Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
Containing a 1.6L diesel motor with manual transmission, this second-hand V40 1.6 D2 R-design Euro 5 Ss comes in blue and has 73,540 miles on the dash.
Become the next owner of this V40 which contains a 2.0 LTR diesel engine with manual transmission. This second-hand one is available at the marvellous price of only £12,450, comes finished in the tone of red and has 22,000 miles clocked-up on the dash.
Be the next owner of this manual V40 with a 2.0 litre diesel engine and manual transmission. This second hand one available from this dealer has 124,103 miles on the dashboard and comes in white.
Grab the chance to be the new owner of this Volvo V40 1.6 T2 R-design available at just £7,689. It comes in a black finish, is fitted out with a 1.6 Ltr motor with manual transmission and it has got 80,093 miles on the dashboard.
On offer and ready for its next owner to drive away today is this Volvo V40 that
comes fitted out with a 1600cc diesel motor with manual transmission. This used model now available from this dealer has clocked-up 81,215 miles.
Advertised by this dealer in Middlesbrough is this hatchback car that features a 1.6 Ltr diesel engine with manual transmission. On the market and ready for its next owner to drive away in the tone of with 109,491 miles clocked up on the dash.
Grab the chance to buy this V40 2.0 D3 R-design Pro Euro 6 Ss that is up for sale at this dealer's great price of just £12,499. It comes in the tone of silver, has 67,866 miles clocked up on the dashboard and features a 2.0 Ltr diesel engine with automatic transmission.
Have this V40 for just £7,500. Credit plans begin at only £ a month for this vehicle that is fitted with a 2000cc diesel engine with manual transmission.
Coming fitted with a 2000 CC diesel motor and automatic transmission, this used V40 D4 190 R Design from this dealer is on offer in a blue finish and has 142,294 miles clocked up on the dash.
On offer and ready for its next owner to take home is this V40 which has a 2.0 Ltr diesel motor with automatic transmission. This second hand one from our dealership in Kilmarnock is advertised at the incredible price of £10,698.
Painted with a blue finish, this car incorporates a 2.0 Ltr diesel engine with manual transmission and it has 116,000 miles clocked-up on the dash. First Registered in 2015, this V40 D2 120 R Design Nav is currently on offer and ready for you to drive away for only £5,975.
Currently available from our dealership in the Derby area is this used, low mileage Volvo V40 that is equipped with a diesel, 2.0L engine and manual transmission. It is up for sale and ready for its new owner to drive away in a silver finish with a mere 32,000 miles clocked-up on the dashboard.
Financing a used Volvo V40, known for its blend of compact dimensions, premium appeal, and practicality, doesn’t have to be daunting. Here’s a streamlined guide to help you navigate through the process efficiently and make an informed decision.
1. Understand Your Needs and Budget
Establish a Budget: Determine a spending limit considering both down-payment and potential monthly installments.
Identify Your Preferences: Explore various V40 models and specifications to align with your requirements.
2. Detailed Vehicle Research
Vehicle History Report: Ensure the car’s history is transparent and devoid of alarming issues.
Physical Inspection: A meticulous inspection by a professional can prevent future mechanical issues.
3. Assess Your Financial Health
Credit Score Review: Your credit score will influence the financing options available to you.
Financial Stability: Make certain that you can comfortably manage the prospective monthly payments.
4. Explore Various Financing Alternatives
Bank Financing: Investigate the loan options and interest rates provided by different banks.
Hire Purchase: Look into hire purchase options for a straightforward path to ownership.
Dealer Financing: Evaluate financing options provided directly by dealerships.
Personal Contract Purchase (PCP): This option may offer lower monthly installments with flexibility at the contract’s end.
5. Smart and Informed Negotiation
Knowledge is Power: Familiarize yourself with market prices to negotiate effectively.
Assertive Communication: Use your knowledge and clarity of purpose to achieve a beneficial deal.
6. Scrutinize the Contract
Review All Details: Ensure all aspects, including interest rates and payment terms, are as per the negotiation.
Legal and Contractual Clarity: Make sure all legal aspects of the contract are clear and transparent.
7. Final Steps Before Purchase
Insurance: Ensure you select a suitable insurance policy prior to finalizing the purchase.
Documentation: Complete all paperwork diligently to avoid future complications.
8. Ongoing Management and Maintenance
Regular Payments: Manage your finances to ensure timely payments and safeguard your credit score.
Vehicle Upkeep: Regular maintenance is vital to preserving the car’s condition and value.
9. Future Planning
End of Term Decisions: Consider options like refinancing or selling at the end of the payment term.
Maintain Resale Value: Keeping the car in optimum condition will secure a better resale value.
Conclusion
By being methodical and informed at each stage, from vehicle research and budgeting, to financing and future planning, you can seamlessly navigate through the process of financing a used Volvo V40. With disciplined financial management and regular vehicle maintenance, your ownership journey can be smooth and rewarding.
About the Volvo V40
The Volvo V40 holds a special place in Volvo's lineup as a premium compact hatchback that marries the brand's commitment to safety with its renowned Scandinavian design ethos. In the UK, the V40 has been a popular choice among those who seek a blend of luxury, safety, and practicality in a more compact form.
Key Features and Specifications
Elegant Styling: The V40 carries Volvo's minimalist design language with a distinctive front fascia, the iconic "Thor's Hammer" LED daytime running lights, and a sleek profile.
Safety First: True to Volvo's legacy, the V40 is packed with safety features, including the groundbreaking pedestrian airbag, City Safety automatic braking, and multiple other active and passive safety systems.
Engine Choices: The V40 offers a range of petrol and diesel engines, ensuring both performance and efficiency. The Drive-E powertrains, in particular, emphasize reduced emissions without sacrificing power.
Interior Comfort: The cabin is a testament to Scandinavian luxury with high-quality materials, ergonomic design, and an infotainment system that keeps drivers connected and entertained.
Popular Models in the UK The V40's offerings cater to a range of preferences:
Volvo V40 Momentum: The entry-level trim, providing essential features and comforts like the high-performance audio system, cruise control, and Volvo's City Safety.
Volvo V40 R-Design: Targeted at those who desire a sportier touch, the R-Design offers sportier design cues, a unique grille, and sport seats.
Volvo V40 Inscription: For those who prioritize luxury, the Inscription trim brings leather upholstery, unique alloy wheels, and chrome exterior details.
Volvo V40 Data by County
Volvo V40 data for the amount in stock, average price, age and mileage throughout
the UK and by county.