,1001
Kent27£10,878431,95879
Lancashire46£10,430538,366142
Leicestershire11£9,701544,48437
Lincolnshire13£10,663531,29457
Magherafelt3£10,383543,8891
Merseyside31£10,812529,14492
Merthyr Tydfil3£11,052430,9289
Moray13£12,580425,16744
Newport3£11,645419,75620
Newry and Mourne1£10,990022,9063
Newtownabbey4£10,700535,4129
Norfolk16£10,540534,50254
North Ayrshire3£10,331528,7338
North Down5£10,048538,31614
North Lanarkshire14£10,818533,02648
North Yorkshire24£10,440535,92950
Northamptonshire11£10,101539,33232
Northumberland9£10,468526,07535
Nottinghamshire18£10,704432,78255
Oxfordshire9£10,690433,49626
Perth and Kinross3£9,798537,66911
Powys1£12,290320,0971
Renfrewshire8£11,436518,44053
Rhondda Cynon Taf9£9,680543,12911
Scottish Borders1£8,995569,4615
Shropshire21£10,069442,26852
Somerset11£10,206446,93427
South Ayrshire7£10,810528,00812
South Lanarkshire7£11,380427,35024
South Yorkshire17£10,962428,83467
Staffordshire22£10,891533,80450
Stirling3£12,165422,78516
Suffolk9£10,690538,53843
Surrey11£10,992525,23926
Swansea10£11,949433,11042
Tyne and Wear35£10,441532,77470
Waltham Forest - Greater London4£13,034411,20612
Warwickshire11£9,780533,28430
West Dunbartonshire2£10,098643,35111
West Lothian1£9,698537,58725
West Midlands63£10,597536,813179
West Sussex10£11,141434,28921
West Yorkshire23£10,508528,31093
Wiltshire6£11,679428,04734
Worcestershire22£9,900540,04133
Wrexham1£10,200443,2923
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