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Used Toyota Yaris on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Toyota Yaris on finance

The Toyota Yaris, renowned for its reliability, fuel efficiency, and compact size, is a preferred choice among city dwellers and those seeking a dependable hatchback. If you're looking to finance a used Yaris, it's crucial to be informed about the process and available options. Here's a detailed guide to assist you in financing a used Toyota Yaris:

Initial Steps:

1. Budgeting:

  • Determine what you can afford, accounting for the down payment, monthly instalments, insurance, and any anticipated maintenance costs.

2. Credit Score Assessment:

  • A favorable credit score can offer you more attractive interest rates and finance terms.

3. Choose Model & Variant:

  • Select the specific model and features of the Yaris that best fit your budget and needs.

4. Vehicle Check:

  • For used vehicles, it's vital to perform a thorough inspection. Obtain a vehicle history report, and if possible, get a mechanic to inspect it.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or financial institution, buy the car, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • This method requires an initial deposit followed by monthly instalments. Once all payments are made, ownership transfers to you.

3. Personal Contract Purchase (PCP):

  • Typically, this offers lower monthly payments. At the end, you can either pay a lump sum to own the car, return it, or trade it in.

4. Lease Purchase:

  • Similar to PCP, but with a commitment to purchase the car at the end of the contract.

5. Dealership Financing:

  • Dealers often have their own finance packages. Ensure you compare these with external finance options for the best value.

6. Peer-to-Peer Lending:

  • Borrow directly from individual lenders through reputable online platforms.

Procurement Process:

1. Identify a Trustworthy Dealer/Seller:

  • Choose dealers/sellers known for transparency and selling vehicles in good condition.

2. Engage in Negotiations:

  • Discuss the car's price and potential financing terms to secure a beneficial deal.

3. Test Drive:

  • Vital to ascertain the car's condition and ensure it matches your expectations.

4. Finalize Financing:

  • After deciding on a finance option, carefully review the terms and ensure you can manage the repayments.

5. Insurance:

  • Ensure you have suitable insurance coverage in place before finalizing the purchase.

6. Complete Documentation:

  • Address all required paperwork, ensuring accuracy and retention for records.

Additional Considerations:

  • Depreciation: Cars depreciate over time. The Yaris's future resale value can be influenced by this.

  • Warranty: Inquire if there's any remaining manufacturer’s warranty on the car or the possibility of purchasing an extended warranty.

  • Overall Cost:

    • Understand the total amount payable over the finance term, including any interest or fees.
  • Early Repayment Clauses: Some finance agreements may have penalties for early repayments. Ensure clarity on this.

Conclusion:

Financing a used Toyota Yaris demands careful planning, understanding the range of finance options, and a detailed evaluation of the vehicle. By following a structured approach, and possibly consulting with financial experts, you can make an informed choice that ensures both enjoyable drives and sound financial health.

About the Toyota Yaris

With its petite dimensions perfect for city jaunts and a reputation for reliability, the Toyota Yaris has entrenched itself as one of the most popular superminis on UK roads. Its journey from the late '90s to now is a testament to Toyota's adaptability and keen attention to market demand.

Evolution Over the Years:

First introduced in 1999 as a replacement for the Starlet, the Yaris immediately caught the attention of urbanites and those seeking a dependable yet compact vehicle. Over its multiple generations, Toyota has diligently refined its design, making it more contemporary, improving interior space, and embedding it with the latest technological advances.

Today's Yaris:

Modern iterations of the Yaris are not just about reliability and economy; they encapsulate a blend of spirited performance and enhanced safety. Toyota's commitment to innovation is evident with the introduction of hybrid technology in the Yaris, catering to a growing demand for environmentally friendly options and offering impressive fuel efficiency. Its tech-infused cabin, boasting features like Apple CarPlay and Android Auto, ensures that drivers and passengers stay connected and entertained.

In the Supermini Arena:

While the Yaris faces fierce competition from rivals like the Ford Fiesta, Volkswagen Polo, and Renault Clio, it holds its ground with its hybrid offering and Toyota's legendary durability. Its balanced combination of comfort, drive dynamics, and practicality makes it a compelling choice in the segment.

Commitment to a Greener Future:

The hybrid versions of the Yaris highlight Toyota's vision for a sustainable motoring future. It's a step towards reducing carbon footprints, without compromising on the zest of driving.

Summing Up:

The Toyota Yaris, over its lifespan, has evolved from a simple urban runabout to a tech-savvy, eco-friendly supermini. It's a car that resonates with a broad spectrum of UK drivers – from city dwellers seeking easy manoeuvrability to eco-conscious individuals aiming for reduced emissions. As the automotive world changes, the Yaris stands as a beacon of Toyota's adaptability and innovation.

Toyota Yaris Data by County

Toyota Yaris data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All4,783£14,009630,6408,870
Aberdeen City13£13,805526,66752
Aberdeenshire4£17,808519,26811
Angus2£15,673524,3075
Antrim1£6,9951119,0004
Ards3£12,238929,4624
Armagh1£9,400576,4007
Ballymena15£11,571642,84826
Ballymoney1£7,6501053,5691
Banbridge2£15,200312,9563
Barking & Dagenham - Greater London4£11,876657,06411
Barnet - Greater London4£10,833822,77513
Bedfordshire195£15,535524,706111
Belfast36£15,405419,84663
Berkshire93£12,826736,150194
Bexley - Greater London1£7,2491157,4035
Blaenau Gwent3£14,266425,3628
Brent - Greater London7£8,0091249,10111
Bristol47£15,503523,600119
Bromley - Greater London38£15,931420,006110
Buckinghamshire102£14,660528,622104
Caerphilly2£2,79518107,590-
Cambridgeshire116£14,054630,986158
Cardiff29£16,714416,63074
Carmarthenshire13£15,797417,89043
Carrickfergus1£8,195777,3044
Ceredigion26£15,256526,18628
Cheshire58£14,533525,093126
City of Edinburgh62£14,846524,575107
City of London - Greater London138£14,137530,294281
Clackmannanshire1£16,998316,102-
Coleraine6£17,168318,0595
Conwy1£10,4951115,437-
Cookstown9£21,783322,00810
Cornwall8£9,041956,03710
County Durham75£14,565426,373139
Craigavon27£15,919320,18825
Croydon - Greater London46£16,284417,912146
Cumbria20£14,188630,28953
Derbyshire98£15,471423,696217
Derry10£17,620318,48214
Devon48£15,174422,070141
Dorset37£9,2831043,69556
Down3£13,182425,4023
Dumfries and Galloway3£13,196835,77713
Dundee City22£16,027521,19153
Dungannon1£19,59015,2113
Ealing - Greater London38£7,1871051,36156
East Ayrshire6£12,831632,30716
East Riding of Yorkshire14£11,024743,32522
East Sussex100£15,123524,242166
Enfield - Greater London35£15,253420,66067
Essex117£16,007421,405169
Falkirk28£14,838527,44028
Fife19£15,879426,31828
Flintshire1£11,490734,8321
Glasgow City47£15,044520,909103
Gloucestershire31£17,441421,66361
Greater Manchester298£12,580736,784556
Hampshire109£13,602630,281239
Haringey - Greater London1£11,750737,000-
Harrow - Greater London9£9,195853,70613
Havering - Greater London43£12,815636,76253
Herefordshire19£13,752525,38025
Hertfordshire137£14,829527,340260
Highland6£12,980530,78718
Hillingdon - Greater London20£7,808962,63353
Hounslow - Greater London20£15,438532,94040
Isle of Anglesey2£10,138846,8242
Isle of Wight11£16,725525,72413
Kensington & Chelsea - Greater London1£8,950936,870-
Kent143£15,147527,799265
Kingston upon Thames - Greater London11£8,591938,77915
Lancashire152£13,460631,936284
Larne1£34,95024,6001
Leicestershire89£11,406837,580169
Lincolnshire79£15,697524,203148
Magherafelt2£21,723652,7273
Merseyside62£13,918527,93093
Merton - Greater London3£8,126948,3338
Midlothian1£22,99515,500-
Monmouthshire1£10,1951033,0007
Moray3£14,329413,82113
Neath Port Talbot3£9,731934,4271
Newport17£16,121423,83167
Newry and Mourne2£16,247413,1971
Newtownabbey5£16,678322,13628
Norfolk95£14,191631,482158
North Ayrshire2£13,247232,5436
North Down3£11,813731,3714
North Lanarkshire10£15,074430,40918
North Yorkshire71£16,333421,893190
Northamptonshire43£15,961424,32383
Northumberland7£14,463740,19313
Nottinghamshire89£15,418526,764117
Oxfordshire23£18,742319,92252
Pembrokeshire9£15,912421,76926
Perth and Kinross18£15,564427,10325
Redbridge - Greater London35£13,497630,54472
Renfrewshire20£14,373522,26436
Rhondda Cynon Taf6£5,7801378,34810
Richmond upon Thames - Greater London20£18,525317,19817
Rutland2£11,250625,558-
Scottish Borders1£12,199827,82125
Shropshire32£13,576632,54951
Somerset61£17,444523,202133
South Ayrshire16£14,164529,46519
South Lanarkshire25£14,110423,38546
South Yorkshire111£13,986531,746255
Staffordshire104£15,212422,064185
Stirling18£16,892318,64633
Strabane2£13,793436,333-
Suffolk37£13,991633,18694
Surrey66£12,258735,615125
Sutton - Greater London3£12,447624,8414
Swansea29£15,266523,15891
Tyne and Wear81£13,197633,622152
Waltham Forest - Greater London4£17,597523,1944
Warwickshire34£16,826422,32472
West Dunbartonshire5£13,957528,9655
West Lothian2£11,848633,18821
West Midlands201£13,979658,787369
West Sussex78£14,879525,776147
West Yorkshire180£13,685631,602315
Wiltshire27£15,268524,49989
Worcestershire57£16,277422,92276
Wrexham38£15,422421,17769
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