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Used Vauxhall Crossland X on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Crossland X on finance

Getting a used Vauxhall Crossland X and navigating through financial options might seem daunting, but here’s a step-by-step guide to streamline the process for you.

1. Understand Your Financial Standing:

  • Budget Appropriately: Make sure to take into account all expenses: the car, insurance, maintenance, and potential loan interest.
  • Credit Score Insight: A healthy credit score could equate to more favourable loan terms.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Known for clear-cut terms and possible fixed rates.
  • Cons: Your credit score often significantly influences eligibility and rates.
b. Hire Purchase (HP):
  • Pros: Straightforward and results in owning the vehicle.
  • Cons: Can involve higher monthly payments than alternative methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally has lower monthly payments and provides options at the end of the term.
  • Cons: A large final payment is necessary to own the car outright.
d. Dealer Financing:
  • Pros: Convenient and may have exclusive promotions.
  • Cons: Can carry higher interest rates than other financial institutions.
e. Peer-to-Peer Lending (P2P):
  • Pros: May offer competitive rates and can be an easy online process.
  • Cons: Ensure the platform is credible and understand all terms clearly.

3. Buying Process:

a. Choosing a Dealer:
  • Find one with robust reviews and, if possible, personal recommendations.
b. Negotiating:
  • Knowledge about the Vauxhall Crossland X's general market price can be a powerful tool in negotiation.
c. Contract Review:
  • Ensure you read, understand, and agree with all terms before signing.
d. Insurance Setup:
  • Ensure your new vehicle is insured before driving away.

4. Ongoing Ownership Considerations:

  • Maintenance: Regular servicing helps in elongating vehicle life.
  • Loan Repayments: Ensure timeliness to avoid damaging your credit score.

5. Extra Tips:

  • Vehicle Check: Confirm the condition of the vehicle and be aware of any potential issues.
  • Car Depreciation: Remember that cars generally depreciate and factor this into your financial plans.
  • Warranty: Check any existing warranty and consider whether an extended warranty is worth the investment.

Final Thoughts:

Ensuring a smooth journey towards owning a used Vauxhall Crossland X encompasses careful financial consideration and a clear understanding of the available finance options. By arming yourself with knowledge and approaching each step methodically, you will be well on your way to enjoying your vehicle while keeping financial mishaps at bay.

About the Vauxhall Crossland X

In the thriving world of compact SUVs, Vauxhall's Crossland X has emerged as a strong contender, bringing with it a blend of practicality, style, and innovative features. The Crossland X stands as a testament to Vauxhall's commitment to meeting the ever-evolving needs of UK motorists.

Origins and Positioning: Introduced in 2017, the Crossland X replaced the Meriva in Vauxhall's lineup, shifting the brand's focus from MPVs to the more in-demand compact SUV segment. This move mirrored the trend of families favouring SUVs over traditional MPVs.

Design and Interiors: Boasting a bold and contemporary look, the Crossland X features a distinctive two-tone roof, angular headlights, and Vauxhall's signature grille. Inside, drivers are treated to a modern cabin, equipped with the latest infotainment options, including touchscreen displays and smartphone integration. Practicality is also a highlight, with ample boot space and flexible seating arrangements.

Performance and Efficiency: Vauxhall offers a range of engines for the Crossland X, from economical petrol options to efficient diesel variants. Paired with smooth transmissions, the Crossland X ensures a comfortable ride, suited for both city commutes and longer journeys.

The Competition: In the UK, the Crossland X goes head-to-head with rivals like the Renault Captur, Peugeot 2008, and Nissan Juke. Yet, with its unique design, generous equipment levels, and the backing of Vauxhall's extensive dealership network, it holds its own in this competitive market.

To Wrap Up: Vauxhall's Crossland X serves as a compelling choice in the UK's compact SUV segment. Combining style, versatility, and value, it has quickly established itself as a favourite among British drivers. For those seeking an SUV that's as suited for school runs as it is for weekend getaways, and with the bonus of favourable finance deals, the Crossland X should undoubtedly be on the radar.

Vauxhall Crossland X Data by County

Vauxhall Crossland X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,112£10,612533,5683,403
Aberdeen City5£10,549430,47131
Aberdeenshire5£9,077643,41514
Angus2£9,245643,5026
Ards3£10,158533,8022
Armagh1£8,995660,0291
Ballymena2£9,970546,9033
Banbridge1£10,950438,8002
Barking & Dagenham - Greater London1£11,499531,801-
Barnet - Greater London1£12,737420,3735
Bedfordshire13£10,268541,72745
Belfast2£10,337428,01715
Berkshire13£9,959550,00737
Bexley - Greater London1£11,989421,2057
Blaenau Gwent3£11,899430,71114
Bristol16£9,805543,35438
Bromley - Greater London3£11,096425,8059
Buckinghamshire14£10,813432,72033
Caerphilly2£10,993524,8292
Cambridgeshire20£9,547544,43438
Cardiff4£10,140435,69220
Carmarthenshire1£9,995424,80011
Carrickfergus1£11,495316,930-
Ceredigion5£11,495645,23013
Cheshire22£10,681535,147100
City of Edinburgh13£10,692534,50754
City of London - Greater London20£10,045434,67376
Clackmannanshire3£10,198533,7434
Coleraine5£9,926437,626-
Cornwall6£11,162535,15317
County Durham22£9,983535,866100
Craigavon1£9,295638,1852
Croydon - Greater London5£11,162521,93120
Cumbria7£9,761545,77713
Derbyshire32£10,215436,738129
Derry1£10,999433,6971
Devon12£9,836545,40258
Dorset3£11,047542,36621
Dundee City3£10,665530,33213
Dungannon2£11,915427,4793
East Ayrshire6£10,809537,83022
East Dunbartonshire3£11,331425,1567
East Riding of Yorkshire6£9,972528,23028
East Sussex10£10,806532,62616
Enfield - Greater London2£9,995619,0282
Essex33£10,512437,15893
Falkirk5£10,518528,74518
Fermanagh2£9,495663,6165
Fife15£10,601536,97537
Glasgow City25£10,130534,88681
Gloucestershire13£10,182426,37240
Greater Manchester54£10,227437,344147
Greenwich - Greater London1£10,795535,0523
Gwynedd3£12,828422,333-
Hampshire25£10,252535,02286
Harrow - Greater London1£9,19549,055-
Havering - Greater London4£9,871536,90212
Herefordshire7£9,810539,86710
Hertfordshire10£11,063425,09251
Highland3£10,530527,70813
Hillingdon - Greater London3£9,057540,4745
Hounslow - Greater London2£10,034626,8221
Inverclyde1£11,99859,7065
Isle of Wight2£11,995728,1001
Kent27£10,871432,61780
Lancashire49£10,343539,219141
Leicestershire11£9,873540,59937
Lincolnshire13£10,663531,61357
Magherafelt3£10,383543,8891
Merseyside33£10,787530,23289
Merthyr Tydfil3£11,052430,9289
Moray13£12,810422,75742
Newport3£11,660419,75621
Newry and Mourne2£11,140514,3122
Newtownabbey4£10,700535,4129
Norfolk15£10,722533,58355
North Ayrshire3£10,331528,7338
North Down5£10,048538,17914
North Lanarkshire14£10,846533,02649
North Yorkshire25£10,522535,32652
Northamptonshire12£10,340537,47932
Northumberland8£10,234528,46236
Nottinghamshire19£10,797432,47655
Oxfordshire9£10,840435,33525
Perth and Kinross4£9,598641,16410
Powys1£12,290320,0971
Renfrewshire9£11,331519,75652
Rhondda Cynon Taf9£9,680543,12911
Scottish Borders1£8,995569,4615
Shropshire23£10,135442,37350
Somerset11£10,124447,62926
South Ayrshire6£11,112527,07213
South Lanarkshire7£11,380427,35024
South Yorkshire17£10,923429,38467
Staffordshire24£10,828533,83150
Stirling3£12,165422,78517
Suffolk9£11,078432,31542
Surrey10£11,154523,70326
Swansea11£11,890434,00242
Tyne and Wear36£10,438532,77871
Waltham Forest - Greater London4£13,034411,20612
Warwickshire12£9,747534,14929
West Dunbartonshire1£9,698647,31111
West Lothian1£9,698537,58725
West Midlands65£10,579536,854184
West Sussex10£11,141434,28923
West Yorkshire27£10,310530,65190
Wiltshire6£11,596425,90731
Worcestershire21£9,993539,63633
Wrexham1£10,200443,2924
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