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Used Toyota Aygo on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Toyota Aygo on finance

Financing a used Toyota Aygo involves several steps, from understanding your financial stability to exploring various finance options, and ensuring a smooth buying process. Here’s a structured guide to help you navigate through:

Preliminary Steps:

1. Budget Assessment:

  • Determine your affordability regarding down payment and monthly instalments.

2. Credit Review:

  • Understand your credit score as it will impact loan approval and interest rates.

3. Choose the Model:

  • Decide on the specific Aygo variant and its features.

4. Vehicle Evaluation:

  • Inspect the car's condition and review its history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Avail a loan from a bank and repay in fixed monthly instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly instalments, with ownership transferring after the last payment.

3. Personal Contract Purchase (PCP):

  • Provide a deposit, make lower monthly payments, and choose to pay a balloon payment for ownership, return the car, or trade it in at the end.

4. Dealer Financing:

  • Explore finance options offered by Toyota dealerships which might include promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Consider using online platforms to borrow money directly from individual investors.

6. Leasing:

  • Lease the car and return it after the contract ends, often with an option to purchase.

Buying Process:

1. Select a Seller:

  • Choose between a dealer or a private seller, ensuring their credibility.

2. Price Negotiation:

  • Engage in negotiations to potentially lower the price.

3. Test Drive:

  • Ensure the car's functionality and condition through a test drive.

4. Securing Finance:

  • Confirm your financing option and thoroughly understand the terms.

5. Insurance:

  • Set up insurance before completing the purchase.

6. Document Handling:

  • Manage all paperwork, such as registration and title transfer efficiently.

Additional Considerations:

  • Depreciation: Understand the Aygo’s depreciation rate to gauge future resale value.

  • Warranty: Check any existing warranty and consider purchasing an extended warranty if needed.

  • Total Repayment: Be aware of the total repayment amount over the loan period.

  • Early Repayment: Know the terms in case you wish to repay the loan early.

Conclusion:

Purchasing a used Toyota Aygo on finance demands careful planning, understanding your financial limitations, and a thorough knowledge of various financing options. By following a structured purchasing path, being mindful of all costs, and making informed decisions, you ensure a smooth acquisition and enjoyable driving experience while maintaining financial health.

About the Toyota Aygo

The Toyota Aygo, a definitive symbol of urban agility, is renowned for its cheerful design and remarkable efficiency. Specifically engineered for city dwellers and young drivers, it perfectly encapsulates what a modern city car should offer: maneuverability, style, and cost-effectiveness.

Unmistakably Vibrant Design:

With its distinct X-shaped front face, the Aygo is easily recognizable on the streets. It’s not just a car, but a statement of personality. Its compact dimensions don’t limit its flair, with vibrant color options and customizable features that allow owners to make the Aygo uniquely theirs.

Interior – Surprisingly Spacious:

Despite its petite size, the Aygo's cleverly designed interior provides ample space for both passengers and luggage. Modern touches, including a digital infotainment system and ergonomic controls, ensure a comfortable journey, whether it's a short city hop or a longer weekend getaway.

Engineered for the Urban Jungle:

The Aygo's nimble handling and compact dimensions make navigating through narrow city streets and tight parking spots a breeze. Its fuel-efficient engine ensures minimal visits to the petrol station, making it a favorite for those mindful of both the environment and their wallets.

Safety First:

Toyota has always prioritized safety, and the Aygo is no exception. Equipped with an array of safety features, from multiple airbags to stability control, the Aygo ensures peace of mind for its occupants, even in the bustling city environment.

Conclusion:

For those seeking a compact, stylish, and efficient vehicle tailored for urban life, the Toyota Aygo emerges as a top contender. It stands as a testament to Toyota's ability to blend practicality with character, making city driving a delightful experience.

Toyota Aygo Data by County

Toyota Aygo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,008£8,378737,1554,600
Aberdeen City8£9,911527,46443
Aberdeenshire5£9,767517,9225
Angus1£9,995313,8491
Antrim3£7,332637,9197
Ards1£7,250854,0004
Ballymena3£12,493210,81118
Ballymoney2£5,035949,731-
Barking & Dagenham - Greater London2£4,7451141,6273
Barnet - Greater London3£11,460418,6772
Bedfordshire37£7,820840,62266
Belfast7£8,274728,65919
Berkshire32£8,231835,83550
Blaenau Gwent7£9,899428,29121
Bridgend1£9,995535,0631
Bristol22£7,585834,61578
Buckinghamshire26£8,601733,84953
Caerphilly6£8,644532,6533
Cambridgeshire34£8,351739,68154
Cardiff12£10,342421,95529
Carmarthenshire8£9,182635,5815
Carrickfergus1£8,995341,6502
Ceredigion4£7,447634,6265
Cheshire52£8,686633,312102
City of Edinburgh29£7,407744,45060
City of London - Greater London35£8,322734,32479
Clackmannanshire1£7,398749,3205
Conwy3£6,828944,8552
Cookstown1£4,4951273,634-
Cornwall7£8,281636,32215
County Durham23£8,762729,456107
Craigavon1£9,450263,9313
Croydon - Greater London5£7,446958,7447
Cumbria12£9,470531,58120
Denbighshire2£8,095629,560-
Derbyshire43£8,989635,035121
Derry3£9,828329,9985
Devon31£7,496938,24473
Dorset12£8,303826,82736
Dumfries and Galloway5£8,172733,9774
Dundee City6£8,970725,49724
Ealing - Greater London5£6,532939,78018
East Ayrshire9£9,430533,30523
East Dunbartonshire2£8,998632,4852
East Lothian1£8,250535,0232
East Riding of Yorkshire12£8,096741,18218
East Sussex48£9,576629,70892
Enfield - Greater London1£3,9951086,3091
Essex33£7,483838,80874
Falkirk29£8,809629,81235
Fife18£8,430735,92221
Glasgow City26£9,518525,77574
Gloucestershire11£9,277627,93221
Greater Manchester150£8,420635,457357
Greenwich - Greater London1£10,790435,897-
Hampshire54£7,908835,040102
Harrow - Greater London7£6,346943,41113
Havering - Greater London9£7,040841,41317
Herefordshire10£8,557622,92715
Hertfordshire44£8,180736,773133
Highland6£9,780530,12924
Hillingdon - Greater London7£5,4701152,91235
Hounslow - Greater London8£6,186945,66816
Inverclyde3£8,599634,0699
Isle of Wight14£10,075626,65718
Kent58£9,191629,720146
Kingston upon Thames - Greater London2£4,5931048,20010
Lancashire80£7,278840,594161
Leicestershire28£7,207741,83748
Lincolnshire34£8,530634,05974
Merseyside40£8,892628,59390
Monmouthshire3£5,1471061,6804
Moray3£10,297528,24311
Neath Port Talbot2£7,997849,1654
Newport9£9,419529,88324
Newtownabbey5£7,217745,7589
Norfolk59£9,055635,71597
North Ayrshire6£8,981539,8998
North Down1£2,95015102,0006
North Lanarkshire8£8,760634,36025
North Yorkshire31£8,865628,78988
Northamptonshire22£8,360733,70640
Northumberland3£10,198519,9486
Nottinghamshire38£8,634738,71989
Omagh1£9,995551,0001
Oxfordshire13£9,282624,18222
Pembrokeshire2£9,734422,961-
Perth and Kinross2£8,620817,7119
Redbridge - Greater London6£7,310965,8085
Renfrewshire10£10,658425,56735
Rhondda Cynon Taf9£6,2701060,74412
Richmond upon Thames - Greater London3£14,66227,06312
Rutland1£7,950830,4831
Shropshire11£9,205526,16934
Somerset36£10,866523,34058
South Ayrshire14£9,341631,29531
South Lanarkshire6£9,948527,77529
South Yorkshire46£8,277640,666145
Staffordshire32£8,997628,67495
Stirling6£11,147412,29620
Suffolk40£8,917632,56462
Surrey38£6,758947,52894
Sutton - Greater London2£3,44814103,4333
Swansea12£7,406850,02321
Tyne and Wear36£9,331629,27570
Warwickshire17£8,105638,71033
West Dunbartonshire2£6,997845,7524
West Lothian3£9,364629,15920
West Midlands97£7,909739,457236
West Sussex36£8,858630,85879
West Yorkshire55£7,828733,486181
Wiltshire13£9,772630,33347
Worcestershire21£6,720945,22246
Wrexham2£7,995745,5543
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