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Used Toyota Aygo on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Toyota Aygo on finance

Financing a used Toyota Aygo involves several steps, from understanding your financial stability to exploring various finance options, and ensuring a smooth buying process. Here’s a structured guide to help you navigate through:

Preliminary Steps:

1. Budget Assessment:

  • Determine your affordability regarding down payment and monthly instalments.

2. Credit Review:

  • Understand your credit score as it will impact loan approval and interest rates.

3. Choose the Model:

  • Decide on the specific Aygo variant and its features.

4. Vehicle Evaluation:

  • Inspect the car's condition and review its history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Avail a loan from a bank and repay in fixed monthly instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly instalments, with ownership transferring after the last payment.

3. Personal Contract Purchase (PCP):

  • Provide a deposit, make lower monthly payments, and choose to pay a balloon payment for ownership, return the car, or trade it in at the end.

4. Dealer Financing:

  • Explore finance options offered by Toyota dealerships which might include promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Consider using online platforms to borrow money directly from individual investors.

6. Leasing:

  • Lease the car and return it after the contract ends, often with an option to purchase.

Buying Process:

1. Select a Seller:

  • Choose between a dealer or a private seller, ensuring their credibility.

2. Price Negotiation:

  • Engage in negotiations to potentially lower the price.

3. Test Drive:

  • Ensure the car's functionality and condition through a test drive.

4. Securing Finance:

  • Confirm your financing option and thoroughly understand the terms.

5. Insurance:

  • Set up insurance before completing the purchase.

6. Document Handling:

  • Manage all paperwork, such as registration and title transfer efficiently.

Additional Considerations:

  • Depreciation: Understand the Aygo’s depreciation rate to gauge future resale value.

  • Warranty: Check any existing warranty and consider purchasing an extended warranty if needed.

  • Total Repayment: Be aware of the total repayment amount over the loan period.

  • Early Repayment: Know the terms in case you wish to repay the loan early.

Conclusion:

Purchasing a used Toyota Aygo on finance demands careful planning, understanding your financial limitations, and a thorough knowledge of various financing options. By following a structured purchasing path, being mindful of all costs, and making informed decisions, you ensure a smooth acquisition and enjoyable driving experience while maintaining financial health.

About the Toyota Aygo

The Toyota Aygo, a definitive symbol of urban agility, is renowned for its cheerful design and remarkable efficiency. Specifically engineered for city dwellers and young drivers, it perfectly encapsulates what a modern city car should offer: maneuverability, style, and cost-effectiveness.

Unmistakably Vibrant Design:

With its distinct X-shaped front face, the Aygo is easily recognizable on the streets. It’s not just a car, but a statement of personality. Its compact dimensions don’t limit its flair, with vibrant color options and customizable features that allow owners to make the Aygo uniquely theirs.

Interior – Surprisingly Spacious:

Despite its petite size, the Aygo's cleverly designed interior provides ample space for both passengers and luggage. Modern touches, including a digital infotainment system and ergonomic controls, ensure a comfortable journey, whether it's a short city hop or a longer weekend getaway.

Engineered for the Urban Jungle:

The Aygo's nimble handling and compact dimensions make navigating through narrow city streets and tight parking spots a breeze. Its fuel-efficient engine ensures minimal visits to the petrol station, making it a favorite for those mindful of both the environment and their wallets.

Safety First:

Toyota has always prioritized safety, and the Aygo is no exception. Equipped with an array of safety features, from multiple airbags to stability control, the Aygo ensures peace of mind for its occupants, even in the bustling city environment.

Conclusion:

For those seeking a compact, stylish, and efficient vehicle tailored for urban life, the Toyota Aygo emerges as a top contender. It stands as a testament to Toyota's ability to blend practicality with character, making city driving a delightful experience.

Toyota Aygo Data by County

Toyota Aygo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,993£8,388736,5474,714
Aberdeen City16£9,242529,80442
Aberdeenshire5£9,767517,9235
Angus1£9,995313,8491
Antrim2£6,497744,7559
Ards1£7,250854,0004
Ballymena4£11,944215,15215
Ballymoney2£5,035949,731-
Barking & Dagenham - Greater London2£4,7451141,6273
Barnet - Greater London3£11,327418,6771
Bedfordshire37£7,794843,19263
Belfast11£8,537730,92419
Berkshire29£8,490831,71649
Blaenau Gwent7£10,013430,01622
Bridgend1£9,995535,0631
Bristol23£7,474836,26079
Bromley - Greater London1£8,2981312,109-
Buckinghamshire22£8,024836,47054
Caerphilly5£8,693532,2024
Cambridgeshire39£8,252744,37057
Cardiff10£10,190522,11932
Carmarthenshire7£9,494632,8035
Carrickfergus1£8,995341,6502
Ceredigion5£8,556530,4163
Cheshire51£8,798632,839103
City of Edinburgh27£7,497741,70764
City of London - Greater London32£8,117735,30384
Conwy2£6,2451052,5003
Cookstown1£4,4951273,634-
Cornwall7£8,281636,32215
County Durham22£8,588729,973107
Craigavon1£9,450263,9312
Croydon - Greater London5£7,446958,7447
Cumbria12£9,429531,58121
Derbyshire47£9,051635,052123
Derry2£10,395421,4215
Devon25£7,849835,48079
Dorset15£8,440824,49134
Dumfries and Galloway5£7,229836,2787
Dundee City7£8,394731,54025
Ealing - Greater London5£6,432939,78018
East Ayrshire10£9,918426,92223
East Dunbartonshire2£8,998632,4852
East Lothian1£8,250535,0232
East Riding of Yorkshire11£7,719745,41919
East Sussex50£9,592630,97892
Enfield - Greater London2£5,3201160,2741
Essex33£7,827738,99977
Falkirk28£8,808628,33836
Fife18£8,225737,60322
Glasgow City23£9,501528,61477
Gloucestershire12£8,645633,46923
Greater Manchester143£8,100736,723374
Hampshire57£8,145733,992102
Harrow - Greater London7£6,346943,41112
Havering - Greater London9£7,568840,52418
Herefordshire9£8,083725,48217
Hertfordshire50£8,495733,336138
Highland9£8,830634,22126
Hillingdon - Greater London8£5,8601049,06333
Hounslow - Greater London7£6,305949,19216
Inverclyde3£8,531635,47311
Isle of Wight12£9,796729,15019
Kent57£9,131630,119150
Kingston upon Thames - Greater London2£5,1981139,60010
Lancashire78£7,482840,310175
Leicestershire27£7,115741,85050
Lincolnshire38£8,324633,95376
Merseyside43£8,661629,07893
Monmouthshire3£5,1471061,6803
Moray4£10,222428,68211
Neath Port Talbot2£7,847849,1654
Newport9£9,163532,27524
Newtownabbey4£5,946856,46111
Norfolk60£8,991635,362100
North Ayrshire6£8,981539,8997
North Down1£2,95015102,0005
North Lanarkshire7£8,705728,14426
North Yorkshire37£8,716629,11084
Northamptonshire21£8,417733,09043
Northumberland4£8,399733,7116
Nottinghamshire30£8,610737,644100
Omagh1£9,995551,0001
Oxfordshire15£9,384626,19121
Pembrokeshire1£10,299318,0281
Perth and Kinross3£9,243716,2799
Redbridge - Greater London2£12,447414,6638
Renfrewshire8£9,823530,03438
Rhondda Cynon Taf10£6,5851057,94812
Richmond upon Thames - Greater London3£14,66227,06312
Rutland1£7,950830,4831
Shropshire11£9,200526,16933
Somerset34£10,550525,31160
South Ayrshire12£8,981633,49933
South Lanarkshire5£10,178426,43428
South Yorkshire47£8,327639,526148
Staffordshire30£8,971629,04394
Stirling7£10,881421,42621
Suffolk40£9,138631,35759
Surrey36£6,616949,95893
Sutton - Greater London3£2,83114102,2893
Swansea11£7,398851,27723
Tyne and Wear30£8,954631,32472
Warwickshire19£7,894738,92431
West Dunbartonshire1£10,998318,9625
West Lothian3£9,364629,15920
West Midlands99£7,932739,065243
West Sussex37£8,959631,41572
West Yorkshire54£7,940734,988189
Wiltshire13£9,480632,58448
Worcestershire18£6,5021050,54648
Wrexham2£7,995745,5543
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