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Used Volvo V60 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Volvo V60 on finance

If you're pondering the purchase of a Volvo V60 and, in particular, if you're considering getting a used Volvo V60 on finance in the UK, this guide is tailored for you:

  1. Research the Vehicle:

    • The Volvo V60 is a sleek and sophisticated estate car known for its safety features, luxurious interior, and efficient engine choices.
    • Familiarise yourself with the various trim levels, engine options, and technologies available across different model years.
    • For used models, research any common issues or specific wear and tear to be aware of for the V60.
  2. Searching for a Used Model:

    • Begin with Volvo's official approved-used vehicle programme. Cars here often come with a manufacturer's warranty and have been rigorously inspected.
    • Broaden your search to include online platforms, local dealerships, and car supermarkets to get a wide view of prices and available models.
  3. Finance Options:

    • Personal Contract Purchase (PCP): You'll pay a deposit, then monthly instalments. At the term's end, you can either make the balloon payment to own the car, return it, or start a new deal.
    • Hire Purchase (HP): After a deposit, you pay off the entire car value in monthly segments. After all payments, the car is yours.
    • Leasing: Rent the V60 for a fixed term and then return it at the end.
    • Personal Loan: Obtain a loan, buy the V60 outright, and then pay back the loan in monthly instalments.
  4. Obtain and Compare Finance Quotes:

    • Gather quotes from Volvo dealerships and third-party finance companies. Special offers might be available for those eyeing a used Volvo V60 on finance.
    • Evaluate the APR (Annual Percentage Rate) to gauge the complete borrowing cost.
  5. Review Your Credit Score:

    • Your credit rating can influence the finance rates and terms you're eligible for.
    • Confirm your score with major UK credit bureaus (Experian, Equifax, TransUnion) to ensure there are no errors.
  6. Budgeting:

    • Set a monthly payment that's manageable for your finances.
    • A larger deposit often means better monthly rates.
  7. Understanding the Agreement:

    • If you're going the PCP or leasing route, be aware of any mileage limits and potential extra charges if these are exceeded.
    • Get acquainted with any fees for terminating the agreement early or wear and tear stipulations.
  8. Negotiation:

    • Using the insights from your research, negotiate both the car's price and the finance terms. There's usually some leeway, especially if you're considering a used Volvo V60 on finance.
    • Aim for a reduction in the total amount payable throughout the agreement, not just the monthly fees.
  9. Finalise the Deal:

    • When you're happy with the terms, complete the required documentation.
    • Always read and fully comprehend all terms before signing and keep copies for your records.
  10. Insurance:

  • Before driving, make sure you have the right car insurance. Shop around to find the best deal.
  1. End-of-Agreement Options:
  • For PCP: Decide if you'll make the final payment, return the car, or roll into a new agreement.
  • For HP: The car becomes yours after all payments are settled.
  • If leasing, return the car in the agreed condition.
  1. Additional Costs:
  • Account for other potential expenses like road tax, servicing, maintenance, and potential repairs.

It's essential to ensure that your chosen finance option aligns with your current and foreseeable financial circumstances. If uncertain, it's always a good idea to seek advice from financial professionals or trusted sources.

About the Volvo V60

The Volvo V60 is an elegant estate car that seamlessly combines luxury, safety, and functionality. A part of Volvo's commitment to Scandinavian design and craftsmanship, the V60 stands out as an ideal choice for families and individuals who value a premium driving experience without compromising on practicality.

Features and Specifications:

  • Elegant Design: The V60 boasts a sleek and modern design, with its signature Thor's Hammer LED headlights, clean lines, and an elongated profile that gives it a poised stance on the road.

  • Spacious Cabin: Inside, the V60 offers a spacious and luxurious interior, adorned with high-quality materials, a minimalist dashboard, and ergonomic seating. The boot space is generous, making it ideal for family outings, shopping trips, or transporting larger items.

  • Cutting-Edge Tech: The V60 features Volvo's Sensus infotainment system, which provides an intuitive touchscreen interface, smartphone integration, navigation, and a suite of entertainment options.

  • Safety Commitment: In line with Volvo's reputation, the V60 is packed with advanced safety features. These include the City Safety system, which detects potential collisions and can automatically apply the brakes, Pilot Assist for semi-autonomous driving, and a range of other driver-assistance technologies.

  • Engine Choices: The V60 offers a variety of powertrains, including petrol, diesel, and plug-in hybrid options. Each engine provides a balance of performance and efficiency, ensuring a smooth and powerful drive.

Conclusion:

The Volvo V60 encapsulates what Volvo does best: creating vehicles that offer luxury, safety, and functionality in one stylish package. For those seeking a premium estate car that doesn't skimp on practical features, the V60 is a top contender. Its blend of design, tech, and safety makes it a perfect choice for both city driving and longer journeys.

Volvo V60 Data by County

Volvo V60 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All555£16,302762,9181,133
Aberdeen City4£18,437642,74716
Aberdeenshire2£18,745732,1382
Ballymena2£13,995672,8991
Ballymoney2£6,94510129,890-
Banbridge1£13,950654,000-
Bedfordshire12£11,0521080,30223
Belfast1£16,995473,89117
Berkshire13£18,657670,83418
Bristol7£14,852772,33315
Bromley - Greater London2£33,136316,8253
Buckinghamshire7£9,9571072,89611
Cambridgeshire17£12,192872,86040
Cardiff4£16,992852,83311
Carmarthenshire1£17,995546,5681
Ceredigion3£23,065428,3962
Cheshire14£20,833638,94731
City of Edinburgh10£17,548647,32517
City of London - Greater London11£24,814442,29732
Conwy1£8,9951384,000-
Cornwall3£17,918562,36013
County Durham9£16,193867,19214
Craigavon1£7,4951274,000-
Croydon - Greater London2£15,142775,9001
Cumbria4£16,549664,9145
Derbyshire16£14,134874,43829
Derry2£17,7957112,0001
Devon19£19,458552,99629
Dorset3£20,477444,27618
Dumfries and Galloway3£24,131427,2071
Dundee City8£22,287443,56111
Dungannon1£33,995317,8501
East Ayrshire1£4,49912109,4333
East Riding of Yorkshire3£24,454328,37412
Essex8£17,780660,66313
Falkirk1£9,495981,9001
Fife6£17,897663,4358
Flintshire1£10,495967,4185
Gloucestershire2£16,463741,9019
Greater Manchester30£12,412878,91853
Gwynedd1£10,495872,1321
Hampshire10£17,779752,76127
Havering - Greater London1£7,8001276,0801
Herefordshire1£12,700662,6161
Hertfordshire12£20,944537,95814
Highland2£13,995873,2585
Hillingdon - Greater London1£9,399875,2372
Hounslow - Greater London1£8,499996,000-
Kent14£21,330550,49520
Kingston upon Thames - Greater London1£5,49511119,000-
Lancashire25£17,370663,99620
Leicestershire10£20,329548,21933
Limavady1£15,490574,0001
Lincolnshire9£24,676534,01849
Lisburn2£16,395658,7501
Magherafelt2£14,450733,0001
Merseyside2£12,683859,3814
Merthyr Tydfil2£10,999862,234-
Merton - Greater London1£5,9951286,000-
Neath Port Talbot1£6,9951083,655-
Newry and Mourne2£12,950685,334-
Norfolk11£17,826763,07133
North Lanarkshire1£25,998325,0631
North Yorkshire20£19,179649,16146
Northamptonshire9£18,804561,23721
Nottinghamshire7£21,360545,56626
Oxfordshire5£22,932532,27710
Pembrokeshire1£8,7951081,655-
Perth and Kinross3£25,828434,38613
Powys1£6,9907127,000-
Redbridge - Greater London1£5,9957140,0001
Renfrewshire2£14,449882,1262
Rhondda Cynon Taf1£2,99513130,000-
Shropshire5£19,200757,2926
Somerset7£17,477654,97917
South Yorkshire15£17,488569,70141
Staffordshire14£17,166564,38624
Stirling4£19,998545,6298
Suffolk11£8,9351091,23119
Surrey6£22,266542,07515
Swansea3£20,496744,05613
Tyne and Wear12£15,831653,93614
Warwickshire4£22,084535,1134
West Dunbartonshire1£14,698665,3661
West Lothian3£12,246955,1214
West Midlands20£19,774558,06856
West Sussex6£28,633538,85822
West Yorkshire32£18,320653,06757
Wiltshire7£20,521544,56517
Worcestershire5£19,577869,88815
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