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Used Mercedes-Benz A Class on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Mercedes-Benz A Class on finance

The Mercedes-Benz A-Class is admired for its luxurious interiors, compact design, and stellar performance, making it a preferred option among various drivers. If you're interested in acquiring a used A-Class on finance, this guide will provide you with a foundational understanding and steps to navigate through the process.

Initial Steps:

  1. Budgeting:
    • Define your budget, considering the total cost, monthly instalments, insurance, and maintenance.
  2. Check Credit Score:
    • A higher credit score might fetch you better interest rates and financing deals.
  3. Choose the Model:
    • Decide on the specific A-Class model, considering factors like year, features, and mileage.
  4. Vehicle Inspection:
    • Ensure a thorough check on the car’s history and physical condition.
    • Consider a professional to inspect the vehicle.

Financing Options:

1. Personal Loan:

  • Obtain a loan from a bank or financial institution and pay in instalments.
  • You gain immediate ownership of the car.

2. Hire Purchase (HP):

  • Pay an upfront deposit followed by monthly payments.
  • You own the car after the final payment.

3. Personal Contract Purchase (PCP):

  • Lower monthly payments with the flexibility to buy, return, or part-exchange the car at the end of the term.

4. Lease Purchase:

  • Similar to PCP but you must purchase the car at the end of the contract.

5. Dealership Financing:

  • Dealers may offer their own financing options.
  • Compare their deals with other external financing options to ensure value.

6. Peer-to-Peer Lending (P2P):

  • Borrow from individual investors using P2P platforms.
  • Ensure you comprehend the terms and confirm the platform’s reliability.

Steps to Purchase:

1. Select a Dealer or Private Seller:

  • Ensure they are reputable and offer transparent vehicle histories.

2. Negotiation:

  • Be prepared to discuss the price and any potential add-ons.

3. Test Drive:

  • A test drive is crucial to ensure the car meets your expectations.

4. Choose a Financing Option:

  • Ensure you understand the terms and that the payments are within your budget.

5. Insurance:

  • Secure an insurance policy before taking possession of the vehicle.

6. Complete the Paperwork:

  • Ensure all documents are in order and retain copies for your records.

Additional Considerations:

  • Depreciation: Remember that cars, especially luxury ones, depreciate over time.
  • Warranty: Check if the car is under warranty or consider purchasing an extended warranty.
  • Return Policies: Understand the return policies, especially relevant for dealership purchases.
  • Final Payment: If using PCP, be aware of the balloon payment required to own the car at the end of the term.

Conclusion:

When financing a used Mercedes-Benz A-Class, it is vital to research thoroughly, inspect the vehicle meticulously, and understand the terms of your financial agreement comprehensively. Considering your financial stability and engaging with financial consultants or utilizing online calculators can equip you with the insights to make an informed decision.

About the Mercedes-Benz A Class

Mercedes-Benz has always been a byword for luxury and innovation. The A-Class, introduced in the late 1990s, took the brand's signature style and ingenuity into the compact car segment, proving that size isn't everything when it comes to luxury motoring.

From Quirky Beginnings to Stylish Evolution:

The first generation of the A-Class was quirky, with a tall stance and a unique sandwich floor concept designed for enhanced safety. But as years went by, the A-Class transformed dramatically. Its current incarnation boasts a sleek design, embodying dynamism and elegance that appeals to a younger demographic without alienating the brand's loyal customer base.

Inside the Tech-Filled Cabin:

The interior of the A-Class showcases what modern luxury is all about. From the high-quality materials to the cutting-edge MBUX infotainment system, which can be controlled via voice command, touchscreen, or touchpad, it's clear that Mercedes-Benz has its finger on the pulse of contemporary desires.

The Rivalry Heats Up:

Within the premium compact car segment, the A-Class locks horns with the likes of the BMW 1 Series, Audi A3, and the Volvo V40. While each competitor brings its own charm, the A-Class stands out with its perfect blend of youthful vigour and the classic Mercedes-Benz ethos.

Future-Forward:

The A-Class isn't just resting on its laurels. With the introduction of hybrid and electric models, it's clear that Mercedes-Benz is envisioning a sustainable and exciting future for this beloved model line.

In Conclusion:

Through the A-Class, Mercedes-Benz has illustrated that luxury isn't confined to size. Offering top-tier features, innovation, and a driving experience to savour, the A-Class isn't just a car—it's a statement.

Mercedes-Benz A Class Data by County

Mercedes-Benz A Class data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,181£17,297644,57515,615
Aberdeen City55£27,026314,021133
Aberdeenshire2£25,495419,23810
Angus10£15,216645,26010
Antrim11£14,585764,30020
Ards4£13,661854,8576
Armagh3£12,997766,30043
Ballymena8£19,278659,59833
Ballymoney2£11,785778,9879
Banbridge7£15,635555,7145
Barking & Dagenham - Greater London2£11,073970,061-
Barnet - Greater London10£14,373652,89924
Bedfordshire109£15,827655,249224
Belfast21£17,301438,553122
Berkshire94£18,478541,183223
Blaenau Gwent15£16,239540,20253
Brent - Greater London18£15,897656,78326
Bristol136£21,404436,065262
Bromley - Greater London15£21,997424,32623
Buckinghamshire114£21,039430,625244
Caerphilly3£9,163899,69616
Cambridgeshire204£15,573650,680320
Cardiff36£20,312428,276147
Carmarthenshire12£16,333650,81716
Carrickfergus9£17,689554,20918
Ceredigion24£17,302542,98567
Cheshire154£17,546641,062446
City of Edinburgh60£17,879538,728168
City of London - Greater London298£19,154433,942746
Clackmannanshire2£19,998517,027-
Coleraine7£13,506755,30514
Conwy26£16,232543,29650
Cookstown8£12,629765,0045
Cornwall20£22,020539,90046
County Durham56£17,525649,574241
Craigavon6£17,023536,2314
Croydon - Greater London41£23,692420,37283
Cumbria41£21,444426,615100
Derbyshire113£16,370646,954338
Derry1£15,950529,0006
Devon64£18,856542,224147
Dorset12£14,728747,96246
Down9£18,601437,77610
Dumfries and Galloway10£14,340758,31414
Dundee City13£17,773638,19821
Dungannon11£14,991660,75316
Ealing - Greater London14£14,914850,71414
East Ayrshire14£16,084539,90848
East Dunbartonshire2£19,148527,91618
East Riding of Yorkshire75£18,284540,060144
East Sussex50£16,531648,394123
Enfield - Greater London9£16,553546,65713
Essex194£19,874534,699651
Falkirk60£22,314424,11298
Fermanagh8£14,155672,3455
Fife95£24,083321,423177
Flintshire16£14,702761,0775
Glasgow City84£18,429533,908259
Gloucestershire34£12,390866,26276
Greater Manchester408£16,833647,281988
Gwynedd3£15,395744,3413
Hampshire117£18,407541,552346
Harrow - Greater London22£15,168638,84737
Havering - Greater London24£14,149754,09051
Herefordshire4£15,786645,64910
Hertfordshire166£18,420539,542383
Highland35£24,432319,48388
Hillingdon - Greater London29£14,792749,45649
Hounslow - Greater London31£22,157429,94480
Inverclyde3£13,131662,46716
Isle of Anglesey1£19,945415,6943
Isle of Wight2£15,495841,9506
Kent199£18,241536,688518
Kingston upon Thames - Greater London8£20,797859,0726
Lancashire216£19,399536,296586
Larne2£22,370559,0503
Leicestershire79£19,337538,081245
Limavady5£17,893449,4004
Lincolnshire113£19,309540,406293
Lisburn3£12,742780,38613
Magherafelt34£12,362867,34042
Merseyside70£17,615538,363166
Merthyr Tydfil9£12,787775,09013
Merton - Greater London1£12,995681,8743
Monmouthshire3£12,495773,4004
Moray10£18,206636,67315
Neath Port Talbot1£19,995515,0004
Newport17£13,356654,31843
Newry and Mourne10£18,441540,66116
Newtownabbey11£15,343653,30032
Norfolk74£15,310648,188243
North Ayrshire9£13,510747,51921
North Down2£9,9951057,7629
North Lanarkshire15£12,347855,80558
North Yorkshire64£15,913647,363258
Northamptonshire55£19,472433,475165
Northumberland10£15,234744,03819
Nottinghamshire94£16,316645,959268
Omagh8£15,651657,69716
Oxfordshire30£20,628427,99274
Pembrokeshire6£24,042316,41818
Perth and Kinross13£16,408637,84025
Redbridge - Greater London17£15,631753,95317
Renfrewshire29£18,287533,463103
Rhondda Cynon Taf12£12,924758,79413
Richmond upon Thames - Greater London3£17,427541,032-
Scottish Borders8£19,308528,76220
Shropshire48£15,266653,693129
Somerset82£21,900427,175180
South Ayrshire29£21,078427,44267
South Lanarkshire20£18,969531,13271
South Yorkshire129£15,764650,469456
Staffordshire131£17,787538,023345
Stirling10£17,518539,07732
Strabane4£16,335567,7449
Suffolk54£18,519537,741150
Surrey56£19,727637,637163
Swansea39£20,758430,45596
Tyne and Wear147£19,572538,156342
Waltham Forest - Greater London3£20,824440,55725
Warwickshire36£16,803647,87786
West Dunbartonshire7£17,755533,62313
West Lothian5£19,978516,02034
West Midlands278£17,431646,450761
West Sussex50£20,690429,129137
West Yorkshire349£17,425644,768675
Wiltshire44£18,878537,918178
Worcestershire37£14,749756,69182
Wrexham7£16,681645,4105
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