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Used Audi A4 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Audi A4 on finance

Securing finance for a used Audi A4 involves a series of steps to ensure that you navigate through the purchasing process wisely and select a financing option that aligns with your financial capacity. Here’s a detailed guide to assist you:

Preliminary Steps:

1. Budget Allocation:

  • Define your budget for the down payment and ascertain what monthly installment you can afford.

2. Credit Score Review:

  • Check your credit score as it significantly influences your loan approval and interest rates.

3. Model Selection:

  • Decide on the specific Audi A4 variant and its features according to your preferences.

4. Vehicle Assessment:

  • Ensure the vehicle is inspected and its history checked to avoid future complications.

Financing Alternatives:

1. Bank Loan:

  • Acquire a loan from a bank, paying it back in fixed monthly instalments.

2. Hire Purchase (HP):

  • Start with a deposit, followed by monthly payments, and gain ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Make a deposit, reduced monthly payments, and at the end, either pay a balloon payment to own the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance options directly through Audi dealerships, which might offer promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Engage in borrowing money directly from individuals through P2P platforms.

6. Leasing:

  • Consider leasing the A4 and returning it once the lease term concludes.

Buying Procedure:

1. Choose a Seller:

  • Opt between an Audi dealership or a private seller, ensuring their reliability.

2. Negotiation:

  • Engage in price discussions to potentially secure a better deal.

3. Test Drive:

  • Conduct a test drive to evaluate the A4’s condition and performance.

4. Finalize Financing:

  • Lock in your financing choice and thoroughly understand all associated terms.

5. Insurance:

  • Make sure to have the vehicle insured before completing the purchase.

6. Handle Paperwork:

  • Manage all required documentation, including vehicle registration and title transfer.

Extra Points to Consider:

  • Depreciation: Understand the A4’s depreciation to evaluate its future resale value.

  • Warranty: Investigate available warranties and consider purchasing an extended warranty if the current one is expired or about to expire.

  • Total Cost: Be mindful of the total cost paid over the duration of the financing period.

  • Early Repayment Terms: Familiarize yourself with terms and any penalties related to early loan repayment.

Conclusion:

Financing a used Audi A4 requires careful planning, exploring various financing options, and managing the purchase procedure effectively. Ensure that you conduct thorough research, comprehend all financial implications, and prudently navigate through each step to facilitate a smooth purchasing experience and delightful ownership. Confirm that all decisions align with your financial stability and personal needs.

About the Audi A4

The Audi A4, a hallmark of the brand's dedication to precision, luxury, and performance, has, over the years, set benchmarks in the premium sedan segment. With each iteration, the A4 showcases Audi's commitment to pushing technological boundaries while delivering an unmatched driving experience.

Modern and Timeless Design:

The A4's aesthetic speaks of understated luxury. Its sharp lines, prominent Singleframe grille, and distinctive LED headlights give it a commanding presence on the road. The design, while contemporary, carries the timeless elegance synonymous with Audi, ensuring it remains relevant and admired across generations.

Interiors that Exude Luxury:

Inside, the A4 sets the standard for premium comfort. Plush materials, meticulous craftsmanship, and an intuitive layout are evident. The driver-centric dashboard, featuring the MMI touch display and the Audi virtual cockpit, ensures that all controls are within easy reach, making for a seamless driving experience.

Performance that Thrills:

The Audi A4 is not just about looks and comfort; its heart lies in performance. With a range of turbocharged engines, it offers a dynamic driving experience. The finely tuned suspension, responsive steering, and Quattro all-wheel-drive system ensure the A4 is equally at home on winding country roads as it is on bustling city streets.

Innovations that Protect:

At the forefront of automotive technology, the A4 is laden with advanced safety and driver assistance features. From adaptive cruise control to lane assist and predictive efficiency assist, the vehicle emphasizes not just the comfort of its occupants but also their safety.

Conclusion:

Representing a perfect harmony of luxury, innovation, and performance, the Audi A4 stands tall in the executive sedan segment. For those desiring a car that encapsulates modern luxury and delivers a spirited drive, the A4 remains an impeccable choice.

Audi A4 Data by County

Audi A4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,340£17,065757,5664,326
Aberdeen City17£22,086437,27942
Aberdeenshire3£22,081530,6084
Angus1£10,995774,1702
Antrim8£13,611872,81524
Ards11£8,26412125,1646
Argyll and Bute1£18,979549,000-
Armagh6£10,106992,56038
Ballymena11£9,28210104,47324
Ballymoney10£16,227669,33721
Banbridge1£17,450464,0002
Barking & Dagenham - Greater London1£3,90011134,9102
Bedfordshire51£16,004971,90675
Belfast12£14,117673,67566
Berkshire29£20,443650,66662
Bexley - Greater London3£19,050531,1985
Blaenau Gwent2£14,750663,3986
Brent - Greater London4£18,356450,5459
Bristol26£15,153766,87065
Bromley - Greater London5£23,349528,1567
Buckinghamshire35£26,150763,89346
Caerphilly2£9,397967,7392
Cambridgeshire99£17,309656,071114
Cardiff16£23,054433,18716
Carmarthenshire1£8,9957158,4571
Carrickfergus6£18,724646,6147
Ceredigion8£19,219743,35820
Cheshire81£19,726546,462168
City of Edinburgh31£18,536654,54954
City of London - Greater London37£17,063652,04988
Coleraine7£15,676662,8934
Conwy2£21,000330,2497
Cookstown2£11,2231088,5005
Cornwall3£23,280839,9065
County Durham28£19,440650,75875
Craigavon1£8,9509133,0009
Croydon - Greater London10£13,953959,54514
Cumbria18£24,815543,28434
Derbyshire64£20,791643,761105
Derry11£8,9951094,41316
Devon18£17,574863,94739
Dorset21£19,469853,15038
Down3£21,328448,7439
Dumfries and Galloway2£24,198416,81310
Dundee City5£22,756424,38323
Dungannon13£16,210661,52720
Ealing - Greater London9£15,026860,6579
East Ayrshire11£18,544545,91333
East Dunbartonshire1£17,498727,4832
East Riding of Yorkshire17£17,488538,94922
East Sussex13£17,062745,32631
Essex33£15,298767,62261
Falkirk16£12,943867,75815
Fermanagh7£14,066691,85617
Fife5£17,696641,98033
Flintshire8£14,071770,6712
Glasgow City40£18,775544,122113
Gloucestershire22£17,873747,72132
Greater Manchester173£20,393648,767256
Hampshire64£24,340434,462121
Harrow - Greater London2£10,245866,5603
Havering - Greater London4£14,286875,0535
Herefordshire4£27,337323,28810
Hertfordshire36£22,357639,99455
Highland11£18,968650,85817
Hillingdon - Greater London5£13,317861,45115
Hounslow - Greater London14£34,33918,26612
Inverclyde1£6,49511102,0005
Isle of Wight3£14,995856,7331
Kent53£22,057435,01581
Kingston upon Thames - Greater London1£4,5001684,0002
Lancashire73£15,705860,206137
Leicestershire27£23,886435,45158
Limavady1£12,945879,0006
Lincolnshire43£14,355759,60782
Lisburn6£14,327763,69410
Magherafelt23£16,060777,13426
Merseyside43£21,740757,95155
Merthyr Tydfil1£6,4991299,7654
Merton - Greater London1£10,995839,6501
Monmouthshire1£10,4901153,0004
Moray5£13,0951076,5277
Newport20£25,742219,66227
Newry and Mourne8£15,698763,6607
Newtownabbey15£18,073660,34815
Norfolk17£16,534659,55749
North Ayrshire3£12,664862,2696
North Down1£9,995972,5851
North Lanarkshire12£19,201746,04131
North Yorkshire34£17,259751,63354
Northamptonshire9£17,236775,91138
Northumberland4£14,531755,4407
Nottinghamshire36£20,563649,66672
Omagh17£18,208566,14529
Oxfordshire7£17,355639,87511
Pembrokeshire3£14,992649,1852
Perth and Kinross5£23,497422,34714
Redbridge - Greater London5£10,046986,3385
Renfrewshire17£22,745426,01229
Rhondda Cynon Taf6£12,655984,5506
Shropshire21£21,546862,44034
Somerset27£19,421688,91539
South Ayrshire19£20,152540,25727
South Lanarkshire8£15,339753,23231
South Yorkshire53£16,333755,718117
Staffordshire41£18,347652,677100
Stirling11£23,153437,35242
Strabane6£21,236457,2756
Suffolk34£21,771429,79964
Surrey19£18,474644,97958
Sutton - Greater London4£10,510858,1051
Swansea19£24,507326,89727
The Vale of Glamorgan1£4,7502035,8602
Tyne and Wear45£18,763652,817116
Waltham Forest - Greater London10£27,27429,43416
Wandsworth - Greater London1£8,490892,0001
Warwickshire8£12,3301082,42628
West Lothian4£18,995653,85511
West Midlands119£20,142652,854176
West Sussex18£24,940428,36141
West Yorkshire120£20,712549,149178
Wiltshire16£19,557654,11746
Worcestershire13£18,653864,62729
Wrexham1£14,495739,8351
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