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Used Volkswagen Up on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Volkswagen Up on finance

The Volkswagen Up is recognized for its compact size and city-friendly driving experience. Here’s a simplified guide to help you navigate through the process of financing a used Up.


1. Setting Your Budget and Requirements

  • Define Preferences: Pin down the model, year, and specs you’re looking for.
  • Budgeting: Establish what you can afford as a down payment and in monthly installments.

2. Exploring Finance Options

  • Bank Loans: You may secure a loan from your bank, given that you have a stable credit score.
  • Hire Purchase (HP): Offer an initial deposit and pay the rest through monthly installments, gaining ownership at the end.
  • Personal Contract Purchase (PCP): Enjoy lower monthly rates and flexibility at the contract’s end to buy, return, or part-exchange the car.
  • Dealer Financing: Dealerships may provide finance options, but ensure to compare their rates with external providers.

3. Selecting a Suitable Volkswagen Up

  • Condition Check: Ensure the Up is in an acceptable mechanical and aesthetic condition.
  • Verify Vehicle History: Investigate for any outstanding finance or serious issues in the vehicle’s history using its VIN.

4. Finalizing the Deal

  • Negotiation: Harness your knowledge on the Volkswagen Up to negotiate the price and payment terms.
  • Read Through Contract: Ensure all agreed terms are clearly specified in the contract.

5. Arranging Appropriate Insurance

  • Compare Premiums: Shop around to find an insurance premium that provides necessary coverage at a reasonable price.
  • Possible Bundling: Sometimes, bundling various insurance types can offer cost benefits.

6. Ownership and Maintenance

  • Stay Current with Payments: Ensure you manage loan, lease, and insurance payments diligently.
  • Regular Servicing: Uphold the performance and value of the Up with consistent maintenance.

7. Future Planning

  • Maintain Resale Value: Preserve service records and manage the car well to retain its resale value.
  • Next Steps: At the finance term’s end, consider whether you will sell, keep, or trade-in the car, basing your decision on its condition and current market value.

In Summary

Financing a used Volkswagen Up requires a structured approach, involving budget planning, exploring varied finance options, validating the vehicle’s condition, and managing ongoing payments and maintenance. Ensure to engage in meticulous research and possibly consult with a financial consultant to comprehend the best financial route for your situation. This thorough preparation ensures that your financial journey towards owning a Volkswagen Up is as smooth as possible.

About the Volkswagen Up

Volkswagen, often synonymous with reliability and well-engineered vehicles, has in its lineup the Volkswagen Up! – a compact city car that promises both fun and functionality in a pint-sized package.

Key Features and Specifications

  • Compact Design: The Up! is designed with city driving in mind, boasting a compact size that's perfect for narrow streets and tight parking spots. Yet, its modern and chic appearance ensures it doesn't compromise on style.
  • Fuel Efficiency: Available with a range of efficient petrol engines, the Up! promises impressive fuel economy, making it ideal for urban commutes and short trips.
  • Interior Space: Despite its compact size, the Up! manages to offer a surprisingly spacious interior with a practical boot space, making it suitable for the weekly shop or a weekend away.
  • Tech Features: The car comes with a suite of infotainment options, including smartphone integration, which ensures drivers remain connected even on the move.

Popular Models in the UK In the UK, where city cars have a significant market, several variants of the Up! have found favour:

  • Volkswagen Move Up!: This version provides essentials like air conditioning, electric front windows, and a 5-inch colour screen.
  • Volkswagen High Up!: A more premium variant, it adds alloy wheels, satellite navigation, and heated front seats to the mix.
  • Volkswagen Up! GTI: Channeling the spirit of the original Golf GTI, this sporty version of the Up! offers a turbocharged engine and sportier aesthetics.
Volkswagen Up Data by County

Volkswagen Up data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All906£8,830737,4602,248
Aberdeen City8£8,454738,86421
Aberdeenshire3£11,863531,29310
Angus1£6,995955,6003
Ards1£6,3551046,4151
Armagh1£5,3951177,0001
Ballymena2£9,723536,157-
Bedfordshire15£6,433949,04228
Berkshire15£9,907727,93439
Bexley - Greater London1£8,29587,0002
Blaenau Gwent2£11,247541,2794
Brent - Greater London1£5,850952,0005
Bristol12£7,592748,75533
Bromley - Greater London3£8,160823,7383
Buckinghamshire20£10,266630,58033
Caerphilly2£6,343868,4002
Cambridgeshire14£8,055843,79434
Cardiff9£7,782844,73418
Carmarthenshire2£8,495922,1806
Ceredigion4£9,420722,98511
Cheshire21£9,989631,40459
City of Edinburgh14£8,365841,39638
City of London - Greater London11£7,540742,79020
Conwy1£8,995617,0007
Cookstown1£9,795531,100-
Cornwall6£10,912721,79516
County Durham10£7,687830,93449
Craigavon3£8,162748,938-
Croydon - Greater London2£7,893927,2616
Cumbria12£10,521626,87032
Derbyshire15£9,186729,94342
Devon27£10,404631,03950
Dorset9£10,894726,20629
Dumfries and Galloway1£7,2951226,8412
Dundee City4£10,697628,24414
Ealing - Greater London2£4,9951160,0008
East Ayrshire5£5,7471066,3805
East Dunbartonshire1£9,99859,3072
East Lothian1£6,999849,5802
East Riding of Yorkshire6£9,361735,68512
East Sussex6£8,045846,36221
Enfield - Greater London1£7,995550,8882
Essex24£9,644635,47447
Falkirk1£5,4951188,6478
Fife11£11,950527,53438
Flintshire1£5,250891,8272
Glasgow City13£10,137628,36430
Gloucestershire25£8,873732,24951
Greater Manchester52£8,182839,13483
Gwynedd2£11,340722,8501
Hampshire24£8,696840,16974
Harrow - Greater London5£5,815837,2047
Havering - Greater London3£5,3261057,8116
Herefordshire1£10,350712,16617
Hertfordshire21£8,791834,60745
Highland3£7,565844,6148
Hillingdon - Greater London2£7,400941,1428
Hounslow - Greater London4£7,7231039,9794
Inverclyde1£4,6901162,4283
Isle of Wight2£7,2451230,9504
Kent25£9,498734,25861
Kingston upon Thames - Greater London3£6,767838,0712
Lancashire21£8,247843,08069
Larne1£6,995846,000-
Leicestershire11£8,896843,40228
Lincolnshire10£7,594837,32839
Merseyside15£7,377943,43031
Moray2£7,4971029,3436
Neath Port Talbot3£12,608520,5805
Newport3£7,327835,4099
Newtownabbey1£12,999213,6927
Norfolk16£7,708834,37746
North Ayrshire4£7,699740,6012
North Down4£5,670878,533-
North Lanarkshire1£14,498320,69212
North Yorkshire10£9,754624,55357
Northamptonshire13£8,163745,41325
Northumberland3£8,969729,4307
Nottinghamshire14£9,032836,16447
Oxfordshire9£7,660838,49217
Pembrokeshire1£16,190317,0003
Perth and Kinross4£14,424418,51310
Renfrewshire4£10,211738,66714
Rhondda Cynon Taf5£9,998640,8256
Scottish Borders2£7,575923,3265
Shropshire5£8,908828,02819
Somerset8£9,442738,21440
South Yorkshire18£7,588744,35155
Staffordshire24£9,400731,77155
Stirling4£9,171634,3876
Suffolk23£9,296735,91137
Surrey16£8,403833,72950
Swansea6£8,556938,74823
Tyne and Wear18£8,202839,17154
Waltham Forest - Greater London1£12,699518,2831
Wandsworth - Greater London2£14,899417,2265
Warwickshire12£8,540735,60219
West Dunbartonshire1£16,998218,8431
West Lothian2£6,5971060,4019
West Midlands28£9,793729,98060
West Sussex23£7,571854,60745
West Yorkshire30£7,860842,28599
Wiltshire7£9,185725,34222
Worcestershire21£9,289738,93529
Wrexham2£9,992843,9955
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