Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Volkswagen Up on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Volkswagen Up on finance

The Volkswagen Up is recognized for its compact size and city-friendly driving experience. Here’s a simplified guide to help you navigate through the process of financing a used Up.


1. Setting Your Budget and Requirements

  • Define Preferences: Pin down the model, year, and specs you’re looking for.
  • Budgeting: Establish what you can afford as a down payment and in monthly installments.

2. Exploring Finance Options

  • Bank Loans: You may secure a loan from your bank, given that you have a stable credit score.
  • Hire Purchase (HP): Offer an initial deposit and pay the rest through monthly installments, gaining ownership at the end.
  • Personal Contract Purchase (PCP): Enjoy lower monthly rates and flexibility at the contract’s end to buy, return, or part-exchange the car.
  • Dealer Financing: Dealerships may provide finance options, but ensure to compare their rates with external providers.

3. Selecting a Suitable Volkswagen Up

  • Condition Check: Ensure the Up is in an acceptable mechanical and aesthetic condition.
  • Verify Vehicle History: Investigate for any outstanding finance or serious issues in the vehicle’s history using its VIN.

4. Finalizing the Deal

  • Negotiation: Harness your knowledge on the Volkswagen Up to negotiate the price and payment terms.
  • Read Through Contract: Ensure all agreed terms are clearly specified in the contract.

5. Arranging Appropriate Insurance

  • Compare Premiums: Shop around to find an insurance premium that provides necessary coverage at a reasonable price.
  • Possible Bundling: Sometimes, bundling various insurance types can offer cost benefits.

6. Ownership and Maintenance

  • Stay Current with Payments: Ensure you manage loan, lease, and insurance payments diligently.
  • Regular Servicing: Uphold the performance and value of the Up with consistent maintenance.

7. Future Planning

  • Maintain Resale Value: Preserve service records and manage the car well to retain its resale value.
  • Next Steps: At the finance term’s end, consider whether you will sell, keep, or trade-in the car, basing your decision on its condition and current market value.

In Summary

Financing a used Volkswagen Up requires a structured approach, involving budget planning, exploring varied finance options, validating the vehicle’s condition, and managing ongoing payments and maintenance. Ensure to engage in meticulous research and possibly consult with a financial consultant to comprehend the best financial route for your situation. This thorough preparation ensures that your financial journey towards owning a Volkswagen Up is as smooth as possible.

About the Volkswagen Up

Volkswagen, often synonymous with reliability and well-engineered vehicles, has in its lineup the Volkswagen Up! – a compact city car that promises both fun and functionality in a pint-sized package.

Key Features and Specifications

  • Compact Design: The Up! is designed with city driving in mind, boasting a compact size that's perfect for narrow streets and tight parking spots. Yet, its modern and chic appearance ensures it doesn't compromise on style.
  • Fuel Efficiency: Available with a range of efficient petrol engines, the Up! promises impressive fuel economy, making it ideal for urban commutes and short trips.
  • Interior Space: Despite its compact size, the Up! manages to offer a surprisingly spacious interior with a practical boot space, making it suitable for the weekly shop or a weekend away.
  • Tech Features: The car comes with a suite of infotainment options, including smartphone integration, which ensures drivers remain connected even on the move.

Popular Models in the UK In the UK, where city cars have a significant market, several variants of the Up! have found favour:

  • Volkswagen Move Up!: This version provides essentials like air conditioning, electric front windows, and a 5-inch colour screen.
  • Volkswagen High Up!: A more premium variant, it adds alloy wheels, satellite navigation, and heated front seats to the mix.
  • Volkswagen Up! GTI: Channeling the spirit of the original Golf GTI, this sporty version of the Up! offers a turbocharged engine and sportier aesthetics.
Volkswagen Up Data by County

Volkswagen Up data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All913£8,812736,9782,239
Aberdeen City8£8,523735,47819
Aberdeenshire3£11,863531,29311
Angus1£6,350944,5002
Ards1£6,3551046,4151
Armagh1£5,3951177,0001
Ballymena2£9,723536,157-
Bedfordshire15£6,535948,16826
Belfast1£9,490618,92510
Berkshire17£9,724727,21036
Blaenau Gwent2£11,247541,2794
Brent - Greater London1£5,850952,0005
Bristol12£9,052742,09631
Bromley - Greater London3£8,227823,7382
Buckinghamshire19£10,633631,09936
Caerphilly2£6,343868,4002
Cambridgeshire16£7,083848,98932
Cardiff9£7,808844,73418
Carmarthenshire2£8,495922,1807
Ceredigion4£9,420722,98511
Cheshire21£9,287735,67858
City of Edinburgh15£9,526736,00636
City of London - Greater London10£7,379744,94222
Conwy2£8,495622,5727
Cookstown1£9,795531,100-
Cornwall7£10,166730,64014
County Durham11£7,586832,89050
Craigavon3£8,162748,938-
Croydon - Greater London2£8,043927,2616
Cumbria12£10,637626,73333
Derbyshire12£8,835731,19440
Devon30£9,640734,46049
Dorset9£11,178724,03729
Dumfries and Galloway1£7,2951226,8412
Dundee City4£10,697730,48014
Ealing - Greater London2£4,7451160,0008
East Ayrshire5£5,7471066,3625
East Lothian1£6,999849,5802
East Riding of Yorkshire6£9,361735,68512
East Sussex6£8,111842,09519
Enfield - Greater London1£7,995550,8882
Essex23£9,799633,87753
Falkirk2£6,397969,3607
Fife12£11,942525,27837
Flintshire1£5,250891,8272
Glasgow City14£10,190728,06329
Gloucestershire28£8,637834,87955
Greater Manchester53£8,063841,37286
Gwynedd2£11,340722,8501
Hampshire27£9,001737,00370
Harrow - Greater London5£5,815837,2047
Havering - Greater London3£5,3261057,8117
Herefordshire3£9,142731,04515
Hertfordshire25£8,932835,98139
Highland4£8,672735,7967
Hillingdon - Greater London1£7,8001117,7839
Hounslow - Greater London5£7,778938,4424
Inverclyde2£4,9901148,0972
Isle of Wight1£7,4951237,9004
Kent27£9,671733,13763
Kingston upon Thames - Greater London3£6,767838,0713
Lancashire22£7,591845,34369
Larne1£6,995846,000-
Leicestershire9£9,586734,35428
Lincolnshire11£8,138836,49039
Lisburn1£9,950417,775-
Merseyside14£7,972835,59031
Moray2£7,723116,8505
Neath Port Talbot2£15,240415,8705
Newport3£7,327835,4099
Newtownabbey2£10,997411,8467
Norfolk16£7,729832,98047
North Ayrshire4£7,699740,5732
North Down4£5,670878,533-
North Lanarkshire2£9,387736,41813
North Yorkshire9£8,989628,16959
Northamptonshire9£7,028856,14226
Northumberland4£9,102724,6606
Nottinghamshire15£8,934833,16844
Oxfordshire7£8,203734,92516
Pembrokeshire1£16,190317,0003
Perth and Kinross4£14,424418,51310
Renfrewshire4£10,211738,66715
Rhondda Cynon Taf6£10,014636,0954
Scottish Borders2£7,575923,3265
Shropshire5£8,991736,37822
Somerset6£7,502852,81043
South Yorkshire19£7,365744,45259
Staffordshire21£9,449730,33358
Stirling4£9,371634,3877
Suffolk19£9,574635,66636
Surrey17£7,989838,92549
Swansea5£11,117822,33122
Tyne and Wear17£7,565943,55954
Waltham Forest - Greater London1£12,699518,2831
Wandsworth - Greater London2£14,899417,2265
Warwickshire10£9,332736,68819
West Dunbartonshire1£16,998218,8431
West Midlands32£9,745731,59457
West Sussex19£6,910958,07151
West Yorkshire32£7,991841,35394
Wiltshire8£8,261829,19420
Worcestershire18£8,459843,12331
Wrexham2£9,992843,9955
Add postcode for better results.