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Used Volkswagen Up on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Volkswagen Up on finance

The Volkswagen Up is recognized for its compact size and city-friendly driving experience. Here’s a simplified guide to help you navigate through the process of financing a used Up.


1. Setting Your Budget and Requirements

  • Define Preferences: Pin down the model, year, and specs you’re looking for.
  • Budgeting: Establish what you can afford as a down payment and in monthly installments.

2. Exploring Finance Options

  • Bank Loans: You may secure a loan from your bank, given that you have a stable credit score.
  • Hire Purchase (HP): Offer an initial deposit and pay the rest through monthly installments, gaining ownership at the end.
  • Personal Contract Purchase (PCP): Enjoy lower monthly rates and flexibility at the contract’s end to buy, return, or part-exchange the car.
  • Dealer Financing: Dealerships may provide finance options, but ensure to compare their rates with external providers.

3. Selecting a Suitable Volkswagen Up

  • Condition Check: Ensure the Up is in an acceptable mechanical and aesthetic condition.
  • Verify Vehicle History: Investigate for any outstanding finance or serious issues in the vehicle’s history using its VIN.

4. Finalizing the Deal

  • Negotiation: Harness your knowledge on the Volkswagen Up to negotiate the price and payment terms.
  • Read Through Contract: Ensure all agreed terms are clearly specified in the contract.

5. Arranging Appropriate Insurance

  • Compare Premiums: Shop around to find an insurance premium that provides necessary coverage at a reasonable price.
  • Possible Bundling: Sometimes, bundling various insurance types can offer cost benefits.

6. Ownership and Maintenance

  • Stay Current with Payments: Ensure you manage loan, lease, and insurance payments diligently.
  • Regular Servicing: Uphold the performance and value of the Up with consistent maintenance.

7. Future Planning

  • Maintain Resale Value: Preserve service records and manage the car well to retain its resale value.
  • Next Steps: At the finance term’s end, consider whether you will sell, keep, or trade-in the car, basing your decision on its condition and current market value.

In Summary

Financing a used Volkswagen Up requires a structured approach, involving budget planning, exploring varied finance options, validating the vehicle’s condition, and managing ongoing payments and maintenance. Ensure to engage in meticulous research and possibly consult with a financial consultant to comprehend the best financial route for your situation. This thorough preparation ensures that your financial journey towards owning a Volkswagen Up is as smooth as possible.

About the Volkswagen Up

Volkswagen, often synonymous with reliability and well-engineered vehicles, has in its lineup the Volkswagen Up! – a compact city car that promises both fun and functionality in a pint-sized package.

Key Features and Specifications

  • Compact Design: The Up! is designed with city driving in mind, boasting a compact size that's perfect for narrow streets and tight parking spots. Yet, its modern and chic appearance ensures it doesn't compromise on style.
  • Fuel Efficiency: Available with a range of efficient petrol engines, the Up! promises impressive fuel economy, making it ideal for urban commutes and short trips.
  • Interior Space: Despite its compact size, the Up! manages to offer a surprisingly spacious interior with a practical boot space, making it suitable for the weekly shop or a weekend away.
  • Tech Features: The car comes with a suite of infotainment options, including smartphone integration, which ensures drivers remain connected even on the move.

Popular Models in the UK In the UK, where city cars have a significant market, several variants of the Up! have found favour:

  • Volkswagen Move Up!: This version provides essentials like air conditioning, electric front windows, and a 5-inch colour screen.
  • Volkswagen High Up!: A more premium variant, it adds alloy wheels, satellite navigation, and heated front seats to the mix.
  • Volkswagen Up! GTI: Channeling the spirit of the original Golf GTI, this sporty version of the Up! offers a turbocharged engine and sportier aesthetics.
Volkswagen Up Data by County

Volkswagen Up data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All911£8,785737,6002,275
Aberdeen City6£8,656840,33421
Aberdeenshire3£11,863531,29311
Angus2£6,673950,0502
Ards1£6,3551046,4151
Armagh1£5,3951177,0001
Ballymena2£9,723536,157-
Bedfordshire15£6,535948,16826
Berkshire15£10,161723,20738
Blaenau Gwent2£11,247541,2794
Brent - Greater London1£5,850952,0005
Bristol11£7,874745,91432
Bromley - Greater London4£7,730826,2422
Buckinghamshire19£10,122631,92738
Caerphilly2£6,343868,4002
Cambridgeshire14£7,058949,86633
Cardiff9£7,808844,73418
Carmarthenshire2£8,495922,1807
Ceredigion4£9,420722,98511
Cheshire22£9,617733,47459
City of Edinburgh13£8,593742,82839
City of London - Greater London11£7,540742,79023
Conwy2£8,495622,5726
Cookstown1£9,795531,100-
Cornwall5£11,495620,29716
County Durham9£7,333833,30352
Craigavon3£8,162748,938-
Croydon - Greater London2£7,943927,2616
Cumbria13£10,318628,81732
Derbyshire15£8,896731,58440
Devon28£9,876732,96651
Dorset10£10,900725,41328
Dumfries and Galloway1£7,2951226,8412
Dundee City5£10,155629,77814
Ealing - Greater London1£4,9951260,0009
East Ayrshire5£5,7471066,3625
East Dunbartonshire1£9,99859,2992
East Lothian1£6,999849,5802
East Riding of Yorkshire7£9,067734,15111
East Sussex6£8,028846,36220
Enfield - Greater London1£7,995550,8882
Essex23£9,794633,87753
Falkirk1£5,4951188,6478
Fife11£11,968527,53438
Flintshire1£5,250891,8272
Glasgow City14£10,199629,12831
Gloucestershire28£8,647834,87951
Greater Manchester52£8,124840,59587
Gwynedd2£11,340722,8501
Hampshire26£9,005737,72572
Harrow - Greater London5£5,815837,2047
Havering - Greater London3£5,3261057,8117
Herefordshire3£9,132731,04515
Hertfordshire22£8,383837,65842
Highland4£8,672735,7967
Hillingdon - Greater London1£7,8001117,7839
Hounslow - Greater London5£7,778938,4424
Inverclyde1£4,6901162,4283
Isle of Wight1£7,4951237,9004
Kent25£9,641734,31962
Kingston upon Thames - Greater London3£6,767838,0713
Lancashire23£7,726844,08169
Larne1£6,995846,000-
Leicestershire9£8,974842,36029
Lincolnshire11£7,476837,28439
Merseyside15£7,739839,91631
Merthyr Tydfil1£11,500511,7515
Moray3£7,4811021,4625
Neath Port Talbot2£15,240415,8705
Newport3£7,327835,4099
Newtownabbey1£12,999213,6927
Norfolk16£7,701832,98047
North Ayrshire4£7,699740,6012
North Down4£5,670878,533-
North Lanarkshire2£9,387736,41813
North Yorkshire9£9,023626,20161
Northamptonshire12£7,835751,57926
Northumberland4£9,102724,6606
Nottinghamshire14£9,177731,51445
Oxfordshire10£8,130834,93015
Pembrokeshire1£16,190317,0003
Perth and Kinross4£14,424418,51310
Renfrewshire4£10,211738,66715
Rhondda Cynon Taf6£9,930636,0955
Scottish Borders2£7,575923,3266
Shropshire6£8,484834,46821
Somerset8£8,370841,37043
South Yorkshire17£7,550744,27160
Staffordshire23£9,320731,68957
Stirling4£9,371634,3877
Suffolk20£9,400736,70836
Surrey17£7,989838,92549
Swansea4£9,772925,57723
Tyne and Wear16£8,257840,03756
Waltham Forest - Greater London1£12,699518,2831
Wandsworth - Greater London2£14,899417,2265
Warwickshire11£8,498736,42019
West Dunbartonshire1£16,998218,8431
West Lothian2£6,5971060,3608
West Midlands31£9,736731,68358
West Sussex20£7,064958,01851
West Yorkshire33£7,920841,63494
Wiltshire6£8,379828,71922
Worcestershire20£8,987740,66529
Wrexham2£9,992843,9955
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