Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Kia Niro on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Kia Niro on finance

Purchasing a used Kia Niro on finance can be a smooth journey if you have the right guide. Here’s your step-by-step guide to secure an apt financial plan and drive away in your Niro.


Step 1: Understand Your Requirements

  • Model Selection: Identify the specific model and features of the Kia Niro that suit your needs.
  • Budget Planning: Determine a feasible budget, factoring in down payment, monthly installments, and potential maintenance costs.

Step 2: Explore Financing Options

  • Bank Financing: Engage with banks for loan options, scrutinizing interest rates and repayment plans.
  • Hire Purchase (HP): After an initial deposit, settle the balance with fixed monthly payments, acquiring ownership once fully paid.
  • Personal Contract Purchase (PCP): Pay smaller monthly amounts and decide at the contract's end whether to make the balloon payment, return, or part-exchange the vehicle.
  • Dealership Finance: Investigate financing options directly from Kia dealerships, comparing these with other loan options.

Step 3: Vehicle Examination and History

  • Physical Inspection: Engage in a thorough inspection of the vehicle, preferably with a professional mechanic.
  • History Check: Use the vehicle identification number (VIN) to obtain a detailed history report to identify any past issues or incidents.

Step 4: Negotiation and Contract Management

  • Price Negotiation: Arm yourself with market prices and negotiate the price based on the car's condition and prevailing rates.
  • Contract Scrutiny: Thoroughly review the contract, ensuring transparency and fairness in all clauses.

Step 5: Insurance Acquisition

  • Explore Options: Investigate various insurance providers and policies to acquire optimal coverage at a favorable rate.
  • Bundling: Explore possibilities of bundling insurance (like auto and home) for additional savings.

Step 6: Responsible Ownership

  • Timely Payments: Maintain a disciplined repayment plan to safeguard your credit score and avoid penalties.
  • Regular Maintenance: Stick to scheduled servicing and maintenance to preserve the vehicle’s condition and performance.

Step 7: Future Planning

  • Value Preservation: Maintain the car in excellent condition to uphold its resale value.
  • End of Finance Strategy: Develop a plan for once your finance term concludes, whether you intend to keep, sell, or finance another vehicle.

Conclusion

Financing a used Kia Niro encompasses several phases, from meticulously selecting the vehicle and ensuring its condition, to astutely managing financial aspects and ownership responsibilities. Utilize this guide to facilitate a smooth, transparent, and satisfying vehicle financing experience, ensuring that each step is handled with attentiveness and care.

About the Kia Niro

The Kia Niro is an eco-friendly crossover that offers a unique combination of efficiency, versatility, and stylish design. With its advanced hybrid and electric powertrains, the Niro stands out as an attractive choice in the competitive crossover market. In this piece, we'll explore the key features of the Kia Niro and discuss the advantages of financing this appealing model for the UK audience.

Features and Specifications

The Kia Niro offers a variety of features that make it an enticing option for drivers seeking an eco-friendly and versatile crossover:

Efficient Powertrains: The Niro is available with a choice of hybrid, plug-in hybrid, and fully electric powertrains, ensuring excellent fuel efficiency and low emissions.

Spacious Interior: The Niro offers a roomy and comfortable cabin, with ample passenger space, flexible seating configurations, and a range of practical storage solutions.

Stylish Design: The Niro boasts a modern and eye-catching design, with its sleek lines, aerodynamic shape, and distinctive Kia grille.

Advanced Technology: The Niro is equipped with a host of modern technology, including a touchscreen infotainment system, smartphone integration, and various driver assistance features.

Conclusion

The Kia Niro is an exceptional choice for drivers seeking an eco-friendly and versatile crossover that offers a unique blend of efficiency, style, and practicality. By financing a Niro, you can enjoy the benefits of this popular model while taking advantage of manageable payments and flexible finance options. As a symbol of modern eco-friendly automotive design and performance, the Kia Niro is undoubtedly worth considering.

Kia Niro Data by County

Kia Niro data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,471£19,444426,8863,695
Aberdeen City5£23,238214,20119
Aberdeenshire2£20,497321,7145
Angus2£26,647211,18910
Ards4£20,615321,8586
Banbridge1£17,995221,4003
Barking & Dagenham - Greater London2£19,495561,044-
Barnet - Greater London2£11,943570,2412
Bedfordshire21£18,573436,65972
Belfast9£18,162420,33520
Berkshire28£20,104324,93459
Brent - Greater London1£16,495423,0005
Bristol5£24,042219,83231
Bromley - Greater London6£19,980324,11612
Buckinghamshire25£19,519325,72657
Cambridgeshire75£18,258433,01798
Cardiff4£17,933428,26921
Carmarthenshire17£24,871218,3318
Ceredigion15£23,175217,17016
Cheshire34£21,999316,40481
City of Edinburgh13£19,349426,38555
City of London - Greater London68£18,646329,128277
Coleraine3£22,995213,9894
Cookstown1£15,995426,996-
County Durham7£22,235420,58027
Craigavon1£15,950412,0542
Croydon - Greater London9£18,093427,07647
Cumbria5£15,336533,51312
Derbyshire25£19,965330,77665
Devon33£20,210429,75347
Dorset12£19,903326,88328
Down5£17,757323,3172
Dumfries and Galloway1£24,29826,8341
Dundee City3£29,96516,73213
Dungannon1£17,990425,8331
Ealing - Greater London1£13,500488,8555
East Ayrshire1£18,498330,2302
East Lothian1£16,000434,419-
East Riding of Yorkshire8£19,476428,79015
East Sussex10£19,117424,69428
Enfield - Greater London5£17,495521,16123
Essex48£17,877424,086134
Falkirk1£15,698536,8201
Fermanagh1£18,295226,819-
Fife21£22,609319,72548
Glasgow City5£18,597529,64329
Gloucestershire9£20,039334,2249
Greater Manchester73£20,910320,986193
Greenwich - Greater London1£16,595424,262-
Hampshire50£20,423422,654100
Haringey - Greater London1£14,499639,568-
Harrow - Greater London4£15,556463,6838
Havering - Greater London16£21,481312,41754
Herefordshire12£23,978214,25413
Hertfordshire35£18,212430,58482
Highland6£20,948427,44710
Hillingdon - Greater London5£13,015665,2687
Hounslow - Greater London19£20,251324,09333
Inverclyde1£24,49825,9278
Isle of Wight3£19,332417,5174
Kensington & Chelsea - Greater London1£13,750531,458-
Kent63£19,736322,582172
Kingston upon Thames - Greater London1£16,195522,899-
Lancashire44£20,186324,540100
Leicestershire34£18,827324,58397
Lincolnshire40£18,592326,786127
Lisburn1£13,995518,6401
Merseyside24£20,965323,52963
Monmouthshire4£22,919247,3995
Newport8£17,258436,75215
Newry and Mourne8£19,028424,24214
Newtownabbey2£16,050331,41912
Norfolk29£22,115323,55466
North Lanarkshire5£20,238326,92010
North Yorkshire9£18,435429,39363
Northamptonshire7£21,013321,59540
Northumberland7£20,213319,16914
Nottinghamshire20£20,863324,57265
Omagh1£15,490541,599-
Oxfordshire20£19,825324,41737
Pembrokeshire12£21,287318,0769
Perth and Kinross5£21,839310,08911
Powys4£24,745212,0093
Redbridge - Greater London5£15,440540,6155
Renfrewshire5£26,298215,51917
Rhondda Cynon Taf6£19,610332,5357
Shropshire10£16,559437,28219
Somerset12£23,749218,37931
South Ayrshire6£24,165215,30211
South Lanarkshire4£18,023542,32610
South Yorkshire26£20,030321,26276
Staffordshire39£20,626324,034112
Stirling2£18,750416,88911
Strabane1£15,495443,798-
Suffolk17£24,539214,13826
Surrey18£20,606327,58062
Sutton - Greater London3£16,028531,042-
Swansea10£19,927329,58115
Tyne and Wear10£18,783430,68343
Waltham Forest - Greater London2£17,259427,5467
Warwickshire16£19,752329,70835
West Dunbartonshire1£14,998719,5187
West Lothian2£18,398627,3579
West Midlands56£19,044326,800126
West Sussex8£20,328423,99339
West Yorkshire42£18,581328,444103
Wiltshire22£19,259427,24760
Worcestershire16£26,068212,47227
Wrexham1£14,995736,0001
Add postcode for better results.