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Used Audi A4 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Audi A4 on finance

Securing finance for a used Audi A4 involves a series of steps to ensure that you navigate through the purchasing process wisely and select a financing option that aligns with your financial capacity. Here’s a detailed guide to assist you:

Preliminary Steps:

1. Budget Allocation:

  • Define your budget for the down payment and ascertain what monthly installment you can afford.

2. Credit Score Review:

  • Check your credit score as it significantly influences your loan approval and interest rates.

3. Model Selection:

  • Decide on the specific Audi A4 variant and its features according to your preferences.

4. Vehicle Assessment:

  • Ensure the vehicle is inspected and its history checked to avoid future complications.

Financing Alternatives:

1. Bank Loan:

  • Acquire a loan from a bank, paying it back in fixed monthly instalments.

2. Hire Purchase (HP):

  • Start with a deposit, followed by monthly payments, and gain ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Make a deposit, reduced monthly payments, and at the end, either pay a balloon payment to own the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance options directly through Audi dealerships, which might offer promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Engage in borrowing money directly from individuals through P2P platforms.

6. Leasing:

  • Consider leasing the A4 and returning it once the lease term concludes.

Buying Procedure:

1. Choose a Seller:

  • Opt between an Audi dealership or a private seller, ensuring their reliability.

2. Negotiation:

  • Engage in price discussions to potentially secure a better deal.

3. Test Drive:

  • Conduct a test drive to evaluate the A4’s condition and performance.

4. Finalize Financing:

  • Lock in your financing choice and thoroughly understand all associated terms.

5. Insurance:

  • Make sure to have the vehicle insured before completing the purchase.

6. Handle Paperwork:

  • Manage all required documentation, including vehicle registration and title transfer.

Extra Points to Consider:

  • Depreciation: Understand the A4’s depreciation to evaluate its future resale value.

  • Warranty: Investigate available warranties and consider purchasing an extended warranty if the current one is expired or about to expire.

  • Total Cost: Be mindful of the total cost paid over the duration of the financing period.

  • Early Repayment Terms: Familiarize yourself with terms and any penalties related to early loan repayment.

Conclusion:

Financing a used Audi A4 requires careful planning, exploring various financing options, and managing the purchase procedure effectively. Ensure that you conduct thorough research, comprehend all financial implications, and prudently navigate through each step to facilitate a smooth purchasing experience and delightful ownership. Confirm that all decisions align with your financial stability and personal needs.

About the Audi A4

The Audi A4, a hallmark of the brand's dedication to precision, luxury, and performance, has, over the years, set benchmarks in the premium sedan segment. With each iteration, the A4 showcases Audi's commitment to pushing technological boundaries while delivering an unmatched driving experience.

Modern and Timeless Design:

The A4's aesthetic speaks of understated luxury. Its sharp lines, prominent Singleframe grille, and distinctive LED headlights give it a commanding presence on the road. The design, while contemporary, carries the timeless elegance synonymous with Audi, ensuring it remains relevant and admired across generations.

Interiors that Exude Luxury:

Inside, the A4 sets the standard for premium comfort. Plush materials, meticulous craftsmanship, and an intuitive layout are evident. The driver-centric dashboard, featuring the MMI touch display and the Audi virtual cockpit, ensures that all controls are within easy reach, making for a seamless driving experience.

Performance that Thrills:

The Audi A4 is not just about looks and comfort; its heart lies in performance. With a range of turbocharged engines, it offers a dynamic driving experience. The finely tuned suspension, responsive steering, and Quattro all-wheel-drive system ensure the A4 is equally at home on winding country roads as it is on bustling city streets.

Innovations that Protect:

At the forefront of automotive technology, the A4 is laden with advanced safety and driver assistance features. From adaptive cruise control to lane assist and predictive efficiency assist, the vehicle emphasizes not just the comfort of its occupants but also their safety.

Conclusion:

Representing a perfect harmony of luxury, innovation, and performance, the Audi A4 stands tall in the executive sedan segment. For those desiring a car that encapsulates modern luxury and delivers a spirited drive, the A4 remains an impeccable choice.

Audi A4 Data by County

Audi A4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,322£17,028756,8194,270
Aberdeen City19£19,544536,90242
Aberdeenshire3£22,081530,6082
Angus1£10,995774,1702
Antrim9£13,707772,33924
Ards12£9,40812117,8344
Argyll and Bute1£18,979549,000-
Armagh8£10,798886,37341
Ballymena12£9,32910105,08723
Ballymoney10£15,741671,30222
Banbridge1£17,450464,0001
Barking & Dagenham - Greater London1£3,90011134,9101
Bedfordshire56£15,264973,93069
Belfast11£16,134569,02955
Berkshire34£21,033549,40459
Bexley - Greater London3£14,942753,0393
Blaenau Gwent2£14,750663,3983
Brent - Greater London4£18,306450,5457
Bristol30£16,257660,75763
Bromley - Greater London4£18,004632,6188
Buckinghamshire33£27,241657,05347
Caerphilly3£8,7641073,2342
Cambridgeshire85£16,874659,625113
Cardiff16£22,024435,85814
Carmarthenshire1£7,9957158,4571
Carrickfergus5£17,699748,7935
Ceredigion6£19,544635,64718
Cheshire76£19,826546,195170
City of Edinburgh37£19,745650,63250
City of London - Greater London42£16,881652,12785
Coleraine9£13,164782,3713
Conwy2£20,500330,2496
Cookstown2£16,723669,6414
Cornwall1£9,7951157,2057
County Durham32£18,877649,77776
Craigavon2£11,945899,9517
Croydon - Greater London11£14,547860,10810
Cumbria19£27,025540,65128
Derbyshire50£20,657641,255122
Derry12£10,266987,94617
Devon15£20,774655,08037
Dorset21£19,748847,39040
Down3£21,328448,7435
Dumfries and Galloway5£19,639543,6778
Dundee City5£23,096422,17621
Dungannon11£16,291674,25624
Ealing - Greater London5£10,6981167,51713
East Ayrshire13£21,490438,54434
East Dunbartonshire1£17,498727,4831
East Riding of Yorkshire20£17,895541,62025
East Sussex11£20,942532,79033
Essex36£15,843864,78461
Falkirk13£12,254969,23215
Fermanagh8£15,395676,39014
Fife5£15,997760,19633
Flintshire8£14,071770,6712
Glasgow City39£18,337648,319106
Gloucestershire23£17,329748,82628
Greater Manchester169£20,153649,646243
Hampshire62£22,564540,109132
Harrow - Greater London2£10,245866,5604
Havering - Greater London5£17,537649,7166
Herefordshire1£27,368328,92112
Hertfordshire43£20,789741,48456
Highland12£16,237748,97722
Hillingdon - Greater London5£14,757762,76018
Hounslow - Greater London12£35,208111,31114
Inverclyde1£6,49511102,0003
Isle of Wight3£14,995856,7331
Kent53£20,920438,90480
Kingston upon Thames - Greater London1£4,5001684,000-
Lancashire73£16,326758,761153
Larne2£19,873637,0001
Leicestershire26£23,613436,62049
Limavady2£11,370983,5003
Lincolnshire37£14,410763,08286
Lisburn8£15,693658,3058
Magherafelt20£16,940674,09924
Merseyside39£22,388752,60653
Merton - Greater London2£6,9931473,8251
Monmouthshire1£9,4901153,0002
Moray5£13,0951076,5275
Newport21£26,809214,39523
Newry and Mourne6£18,572648,64311
Newtownabbey16£18,587653,65818
Norfolk17£15,331761,49449
North Ayrshire3£12,564862,2696
North Down1£9,995972,5851
North Lanarkshire8£19,153748,62435
North Yorkshire31£17,347653,98953
Northamptonshire12£15,029876,30033
Northumberland2£16,597644,0397
Nottinghamshire35£20,740649,27573
Omagh17£17,459568,76027
Oxfordshire7£20,627533,8879
Pembrokeshire2£20,940316,7803
Perth and Kinross5£19,078542,22514
Redbridge - Greater London4£9,245983,9044
Renfrewshire21£21,536431,67330
Rhondda Cynon Taf2£7,09712115,5337
Shropshire17£23,890854,67837
Somerset26£19,014755,56131
South Ayrshire13£17,949546,05631
South Lanarkshire13£19,823540,46929
South Yorkshire51£17,205648,943121
Staffordshire42£18,477649,34492
Stirling15£23,019433,45939
Strabane5£20,965452,9294
Suffolk40£22,148430,15758
Surrey24£17,235747,94254
Sutton - Greater London4£10,510858,1051
Swansea23£23,810326,58427
The Vale of Glamorgan1£4,7502035,8601
Tyne and Wear40£20,116650,589125
Waltham Forest - Greater London9£28,48219,04319
Wandsworth - Greater London1£8,490892,0001
Warwickshire8£12,4271182,83824
West Lothian4£16,245658,99611
West Midlands115£20,078651,223190
West Sussex15£23,636437,32143
West Yorkshire127£20,035550,449166
Wiltshire17£19,463651,37443
Worcestershire10£16,390971,79529
Wrexham1£16,310656,8511
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