Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
Become the new owner of this Volvo XC90 which features automatic transmission and a 2000cc hybrid motor. This second hand one from this dealership priced at £41,841 has 27,541 miles on the dashboard and comes finished in blue.
Coming equipped with automatic transmission and a 2.0 Litre diesel motor, this second hand estate is currently available to buy in the shade of white with 55,720 miles clocked-up on the dash.
This XC90 T8 Twin Engine Momentum Blis, 360 Camera, Pa has got 78,621 miles on the dash and is fitted with a ltr hybrid engine. This particular second-hand model from this dealership in Borehamwood is available with a silver finish.
At our remarkable price of just £37,995 is this XC90, it has got 32,000 miles clocked up on the dash and features a 2000 cc hybrid engine with automatic transmission.
Available for viewing at this dealer in Dunstable is this estate vehicle which contains a 2.0 LTR hybrid motor and automatic transmission. It's available for sale in a white finish with 95,639 miles clocked up on the dash.
On offer and available to take home is this Volvo XC90 in the tone of grey; this second-hand model has a 2000 cc diesel motor with automatic transmission and it has clocked up 60,021 miles.
For sale at the price of £27,995 or with the possibility to buy using finance with achievable instalments starting at £ per calendar month, this XC90 2.0 D5 Powerpulse Inscription Awd 231 Bhp has got 64,400 miles clocked-up on the dash and incorporates a 2000 CC diesel motor.
On offer and ready for its new owner to drive away is this XC90 2.0 B5p 250 Plus Dark Awd Geartronic with automatic transmission and a 2000CC petrol engine. This second hand model from our dealership in Inverness has been finished in grey and has just 10,642 mi on the clock.
At this dealership in Northampton you'll find the low price of only £39,950 on this Volvo XC90 with a CC hybrid engine, automatic transmission and 25,395 miles clocked up on the dash.
Currently available at this dealership located in Oldham is this estate car that has got a diesel, 2000 CC engine and automatic transmission. On the market in the tone of grey with 40,000 miles clocked-up on the dashboard.
Thinking of going for a XC90? Well, take a closer look at this second hand one with low mileage from our dealership in the Leatherhead area that contains a litre hybrid engine and automatic transmission.
Up for sale and ready for its next owner to take home is this suv Volvo at the outstanding price of just £40,000. This dealer also provides you with the option to purchase with flexible monthly instalments to suit all budgets with instalment plans starting from only £ pm.
On offer and ready for its next owner to drive home is this XC90 2.0 B5p 250 Plus Dark Awd Geartronic painted in silver. This second hand one has 8,157 miles on the dash and is fitted out with a 2.0L petrol engine with automatic transmission.
Coming in the shade of red, this used XC90 2.0 D5 R-design Geartronic 4Wd Euro 6 Ss has got a 2000CC diesel motor with automatic transmission and it has 96,000 mi clocked up on the dash.
Up for sale and ready for its new owner to take home is this suv used car at the marvellous price of just £26,000. This dealer also gives its customers the possibility to pay using manageable monthly payments to suit all budgets with instalment plans commencing at just £ monthly.
This second hand XC90 2.0 T8 455 Rc Phev Ultimate Dark Awd Gtron E in white is on offer and ready for its next owner to drive away with the option to purchase it on finance.
On offer and ready for you to drive away is this Volvo XC90 2.0 T8 455 Rc Phev Ultimate Dark Awd Gtron that comes equipped with automatic transmission and a 2.0 LTR hybrid motor. This second hand model from this dealership priced at £63,000 comes finished in the shade of blue and has 6,797 miles on the dash.
The Volvo XC90 is a popular SUV, appreciated for its luxurious interior, strong safety features, and user-friendly tech. Financing a used one can be a smart move to enjoy these features at a reduced cost. Here's your guide to understanding what’s involved.
Step 1: Assess Your Financial Situation
Budgeting: Establish a clear budget, considering all costs (down payment, monthly installments, insurance, etc.)
Credit Score: Check your credit score as it significantly impacts your loan's interest rate.
Step 2: Investigate the Vehicle
History Check: Use the car’s VIN to run a history check, verifying for any accidents or issues.
Physical Inspection: Engage in a detailed examination, ideally with a mechanic, to confirm its condition.
Step 3: Select a Suitable Model
Research: Identify the XC90 model and variant fitting your needs and preferences.
Test Drive: Ensure the vehicle performs to your satisfaction with a test drive.
Step 4: Explore Financing Options
Bank Loans: Investigate loans from banks or credit unions, exploring interest rates and terms.
Hire Purchase: Consider a straightforward option like HP, where you pay in installments and own the car after the last payment.
PCP: This allows smaller monthly payments with a larger balloon payment at the end if you choose to keep the car.
Dealership Finance: Evaluate the financing plans offered by dealerships, considering interest rates and special offers.
Step 5: Price Negotiation
Market Price: Familiarize yourself with the average market price of the chosen model.
Negotiation: Discuss the price assertively, basing your argument on your market research and the vehicle’s condition.
Step 6: Review and Sign Contract
Details: Ensure all negotiated terms, costs, and the agreed-upon rate are accurately listed.
Fine Print: Scrutinize all clauses, ensuring you comprehend all elements of the agreement.
Step 7: Insurance and Paperwork
Insurance: Acquire a suitable insurance plan before finalizing the deal.
Registration: Ensure all paperwork is processed accurately and that the vehicle is registered in your name.
Step 8: Maintain Your Vehicle and Finances
Timely Payments: Consistently manage your monthly payments to protect your credit rating.
Maintenance: Engage in regular maintenance to preserve the car’s condition and retain its value.
Step 9: Future Considerations
Resale Value: Maintain the XC90 well to secure a good resale value.
Next Steps: Decide whether you’ll keep the vehicle, upgrade, or switch models at the end of the payment term.
Conclusion
Financing a used Volvo XC90 involves numerous steps, from personal financial assessment to handling paperwork post-purchase. Adhering to this guide ensures a structured approach, aiding in securing a favorable deal and enjoying a smooth ownership experience.
About the Volvo XC90
In the expansive landscape of SUVs, the Volvo XC90 stands as a testament to Scandinavian design, blending understated luxury with top-tier safety and technology.
History and Introduction: Launched in 2002, the XC90 was Volvo's foray into the larger SUV market, quickly becoming an integral part of the UK roads. Its debut model garnered attention for its spacious seven-seat design, combined with a safety record that remains a benchmark.
Design Evolution: The XC90 has seen a few iterations since its inception, with the most striking transformation in its second generation launched in 2015. Here, Volvo transitioned from a boxier design to a more streamlined, modern silhouette without compromising on its characteristic robustness. The signature Thor's hammer LED headlights and a sophisticated cabin replete with tactile materials and digital interfaces further accentuated its modern appeal.
Performance Meets Sustainability: Over the years, the XC90 has offered a range of powertrains. From powerful petrol and diesel engines to the innovative T8 Twin Engine, a plug-in hybrid that demonstrated Volvo's forward-thinking approach towards greener driving solutions.
Navigating Through the Rivals: On British roads, the XC90 competes with titans like the BMW X5, Land Rover Discovery, and Audi Q7. Yet, its unparalleled safety features, combined with its Scandinavian design ethos, give it a distinct identity.
Closing Thoughts: The Volvo XC90 isn't just another luxury SUV; it’s a statement of safety, design, and innovation. It promises not only a comfortable journey but also peace of mind, making it a cherished choice for families and solo drivers alike in the UK.
Volvo XC90 Data by County
Volvo XC90 data for the amount in stock, average price, age and mileage throughout
the UK and by county.