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Used Audi A4 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Audi A4 on finance

Securing finance for a used Audi A4 involves a series of steps to ensure that you navigate through the purchasing process wisely and select a financing option that aligns with your financial capacity. Here’s a detailed guide to assist you:

Preliminary Steps:

1. Budget Allocation:

  • Define your budget for the down payment and ascertain what monthly installment you can afford.

2. Credit Score Review:

  • Check your credit score as it significantly influences your loan approval and interest rates.

3. Model Selection:

  • Decide on the specific Audi A4 variant and its features according to your preferences.

4. Vehicle Assessment:

  • Ensure the vehicle is inspected and its history checked to avoid future complications.

Financing Alternatives:

1. Bank Loan:

  • Acquire a loan from a bank, paying it back in fixed monthly instalments.

2. Hire Purchase (HP):

  • Start with a deposit, followed by monthly payments, and gain ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Make a deposit, reduced monthly payments, and at the end, either pay a balloon payment to own the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance options directly through Audi dealerships, which might offer promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Engage in borrowing money directly from individuals through P2P platforms.

6. Leasing:

  • Consider leasing the A4 and returning it once the lease term concludes.

Buying Procedure:

1. Choose a Seller:

  • Opt between an Audi dealership or a private seller, ensuring their reliability.

2. Negotiation:

  • Engage in price discussions to potentially secure a better deal.

3. Test Drive:

  • Conduct a test drive to evaluate the A4’s condition and performance.

4. Finalize Financing:

  • Lock in your financing choice and thoroughly understand all associated terms.

5. Insurance:

  • Make sure to have the vehicle insured before completing the purchase.

6. Handle Paperwork:

  • Manage all required documentation, including vehicle registration and title transfer.

Extra Points to Consider:

  • Depreciation: Understand the A4’s depreciation to evaluate its future resale value.

  • Warranty: Investigate available warranties and consider purchasing an extended warranty if the current one is expired or about to expire.

  • Total Cost: Be mindful of the total cost paid over the duration of the financing period.

  • Early Repayment Terms: Familiarize yourself with terms and any penalties related to early loan repayment.

Conclusion:

Financing a used Audi A4 requires careful planning, exploring various financing options, and managing the purchase procedure effectively. Ensure that you conduct thorough research, comprehend all financial implications, and prudently navigate through each step to facilitate a smooth purchasing experience and delightful ownership. Confirm that all decisions align with your financial stability and personal needs.

About the Audi A4

The Audi A4, a hallmark of the brand's dedication to precision, luxury, and performance, has, over the years, set benchmarks in the premium sedan segment. With each iteration, the A4 showcases Audi's commitment to pushing technological boundaries while delivering an unmatched driving experience.

Modern and Timeless Design:

The A4's aesthetic speaks of understated luxury. Its sharp lines, prominent Singleframe grille, and distinctive LED headlights give it a commanding presence on the road. The design, while contemporary, carries the timeless elegance synonymous with Audi, ensuring it remains relevant and admired across generations.

Interiors that Exude Luxury:

Inside, the A4 sets the standard for premium comfort. Plush materials, meticulous craftsmanship, and an intuitive layout are evident. The driver-centric dashboard, featuring the MMI touch display and the Audi virtual cockpit, ensures that all controls are within easy reach, making for a seamless driving experience.

Performance that Thrills:

The Audi A4 is not just about looks and comfort; its heart lies in performance. With a range of turbocharged engines, it offers a dynamic driving experience. The finely tuned suspension, responsive steering, and Quattro all-wheel-drive system ensure the A4 is equally at home on winding country roads as it is on bustling city streets.

Innovations that Protect:

At the forefront of automotive technology, the A4 is laden with advanced safety and driver assistance features. From adaptive cruise control to lane assist and predictive efficiency assist, the vehicle emphasizes not just the comfort of its occupants but also their safety.

Conclusion:

Representing a perfect harmony of luxury, innovation, and performance, the Audi A4 stands tall in the executive sedan segment. For those desiring a car that encapsulates modern luxury and delivers a spirited drive, the A4 remains an impeccable choice.

Audi A4 Data by County

Audi A4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,281£17,046756,9964,373
Aberdeen City12£20,706433,94043
Aberdeenshire1£24,495322,0004
Angus1£10,995774,1702
Antrim9£15,802763,02322
Ards11£8,26412125,1647
Argyll and Bute1£18,979549,0001
Armagh6£9,973985,03235
Ballymena11£9,36910103,76926
Ballymoney10£16,227669,33722
Banbridge1£17,450464,0002
Barking & Dagenham - Greater London1£4,07511134,9102
Bedfordshire54£16,354968,24375
Belfast13£13,428777,53864
Berkshire25£20,380649,77868
Bexley - Greater London2£18,245529,9996
Blaenau Gwent2£14,750663,3986
Brent - Greater London5£16,277567,1388
Bristol27£15,337764,57962
Bromley - Greater London5£23,431528,1567
Buckinghamshire36£25,277765,42045
Caerphilly2£9,397967,7392
Cambridgeshire86£17,204658,110122
Cardiff15£24,459435,15314
Carmarthenshire1£8,9957158,4572
Carrickfergus6£18,774747,9797
Ceredigion10£16,095852,17120
Cheshire83£20,194544,128159
City of Edinburgh32£18,673754,39655
City of London - Greater London41£16,603653,27181
Coleraine4£13,724765,0705
Conwy2£21,500330,2497
Cookstown3£10,145990,5445
Cornwall2£15,393839,9065
County Durham32£19,516648,94269
Craigavon1£11,450886,2059
Croydon - Greater London9£16,093857,73915
Cumbria17£25,674441,31031
Derbyshire59£18,577646,211102
Derry11£9,0851094,81115
Devon15£18,535759,00240
Dorset23£20,849747,03841
Down4£21,820445,3088
Dumfries and Galloway2£24,198416,81310
Dundee City7£20,866531,74220
Dungannon9£15,956659,72122
Ealing - Greater London8£14,730859,35710
East Ayrshire11£19,589548,72539
East Dunbartonshire2£21,748525,0751
East Riding of Yorkshire16£17,690539,91323
East Sussex14£16,936849,61532
Enfield - Greater London1£8,9951071,2112
Essex40£14,402870,09556
Falkirk16£12,962867,75815
Fermanagh9£15,646683,60215
Fife8£14,653750,34232
Flintshire8£14,071770,6712
Glasgow City38£20,320539,693118
Gloucestershire20£17,685750,23936
Greater Manchester161£20,603647,443280
Hampshire55£24,928433,054119
Harrow - Greater London2£10,245866,5604
Havering - Greater London4£11,846993,2504
Herefordshire3£27,220322,0079
Hertfordshire28£22,506746,69064
Highland10£18,015647,38217
Hillingdon - Greater London4£10,6961252,47515
Hounslow - Greater London13£35,32717,92014
Inverclyde1£6,49511102,0005
Isle of Wight3£14,995856,7332
Kent51£21,809436,75378
Kingston upon Thames - Greater London1£4,5001684,0002
Lancashire76£15,739763,055131
Larne1£14,995885,000-
Leicestershire29£22,114546,60457
Limavady1£12,945879,0006
Lincolnshire43£14,764760,43082
Lisburn6£14,343756,69711
Magherafelt19£15,483780,95127
Merseyside34£23,577656,04258
Merthyr Tydfil1£6,4991299,7653
Merton - Greater London1£10,995839,6501
Monmouthshire1£10,4901153,0006
Moray5£15,895970,9706
Newport20£26,042219,75328
Newry and Mourne8£15,354766,7867
Newtownabbey12£15,355774,03114
Norfolk18£16,457661,43750
North Ayrshire2£15,497651,5197
North Down2£17,145741,801-
North Lanarkshire13£17,157748,13734
North Yorkshire30£17,144751,66354
Northamptonshire8£18,116769,85041
Northumberland3£16,934647,5877
Nottinghamshire33£19,840651,35268
Omagh18£18,436564,69228
Oxfordshire6£17,991634,93812
Pembrokeshire4£18,066540,9161
Perth and Kinross7£21,326531,86212
Redbridge - Greater London5£10,046986,3385
Renfrewshire17£22,045429,00225
Rhondda Cynon Taf5£14,437875,2607
Shropshire17£23,349861,46337
Somerset23£19,713692,65740
South Ayrshire18£21,456432,89628
South Lanarkshire11£17,658544,45927
South Yorkshire51£15,781761,359121
Staffordshire38£18,778653,758101
Stirling12£23,545431,02239
Strabane4£21,058439,6629
Suffolk39£22,100431,55860
Surrey23£18,208644,68159
Sutton - Greater London2£11,023857,8791
Swansea15£25,055324,79526
The Vale of Glamorgan1£4,7502035,8602
Tyne and Wear46£18,826650,786120
Waltham Forest - Greater London8£26,705210,43117
Wandsworth - Greater London1£8,490892,0001
Warwickshire7£13,2771086,37529
West Dunbartonshire3£17,165641,46714
West Lothian5£15,994769,6098
West Midlands116£20,140651,246184
West Sussex18£26,601326,07944
West Yorkshire126£20,837549,418172
Wiltshire15£19,276657,32051
Worcestershire17£15,622863,60327
Wrexham1£14,995739,8351
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