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Used Audi A4 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Audi A4 on finance

Securing finance for a used Audi A4 involves a series of steps to ensure that you navigate through the purchasing process wisely and select a financing option that aligns with your financial capacity. Here’s a detailed guide to assist you:

Preliminary Steps:

1. Budget Allocation:

  • Define your budget for the down payment and ascertain what monthly installment you can afford.

2. Credit Score Review:

  • Check your credit score as it significantly influences your loan approval and interest rates.

3. Model Selection:

  • Decide on the specific Audi A4 variant and its features according to your preferences.

4. Vehicle Assessment:

  • Ensure the vehicle is inspected and its history checked to avoid future complications.

Financing Alternatives:

1. Bank Loan:

  • Acquire a loan from a bank, paying it back in fixed monthly instalments.

2. Hire Purchase (HP):

  • Start with a deposit, followed by monthly payments, and gain ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Make a deposit, reduced monthly payments, and at the end, either pay a balloon payment to own the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance options directly through Audi dealerships, which might offer promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Engage in borrowing money directly from individuals through P2P platforms.

6. Leasing:

  • Consider leasing the A4 and returning it once the lease term concludes.

Buying Procedure:

1. Choose a Seller:

  • Opt between an Audi dealership or a private seller, ensuring their reliability.

2. Negotiation:

  • Engage in price discussions to potentially secure a better deal.

3. Test Drive:

  • Conduct a test drive to evaluate the A4’s condition and performance.

4. Finalize Financing:

  • Lock in your financing choice and thoroughly understand all associated terms.

5. Insurance:

  • Make sure to have the vehicle insured before completing the purchase.

6. Handle Paperwork:

  • Manage all required documentation, including vehicle registration and title transfer.

Extra Points to Consider:

  • Depreciation: Understand the A4’s depreciation to evaluate its future resale value.

  • Warranty: Investigate available warranties and consider purchasing an extended warranty if the current one is expired or about to expire.

  • Total Cost: Be mindful of the total cost paid over the duration of the financing period.

  • Early Repayment Terms: Familiarize yourself with terms and any penalties related to early loan repayment.

Conclusion:

Financing a used Audi A4 requires careful planning, exploring various financing options, and managing the purchase procedure effectively. Ensure that you conduct thorough research, comprehend all financial implications, and prudently navigate through each step to facilitate a smooth purchasing experience and delightful ownership. Confirm that all decisions align with your financial stability and personal needs.

About the Audi A4

The Audi A4, a hallmark of the brand's dedication to precision, luxury, and performance, has, over the years, set benchmarks in the premium sedan segment. With each iteration, the A4 showcases Audi's commitment to pushing technological boundaries while delivering an unmatched driving experience.

Modern and Timeless Design:

The A4's aesthetic speaks of understated luxury. Its sharp lines, prominent Singleframe grille, and distinctive LED headlights give it a commanding presence on the road. The design, while contemporary, carries the timeless elegance synonymous with Audi, ensuring it remains relevant and admired across generations.

Interiors that Exude Luxury:

Inside, the A4 sets the standard for premium comfort. Plush materials, meticulous craftsmanship, and an intuitive layout are evident. The driver-centric dashboard, featuring the MMI touch display and the Audi virtual cockpit, ensures that all controls are within easy reach, making for a seamless driving experience.

Performance that Thrills:

The Audi A4 is not just about looks and comfort; its heart lies in performance. With a range of turbocharged engines, it offers a dynamic driving experience. The finely tuned suspension, responsive steering, and Quattro all-wheel-drive system ensure the A4 is equally at home on winding country roads as it is on bustling city streets.

Innovations that Protect:

At the forefront of automotive technology, the A4 is laden with advanced safety and driver assistance features. From adaptive cruise control to lane assist and predictive efficiency assist, the vehicle emphasizes not just the comfort of its occupants but also their safety.

Conclusion:

Representing a perfect harmony of luxury, innovation, and performance, the Audi A4 stands tall in the executive sedan segment. For those desiring a car that encapsulates modern luxury and delivers a spirited drive, the A4 remains an impeccable choice.

Audi A4 Data by County

Audi A4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,320£17,200757,2564,330
Aberdeen City16£21,844435,05341
Aberdeenshire2£20,123634,2504
Angus1£10,995774,1702
Antrim10£15,802765,35222
Ards11£8,26412125,1646
Argyll and Bute1£18,979549,000-
Armagh5£10,177991,13138
Ballymena11£9,5551098,26524
Ballymoney10£16,227669,33721
Banbridge1£17,450464,0002
Barking & Dagenham - Greater London1£3,90011134,9102
Bedfordshire51£16,238970,11374
Belfast14£13,207776,45361
Berkshire28£20,023649,97763
Bexley - Greater London2£18,305529,9996
Blaenau Gwent2£14,750663,3986
Brent - Greater London4£18,356450,5459
Bristol27£15,241765,36364
Bromley - Greater London5£23,431528,1567
Buckinghamshire33£26,234764,98149
Caerphilly2£9,397967,7392
Cambridgeshire94£17,273656,434115
Cardiff16£23,065433,18716
Carmarthenshire1£8,9957158,4571
Carrickfergus5£20,739637,7748
Ceredigion9£18,195748,42919
Cheshire79£20,389544,197167
City of Edinburgh28£19,323653,57853
City of London - Greater London39£16,932653,12984
Coleraine6£14,957765,4524
Conwy2£21,500330,2497
Cookstown3£10,145990,5444
Cornwall3£23,280839,9065
County Durham27£18,849652,07176
Craigavon1£8,9509133,0009
Croydon - Greater London10£14,603959,51214
Cumbria18£25,676541,09533
Derbyshire60£18,988643,751104
Derry12£9,2411094,44116
Devon17£18,580759,97239
Dorset21£20,574748,31738
Down3£21,328448,7439
Dumfries and Galloway2£24,198416,81310
Dundee City5£22,756424,38323
Dungannon13£16,887657,93820
Ealing - Greater London8£14,667859,3579
East Ayrshire13£18,856547,15334
East Dunbartonshire2£21,498525,1011
East Riding of Yorkshire17£17,482637,89522
East Sussex14£16,115849,47930
Essex33£14,099874,22460
Falkirk16£12,943867,75815
Fermanagh7£15,618582,63616
Fife6£16,662649,20533
Flintshire8£14,071770,6712
Glasgow City39£18,782544,569123
Gloucestershire22£18,236747,55032
Greater Manchester174£20,631647,660258
Hampshire59£24,357434,411121
Harrow - Greater London2£10,245866,5603
Havering - Greater London4£14,386875,0535
Herefordshire4£27,337323,28810
Hertfordshire34£22,377641,55157
Highland13£19,549648,02615
Hillingdon - Greater London5£13,317861,45115
Hounslow - Greater London13£35,25018,06912
Inverclyde1£6,49511102,0005
Isle of Wight3£14,995856,7331
Kent53£22,471434,77480
Kingston upon Thames - Greater London1£4,5001684,0002
Lancashire73£15,932761,391135
Larne1£14,995885,000-
Leicestershire24£24,495434,77758
Limavady1£12,945879,0006
Lincolnshire46£13,888762,19277
Lisburn6£14,327763,69410
Magherafelt24£15,948777,04524
Merseyside39£22,555758,49356
Merthyr Tydfil2£11,2491077,9873
Merton - Greater London1£10,995839,6501
Monmouthshire1£10,4901153,0004
Moray6£15,412970,0586
Newport22£26,197218,38726
Newry and Mourne7£16,155762,8748
Newtownabbey12£18,222664,21814
Norfolk15£17,086661,55450
North Ayrshire2£15,497651,5196
North Down1£9,995972,5851
North Lanarkshire13£19,768646,38430
North Yorkshire32£16,863752,28154
Northamptonshire9£17,236775,91138
Northumberland4£14,826755,4407
Nottinghamshire34£20,292649,27772
Omagh18£17,627568,08128
Oxfordshire7£17,389639,87511
Pembrokeshire4£18,066540,9161
Perth and Kinross5£23,497422,34714
Redbridge - Greater London5£10,046986,3385
Renfrewshire14£22,341426,97729
Rhondda Cynon Taf6£12,655984,5506
Shropshire18£21,453862,81837
Somerset25£19,093793,47639
South Ayrshire20£20,415539,26726
South Lanarkshire10£15,740652,46630
South Yorkshire55£15,611759,853115
Staffordshire41£19,218649,897100
Stirling11£22,462539,05942
Strabane5£21,284447,5306
Suffolk37£21,530429,95464
Surrey20£18,320644,63057
Sutton - Greater London3£10,680858,5861
Swansea18£24,794325,20427
The Vale of Glamorgan1£4,7502035,8602
Tyne and Wear48£18,982651,197114
Waltham Forest - Greater London10£27,31429,43416
Wandsworth - Greater London1£8,490892,0001
Warwickshire7£13,0201180,91529
West Dunbartonshire1£16,998646,86516
West Lothian3£17,161662,62011
West Midlands119£20,118652,275179
West Sussex17£25,137427,80345
West Yorkshire122£20,846548,991179
Wiltshire16£18,957658,51549
Worcestershire15£17,231868,19526
Wrexham1£14,495739,8351
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