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Used Volkswagen Up on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Volkswagen Up on finance

The Volkswagen Up is recognized for its compact size and city-friendly driving experience. Here’s a simplified guide to help you navigate through the process of financing a used Up.


1. Setting Your Budget and Requirements

  • Define Preferences: Pin down the model, year, and specs you’re looking for.
  • Budgeting: Establish what you can afford as a down payment and in monthly installments.

2. Exploring Finance Options

  • Bank Loans: You may secure a loan from your bank, given that you have a stable credit score.
  • Hire Purchase (HP): Offer an initial deposit and pay the rest through monthly installments, gaining ownership at the end.
  • Personal Contract Purchase (PCP): Enjoy lower monthly rates and flexibility at the contract’s end to buy, return, or part-exchange the car.
  • Dealer Financing: Dealerships may provide finance options, but ensure to compare their rates with external providers.

3. Selecting a Suitable Volkswagen Up

  • Condition Check: Ensure the Up is in an acceptable mechanical and aesthetic condition.
  • Verify Vehicle History: Investigate for any outstanding finance or serious issues in the vehicle’s history using its VIN.

4. Finalizing the Deal

  • Negotiation: Harness your knowledge on the Volkswagen Up to negotiate the price and payment terms.
  • Read Through Contract: Ensure all agreed terms are clearly specified in the contract.

5. Arranging Appropriate Insurance

  • Compare Premiums: Shop around to find an insurance premium that provides necessary coverage at a reasonable price.
  • Possible Bundling: Sometimes, bundling various insurance types can offer cost benefits.

6. Ownership and Maintenance

  • Stay Current with Payments: Ensure you manage loan, lease, and insurance payments diligently.
  • Regular Servicing: Uphold the performance and value of the Up with consistent maintenance.

7. Future Planning

  • Maintain Resale Value: Preserve service records and manage the car well to retain its resale value.
  • Next Steps: At the finance term’s end, consider whether you will sell, keep, or trade-in the car, basing your decision on its condition and current market value.

In Summary

Financing a used Volkswagen Up requires a structured approach, involving budget planning, exploring varied finance options, validating the vehicle’s condition, and managing ongoing payments and maintenance. Ensure to engage in meticulous research and possibly consult with a financial consultant to comprehend the best financial route for your situation. This thorough preparation ensures that your financial journey towards owning a Volkswagen Up is as smooth as possible.

About the Volkswagen Up

Volkswagen, often synonymous with reliability and well-engineered vehicles, has in its lineup the Volkswagen Up! – a compact city car that promises both fun and functionality in a pint-sized package.

Key Features and Specifications

  • Compact Design: The Up! is designed with city driving in mind, boasting a compact size that's perfect for narrow streets and tight parking spots. Yet, its modern and chic appearance ensures it doesn't compromise on style.
  • Fuel Efficiency: Available with a range of efficient petrol engines, the Up! promises impressive fuel economy, making it ideal for urban commutes and short trips.
  • Interior Space: Despite its compact size, the Up! manages to offer a surprisingly spacious interior with a practical boot space, making it suitable for the weekly shop or a weekend away.
  • Tech Features: The car comes with a suite of infotainment options, including smartphone integration, which ensures drivers remain connected even on the move.

Popular Models in the UK In the UK, where city cars have a significant market, several variants of the Up! have found favour:

  • Volkswagen Move Up!: This version provides essentials like air conditioning, electric front windows, and a 5-inch colour screen.
  • Volkswagen High Up!: A more premium variant, it adds alloy wheels, satellite navigation, and heated front seats to the mix.
  • Volkswagen Up! GTI: Channeling the spirit of the original Golf GTI, this sporty version of the Up! offers a turbocharged engine and sportier aesthetics.
Volkswagen Up Data by County

Volkswagen Up data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All920£8,874737,7902,258
Aberdeen City9£8,681735,63521
Aberdeenshire3£11,863531,2939
Angus1£6,995955,6003
Armagh1£5,3951177,0001
Ballymena2£9,723536,157-
Bedfordshire15£6,419949,05228
Berkshire16£9,736729,04437
Bexley - Greater London1£8,29587,0002
Blaenau Gwent2£11,247541,2794
Brent - Greater London1£5,700952,0005
Bristol12£7,542748,75533
Bromley - Greater London3£8,160823,7383
Buckinghamshire21£9,814730,82732
Caerphilly2£6,343868,4002
Cambridgeshire15£8,112742,47434
Cardiff10£7,873843,09818
Carmarthenshire2£8,495922,1806
Ceredigion4£9,420722,98511
Cheshire21£10,300629,81460
City of Edinburgh16£8,356838,43538
City of London - Greater London11£7,508742,79020
Clackmannanshire1£6,9981160,670-
Conwy1£8,995617,0007
Cookstown1£9,795531,100-
Cornwall5£11,795519,95417
County Durham12£7,410834,78950
Craigavon3£8,162748,938-
Croydon - Greater London2£7,745927,2615
Cumbria11£10,533625,29533
Derbyshire16£9,287730,13743
Devon27£10,402631,04448
Dorset10£10,714725,19428
Dumfries and Galloway1£7,2951226,8412
Dundee City3£10,263730,48014
Ealing - Greater London2£4,9951160,0008
East Ayrshire5£5,7471066,3805
East Dunbartonshire1£9,99859,3072
East Lothian1£6,999849,5802
East Riding of Yorkshire6£9,343735,68512
East Sussex6£7,928846,36221
Enfield - Greater London1£7,995550,8882
Essex21£9,487736,82750
Falkirk1£5,4951188,6478
Fife14£12,542526,17939
Flintshire1£5,250891,8272
Glasgow City11£10,316628,20932
Gloucestershire25£8,806732,56151
Greater Manchester55£8,091839,52478
Gwynedd3£12,477717,6001
Hampshire22£8,285841,84374
Harrow - Greater London5£5,815837,2047
Havering - Greater London3£5,3261057,8115
Herefordshire1£10,350712,16617
Hertfordshire21£8,355837,47246
Highland2£7,498954,4439
Hillingdon - Greater London2£7,449941,1428
Hounslow - Greater London4£7,7231039,9794
Inverclyde1£4,6901162,4283
Isle of Wight2£7,2451230,9504
Kent23£9,545732,63261
Kingston upon Thames - Greater London3£6,620846,6363
Lancashire20£8,360741,89771
Larne1£6,995846,000-
Leicestershire11£8,896840,12928
Lincolnshire10£7,563837,33638
Merseyside14£7,275945,91132
Merthyr Tydfil1£11,999640,4526
Moray2£7,4971029,3436
Neath Port Talbot3£12,608520,5805
Newport4£9,618729,3718
Newtownabbey1£12,999213,6927
Norfolk15£7,458839,86348
North Ayrshire4£7,699740,6012
North Down4£5,670878,533-
North Lanarkshire1£14,498320,69212
North Yorkshire12£10,216523,62756
Northamptonshire14£8,773642,67826
Northumberland3£8,969729,4307
Nottinghamshire12£8,848839,94749
Oxfordshire8£7,514839,25118
Pembrokeshire1£16,190317,0003
Perth and Kinross4£14,424418,5139
Renfrewshire4£10,211738,66714
Rhondda Cynon Taf5£9,998640,8256
Scottish Borders2£7,575923,3265
Shropshire5£8,898828,02818
Somerset8£9,879736,82442
South Ayrshire1£5,9951256,3435
South Yorkshire19£7,557743,32953
Staffordshire23£9,361731,93553
Stirling4£9,171634,3876
Suffolk25£9,312632,96438
Surrey19£8,571831,75950
Swansea7£8,805834,64120
Tyne and Wear18£8,075842,22950
Waltham Forest - Greater London1£12,699518,2831
Wandsworth - Greater London2£14,899417,2265
Warwickshire12£8,538735,60219
West Dunbartonshire1£16,998218,8431
West Lothian2£6,4471060,4019
West Midlands24£9,956730,28263
West Sussex23£7,565854,60745
West Yorkshire36£8,134740,349100
Wiltshire8£9,022727,54922
Worcestershire21£9,147738,00829
Wrexham2£9,992843,9955
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