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Used BMW 4 Series Gran Coupe on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a BMW 4 Series Gran Coupe on finance

The BMW 4 Series Gran Coupé combines sporty aesthetics, luxurious interiors, and an engaging driving experience. If you're considering financing a used model, here's a structured guide to assist you.


1. Understand Your Financial Health

  • Budget: Define your budget considering all expenses including down payment, monthly installments, insurance, and maintenance.
  • Credit Score: Know your credit score; a higher score can secure you lower interest rates.

2. Extensive Vehicle Research

  • Model Variants: Understand different model variants and choose one that aligns with your requirements.
  • Vehicle History Report: Investigate the car’s history to check for past accidents or issues.
  • Inspection: Consider having the car inspected by a professional to ascertain its condition.

3. Choosing the Right Model

  • Test Drive: Ensure to take the model for a test drive and check its performance.
  • Verification: Ensure the actual vehicle matches the described condition and specifications.

4. Explore Various Financing Options

  • Bank Financing: Look into traditional bank loans and compare the interest rates.
  • Hire Purchase: Consider this option to pay in monthly installments and own the car after the final payment.
  • PCP (Personal Contract Purchase): PCP can offer lower monthly payments with a large final payment if you choose to buy the car at the end.
  • Dealer Financing: Examine the financing options offered by dealers and compare them with other avenues.

5. Negotiating the Price

  • Market Research: Be aware of the market price for the chosen BMW model variant.
  • Negotiation Skills: Use your market knowledge to negotiate the price effectively.

6. Thoroughly Reviewing the Contract

  • Terms and Conditions: Ensure that every negotiated point, prices, and terms are explicitly mentioned.
  • Fine Print: Go through every detail of the agreement to avoid any future surprises.

7. Secure Insurance and Complete Paperwork

  • Insurance Policy: Secure a suitable insurance policy before you finalize the purchase.
  • Documentation: Ensure all the documentation is accurate and complete all necessary paperwork.

8. Consistently Manage Your Finances

  • Timely Payments: Make sure to manage your monthly payments promptly to maintain a healthy credit score.
  • Regular Maintenance: Keep the vehicle in top-notch condition through regular maintenance, ensuring a high resale value.

9. Consider Future Implications

  • End of Finance Term: Decide whether you’ll sell, keep or exchange the car at the end of the finance term.
  • Resale Value: Maintaining the vehicle well will ensure a good resale value in the future.

Conclusion

Financing a used BMW 4 Series Gran Coupé involves several strategic steps, from meticulously choosing the right model and negotiating terms to managing monthly payments. Following this guide, you can navigate through each stage effectively, ensuring a rewarding and stress-free ownership journey.

About the BMW 4 Series Gran Coupe

BMW, a name synonymous with precision, luxury, and performance, unveiled its 4 Series Gran Coupé to a market keen on melding the thrill of sporty driving with the allure of a sleek four-door profile. Designed for those desiring the dynamic feel of a coupé with the convenience of a sedan, this model is particularly appealing to the discerning British driver.

A Glimpse into its Inception: The 4 Series Gran Coupé made its debut in 2014, as an extension of BMW's endeavour to segment its range more distinctly. Positioned alongside its 4 Series siblings, the Coupé and Convertible, the Gran Coupé offers the benefits of both, yet stands apart with its unique four-door design.

Gran Coupé on UK Roads: The Gran Coupé, with its elongated roofline and frameless windows, encapsulates a blend of grace and functionality. Perfectly adapted for the UK's varying driving conditions, it promises agility on winding country roads and a poised elegance on city streets. The cabin offers a luxurious retreat, subtly echoing British sophistication.

Facing the Contenders: In the premium four-door coupé segment, competition is fierce. The 4 Series Gran Coupé competes against the likes of the Audi A5 Sportback and Mercedes-Benz CLA. However, with BMW's hallmark driving dynamics, coupled with cutting-edge tech and a rich heritage, the Gran Coupé often emerges as a preferred choice for many.

In Conclusion: BMW's 4 Series Gran Coupé effortlessly bridges the gap between sporty dynamism and luxurious practicality. It stands as a testament to BMW's commitment to evolving with the times while staying rooted in its rich legacy. For the British motorist, the Gran Coupé isn't just a car; it's an experience, made more accessible with competitive finance options.

BMW 4 Series Gran Coupe Data by County

BMW 4 Series Gran Coupe data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,022£21,188651,7212,058
Aberdeen City3£33,667322,4636
Antrim3£14,798787,33311
Ballymena4£14,961872,7507
Barnet - Greater London3£17,497657,2442
Bedfordshire27£19,824656,13338
Belfast1£11,9959103,0007
Berkshire12£21,822660,93427
Blaenau Gwent2£17,349657,2064
Bristol8£18,901758,07616
Bromley - Greater London14£27,850430,22812
Buckinghamshire15£26,650538,27439
Cambridgeshire24£21,493548,00946
Cardiff8£30,281334,98825
Carrickfergus1£17,950565,2752
Ceredigion2£15,995757,2601
Cheshire41£27,337431,95828
City of Edinburgh10£31,986327,69625
City of London - Greater London23£28,764328,01364
Conwy4£35,67418,546-
Cookstown2£11,4658108,5001
County Durham13£19,267641,47532
Craigavon10£30,740320,65131
Croydon - Greater London5£32,802322,77113
Denbighshire1£12,000862,300-
Derbyshire12£14,795867,50436
Derry4£13,183970,1971
Devon6£17,573767,76013
Dorset2£11,723975,55911
Dundee City4£11,745986,56413
Ealing - Greater London5£11,554889,1743
East Ayrshire1£11,998979,5191
East Riding of Yorkshire2£14,494765,2502
East Sussex15£24,920443,21735
Enfield - Greater London8£24,677538,69311
Essex21£25,760645,27947
Falkirk2£17,950960,722-
Fife3£16,163775,2388
Flintshire12£13,272884,6581
Glasgow City6£18,594651,48537
Gloucestershire17£27,898437,84623
Greater Manchester50£15,036768,125129
Greenwich - Greater London1£41,99503,7506
Hampshire28£28,174429,54181
Harrow - Greater London2£15,245649,6826
Havering - Greater London4£26,625419,92723
Herefordshire6£23,125538,03110
Hertfordshire48£21,515651,33168
Highland1£14,999855,0001
Hillingdon - Greater London7£26,982439,75216
Hounslow - Greater London9£25,366438,75618
Isle of Wight1£12,9959--
Kent27£30,146325,18759
Kingston upon Thames - Greater London14£33,936322,15015
Lancashire20£21,445657,11342
Larne1£13,995793,000-
Leicestershire26£22,120555,93555
Lincolnshire22£24,103432,91961
Lisburn1£14,950761,9892
Magherafelt5£14,806883,2007
Merseyside10£21,072648,05729
Merthyr Tydfil1£14,999771,926-
Monmouthshire1£10,495785,000-
Newport6£35,500227,8084
Newry and Mourne1£39,995325,0002
Newtownabbey3£12,662875,4019
Norfolk16£19,701652,84115
North Ayrshire1£15,882746,908-
North Yorkshire14£16,846657,51019
Northamptonshire19£35,249219,78754
Northumberland4£15,369841,6242
Nottinghamshire27£20,389545,51498
Omagh3£19,933559,3331
Oxfordshire9£27,038432,66013
Pembrokeshire1£15,603762,442-
Perth and Kinross3£35,330216,1309
Redbridge - Greater London2£9,97310101,0901
Rhondda Cynon Taf4£15,820850,2221
Scottish Borders2£15,740854,9252
Shropshire13£20,834764,90935
Somerset11£15,325856,95114
South Ayrshire2£13,249863,953-
South Yorkshire30£19,163660,62368
Staffordshire23£20,943556,32858
Suffolk5£20,807756,25016
Surrey24£30,758425,54636
Swansea7£25,643539,42510
Tyne and Wear19£14,883771,44927
Warwickshire10£22,004647,01023
West Lothian1£10,9951089,541-
West Midlands47£23,513549,57497
West Sussex13£27,559430,05423
West Yorkshire29£25,664445,24357
Wiltshire16£31,964430,45526
Worcestershire13£25,630442,80624
Wrexham3£21,428644,0517
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