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Used Audi A4 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Audi A4 on finance

Securing finance for a used Audi A4 involves a series of steps to ensure that you navigate through the purchasing process wisely and select a financing option that aligns with your financial capacity. Here’s a detailed guide to assist you:

Preliminary Steps:

1. Budget Allocation:

  • Define your budget for the down payment and ascertain what monthly installment you can afford.

2. Credit Score Review:

  • Check your credit score as it significantly influences your loan approval and interest rates.

3. Model Selection:

  • Decide on the specific Audi A4 variant and its features according to your preferences.

4. Vehicle Assessment:

  • Ensure the vehicle is inspected and its history checked to avoid future complications.

Financing Alternatives:

1. Bank Loan:

  • Acquire a loan from a bank, paying it back in fixed monthly instalments.

2. Hire Purchase (HP):

  • Start with a deposit, followed by monthly payments, and gain ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Make a deposit, reduced monthly payments, and at the end, either pay a balloon payment to own the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance options directly through Audi dealerships, which might offer promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Engage in borrowing money directly from individuals through P2P platforms.

6. Leasing:

  • Consider leasing the A4 and returning it once the lease term concludes.

Buying Procedure:

1. Choose a Seller:

  • Opt between an Audi dealership or a private seller, ensuring their reliability.

2. Negotiation:

  • Engage in price discussions to potentially secure a better deal.

3. Test Drive:

  • Conduct a test drive to evaluate the A4’s condition and performance.

4. Finalize Financing:

  • Lock in your financing choice and thoroughly understand all associated terms.

5. Insurance:

  • Make sure to have the vehicle insured before completing the purchase.

6. Handle Paperwork:

  • Manage all required documentation, including vehicle registration and title transfer.

Extra Points to Consider:

  • Depreciation: Understand the A4’s depreciation to evaluate its future resale value.

  • Warranty: Investigate available warranties and consider purchasing an extended warranty if the current one is expired or about to expire.

  • Total Cost: Be mindful of the total cost paid over the duration of the financing period.

  • Early Repayment Terms: Familiarize yourself with terms and any penalties related to early loan repayment.

Conclusion:

Financing a used Audi A4 requires careful planning, exploring various financing options, and managing the purchase procedure effectively. Ensure that you conduct thorough research, comprehend all financial implications, and prudently navigate through each step to facilitate a smooth purchasing experience and delightful ownership. Confirm that all decisions align with your financial stability and personal needs.

About the Audi A4

The Audi A4, a hallmark of the brand's dedication to precision, luxury, and performance, has, over the years, set benchmarks in the premium sedan segment. With each iteration, the A4 showcases Audi's commitment to pushing technological boundaries while delivering an unmatched driving experience.

Modern and Timeless Design:

The A4's aesthetic speaks of understated luxury. Its sharp lines, prominent Singleframe grille, and distinctive LED headlights give it a commanding presence on the road. The design, while contemporary, carries the timeless elegance synonymous with Audi, ensuring it remains relevant and admired across generations.

Interiors that Exude Luxury:

Inside, the A4 sets the standard for premium comfort. Plush materials, meticulous craftsmanship, and an intuitive layout are evident. The driver-centric dashboard, featuring the MMI touch display and the Audi virtual cockpit, ensures that all controls are within easy reach, making for a seamless driving experience.

Performance that Thrills:

The Audi A4 is not just about looks and comfort; its heart lies in performance. With a range of turbocharged engines, it offers a dynamic driving experience. The finely tuned suspension, responsive steering, and Quattro all-wheel-drive system ensure the A4 is equally at home on winding country roads as it is on bustling city streets.

Innovations that Protect:

At the forefront of automotive technology, the A4 is laden with advanced safety and driver assistance features. From adaptive cruise control to lane assist and predictive efficiency assist, the vehicle emphasizes not just the comfort of its occupants but also their safety.

Conclusion:

Representing a perfect harmony of luxury, innovation, and performance, the Audi A4 stands tall in the executive sedan segment. For those desiring a car that encapsulates modern luxury and delivers a spirited drive, the A4 remains an impeccable choice.

Audi A4 Data by County

Audi A4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,331£17,027756,2654,276
Aberdeen City19£19,707536,61743
Aberdeenshire3£22,081530,6082
Angus1£10,995774,1702
Antrim9£13,707772,33923
Ards12£9,40812117,8344
Argyll and Bute1£18,979549,000-
Armagh8£10,798886,37341
Ballymena11£9,46910106,47224
Ballymoney10£15,741671,30221
Banbridge1£17,450464,0001
Barking & Dagenham - Greater London1£3,90011134,9101
Bedfordshire55£15,787971,60369
Belfast12£16,206567,27753
Berkshire34£21,016549,40458
Bexley - Greater London3£14,942753,0393
Blaenau Gwent2£14,750663,3983
Brent - Greater London4£18,306450,5457
Bristol27£16,607758,98666
Bromley - Greater London4£18,004632,6188
Buckinghamshire33£27,360654,84847
Caerphilly3£8,7641073,2341
Cambridgeshire90£17,076658,195113
Cardiff12£21,027441,46218
Carrickfergus5£17,699748,7935
Ceredigion6£19,544635,64718
Cheshire76£19,998545,876171
City of Edinburgh37£19,729650,63249
City of London - Greater London46£16,948651,25484
Coleraine9£13,164782,3713
Conwy2£20,500330,2496
Cookstown3£13,898770,4094
Cornwall1£9,7951157,2057
County Durham32£18,318651,93977
Craigavon2£11,945899,9517
Croydon - Greater London12£15,465855,31710
Cumbria19£27,025540,65128
Derbyshire52£20,873640,584122
Derry12£10,266987,94617
Devon15£20,784655,08037
Dorset21£19,748847,39040
Down2£21,995450,1156
Dumfries and Galloway5£19,639543,6778
Dundee City5£20,796537,97622
Dungannon12£17,016670,37624
Ealing - Greater London6£11,4981067,35613
East Ayrshire11£22,534432,98436
East Dunbartonshire1£17,498727,4831
East Riding of Yorkshire20£17,895541,62023
East Sussex11£20,870532,71533
Essex35£16,015764,71961
Falkirk13£12,254969,23213
Fermanagh8£15,395676,39014
Fife6£14,622765,66332
Flintshire8£14,071770,6712
Glasgow City39£18,317648,319106
Gloucestershire24£18,138746,82228
Greater Manchester170£20,209650,104241
Hampshire60£22,133539,956134
Harrow - Greater London2£10,245866,5604
Havering - Greater London5£17,537649,7165
Herefordshire1£27,569328,92112
Hertfordshire41£20,473743,12958
Highland12£16,237748,97722
Hillingdon - Greater London5£14,757762,76017
Hounslow - Greater London13£32,962224,32914
Inverclyde1£6,49511102,0003
Isle of Wight3£14,995856,7331
Kent58£20,820437,95780
Kingston upon Thames - Greater London1£4,5001684,000-
Lancashire71£15,861760,786155
Larne2£19,873637,0001
Leicestershire27£24,443434,64549
Limavady2£11,370983,5003
Lincolnshire36£14,575761,97189
Lisburn8£15,693658,3058
Magherafelt21£16,887672,33223
Merseyside37£22,841753,00654
Merton - Greater London2£6,9931473,8251
Monmouthshire1£9,4901153,0002
Moray5£13,0951076,5275
Newport21£26,799214,39523
Newry and Mourne6£18,572648,64311
Newtownabbey14£19,065553,64520
Norfolk16£16,117656,01851
North Ayrshire3£12,564862,2696
North Down1£9,995972,5851
North Lanarkshire7£19,604747,38634
North Yorkshire30£17,688652,60754
Northamptonshire10£14,035982,05934
Northumberland3£14,728845,9577
Nottinghamshire35£20,740649,27573
Omagh17£17,459568,76026
Oxfordshire7£20,627533,8879
Pembrokeshire2£20,940316,7803
Perth and Kinross5£19,078542,22513
Redbridge - Greater London4£9,245983,9044
Renfrewshire20£21,913430,60930
Rhondda Cynon Taf2£7,09712115,5337
Shropshire17£21,789856,51237
Somerset27£18,847756,27330
South Ayrshire12£17,395651,17733
South Lanarkshire14£19,871441,38429
South Yorkshire53£16,944650,055119
Staffordshire43£18,108651,80491
Stirling18£21,365538,33338
Strabane5£20,965452,9294
Suffolk40£22,296430,32260
Surrey23£17,217748,46255
Sutton - Greater London4£10,510858,1051
Swansea23£24,019326,55428
The Vale of Glamorgan1£4,7502035,8601
Tyne and Wear42£20,156650,362124
Waltham Forest - Greater London9£28,46019,04319
Wandsworth - Greater London1£8,490892,0001
Warwickshire8£12,4271182,83823
West Lothian4£16,245659,67512
West Midlands116£20,060650,916188
West Sussex14£23,076538,55545
West Yorkshire130£20,001550,670164
Wiltshire18£19,087651,63442
Worcestershire10£16,259971,79529
Wrexham1£16,310656,8511
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