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Used Toyota Aygo on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Toyota Aygo on finance

Financing a used Toyota Aygo involves several steps, from understanding your financial stability to exploring various finance options, and ensuring a smooth buying process. Here’s a structured guide to help you navigate through:

Preliminary Steps:

1. Budget Assessment:

  • Determine your affordability regarding down payment and monthly instalments.

2. Credit Review:

  • Understand your credit score as it will impact loan approval and interest rates.

3. Choose the Model:

  • Decide on the specific Aygo variant and its features.

4. Vehicle Evaluation:

  • Inspect the car's condition and review its history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Avail a loan from a bank and repay in fixed monthly instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly instalments, with ownership transferring after the last payment.

3. Personal Contract Purchase (PCP):

  • Provide a deposit, make lower monthly payments, and choose to pay a balloon payment for ownership, return the car, or trade it in at the end.

4. Dealer Financing:

  • Explore finance options offered by Toyota dealerships which might include promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Consider using online platforms to borrow money directly from individual investors.

6. Leasing:

  • Lease the car and return it after the contract ends, often with an option to purchase.

Buying Process:

1. Select a Seller:

  • Choose between a dealer or a private seller, ensuring their credibility.

2. Price Negotiation:

  • Engage in negotiations to potentially lower the price.

3. Test Drive:

  • Ensure the car's functionality and condition through a test drive.

4. Securing Finance:

  • Confirm your financing option and thoroughly understand the terms.

5. Insurance:

  • Set up insurance before completing the purchase.

6. Document Handling:

  • Manage all paperwork, such as registration and title transfer efficiently.

Additional Considerations:

  • Depreciation: Understand the Aygo’s depreciation rate to gauge future resale value.

  • Warranty: Check any existing warranty and consider purchasing an extended warranty if needed.

  • Total Repayment: Be aware of the total repayment amount over the loan period.

  • Early Repayment: Know the terms in case you wish to repay the loan early.

Conclusion:

Purchasing a used Toyota Aygo on finance demands careful planning, understanding your financial limitations, and a thorough knowledge of various financing options. By following a structured purchasing path, being mindful of all costs, and making informed decisions, you ensure a smooth acquisition and enjoyable driving experience while maintaining financial health.

About the Toyota Aygo

The Toyota Aygo, a definitive symbol of urban agility, is renowned for its cheerful design and remarkable efficiency. Specifically engineered for city dwellers and young drivers, it perfectly encapsulates what a modern city car should offer: maneuverability, style, and cost-effectiveness.

Unmistakably Vibrant Design:

With its distinct X-shaped front face, the Aygo is easily recognizable on the streets. It’s not just a car, but a statement of personality. Its compact dimensions don’t limit its flair, with vibrant color options and customizable features that allow owners to make the Aygo uniquely theirs.

Interior – Surprisingly Spacious:

Despite its petite size, the Aygo's cleverly designed interior provides ample space for both passengers and luggage. Modern touches, including a digital infotainment system and ergonomic controls, ensure a comfortable journey, whether it's a short city hop or a longer weekend getaway.

Engineered for the Urban Jungle:

The Aygo's nimble handling and compact dimensions make navigating through narrow city streets and tight parking spots a breeze. Its fuel-efficient engine ensures minimal visits to the petrol station, making it a favorite for those mindful of both the environment and their wallets.

Safety First:

Toyota has always prioritized safety, and the Aygo is no exception. Equipped with an array of safety features, from multiple airbags to stability control, the Aygo ensures peace of mind for its occupants, even in the bustling city environment.

Conclusion:

For those seeking a compact, stylish, and efficient vehicle tailored for urban life, the Toyota Aygo emerges as a top contender. It stands as a testament to Toyota's ability to blend practicality with character, making city driving a delightful experience.

Toyota Aygo Data by County

Toyota Aygo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,011£8,396737,2484,681
Aberdeen City6£9,982433,47048
Aberdeenshire5£8,767625,4345
Angus1£9,995313,8492
Antrim4£7,374743,6897
Ards1£7,250854,0004
Ballymena3£12,060212,96819
Ballymoney2£5,035949,731-
Barking & Dagenham - Greater London2£4,7451141,6273
Barnet - Greater London3£11,460418,6772
Bedfordshire38£7,346943,19064
Belfast6£7,187833,71019
Berkshire31£8,525833,38851
Blaenau Gwent8£9,912427,35723
Bridgend1£9,995535,0631
Bristol23£7,913833,95379
Buckinghamshire27£8,911731,83954
Caerphilly6£8,977532,6533
Cambridgeshire31£8,376741,36753
Cardiff10£10,609419,32632
Carmarthenshire8£9,244635,5815
Carrickfergus1£9,495341,6502
Ceredigion4£7,597634,6266
Cheshire49£8,645633,939106
City of Edinburgh31£7,672741,57959
City of London - Greater London33£8,365633,92382
Clackmannanshire1£7,698749,3205
Conwy3£6,828944,8552
Cookstown1£4,4951273,634-
Cornwall7£8,066738,66415
County Durham24£8,710728,584110
Craigavon1£9,450263,9313
Croydon - Greater London5£7,446958,7447
Cumbria13£9,476527,92818
Denbighshire2£8,095629,560-
Derbyshire42£8,773635,302120
Derry2£8,995440,0535
Devon31£7,413840,69380
Dorset12£8,303826,84339
Dumfries and Galloway5£8,172733,9774
Dundee City6£8,970725,49726
Ealing - Greater London6£6,458939,48317
East Ayrshire10£9,579530,86422
East Dunbartonshire2£8,998632,4852
East Lothian1£8,250535,0232
East Riding of Yorkshire10£7,535746,29719
East Sussex50£9,424629,36790
Essex31£7,938735,17178
Falkirk28£8,884629,85637
Fife18£8,309735,83121
Glasgow City24£9,787524,95375
Gloucestershire11£9,277627,93221
Greater Manchester157£8,991736,299354
Greenwich - Greater London1£10,790435,897-
Hampshire49£7,720837,725106
Harrow - Greater London8£7,108742,17911
Havering - Greater London9£7,116841,41318
Herefordshire10£8,065729,09515
Hertfordshire53£8,318736,586133
Highland4£10,798417,44725
Hillingdon - Greater London8£5,2861156,22635
Hounslow - Greater London7£6,186946,22116
Inverclyde3£8,599634,06911
Isle of Wight15£10,203625,23218
Kent55£9,052630,438152
Lancashire81£7,340840,749169
Leicestershire28£7,392741,14653
Lincolnshire32£8,786633,71276
Merseyside43£8,920628,64791
Monmouthshire4£5,0341062,3104
Moray1£8,698448,24611
Neath Port Talbot2£7,997849,1654
Newport8£9,346532,04624
Newtownabbey5£7,217745,7589
Norfolk57£8,857635,860100
North Ayrshire5£9,237535,6129
North Down1£2,95015102,0007
North Lanarkshire8£8,785634,36027
North Yorkshire28£8,397731,76085
Northamptonshire21£8,312734,94843
Northumberland2£9,99849,3227
Nottinghamshire39£8,911638,98093
Omagh2£6,495965,000-
Oxfordshire13£9,187624,88023
Pembrokeshire2£9,734422,961-
Perth and Kinross2£8,620817,7119
Redbridge - Greater London5£7,613870,3706
Renfrewshire11£10,553427,55036
Rhondda Cynon Taf9£6,2711060,74412
Richmond upon Thames - Greater London4£15,37025,29911
Rutland1£7,950830,4832
Shropshire12£8,486732,93532
Somerset35£10,698524,54464
South Ayrshire14£9,341630,30531
South Lanarkshire7£10,241424,97929
South Yorkshire49£8,227740,540150
Staffordshire33£8,804629,08499
Stirling5£10,916417,26921
Suffolk37£9,150632,78261
Surrey44£6,672946,99987
Sutton - Greater London3£2,73014107,2892
Swansea13£7,529847,48522
Tyne and Wear39£9,147630,03869
Warwickshire15£8,422633,39836
West Dunbartonshire2£6,997845,7523
West Lothian3£9,364629,15921
West Midlands99£7,818739,564241
West Sussex34£8,902631,66382
West Yorkshire53£7,720736,293183
Wiltshire17£9,228633,00345
Worcestershire22£6,646946,01348
Wrexham2£7,995745,5543
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