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Used Audi A4 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Audi A4 on finance

Securing finance for a used Audi A4 involves a series of steps to ensure that you navigate through the purchasing process wisely and select a financing option that aligns with your financial capacity. Here’s a detailed guide to assist you:

Preliminary Steps:

1. Budget Allocation:

  • Define your budget for the down payment and ascertain what monthly installment you can afford.

2. Credit Score Review:

  • Check your credit score as it significantly influences your loan approval and interest rates.

3. Model Selection:

  • Decide on the specific Audi A4 variant and its features according to your preferences.

4. Vehicle Assessment:

  • Ensure the vehicle is inspected and its history checked to avoid future complications.

Financing Alternatives:

1. Bank Loan:

  • Acquire a loan from a bank, paying it back in fixed monthly instalments.

2. Hire Purchase (HP):

  • Start with a deposit, followed by monthly payments, and gain ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Make a deposit, reduced monthly payments, and at the end, either pay a balloon payment to own the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance options directly through Audi dealerships, which might offer promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Engage in borrowing money directly from individuals through P2P platforms.

6. Leasing:

  • Consider leasing the A4 and returning it once the lease term concludes.

Buying Procedure:

1. Choose a Seller:

  • Opt between an Audi dealership or a private seller, ensuring their reliability.

2. Negotiation:

  • Engage in price discussions to potentially secure a better deal.

3. Test Drive:

  • Conduct a test drive to evaluate the A4’s condition and performance.

4. Finalize Financing:

  • Lock in your financing choice and thoroughly understand all associated terms.

5. Insurance:

  • Make sure to have the vehicle insured before completing the purchase.

6. Handle Paperwork:

  • Manage all required documentation, including vehicle registration and title transfer.

Extra Points to Consider:

  • Depreciation: Understand the A4’s depreciation to evaluate its future resale value.

  • Warranty: Investigate available warranties and consider purchasing an extended warranty if the current one is expired or about to expire.

  • Total Cost: Be mindful of the total cost paid over the duration of the financing period.

  • Early Repayment Terms: Familiarize yourself with terms and any penalties related to early loan repayment.

Conclusion:

Financing a used Audi A4 requires careful planning, exploring various financing options, and managing the purchase procedure effectively. Ensure that you conduct thorough research, comprehend all financial implications, and prudently navigate through each step to facilitate a smooth purchasing experience and delightful ownership. Confirm that all decisions align with your financial stability and personal needs.

About the Audi A4

The Audi A4, a hallmark of the brand's dedication to precision, luxury, and performance, has, over the years, set benchmarks in the premium sedan segment. With each iteration, the A4 showcases Audi's commitment to pushing technological boundaries while delivering an unmatched driving experience.

Modern and Timeless Design:

The A4's aesthetic speaks of understated luxury. Its sharp lines, prominent Singleframe grille, and distinctive LED headlights give it a commanding presence on the road. The design, while contemporary, carries the timeless elegance synonymous with Audi, ensuring it remains relevant and admired across generations.

Interiors that Exude Luxury:

Inside, the A4 sets the standard for premium comfort. Plush materials, meticulous craftsmanship, and an intuitive layout are evident. The driver-centric dashboard, featuring the MMI touch display and the Audi virtual cockpit, ensures that all controls are within easy reach, making for a seamless driving experience.

Performance that Thrills:

The Audi A4 is not just about looks and comfort; its heart lies in performance. With a range of turbocharged engines, it offers a dynamic driving experience. The finely tuned suspension, responsive steering, and Quattro all-wheel-drive system ensure the A4 is equally at home on winding country roads as it is on bustling city streets.

Innovations that Protect:

At the forefront of automotive technology, the A4 is laden with advanced safety and driver assistance features. From adaptive cruise control to lane assist and predictive efficiency assist, the vehicle emphasizes not just the comfort of its occupants but also their safety.

Conclusion:

Representing a perfect harmony of luxury, innovation, and performance, the Audi A4 stands tall in the executive sedan segment. For those desiring a car that encapsulates modern luxury and delivers a spirited drive, the A4 remains an impeccable choice.

Audi A4 Data by County

Audi A4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,318£16,997757,3164,277
Aberdeen City19£19,685537,44242
Aberdeenshire4£21,560538,4563
Angus1£10,995774,1702
Antrim8£12,183884,48225
Ards11£8,26412125,1646
Argyll and Bute1£18,979549,000-
Armagh8£9,616993,55036
Ballymena13£8,96810102,35922
Ballymoney11£15,878669,59720
Banbridge1£17,450464,0002
Barking & Dagenham - Greater London1£3,90011134,9101
Barnet - Greater London1£17,990326,8003
Bedfordshire54£14,9351076,82571
Belfast12£15,401667,58456
Berkshire30£20,654649,42858
Bexley - Greater London2£19,340536,0584
Blaenau Gwent2£14,750663,3984
Brent - Greater London4£18,306450,5457
Bristol28£15,478765,13264
Bromley - Greater London6£23,352529,1617
Buckinghamshire32£27,321657,11148
Caerphilly2£9,397967,7392
Cambridgeshire94£17,171656,629115
Cardiff15£22,107435,04115
Carmarthenshire1£8,9957158,4571
Carrickfergus5£17,699748,7936
Ceredigion7£19,108744,49518
Cheshire64£20,449546,807173
City of Edinburgh36£20,269646,13546
City of London - Greater London44£16,961653,86380
Coleraine9£13,501779,5403
Conwy2£21,000330,2496
Cookstown3£18,480467,6695
Cornwall1£9,7951157,2057
County Durham29£18,970651,67676
Craigavon1£8,9509133,0009
Croydon - Greater London12£15,364857,48710
Cumbria17£26,471540,99631
Derbyshire57£21,553537,700114
Derry12£10,316987,94617
Devon16£17,252869,15736
Dorset22£20,250845,43137
Down3£21,328448,7438
Dumfries and Galloway3£22,582422,3019
Dundee City6£21,580428,43722
Dungannon13£16,283667,39921
Ealing - Greater London8£13,755859,07411
East Ayrshire10£20,609540,38632
East Dunbartonshire1£17,498727,4831
East Riding of Yorkshire19£17,473540,11421
East Sussex10£20,037635,27932
Essex33£15,244765,63560
Falkirk14£12,114970,36217
Fermanagh7£14,066691,85615
Fife3£14,748773,05333
Flintshire8£14,071770,6712
Glasgow City39£18,479545,594111
Gloucestershire22£17,299750,60132
Greater Manchester171£20,120649,689249
Greenwich - Greater London1£13,190841,307-
Hampshire62£22,303541,498129
Harrow - Greater London3£7,32811103,0403
Havering - Greater London4£20,561544,5536
Herefordshire4£28,391214,32510
Hertfordshire40£21,448740,38956
Highland14£17,881649,69018
Hillingdon - Greater London3£14,996665,33317
Hounslow - Greater London13£34,462111,57814
Inverclyde1£6,49511102,0004
Isle of Wight3£14,995856,7331
Kent52£20,380539,97783
Kingston upon Thames - Greater London1£4,5001684,0001
Lancashire71£15,187861,441144
Larne1£27,750315,0001
Leicestershire29£23,276436,09952
Limavady2£11,595983,5004
Lincolnshire37£13,654863,19784
Lisburn8£15,707661,6629
Magherafelt22£16,803673,95426
Merseyside43£21,939755,34053
Merthyr Tydfil1£5,9991299,7654
Merton - Greater London1£10,995839,6501
Monmouthshire1£10,4901153,0004
Moray5£13,0951076,5276
Newport19£25,680218,29424
Newry and Mourne6£17,280754,7849
Newtownabbey14£18,126659,68317
Norfolk17£16,151758,77147
North Ayrshire3£12,564862,2696
North Down1£9,995972,5851
North Lanarkshire12£17,826752,46132
North Yorkshire36£16,532753,91151
Northamptonshire12£15,110876,30038
Northumberland3£13,897855,6926
Nottinghamshire35£20,077651,62773
Omagh18£18,152564,27326
Oxfordshire8£17,393644,3019
Pembrokeshire2£21,340316,7803
Perth and Kinross3£23,997425,26717
Redbridge - Greater London4£9,309983,9045
Renfrewshire20£22,948425,85128
Rhondda Cynon Taf2£7,59712115,5338
Shropshire18£20,775864,64936
Somerset26£18,951789,69334
South Ayrshire17£19,432542,24726
South Lanarkshire13£17,990544,48329
South Yorkshire54£17,196650,661123
Staffordshire41£18,973650,41799
Stirling12£23,707436,23141
Strabane6£21,236457,2775
Suffolk35£22,918427,06460
Surrey20£16,647750,01754
Sutton - Greater London4£10,510858,1051
Swansea22£24,674325,17825
The Vale of Glamorgan1£4,7502035,8601
Tyne and Wear43£20,554546,175118
Waltham Forest - Greater London8£28,28017,03818
Wandsworth - Greater London1£8,490892,0001
Warwickshire9£13,1381081,80825
West Dunbartonshire1£10,498861,59013
West Lothian4£18,920653,85510
West Midlands114£20,456651,775176
West Sussex14£23,618433,45943
West Yorkshire121£20,561548,899173
Wiltshire15£19,777651,65144
Worcestershire12£17,086866,94127
Wrexham2£15,678748,3431
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