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Used Audi A4 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Audi A4 on finance

Securing finance for a used Audi A4 involves a series of steps to ensure that you navigate through the purchasing process wisely and select a financing option that aligns with your financial capacity. Here’s a detailed guide to assist you:

Preliminary Steps:

1. Budget Allocation:

  • Define your budget for the down payment and ascertain what monthly installment you can afford.

2. Credit Score Review:

  • Check your credit score as it significantly influences your loan approval and interest rates.

3. Model Selection:

  • Decide on the specific Audi A4 variant and its features according to your preferences.

4. Vehicle Assessment:

  • Ensure the vehicle is inspected and its history checked to avoid future complications.

Financing Alternatives:

1. Bank Loan:

  • Acquire a loan from a bank, paying it back in fixed monthly instalments.

2. Hire Purchase (HP):

  • Start with a deposit, followed by monthly payments, and gain ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Make a deposit, reduced monthly payments, and at the end, either pay a balloon payment to own the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance options directly through Audi dealerships, which might offer promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Engage in borrowing money directly from individuals through P2P platforms.

6. Leasing:

  • Consider leasing the A4 and returning it once the lease term concludes.

Buying Procedure:

1. Choose a Seller:

  • Opt between an Audi dealership or a private seller, ensuring their reliability.

2. Negotiation:

  • Engage in price discussions to potentially secure a better deal.

3. Test Drive:

  • Conduct a test drive to evaluate the A4’s condition and performance.

4. Finalize Financing:

  • Lock in your financing choice and thoroughly understand all associated terms.

5. Insurance:

  • Make sure to have the vehicle insured before completing the purchase.

6. Handle Paperwork:

  • Manage all required documentation, including vehicle registration and title transfer.

Extra Points to Consider:

  • Depreciation: Understand the A4’s depreciation to evaluate its future resale value.

  • Warranty: Investigate available warranties and consider purchasing an extended warranty if the current one is expired or about to expire.

  • Total Cost: Be mindful of the total cost paid over the duration of the financing period.

  • Early Repayment Terms: Familiarize yourself with terms and any penalties related to early loan repayment.

Conclusion:

Financing a used Audi A4 requires careful planning, exploring various financing options, and managing the purchase procedure effectively. Ensure that you conduct thorough research, comprehend all financial implications, and prudently navigate through each step to facilitate a smooth purchasing experience and delightful ownership. Confirm that all decisions align with your financial stability and personal needs.

About the Audi A4

The Audi A4, a hallmark of the brand's dedication to precision, luxury, and performance, has, over the years, set benchmarks in the premium sedan segment. With each iteration, the A4 showcases Audi's commitment to pushing technological boundaries while delivering an unmatched driving experience.

Modern and Timeless Design:

The A4's aesthetic speaks of understated luxury. Its sharp lines, prominent Singleframe grille, and distinctive LED headlights give it a commanding presence on the road. The design, while contemporary, carries the timeless elegance synonymous with Audi, ensuring it remains relevant and admired across generations.

Interiors that Exude Luxury:

Inside, the A4 sets the standard for premium comfort. Plush materials, meticulous craftsmanship, and an intuitive layout are evident. The driver-centric dashboard, featuring the MMI touch display and the Audi virtual cockpit, ensures that all controls are within easy reach, making for a seamless driving experience.

Performance that Thrills:

The Audi A4 is not just about looks and comfort; its heart lies in performance. With a range of turbocharged engines, it offers a dynamic driving experience. The finely tuned suspension, responsive steering, and Quattro all-wheel-drive system ensure the A4 is equally at home on winding country roads as it is on bustling city streets.

Innovations that Protect:

At the forefront of automotive technology, the A4 is laden with advanced safety and driver assistance features. From adaptive cruise control to lane assist and predictive efficiency assist, the vehicle emphasizes not just the comfort of its occupants but also their safety.

Conclusion:

Representing a perfect harmony of luxury, innovation, and performance, the Audi A4 stands tall in the executive sedan segment. For those desiring a car that encapsulates modern luxury and delivers a spirited drive, the A4 remains an impeccable choice.

Audi A4 Data by County

Audi A4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,316£17,090757,5714,285
Aberdeen City17£22,086437,27941
Aberdeenshire3£22,081530,6084
Angus1£10,995774,1702
Antrim8£13,611872,81523
Ards11£8,26412125,1646
Argyll and Bute1£18,979549,000-
Armagh7£11,376887,45835
Ballymena11£9,28210104,47324
Ballymoney11£15,933669,59721
Banbridge1£17,450464,0002
Barking & Dagenham - Greater London1£3,90011134,9101
Bedfordshire50£16,233970,11674
Belfast12£14,117673,67564
Berkshire28£20,173652,19963
Bexley - Greater London3£19,017531,1985
Blaenau Gwent2£14,750663,3986
Brent - Greater London4£18,356450,5459
Bristol26£15,153766,87061
Bromley - Greater London5£23,349528,1567
Buckinghamshire34£25,976766,04646
Caerphilly2£9,397967,7392
Cambridgeshire96£17,446655,665113
Cardiff16£22,704433,18715
Carmarthenshire1£8,9957158,4571
Carrickfergus6£18,724646,6146
Ceredigion8£19,219743,35820
Cheshire73£20,423545,127168
City of Edinburgh32£18,767653,52352
City of London - Greater London38£17,062653,75887
Coleraine7£15,676662,8934
Conwy2£21,000330,2497
Cookstown1£7,45011102,0006
Cornwall3£23,280839,9065
County Durham34£18,811649,90974
Craigavon1£8,9509133,0009
Croydon - Greater London10£13,964959,54512
Cumbria19£25,240542,32232
Derbyshire62£19,951641,753104
Derry11£8,9951094,41316
Devon16£18,288762,32640
Dorset20£19,577853,18436
Down3£21,328448,7438
Dumfries and Galloway2£24,198416,81310
Dundee City6£23,213423,49921
Dungannon13£16,210661,52720
Ealing - Greater London9£15,026860,6579
East Ayrshire9£20,131541,72735
East Dunbartonshire1£17,498727,4831
East Riding of Yorkshire18£17,683538,77422
East Sussex12£17,997741,02030
Essex32£15,287768,30261
Falkirk16£12,943867,76015
Fermanagh7£14,066691,85617
Fife5£17,696641,98032
Flintshire8£14,071770,6712
Glasgow City38£18,427647,101113
Gloucestershire23£17,239750,39131
Greater Manchester177£20,331649,180250
Hampshire60£24,182436,474126
Harrow - Greater London2£10,245866,5603
Havering - Greater London4£14,286875,0535
Herefordshire4£27,121323,28810
Hertfordshire36£22,363640,08156
Highland11£18,968650,85817
Hillingdon - Greater London4£14,572666,83916
Hounslow - Greater London14£34,33918,26612
Inverclyde1£6,49511102,0005
Isle of Wight3£14,995856,7331
Kent49£21,942436,33880
Kingston upon Thames - Greater London1£4,5001684,0001
Lancashire73£15,948859,882138
Leicestershire27£23,874435,45156
Limavady2£11,595983,5006
Lincolnshire40£13,957761,04583
Lisburn6£14,327756,68710
Magherafelt24£16,438774,83725
Merseyside41£21,981758,41156
Merthyr Tydfil1£6,4991299,7654
Merton - Greater London1£10,995839,6501
Monmouthshire1£10,4901153,0004
Moray5£13,0951076,5277
Newport20£25,742219,66226
Newry and Mourne8£15,698763,6607
Newtownabbey15£18,073660,34815
Norfolk15£17,506652,07150
North Ayrshire3£12,664862,2696
North Down1£9,995972,5851
North Lanarkshire12£19,201746,04131
North Yorkshire35£16,912752,81252
Northamptonshire9£17,236775,91139
Northumberland4£14,531755,4407
Nottinghamshire37£20,224650,81172
Omagh16£18,258566,21629
Oxfordshire7£17,352639,8759
Pembrokeshire3£14,992649,1852
Perth and Kinross5£23,497422,34714
Redbridge - Greater London5£9,946986,3385
Renfrewshire17£22,745426,01228
Rhondda Cynon Taf4£11,0451097,8437
Shropshire21£21,546862,44033
Somerset26£19,842687,95539
South Ayrshire19£20,123540,25725
South Lanarkshire9£16,267650,90031
South Yorkshire52£16,912653,247118
Staffordshire38£18,247653,841102
Stirling10£23,069437,04642
Strabane6£21,236457,2755
Suffolk35£21,691430,21362
Surrey19£18,474644,97957
Sutton - Greater London4£10,510858,1051
Swansea21£24,664326,18726
The Vale of Glamorgan1£4,7502035,8602
Tyne and Wear47£19,299651,000115
Waltham Forest - Greater London9£28,52115,53917
Wandsworth - Greater London1£8,490892,0001
Warwickshire8£12,3301082,42628
West Lothian4£18,995653,85511
West Midlands118£20,215652,480178
West Sussex16£25,134429,08841
West Yorkshire124£20,664549,225173
Wiltshire16£19,557654,11744
Worcestershire12£19,892860,54230
Wrexham1£14,495739,8352
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