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Used Toyota Aygo on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Toyota Aygo on finance

Financing a used Toyota Aygo involves several steps, from understanding your financial stability to exploring various finance options, and ensuring a smooth buying process. Here’s a structured guide to help you navigate through:

Preliminary Steps:

1. Budget Assessment:

  • Determine your affordability regarding down payment and monthly instalments.

2. Credit Review:

  • Understand your credit score as it will impact loan approval and interest rates.

3. Choose the Model:

  • Decide on the specific Aygo variant and its features.

4. Vehicle Evaluation:

  • Inspect the car's condition and review its history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Avail a loan from a bank and repay in fixed monthly instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly instalments, with ownership transferring after the last payment.

3. Personal Contract Purchase (PCP):

  • Provide a deposit, make lower monthly payments, and choose to pay a balloon payment for ownership, return the car, or trade it in at the end.

4. Dealer Financing:

  • Explore finance options offered by Toyota dealerships which might include promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Consider using online platforms to borrow money directly from individual investors.

6. Leasing:

  • Lease the car and return it after the contract ends, often with an option to purchase.

Buying Process:

1. Select a Seller:

  • Choose between a dealer or a private seller, ensuring their credibility.

2. Price Negotiation:

  • Engage in negotiations to potentially lower the price.

3. Test Drive:

  • Ensure the car's functionality and condition through a test drive.

4. Securing Finance:

  • Confirm your financing option and thoroughly understand the terms.

5. Insurance:

  • Set up insurance before completing the purchase.

6. Document Handling:

  • Manage all paperwork, such as registration and title transfer efficiently.

Additional Considerations:

  • Depreciation: Understand the Aygo’s depreciation rate to gauge future resale value.

  • Warranty: Check any existing warranty and consider purchasing an extended warranty if needed.

  • Total Repayment: Be aware of the total repayment amount over the loan period.

  • Early Repayment: Know the terms in case you wish to repay the loan early.

Conclusion:

Purchasing a used Toyota Aygo on finance demands careful planning, understanding your financial limitations, and a thorough knowledge of various financing options. By following a structured purchasing path, being mindful of all costs, and making informed decisions, you ensure a smooth acquisition and enjoyable driving experience while maintaining financial health.

About the Toyota Aygo

The Toyota Aygo, a definitive symbol of urban agility, is renowned for its cheerful design and remarkable efficiency. Specifically engineered for city dwellers and young drivers, it perfectly encapsulates what a modern city car should offer: maneuverability, style, and cost-effectiveness.

Unmistakably Vibrant Design:

With its distinct X-shaped front face, the Aygo is easily recognizable on the streets. It’s not just a car, but a statement of personality. Its compact dimensions don’t limit its flair, with vibrant color options and customizable features that allow owners to make the Aygo uniquely theirs.

Interior – Surprisingly Spacious:

Despite its petite size, the Aygo's cleverly designed interior provides ample space for both passengers and luggage. Modern touches, including a digital infotainment system and ergonomic controls, ensure a comfortable journey, whether it's a short city hop or a longer weekend getaway.

Engineered for the Urban Jungle:

The Aygo's nimble handling and compact dimensions make navigating through narrow city streets and tight parking spots a breeze. Its fuel-efficient engine ensures minimal visits to the petrol station, making it a favorite for those mindful of both the environment and their wallets.

Safety First:

Toyota has always prioritized safety, and the Aygo is no exception. Equipped with an array of safety features, from multiple airbags to stability control, the Aygo ensures peace of mind for its occupants, even in the bustling city environment.

Conclusion:

For those seeking a compact, stylish, and efficient vehicle tailored for urban life, the Toyota Aygo emerges as a top contender. It stands as a testament to Toyota's ability to blend practicality with character, making city driving a delightful experience.

Toyota Aygo Data by County

Toyota Aygo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,031£8,264738,2284,696
Aberdeen City8£9,797428,86548
Aberdeenshire6£10,168624,4064
Angus1£9,995313,8492
Antrim4£8,622632,8786
Ards1£7,250854,0004
Ballymena4£10,469423,63418
Ballymoney2£5,035949,7311
Banbridge1£5,650869,0001
Barking & Dagenham - Greater London2£4,7451141,6273
Barnet - Greater London2£11,190425,6912
Bedfordshire39£7,059946,21262
Belfast7£7,227831,58919
Berkshire30£8,417833,95554
Blaenau Gwent11£10,235424,90220
Brent - Greater London1£8,190736,9077
Bridgend1£9,995535,0631
Bristol23£8,073833,56976
Buckinghamshire28£8,908732,14351
Caerphilly6£8,977532,6533
Cambridgeshire28£8,319740,41156
Cardiff10£10,635419,32634
Carmarthenshire8£9,244635,5816
Carrickfergus1£9,495341,6502
Ceredigion4£7,597634,6266
Cheshire46£8,642634,601107
City of Edinburgh25£7,411844,81759
City of London - Greater London31£8,334733,82883
Clackmannanshire1£7,698749,3205
Conwy2£6,2451052,5002
Cookstown1£4,4951273,6342
Cornwall7£8,066738,66415
County Durham26£8,709627,993108
Craigavon1£9,450263,9313
Croydon - Greater London4£6,6201067,9398
Cumbria14£9,285528,95518
Denbighshire2£8,295629,560-
Derbyshire43£8,994635,325119
Derry3£9,338330,3214
Devon34£8,019837,33075
Dorset12£7,769931,75937
Dumfries and Galloway4£7,229835,3384
Dundee City6£9,386622,65128
Ealing - Greater London6£6,475939,48318
East Ayrshire10£9,866530,53121
East Dunbartonshire2£8,998632,4852
East Lothian1£8,250535,0232
East Riding of Yorkshire10£7,630745,39918
East Sussex48£9,664628,87291
Essex32£7,844735,04680
Falkirk29£8,837629,84337
Fife18£8,109736,59921
Glasgow City26£9,645526,08180
Gloucestershire10£9,355626,35522
Greater Manchester171£8,870737,725346
Greenwich - Greater London1£10,790435,897-
Gwynedd1£3,4951284,000-
Hampshire50£7,590838,438109
Harrow - Greater London8£7,108742,17912
Havering - Greater London9£7,131841,41320
Herefordshire10£7,985724,10414
Hertfordshire51£8,309735,630137
Highland3£11,398521,23722
Hillingdon - Greater London9£5,1091259,86735
Hounslow - Greater London8£6,720942,24815
Inverclyde3£8,599634,06911
Isle of Wight16£10,102625,28017
Kent53£8,911631,088150
Lancashire78£7,118842,106167
Leicestershire30£7,978636,03948
Lincolnshire31£8,930532,50777
Merseyside45£8,793629,87190
Monmouthshire4£4,9481062,3104
Moray1£8,698448,24611
Neath Port Talbot1£5,995959,9194
Newport7£9,339631,56024
Newtownabbey5£7,377745,75810
Norfolk57£8,903635,58899
North Ayrshire4£9,423535,5159
North Down1£2,95015102,0007
North Lanarkshire10£8,741633,54926
North Yorkshire29£8,188733,46882
Northamptonshire22£8,191736,17944
Northumberland1£9,998516,1638
Nottinghamshire36£9,128636,36894
Omagh2£6,495965,000-
Oxfordshire14£8,909725,03122
Pembrokeshire2£9,734422,961-
Perth and Kinross1£4,2501230,0009
Redbridge - Greater London6£8,843758,8865
Renfrewshire10£10,488428,82337
Rhondda Cynon Taf12£6,8721051,34010
Richmond upon Thames - Greater London4£15,37025,29911
Rutland1£7,950830,4832
Scottish Borders1£8,000638,56413
Shropshire12£8,521732,93532
Somerset33£11,036523,01466
South Ayrshire14£9,391530,31230
South Lanarkshire8£10,013525,59228
South Yorkshire47£8,144740,735151
Staffordshire33£8,880629,340106
Stirling6£10,845416,25123
Suffolk38£9,316632,38762
Surrey44£6,522947,01785
Sutton - Greater London3£2,79014107,2892
Swansea12£7,006854,87121
Tyne and Wear41£9,059630,76571
Warwickshire14£8,652632,40936
West Dunbartonshire1£3,3951272,5413
West Lothian4£10,447523,53421
West Midlands98£7,842739,044244
West Sussex36£8,962631,21381
West Yorkshire55£7,638735,336186
Wiltshire18£9,626526,92942
Worcestershire22£6,651946,01347
Wrexham2£7,995745,5543
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