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Used Toyota Aygo on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Toyota Aygo on finance

Financing a used Toyota Aygo involves several steps, from understanding your financial stability to exploring various finance options, and ensuring a smooth buying process. Here’s a structured guide to help you navigate through:

Preliminary Steps:

1. Budget Assessment:

  • Determine your affordability regarding down payment and monthly instalments.

2. Credit Review:

  • Understand your credit score as it will impact loan approval and interest rates.

3. Choose the Model:

  • Decide on the specific Aygo variant and its features.

4. Vehicle Evaluation:

  • Inspect the car's condition and review its history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Avail a loan from a bank and repay in fixed monthly instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly instalments, with ownership transferring after the last payment.

3. Personal Contract Purchase (PCP):

  • Provide a deposit, make lower monthly payments, and choose to pay a balloon payment for ownership, return the car, or trade it in at the end.

4. Dealer Financing:

  • Explore finance options offered by Toyota dealerships which might include promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Consider using online platforms to borrow money directly from individual investors.

6. Leasing:

  • Lease the car and return it after the contract ends, often with an option to purchase.

Buying Process:

1. Select a Seller:

  • Choose between a dealer or a private seller, ensuring their credibility.

2. Price Negotiation:

  • Engage in negotiations to potentially lower the price.

3. Test Drive:

  • Ensure the car's functionality and condition through a test drive.

4. Securing Finance:

  • Confirm your financing option and thoroughly understand the terms.

5. Insurance:

  • Set up insurance before completing the purchase.

6. Document Handling:

  • Manage all paperwork, such as registration and title transfer efficiently.

Additional Considerations:

  • Depreciation: Understand the Aygo’s depreciation rate to gauge future resale value.

  • Warranty: Check any existing warranty and consider purchasing an extended warranty if needed.

  • Total Repayment: Be aware of the total repayment amount over the loan period.

  • Early Repayment: Know the terms in case you wish to repay the loan early.

Conclusion:

Purchasing a used Toyota Aygo on finance demands careful planning, understanding your financial limitations, and a thorough knowledge of various financing options. By following a structured purchasing path, being mindful of all costs, and making informed decisions, you ensure a smooth acquisition and enjoyable driving experience while maintaining financial health.

About the Toyota Aygo

The Toyota Aygo, a definitive symbol of urban agility, is renowned for its cheerful design and remarkable efficiency. Specifically engineered for city dwellers and young drivers, it perfectly encapsulates what a modern city car should offer: maneuverability, style, and cost-effectiveness.

Unmistakably Vibrant Design:

With its distinct X-shaped front face, the Aygo is easily recognizable on the streets. It’s not just a car, but a statement of personality. Its compact dimensions don’t limit its flair, with vibrant color options and customizable features that allow owners to make the Aygo uniquely theirs.

Interior – Surprisingly Spacious:

Despite its petite size, the Aygo's cleverly designed interior provides ample space for both passengers and luggage. Modern touches, including a digital infotainment system and ergonomic controls, ensure a comfortable journey, whether it's a short city hop or a longer weekend getaway.

Engineered for the Urban Jungle:

The Aygo's nimble handling and compact dimensions make navigating through narrow city streets and tight parking spots a breeze. Its fuel-efficient engine ensures minimal visits to the petrol station, making it a favorite for those mindful of both the environment and their wallets.

Safety First:

Toyota has always prioritized safety, and the Aygo is no exception. Equipped with an array of safety features, from multiple airbags to stability control, the Aygo ensures peace of mind for its occupants, even in the bustling city environment.

Conclusion:

For those seeking a compact, stylish, and efficient vehicle tailored for urban life, the Toyota Aygo emerges as a top contender. It stands as a testament to Toyota's ability to blend practicality with character, making city driving a delightful experience.

Toyota Aygo Data by County

Toyota Aygo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,075£8,319737,4634,831
Aberdeen City16£9,466526,70541
Aberdeenshire5£9,867524,9583
Angus1£9,995313,8492
Antrim5£7,997544,3344
Ards1£7,250854,0004
Ballymena2£12,193310,40619
Ballymoney2£5,035949,7312
Banbridge1£5,650869,0001
Barking & Dagenham - Greater London3£5,862950,6312
Barnet - Greater London1£10,890521,2003
Bedfordshire43£7,165947,87963
Belfast5£6,948937,26725
Berkshire29£8,517832,57655
Bexley - Greater London1£4,2991241,73711
Blaenau Gwent13£9,776426,51018
Brent - Greater London1£8,190736,9078
Bridgend2£9,495530,682-
Bristol26£8,481731,24275
Buckinghamshire28£9,122732,19657
Caerphilly6£8,977532,6534
Cambridgeshire30£8,391741,12464
Cardiff9£10,881417,01635
Carmarthenshire7£8,994636,8308
Carrickfergus1£11,950511,0001
Ceredigion3£7,730634,0886
Cheshire47£8,814633,070106
City of Edinburgh22£7,595745,46671
City of London - Greater London27£8,856627,75384
Clackmannanshire1£7,698749,3205
Conwy1£5,9951039,0003
Cookstown1£4,4951273,6342
Cornwall6£8,578739,46313
County Durham28£8,240632,211100
Craigavon1£9,450263,9313
Croydon - Greater London4£6,694965,90510
Cumbria14£9,360630,12023
Denbighshire2£8,295629,560-
Derbyshire49£8,789636,526115
Derry3£9,372330,3214
Devon37£8,178835,23273
Dorset12£8,031833,60141
Dumfries and Galloway4£7,229835,3385
Dundee City6£9,860619,54833
Ealing - Greater London6£6,475939,48320
East Ayrshire10£9,566535,19822
East Dunbartonshire3£8,898628,1362
East Riding of Yorkshire11£8,400641,55217
East Sussex49£9,915626,94998
Enfield - Greater London1£6,4001053,8261
Essex28£7,763835,26086
Falkirk27£8,806631,25440
Fife17£7,604739,22029
Glasgow City23£9,276626,45379
Gloucestershire12£8,778734,94820
Greater Manchester169£8,818737,749353
Gwynedd1£3,4951284,000-
Hampshire49£7,700838,426115
Harrow - Greater London7£7,138744,22012
Havering - Greater London11£7,645839,74723
Herefordshire11£7,972725,94014
Hertfordshire51£8,492735,660135
Highland4£11,473419,42519
Hillingdon - Greater London10£4,4181268,38434
Hounslow - Greater London9£7,541840,99014
Inverclyde3£8,599634,06911
Isle of Wight17£9,949625,32217
Kent54£8,801632,191156
Lancashire84£7,221842,327170
Leicestershire28£7,985736,34951
Lincolnshire33£8,737632,36577
Merseyside44£8,970627,76893
Merthyr Tydfil1£8,670626,0601
Monmouthshire4£4,9481062,3104
Moray1£8,698448,20911
Neath Port Talbot2£5,997957,6345
Newport12£9,146627,89419
Newtownabbey5£8,818532,92411
Norfolk58£8,751736,534105
North Ayrshire4£9,423535,5159
North Down1£2,95015102,0007
North Lanarkshire10£8,767633,54931
North Yorkshire33£8,814628,70279
Northamptonshire20£8,190734,90844
Northumberland1£9,998516,1639
Nottinghamshire43£8,963640,116102
Omagh2£6,495965,000-
Oxfordshire14£9,469622,61723
Pembrokeshire2£10,044422,9611
Perth and Kinross3£8,843623,3517
Redbridge - Greater London6£8,913758,8866
Renfrewshire11£9,971532,33540
Rhondda Cynon Taf11£7,316944,73510
Richmond upon Thames - Greater London5£14,79539,68610
Rutland1£8,000830,4832
Scottish Borders1£7,999638,56413
Shropshire10£9,351629,94929
Somerset35£10,758523,72767
South Ayrshire15£9,204531,47728
South Lanarkshire9£9,780524,61429
South Yorkshire44£8,319738,824157
Staffordshire34£9,266627,671108
Stirling8£10,570419,13525
Suffolk39£8,483737,04961
Surrey39£6,530947,57587
Sutton - Greater London2£3,49714103,4331
Swansea11£6,934952,86823
Tyne and Wear43£8,987632,01177
Waltham Forest - Greater London1£8,699617,8546
Warwickshire15£8,281734,75539
West Dunbartonshire1£3,3951272,5416
West Lothian4£10,697523,53422
West Midlands99£7,990737,784248
West Sussex37£8,982630,52576
West Yorkshire57£8,127731,151189
Wiltshire17£9,107631,63743
Worcestershire25£6,949943,63247
Wrexham1£9,995528,5964
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