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Used Volkswagen Up on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Volkswagen Up on finance

The Volkswagen Up is recognized for its compact size and city-friendly driving experience. Here’s a simplified guide to help you navigate through the process of financing a used Up.


1. Setting Your Budget and Requirements

  • Define Preferences: Pin down the model, year, and specs you’re looking for.
  • Budgeting: Establish what you can afford as a down payment and in monthly installments.

2. Exploring Finance Options

  • Bank Loans: You may secure a loan from your bank, given that you have a stable credit score.
  • Hire Purchase (HP): Offer an initial deposit and pay the rest through monthly installments, gaining ownership at the end.
  • Personal Contract Purchase (PCP): Enjoy lower monthly rates and flexibility at the contract’s end to buy, return, or part-exchange the car.
  • Dealer Financing: Dealerships may provide finance options, but ensure to compare their rates with external providers.

3. Selecting a Suitable Volkswagen Up

  • Condition Check: Ensure the Up is in an acceptable mechanical and aesthetic condition.
  • Verify Vehicle History: Investigate for any outstanding finance or serious issues in the vehicle’s history using its VIN.

4. Finalizing the Deal

  • Negotiation: Harness your knowledge on the Volkswagen Up to negotiate the price and payment terms.
  • Read Through Contract: Ensure all agreed terms are clearly specified in the contract.

5. Arranging Appropriate Insurance

  • Compare Premiums: Shop around to find an insurance premium that provides necessary coverage at a reasonable price.
  • Possible Bundling: Sometimes, bundling various insurance types can offer cost benefits.

6. Ownership and Maintenance

  • Stay Current with Payments: Ensure you manage loan, lease, and insurance payments diligently.
  • Regular Servicing: Uphold the performance and value of the Up with consistent maintenance.

7. Future Planning

  • Maintain Resale Value: Preserve service records and manage the car well to retain its resale value.
  • Next Steps: At the finance term’s end, consider whether you will sell, keep, or trade-in the car, basing your decision on its condition and current market value.

In Summary

Financing a used Volkswagen Up requires a structured approach, involving budget planning, exploring varied finance options, validating the vehicle’s condition, and managing ongoing payments and maintenance. Ensure to engage in meticulous research and possibly consult with a financial consultant to comprehend the best financial route for your situation. This thorough preparation ensures that your financial journey towards owning a Volkswagen Up is as smooth as possible.

About the Volkswagen Up

Volkswagen, often synonymous with reliability and well-engineered vehicles, has in its lineup the Volkswagen Up! – a compact city car that promises both fun and functionality in a pint-sized package.

Key Features and Specifications

  • Compact Design: The Up! is designed with city driving in mind, boasting a compact size that's perfect for narrow streets and tight parking spots. Yet, its modern and chic appearance ensures it doesn't compromise on style.
  • Fuel Efficiency: Available with a range of efficient petrol engines, the Up! promises impressive fuel economy, making it ideal for urban commutes and short trips.
  • Interior Space: Despite its compact size, the Up! manages to offer a surprisingly spacious interior with a practical boot space, making it suitable for the weekly shop or a weekend away.
  • Tech Features: The car comes with a suite of infotainment options, including smartphone integration, which ensures drivers remain connected even on the move.

Popular Models in the UK In the UK, where city cars have a significant market, several variants of the Up! have found favour:

  • Volkswagen Move Up!: This version provides essentials like air conditioning, electric front windows, and a 5-inch colour screen.
  • Volkswagen High Up!: A more premium variant, it adds alloy wheels, satellite navigation, and heated front seats to the mix.
  • Volkswagen Up! GTI: Channeling the spirit of the original Golf GTI, this sporty version of the Up! offers a turbocharged engine and sportier aesthetics.
Volkswagen Up Data by County

Volkswagen Up data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All860£8,781736,8322,280
Aberdeen City6£8,732824,39018
Aberdeenshire4£11,145625,01611
Ballymena2£9,723536,1571
Bedfordshire16£6,1361048,30827
Belfast2£7,147845,93010
Berkshire17£8,306831,67231
Blaenau Gwent3£9,495752,8534
Brent - Greater London1£6,000952,0006
Bristol12£9,797738,06035
Bromley - Greater London2£9,218815,8812
Buckinghamshire16£10,770629,69835
Caerphilly1£6,995764,0002
Cambridgeshire14£7,444950,97035
Cardiff7£7,409950,56915
Carmarthenshire2£8,495922,1807
Ceredigion5£10,456623,06812
Cheshire12£9,253730,97463
City of Edinburgh14£9,893736,87035
City of London - Greater London10£7,915740,05420
Conwy2£8,895622,5728
Cookstown1£9,795531,100-
Cornwall4£12,621519,03718
County Durham11£7,886832,94664
Craigavon1£9,995521,306-
Croydon - Greater London1£3,9901276,0005
Cumbria15£10,781628,63226
Derbyshire11£8,960734,77741
Devon27£9,619732,48950
Dorset8£10,239629,93233
Dundee City3£9,695527,98414
Ealing - Greater London3£5,328953,0008
East Ayrshire6£5,6641066,3625
East Lothian2£7,475934,7752
East Riding of Yorkshire8£9,401734,08410
East Sussex4£9,720731,94227
Enfield - Greater London2£6,873844,8351
Essex17£9,817633,40358
Falkirk1£5,4951188,6479
Fife11£12,001524,85039
Flintshire1£5,250891,8272
Glasgow City10£8,351834,20233
Gloucestershire29£8,143840,86055
Greater Manchester36£7,319842,71486
Gwynedd2£11,340722,8501
Hampshire27£8,566833,80172
Harrow - Greater London6£5,845734,2017
Havering - Greater London3£5,3261057,8117
Herefordshire3£7,832838,98314
Hertfordshire20£9,907729,55836
Highland3£10,897519,35711
Hillingdon - Greater London1£8,7001013,0009
Hounslow - Greater London5£7,808938,4425
Inverclyde2£4,8401160,3372
Isle of Wight2£6,8971138,7134
Kent27£9,824634,27758
Kingston upon Thames - Greater London2£6,978836,0325
Lancashire18£6,900946,56870
Leicestershire10£9,386740,14733
Lincolnshire10£8,808733,88639
Lisburn1£9,950417,775-
Magherafelt2£6,373944,0001
Merseyside15£9,019730,72928
Merthyr Tydfil1£12,39048,5007
Monmouthshire1£7,695817,0001
Moray2£10,723415,8035
Neath Port Talbot1£14,790415,5386
Newport6£6,295959,5599
Newtownabbey1£8,995510,00010
Norfolk16£8,203831,90745
North Ayrshire3£8,499633,9142
North Down2£5,968874,422-
North Lanarkshire2£6,133958,17012
North Yorkshire15£8,196736,06652
Northamptonshire9£9,023744,19927
Northumberland5£9,714624,0897
Nottinghamshire11£8,620836,04147
Oxfordshire11£8,870728,95711
Perth and Kinross5£13,238518,4898
Renfrewshire5£12,968430,22615
Rhondda Cynon Taf4£9,049641,4322
Scottish Borders1£5,8501143,0005
Shropshire5£10,045731,35622
Somerset12£8,592750,73145
South Yorkshire19£7,969743,74861
Staffordshire26£9,283730,89254
Stirling1£9,998522,3118
Suffolk15£8,609739,48536
Surrey20£8,285841,33255
Sutton - Greater London1£6,295950,049-
Swansea8£8,716944,34824
Tyne and Wear20£7,878840,66252
Waltham Forest - Greater London1£12,999518,283-
Warwickshire7£11,548519,87821
West Dunbartonshire1£16,998218,8431
West Midlands29£9,396735,59757
West Sussex23£8,331747,26451
West Yorkshire32£7,142842,80690
Wiltshire2£9,547931,49322
Worcestershire15£8,156842,43940
Wrexham3£10,258636,9565
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