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Used Volvo XC60 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Volvo XC60 on finance

Navigating through the process of financing a used Volvo XC60 requires a step-by-step approach and a good understanding of the available financing options. Let’s delve into the key aspects and options you may consider when acquiring a used Volvo XC60 on finance.

Initial Steps:

1. Budget Management:

  • Determine a clear budget, considering factors like down payment, monthly installments, insurance, and maintenance.

2. Checking Credit Score:

  • Understand that a robust credit score can enhance your chances of obtaining favorable financing terms.

3. Choose the Right Model:

  • Select the specific Volvo XC60 model and year that align with your needs and budget.

4. Vehicle Inspection:

  • Ensure a thorough check on the vehicle's condition and history.

Financing Alternatives:

1. Bank Loans:

  • A traditional financing route where you borrow the funds from a bank and repay it in fixed monthly installments.

2. Hire Purchase (HP):

  • Pay an upfront deposit followed by fixed monthly payments. Ownership is transferred after the last payment.

3. Personal Contract Purchase (PCP):

  • Lower monthly payments with flexibility at the end of the term: pay a balloon payment to own, return, or exchange the vehicle.

4. Dealer Financing:

  • Avail of finance directly from the dealership, which might offer promotional financing deals.

5. Peer-to-Peer Lending:

  • Utilize online platforms to secure loans directly from individual investors.

6. Leasing:

  • Pay for the use of the vehicle during a fixed term and return it at the end without owning it.

Buying Steps:

1. Select a Trustworthy Seller:

  • Whether dealing with a private seller or dealership, ensure they are reputable.

2. Negotiating:

  • Work towards obtaining a deal that aligns with the market value of the chosen XC60.

3. Ensure Transparent Paperwork:

  • Scrutinize all documents, ensuring clarity and transparency in the sale and finance agreement.

4. Conclude the Deal:

  • Once all terms and documents are clear and agreed upon, finalize the deal.

5. Ensure Adequate Insurance:

  • Acquire suitable insurance before taking possession of the vehicle.

Considerations:

  • Maintenance and Repair Costs: Be aware of the expected maintenance and potential repair costs.

  • Resale Value: Investigate the model’s depreciation and future resale value.

  • Warranty: Explore warranty options, potentially considering an extended warranty if the existing one is limited.

Conclusion:

Financing a used Volvo XC60 involves thorough planning and understanding each step of the process and financial implications. By ensuring comprehensive research and possibly seeking advice from financial experts, you enhance the likelihood of securing a deal that is financially sound and allows you to enjoy your Volvo XC60 with peace of mind.

About the Volvo XC60

The Volvo XC60 epitomizes the perfect blend of Scandinavian design, safety innovations, and practical features. As one of Volvo's most popular models, the XC60 offers potential owners a luxurious and efficient SUV experience. This article delves into the standout characteristics of the Volvo XC60, its key competitors in the segment, and provides insights into the advantages of considering this vehicle, particularly when financed.

Distinctive Features of the Volvo XC60:

  • Elegant Design: The XC60 is a testament to Volvo's minimalist yet sophisticated design ethos. The SUV showcases clean lines, an iconic grille, and the unmistakable Thor's Hammer LED headlights.
  • Power and Efficiency: With a range of engines including petrol, diesel, and plug-in hybrid options, the XC60 caters to varying needs. The plug-in hybrid, in particular, offers an impressive balance of performance and eco-friendly driving.
  • Spaciousness and Comfort: The interior of the XC60 is both luxurious and functional. With plush seating, high-quality materials, and a panoramic roof, passengers are treated to a serene cabin experience.
  • Advanced Safety: Volvo's commitment to safety is unparalleled. The XC60 boasts a suite of advanced safety features, including Pilot Assist for semi-autonomous driving, City Safety with collision avoidance, and more.
  • Intuitive Tech Interface: Featuring the Sensus Connect infotainment system with a large touchscreen display, smartphone integration, and voice command functionality, the XC60 ensures that drivers are always connected and informed.

Competing in a Crowded Segment:

The midsize luxury SUV segment is notably competitive, with several automakers vying for supremacy. When contemplating the XC60, it's essential to recognize its major competitors:

  • Audi Q5: Known for its refined interiors and quattro all-wheel-drive system, the Q5 is a direct competitor offering a blend of performance and luxury.
  • BMW X3: Sporting dynamic handling and a range of potent engines, the X3 is often lauded for its driving experience.
  • Mercedes-Benz GLC: With a plush interior and an array of advanced tech features, the GLC is a formidable adversary in the segment.
  • Jaguar F-PACE: Offering a mix of British luxury and sporty dynamics, the F-PACE brings a unique flavor to the competition.

Final Thoughts:

The Volvo XC60 is a standout choice for individuals yearning for a luxurious, safe, and technologically advanced SUV. By considering financing options, the dream of owning an XC60 becomes increasingly tangible. With its blend of design, innovation, and safety, it's a vehicle that not only meets but often exceeds expectations.

Volvo XC60 Data by County

Volvo XC60 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,009£23,574654,6585,104
Aberdeen City28£33,196326,53359
Aberdeenshire1£33,995224,0507
Angus2£22,493744,6915
Antrim2£15,723774,8221
Ards1£9,9958117,0002
Ballymena1£11,450892,0003
Ballymoney5£14,284891,2284
Banbridge2£14,675967,5004
Barnet - Greater London1£8,0451580,269-
Bedfordshire37£24,202654,24072
Belfast4£15,523858,953474
Berkshire61£36,855323,946165
Blaenau Gwent2£14,598966,0224
Bristol23£29,323546,80256
Bromley - Greater London7£36,669323,29136
Buckinghamshire18£21,164773,00756
Caerphilly2£9,9951091,0005
Cambridgeshire53£24,108655,673125
Cardiff21£30,392538,75144
Carmarthenshire1£18,495830,8253
Ceredigion2£14,893859,6863
Cheshire51£29,697532,262139
City of Edinburgh23£20,884893,25156
City of London - Greater London64£35,912326,182136
Coleraine3£16,998882,6842
Conwy1£15,995951,0003
Cookstown3£21,157584,5522
Cornwall12£31,074431,79230
County Durham30£32,377433,03559
Craigavon3£11,7481075,2183
Croydon - Greater London1£13,4951061,0001
Cumbria10£30,922430,42917
Derbyshire40£24,425654,426103
Derry3£13,165892,819-
Devon40£23,181853,41074
Dorset22£30,778541,77660
Dumfries and Galloway1£36,998228,0444
Dundee City12£28,349540,91739
Dungannon2£34,290229,1753
Ealing - Greater London2£10,3459104,6811
East Ayrshire3£35,032322,4679
East Lothian1£6,99911114,6213
East Riding of Yorkshire16£31,990433,77051
East Sussex18£36,560327,28942
Enfield - Greater London1£15,995748,760-
Essex47£25,082649,77183
Fermanagh3£11,713969,6672
Fife5£19,697762,10810
Flintshire3£12,6321078,60816
Glasgow City23£33,633329,77164
Gloucestershire16£24,131654,90461
Greater Manchester75£21,107661,821173
Hampshire42£22,338758,809133
Harrow - Greater London1£9,995868,413-
Havering - Greater London5£16,342654,3672
Hertfordshire65£39,660222,613122
Highland23£35,953327,62159
Hillingdon - Greater London4£15,087875,6343
Isle of Wight2£17,995967,000-
Kent39£33,469433,715117
Kingston upon Thames - Greater London2£10,1431196,7502
Lancashire56£22,751759,370112
Leicestershire58£32,646441,561125
Limavady2£27,495438,5003
Lincolnshire44£27,875446,207147
Lisburn2£28,720525,3898
Magherafelt3£21,383661,8335
Merseyside9£20,692656,76215
Merthyr Tydfil2£19,493864,3001
Monmouthshire4£22,945770,8465
Moray1£25,995647,0003
Newport4£12,061895,9406
Newry and Mourne6£27,548445,4332
Newtownabbey4£13,245983,8269
Norfolk43£29,019540,61483
North Ayrshire1£6,9991592,1612
North Down4£13,220976,0903
North Lanarkshire3£38,865211,4663
North Yorkshire68£30,273540,682156
Northamptonshire21£25,976557,78090
Northumberland7£25,068643,64618
Nottinghamshire27£26,555553,03266
Oxfordshire16£29,189536,42255
Pembrokeshire1£12,995898,3321
Perth and Kinross15£25,315542,94928
Renfrewshire7£35,969318,44010
Rhondda Cynon Taf3£11,65910108,5338
Scottish Borders1£19,990766,2141
Shropshire18£28,084441,36335
Somerset20£24,447549,69343
South Ayrshire2£11,4951176,76323
South Lanarkshire5£35,398223,091-
South Yorkshire45£26,704554,845128
Staffordshire30£25,920545,35380
Stirling45£38,798217,42051
Strabane2£18,993683,1693
Suffolk38£29,505439,08147
Surrey34£31,312539,86998
Sutton - Greater London1£6,5001392,0001
Swansea12£29,861430,57541
Tyne and Wear48£32,639434,78478
Waltham Forest - Greater London2£31,549216,7205
Warwickshire22£29,718546,49229
West Midlands131£27,259551,952241
West Sussex19£33,154429,45054
West Yorkshire84£30,934438,672237
Wiltshire18£26,102648,37183
Worcestershire28£28,103653,22549
Wrexham2£11,7451176,0561
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