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Used Toyota Aygo on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Toyota Aygo on finance

Financing a used Toyota Aygo involves several steps, from understanding your financial stability to exploring various finance options, and ensuring a smooth buying process. Here’s a structured guide to help you navigate through:

Preliminary Steps:

1. Budget Assessment:

  • Determine your affordability regarding down payment and monthly instalments.

2. Credit Review:

  • Understand your credit score as it will impact loan approval and interest rates.

3. Choose the Model:

  • Decide on the specific Aygo variant and its features.

4. Vehicle Evaluation:

  • Inspect the car's condition and review its history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Avail a loan from a bank and repay in fixed monthly instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly instalments, with ownership transferring after the last payment.

3. Personal Contract Purchase (PCP):

  • Provide a deposit, make lower monthly payments, and choose to pay a balloon payment for ownership, return the car, or trade it in at the end.

4. Dealer Financing:

  • Explore finance options offered by Toyota dealerships which might include promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Consider using online platforms to borrow money directly from individual investors.

6. Leasing:

  • Lease the car and return it after the contract ends, often with an option to purchase.

Buying Process:

1. Select a Seller:

  • Choose between a dealer or a private seller, ensuring their credibility.

2. Price Negotiation:

  • Engage in negotiations to potentially lower the price.

3. Test Drive:

  • Ensure the car's functionality and condition through a test drive.

4. Securing Finance:

  • Confirm your financing option and thoroughly understand the terms.

5. Insurance:

  • Set up insurance before completing the purchase.

6. Document Handling:

  • Manage all paperwork, such as registration and title transfer efficiently.

Additional Considerations:

  • Depreciation: Understand the Aygo’s depreciation rate to gauge future resale value.

  • Warranty: Check any existing warranty and consider purchasing an extended warranty if needed.

  • Total Repayment: Be aware of the total repayment amount over the loan period.

  • Early Repayment: Know the terms in case you wish to repay the loan early.

Conclusion:

Purchasing a used Toyota Aygo on finance demands careful planning, understanding your financial limitations, and a thorough knowledge of various financing options. By following a structured purchasing path, being mindful of all costs, and making informed decisions, you ensure a smooth acquisition and enjoyable driving experience while maintaining financial health.

About the Toyota Aygo

The Toyota Aygo, a definitive symbol of urban agility, is renowned for its cheerful design and remarkable efficiency. Specifically engineered for city dwellers and young drivers, it perfectly encapsulates what a modern city car should offer: maneuverability, style, and cost-effectiveness.

Unmistakably Vibrant Design:

With its distinct X-shaped front face, the Aygo is easily recognizable on the streets. It’s not just a car, but a statement of personality. Its compact dimensions don’t limit its flair, with vibrant color options and customizable features that allow owners to make the Aygo uniquely theirs.

Interior – Surprisingly Spacious:

Despite its petite size, the Aygo's cleverly designed interior provides ample space for both passengers and luggage. Modern touches, including a digital infotainment system and ergonomic controls, ensure a comfortable journey, whether it's a short city hop or a longer weekend getaway.

Engineered for the Urban Jungle:

The Aygo's nimble handling and compact dimensions make navigating through narrow city streets and tight parking spots a breeze. Its fuel-efficient engine ensures minimal visits to the petrol station, making it a favorite for those mindful of both the environment and their wallets.

Safety First:

Toyota has always prioritized safety, and the Aygo is no exception. Equipped with an array of safety features, from multiple airbags to stability control, the Aygo ensures peace of mind for its occupants, even in the bustling city environment.

Conclusion:

For those seeking a compact, stylish, and efficient vehicle tailored for urban life, the Toyota Aygo emerges as a top contender. It stands as a testament to Toyota's ability to blend practicality with character, making city driving a delightful experience.

Toyota Aygo Data by County

Toyota Aygo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,094£8,312737,6744,813
Aberdeen City16£9,485526,70442
Aberdeenshire5£9,867524,9583
Antrim5£7,997544,3344
Ards1£7,250854,0004
Ballymena2£12,193310,40619
Ballymoney2£5,035949,7312
Banbridge1£5,650869,0001
Barking & Dagenham - Greater London3£5,862950,6312
Barnet - Greater London1£10,890521,2003
Bedfordshire45£7,051949,34362
Belfast6£6,883940,57424
Berkshire31£8,774831,05353
Bexley - Greater London1£4,2991241,73711
Blaenau Gwent13£9,776426,51018
Brent - Greater London1£8,190736,9078
Bridgend2£9,495530,682-
Bristol30£8,841628,88370
Buckinghamshire28£9,126732,19657
Caerphilly6£8,977532,6534
Cambridgeshire30£8,391741,10564
Cardiff10£10,362420,88234
Carmarthenshire7£8,994636,8309
Carrickfergus1£11,950511,0001
Ceredigion3£7,730634,0886
Cheshire47£8,814633,070108
City of Edinburgh23£7,650744,11870
City of London - Greater London28£8,754628,01284
Clackmannanshire1£7,698749,3205
Conwy1£5,9951039,0003
Cookstown1£4,4951273,6342
Cornwall6£8,578739,46313
County Durham30£8,332631,84598
Craigavon1£9,450263,9313
Croydon - Greater London4£6,694965,90510
Cumbria14£9,360630,12024
Denbighshire2£8,295629,560-
Derbyshire46£9,021534,423116
Derry3£9,372330,3214
Devon38£8,258835,22072
Dorset14£7,526938,12439
Dumfries and Galloway4£7,229835,3385
Dundee City6£9,860619,54833
Ealing - Greater London7£6,078943,27119
East Ayrshire10£9,774535,19823
East Dunbartonshire2£9,848517,7943
East Riding of Yorkshire11£8,400641,57217
East Sussex49£9,921626,94998
Enfield - Greater London1£6,4001053,8261
Essex29£7,805835,84685
Falkirk29£8,880630,19638
Fife16£7,611738,90231
Glasgow City24£9,348625,76279
Gloucestershire12£8,778734,93421
Greater Manchester168£8,815737,767354
Gwynedd1£3,4951284,000-
Hampshire47£7,829837,894113
Harrow - Greater London7£7,138744,22012
Havering - Greater London11£7,645839,74723
Herefordshire11£7,972725,94014
Hertfordshire48£8,741734,743135
Highland4£11,473419,42519
Hillingdon - Greater London9£4,3751264,64633
Hounslow - Greater London9£7,559840,99014
Inverclyde3£8,599634,06911
Isle of Wight16£10,102625,28017
Kent51£8,865631,486158
Lancashire84£7,308841,112170
Leicestershire26£7,930736,26451
Lincolnshire35£8,492634,17475
Merseyside49£8,798629,28489
Merthyr Tydfil1£8,670626,0601
Monmouthshire4£4,9481062,3104
Moray1£8,698448,20911
Neath Port Talbot2£5,997957,6345
Newport14£8,960628,74417
Newtownabbey4£8,648536,99911
Norfolk57£8,637737,077106
North Ayrshire4£9,897535,5159
North Down1£2,95015102,0007
North Lanarkshire10£8,767633,54931
North Yorkshire33£8,814628,70281
Northamptonshire20£8,308734,12044
Northumberland1£9,998516,1639
Nottinghamshire42£9,030639,323102
Omagh2£6,495965,000-
Oxfordshire14£9,469622,61723
Pembrokeshire2£10,044422,9611
Perth and Kinross3£8,843623,3518
Redbridge - Greater London6£8,913758,8866
Renfrewshire10£9,868534,81740
Rhondda Cynon Taf11£7,316944,73510
Richmond upon Thames - Greater London5£14,79539,68610
Rutland1£8,000830,4832
Scottish Borders1£7,999638,56412
Shropshire11£9,373628,93328
Somerset35£10,758523,72768
South Ayrshire15£9,204531,47728
South Lanarkshire9£9,780524,61429
South Yorkshire46£8,277739,214157
Staffordshire35£9,205627,976111
Stirling8£10,570419,13525
Suffolk40£8,522736,81260
Surrey43£6,281949,99483
Sutton - Greater London2£3,49714103,4331
Swansea11£6,934952,86823
Tyne and Wear44£9,104630,70175
Waltham Forest - Greater London1£8,699617,8546
Warwickshire12£8,562631,60740
West Dunbartonshire1£3,3951272,5416
West Lothian4£10,697523,53422
West Midlands101£8,001737,750248
West Sussex39£8,885631,49576
West Yorkshire56£8,012732,190190
Wiltshire17£9,107631,63744
Worcestershire26£6,807944,90546
Wrexham1£9,995528,5964
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