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Used Volvo XC60 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Volvo XC60 on finance

Navigating through the process of financing a used Volvo XC60 requires a step-by-step approach and a good understanding of the available financing options. Let’s delve into the key aspects and options you may consider when acquiring a used Volvo XC60 on finance.

Initial Steps:

1. Budget Management:

  • Determine a clear budget, considering factors like down payment, monthly installments, insurance, and maintenance.

2. Checking Credit Score:

  • Understand that a robust credit score can enhance your chances of obtaining favorable financing terms.

3. Choose the Right Model:

  • Select the specific Volvo XC60 model and year that align with your needs and budget.

4. Vehicle Inspection:

  • Ensure a thorough check on the vehicle's condition and history.

Financing Alternatives:

1. Bank Loans:

  • A traditional financing route where you borrow the funds from a bank and repay it in fixed monthly installments.

2. Hire Purchase (HP):

  • Pay an upfront deposit followed by fixed monthly payments. Ownership is transferred after the last payment.

3. Personal Contract Purchase (PCP):

  • Lower monthly payments with flexibility at the end of the term: pay a balloon payment to own, return, or exchange the vehicle.

4. Dealer Financing:

  • Avail of finance directly from the dealership, which might offer promotional financing deals.

5. Peer-to-Peer Lending:

  • Utilize online platforms to secure loans directly from individual investors.

6. Leasing:

  • Pay for the use of the vehicle during a fixed term and return it at the end without owning it.

Buying Steps:

1. Select a Trustworthy Seller:

  • Whether dealing with a private seller or dealership, ensure they are reputable.

2. Negotiating:

  • Work towards obtaining a deal that aligns with the market value of the chosen XC60.

3. Ensure Transparent Paperwork:

  • Scrutinize all documents, ensuring clarity and transparency in the sale and finance agreement.

4. Conclude the Deal:

  • Once all terms and documents are clear and agreed upon, finalize the deal.

5. Ensure Adequate Insurance:

  • Acquire suitable insurance before taking possession of the vehicle.

Considerations:

  • Maintenance and Repair Costs: Be aware of the expected maintenance and potential repair costs.

  • Resale Value: Investigate the model’s depreciation and future resale value.

  • Warranty: Explore warranty options, potentially considering an extended warranty if the existing one is limited.

Conclusion:

Financing a used Volvo XC60 involves thorough planning and understanding each step of the process and financial implications. By ensuring comprehensive research and possibly seeking advice from financial experts, you enhance the likelihood of securing a deal that is financially sound and allows you to enjoy your Volvo XC60 with peace of mind.

About the Volvo XC60

The Volvo XC60 epitomizes the perfect blend of Scandinavian design, safety innovations, and practical features. As one of Volvo's most popular models, the XC60 offers potential owners a luxurious and efficient SUV experience. This article delves into the standout characteristics of the Volvo XC60, its key competitors in the segment, and provides insights into the advantages of considering this vehicle, particularly when financed.

Distinctive Features of the Volvo XC60:

  • Elegant Design: The XC60 is a testament to Volvo's minimalist yet sophisticated design ethos. The SUV showcases clean lines, an iconic grille, and the unmistakable Thor's Hammer LED headlights.
  • Power and Efficiency: With a range of engines including petrol, diesel, and plug-in hybrid options, the XC60 caters to varying needs. The plug-in hybrid, in particular, offers an impressive balance of performance and eco-friendly driving.
  • Spaciousness and Comfort: The interior of the XC60 is both luxurious and functional. With plush seating, high-quality materials, and a panoramic roof, passengers are treated to a serene cabin experience.
  • Advanced Safety: Volvo's commitment to safety is unparalleled. The XC60 boasts a suite of advanced safety features, including Pilot Assist for semi-autonomous driving, City Safety with collision avoidance, and more.
  • Intuitive Tech Interface: Featuring the Sensus Connect infotainment system with a large touchscreen display, smartphone integration, and voice command functionality, the XC60 ensures that drivers are always connected and informed.

Competing in a Crowded Segment:

The midsize luxury SUV segment is notably competitive, with several automakers vying for supremacy. When contemplating the XC60, it's essential to recognize its major competitors:

  • Audi Q5: Known for its refined interiors and quattro all-wheel-drive system, the Q5 is a direct competitor offering a blend of performance and luxury.
  • BMW X3: Sporting dynamic handling and a range of potent engines, the X3 is often lauded for its driving experience.
  • Mercedes-Benz GLC: With a plush interior and an array of advanced tech features, the GLC is a formidable adversary in the segment.
  • Jaguar F-PACE: Offering a mix of British luxury and sporty dynamics, the F-PACE brings a unique flavor to the competition.

Final Thoughts:

The Volvo XC60 is a standout choice for individuals yearning for a luxurious, safe, and technologically advanced SUV. By considering financing options, the dream of owning an XC60 becomes increasingly tangible. With its blend of design, innovation, and safety, it's a vehicle that not only meets but often exceeds expectations.

Volvo XC60 Data by County

Volvo XC60 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,061£23,893655,6055,062
Aberdeen City27£33,731327,60355
Aberdeenshire1£34,995224,0507
Angus1£20,995638,7105
Antrim1£12,9958103,000-
Ards2£15,975952,334-
Armagh1£13,975869,0003
Ballymena1£11,950892,0006
Ballymoney5£14,386886,3783
Banbridge2£15,175967,5004
Barnet - Greater London1£8,0451580,269-
Bedfordshire38£23,342659,83676
Belfast8£17,214851,710480
Berkshire72£37,815322,541168
Brent - Greater London1£24,509667,000-
Bristol22£33,784433,67754
Bromley - Greater London10£35,378321,56632
Buckinghamshire26£19,548767,30354
Cambridgeshire54£25,937649,670147
Cardiff20£30,138538,52841
Carmarthenshire3£15,995860,9173
Ceredigion1£15,291862,5353
Cheshire71£30,602533,500115
City of Edinburgh24£22,258756,69156
City of London - Greater London67£35,221329,367142
Coleraine3£16,998882,6842
Conwy1£15,995951,0005
Cookstown3£21,157584,5524
Cornwall6£29,632529,80331
County Durham30£28,382542,33858
Craigavon1£24,995730,0852
Croydon - Greater London1£8,75011107,000-
Cumbria13£29,050529,73316
Derbyshire47£24,964650,71999
Derry3£13,698892,8191
Devon31£19,549963,03277
Dorset19£28,920540,93968
Dumfries and Galloway1£32,898316,8783
Dundee City22£28,333539,19135
Dungannon3£27,877437,7003
Ealing - Greater London2£10,3459104,6813
East Ayrshire3£28,528555,0839
East Lothian1£11,495894,1412
East Riding of Yorkshire23£30,763435,87653
East Sussex25£34,476431,52341
Essex48£27,670643,49077
Fermanagh1£13,495799,0001
Fife9£26,387546,3877
Flintshire4£11,6461283,06513
Glasgow City22£33,275328,41268
Gloucestershire20£23,844656,63260
Greater Manchester85£23,057658,193153
Hampshire48£25,691649,675128
Harrow - Greater London1£10,295868,413-
Havering - Greater London5£16,792654,3672
Herefordshire1£20,950765,7993
Hertfordshire71£36,939326,687113
Highland19£37,024323,47159
Hillingdon - Greater London3£15,315877,9493
Hounslow - Greater London1£16,000694,0002
Isle of Wight2£17,995967,0001
Kent34£33,336434,071125
Kingston upon Thames - Greater London1£18,4007131,0001
Lancashire60£23,552758,28599
Leicestershire51£30,910545,600124
Limavady1£12,945975,0001
Lincolnshire50£26,333550,056139
Lisburn5£24,590542,1016
Magherafelt4£16,132883,3753
Merseyside8£22,898646,87916
Merthyr Tydfil3£17,995860,102-
Monmouthshire4£28,070643,4506
Moray1£25,995647,0003
Newport3£10,4481091,6918
Newry and Mourne4£26,825445,9925
Newtownabbey6£21,247656,1289
Norfolk41£30,558537,44685
North Down2£12,743998,6807
North Lanarkshire2£39,998214,7383
North Yorkshire52£30,164540,144172
Northamptonshire21£23,788664,665101
Northumberland9£26,518540,62917
Nottinghamshire30£28,185547,28754
Oxfordshire26£33,491432,76443
Pembrokeshire1£12,995898,3322
Perth and Kinross5£35,415332,19830
Redbridge - Greater London1£16,4956110,8811
Renfrewshire10£34,098330,5077
Rhondda Cynon Taf2£7,74511113,5179
Shropshire19£28,524541,54132
Somerset16£23,051654,91753
South Ayrshire1£14,488969,86922
South Lanarkshire2£37,748219,4201
South Yorkshire58£23,707662,248128
Staffordshire26£30,751433,70178
Stirling39£36,726219,49542
Strabane1£11,990799,0473
Suffolk31£30,932435,19451
Surrey32£29,085543,21588
Sutton - Greater London1£6,5001392,0003
Swansea12£32,035434,39441
Tyne and Wear56£36,643326,27079
Warwickshire15£33,300434,35929
West Midlands123£29,228547,776242
West Sussex15£31,924429,88560
West Yorkshire82£28,861545,042250
Wiltshire31£25,657652,00676
Worcestershire26£32,946541,60051
Wrexham1£11,995992,8821
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