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Used MG HS on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a MG HS on finance

Buying a used MG HS? Here’s a comprehensive guide to facilitate a smooth and informed purchase through adequate financing and wise decision-making.

1. Understand Your Budget

  • Fixed Spending Limit: Establish the maximum amount for both upfront and ongoing expenses.
  • Investigate Models: Examine various MG HS models and years to align with budget and requirements.

2. In-depth Vehicle Check

  • History Report: Ensure the vehicle has a clean history (accidents, ownership, etc.)
  • Expert Inspection: Employ a professional to check the vehicle's physical and mechanical state.

3. Assess Your Financial Health

  • Credit Score Check: A robust credit score will secure better loan terms.
  • Financial Stability: Confirm your budget can accommodate the potential monthly payments.

4. Explore Financing Alternatives

  • Bank Financing: Explore loan options and interest rates from various banks.
  • Hire Purchase: Pay an initial deposit, followed by fixed monthly payments for straightforward ownership.
  • Dealer Financing: Assess the financing plans offered by car dealerships.
  • Personal Contract Purchase (PCP): Offers lower monthly payments with various options at the contract's end.

5. Expert Negotiation

  • Knowledge Is Power: Familiarize yourself with market rates and specifications for informed bargaining.
  • Effective Dialogues: Harness clear and assertive communication to facilitate beneficial deals.

6. Scrutinize the Contract

  • In-depth Review: Ensure every detail, such as the interest rates and monthly payments, adheres to agreed terms.
  • Legalities: Confirm all aspects of the contract are clear and straightforward.

7. Pre-Ownership Arrangements

  • Optimal Insurance: Secure an insurance policy before finalizing the purchase.
  • Complete Documentation: Methodically process all required paperwork.

8. Sustaining Your Investment

  • Maintain Timely Payments: Regularly manage your payments to protect your credit score.
  • Upkeep and Maintenance: Regularly service the MG HS to retain its performance and value.

9. Forward Planning

  • End-of-Contract Strategy: Prepare for choices, such as refinancing or selling, as the contract concludes.
  • Preserve Resale Value: Maintain the vehicle in optimal condition for the best resale value.

Conclusion

Navigating through the financing of a used MG HS can be an uncomplicated process with meticulous planning, budgeting, and negotiation. Ensure consistent management of payments and maintenance throughout ownership to safeguard your investment and future resale value. With precise preparation, the pleasure of driving your MG HS will be matched by the satisfaction of a well-executed financial plan.

About the MG HS

Wading into the competitive arena of mid-sized SUVs, the MG HS presents itself as a compelling option, especially for the UK motorist. With a blend of modern styling, generous equipment levels, and a value-driven price tag, MG reiterates its commitment to offering quality vehicles that don't break the bank.

A Fresh Chapter for MG:

The MG HS, introduced in 2019, signifies the brand's evolution in the SUV segment. Building on the successes of previous MG models, the HS is designed to cater to families and individuals who seek space, comfort, and the latest in-car tech without the hefty price tag often associated with such offerings.

Stylish and Spacious:

Exterior aesthetics aside, the HS surprises many with its spacious and well-appointed interior. Soft-touch materials, a user-friendly infotainment system, and a plethora of safety features ensure a pleasant journey, whether it's city commuting or long-haul drives across the British countryside.

Position in the UK Market:

Within the bustling UK SUV segment, the MG HS squares off against rivals like the Nissan Qashqai, Kia Sportage, and Skoda Karoq. What sets the HS apart, however, is its unbeatable price-to-features ratio, making it an attractive proposition for value-conscious buyers.

In Conclusion:

The MG HS beautifully captures the brand's aspirations of delivering quality vehicles that resonate with the contemporary motorist. For those in the UK on the hunt for an SUV that's both feature-rich and affordable, the HS is a consideration that's hard to overlook.

MG HS Data by County

MG HS data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,367£19,298212,7344,286
Aberdeen City7£18,398214,31268
Aberdeenshire8£19,90319,12420
Ards1£12,999335,8781
Bedfordshire16£19,053214,73224
Belfast22£19,196111,72770
Berkshire9£21,15516,58821
Blaenau Gwent9£19,61016,51915
Bristol5£17,848318,4784
Bromley - Greater London3£15,927320,22719
Buckinghamshire18£19,438211,64237
Cambridgeshire20£15,932229,69734
Carmarthenshire3£22,660113,8338
Ceredigion15£22,51515,82843
Cheshire36£19,491211,676114
City of Edinburgh27£20,61215,93390
City of London - Greater London43£19,553211,55069
Conwy3£25,19526,0002
Cornwall1£15,655229,80817
County Durham33£18,307111,586134
Croydon - Greater London16£17,463214,70835
Cumbria20£20,17919,27066
Derbyshire14£18,079214,14090
Devon25£18,275111,64829
Dorset7£22,44714,95012
Dumfries and Galloway1£20,49801,1901
Dundee City5£19,400212,19313
East Riding of Yorkshire14£19,377216,11423
East Sussex2£20,687323,6727
Enfield - Greater London1£16,699330,4811
Essex75£18,739212,802151
Falkirk6£19,99629,34021
Fermanagh2£23,45028,3161
Fife35£23,25004,04037
Glasgow City17£21,00818,949132
Gloucestershire20£22,139212,42421
Greater Manchester76£20,13219,462240
Hampshire8£16,802214,09788
Havering - Greater London12£19,319211,45626
Hertfordshire67£18,156214,16596
Highland6£19,080220,55313
Hillingdon - Greater London12£21,54218,78214
Isle of Wight6£19,573011,7831
Kent44£20,066110,005118
Lancashire43£19,227211,227183
Leicestershire7£17,276213,33936
Lincolnshire18£18,217218,07535
Lisburn2£14,995315,6176
Merseyside67£21,39117,054104
Merthyr Tydfil1£17,202322,3463
Moray4£16,620321,2478
Newport6£17,460323,60331
Newry and Mourne6£20,389110,67816
Newtownabbey3£19,048217,3288
Norfolk22£18,753213,23449
North Down1£15,69514,8908
North Lanarkshire4£19,35228,31924
North Yorkshire19£17,815213,29045
Northamptonshire2£29,85015,9635
Northumberland9£18,90516,60448
Nottinghamshire15£18,445111,98735
Omagh2£17,144427,117-
Oxfordshire6£20,86416,06521
Pembrokeshire2£26,74512,5503
Perth and Kinross2£24,49523,69110
Redbridge - Greater London1£16,49935,5061
Renfrewshire17£19,056211,56870
Scottish Borders1£15,495420,346-
Shropshire16£19,347212,572298
Somerset9£21,64018,24627
South Ayrshire6£19,08127,43570
South Lanarkshire5£23,95603,07224
South Yorkshire12£18,900212,01272
Staffordshire25£17,884218,094101
Stirling7£21,71114,85932
Strabane6£24,34312,0253
Suffolk17£19,289211,90238
Surrey34£19,281215,30778
Swansea1£16,999313,32127
Tyne and Wear24£18,168212,64381
Waltham Forest - Greater London1£11,999346,14935
Warwickshire10£17,799211,95320
West Dunbartonshire1£15,998312,0342
West Lothian1£14,800210,9449
West Midlands55£17,547214,848242
West Sussex4£19,17028,58539
West Yorkshire56£22,433112,159206
Wiltshire19£22,25726,02344
Worcestershire27£18,140110,74861
Wrexham1£15,99517,1002
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