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Used Volkswagen Up on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Volkswagen Up on finance

The Volkswagen Up is recognized for its compact size and city-friendly driving experience. Here’s a simplified guide to help you navigate through the process of financing a used Up.


1. Setting Your Budget and Requirements

  • Define Preferences: Pin down the model, year, and specs you’re looking for.
  • Budgeting: Establish what you can afford as a down payment and in monthly installments.

2. Exploring Finance Options

  • Bank Loans: You may secure a loan from your bank, given that you have a stable credit score.
  • Hire Purchase (HP): Offer an initial deposit and pay the rest through monthly installments, gaining ownership at the end.
  • Personal Contract Purchase (PCP): Enjoy lower monthly rates and flexibility at the contract’s end to buy, return, or part-exchange the car.
  • Dealer Financing: Dealerships may provide finance options, but ensure to compare their rates with external providers.

3. Selecting a Suitable Volkswagen Up

  • Condition Check: Ensure the Up is in an acceptable mechanical and aesthetic condition.
  • Verify Vehicle History: Investigate for any outstanding finance or serious issues in the vehicle’s history using its VIN.

4. Finalizing the Deal

  • Negotiation: Harness your knowledge on the Volkswagen Up to negotiate the price and payment terms.
  • Read Through Contract: Ensure all agreed terms are clearly specified in the contract.

5. Arranging Appropriate Insurance

  • Compare Premiums: Shop around to find an insurance premium that provides necessary coverage at a reasonable price.
  • Possible Bundling: Sometimes, bundling various insurance types can offer cost benefits.

6. Ownership and Maintenance

  • Stay Current with Payments: Ensure you manage loan, lease, and insurance payments diligently.
  • Regular Servicing: Uphold the performance and value of the Up with consistent maintenance.

7. Future Planning

  • Maintain Resale Value: Preserve service records and manage the car well to retain its resale value.
  • Next Steps: At the finance term’s end, consider whether you will sell, keep, or trade-in the car, basing your decision on its condition and current market value.

In Summary

Financing a used Volkswagen Up requires a structured approach, involving budget planning, exploring varied finance options, validating the vehicle’s condition, and managing ongoing payments and maintenance. Ensure to engage in meticulous research and possibly consult with a financial consultant to comprehend the best financial route for your situation. This thorough preparation ensures that your financial journey towards owning a Volkswagen Up is as smooth as possible.

About the Volkswagen Up

Volkswagen, often synonymous with reliability and well-engineered vehicles, has in its lineup the Volkswagen Up! – a compact city car that promises both fun and functionality in a pint-sized package.

Key Features and Specifications

  • Compact Design: The Up! is designed with city driving in mind, boasting a compact size that's perfect for narrow streets and tight parking spots. Yet, its modern and chic appearance ensures it doesn't compromise on style.
  • Fuel Efficiency: Available with a range of efficient petrol engines, the Up! promises impressive fuel economy, making it ideal for urban commutes and short trips.
  • Interior Space: Despite its compact size, the Up! manages to offer a surprisingly spacious interior with a practical boot space, making it suitable for the weekly shop or a weekend away.
  • Tech Features: The car comes with a suite of infotainment options, including smartphone integration, which ensures drivers remain connected even on the move.

Popular Models in the UK In the UK, where city cars have a significant market, several variants of the Up! have found favour:

  • Volkswagen Move Up!: This version provides essentials like air conditioning, electric front windows, and a 5-inch colour screen.
  • Volkswagen High Up!: A more premium variant, it adds alloy wheels, satellite navigation, and heated front seats to the mix.
  • Volkswagen Up! GTI: Channeling the spirit of the original Golf GTI, this sporty version of the Up! offers a turbocharged engine and sportier aesthetics.
Volkswagen Up Data by County

Volkswagen Up data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All851£8,810736,5552,263
Aberdeen City6£8,732721,21518
Aberdeenshire3£10,528627,02111
Ballymena2£9,723536,1571
Bedfordshire15£6,2261047,72927
Belfast2£7,147845,93010
Berkshire19£8,201834,72129
Blaenau Gwent3£9,495752,8534
Brent - Greater London1£6,000952,0007
Bristol12£9,728738,85434
Bromley - Greater London2£9,218815,8812
Buckinghamshire15£10,909630,33934
Cambridgeshire15£7,428850,23934
Cardiff8£7,171948,63114
Carmarthenshire2£8,495922,1807
Ceredigion5£10,456623,06812
Cheshire12£9,253730,97465
City of Edinburgh14£9,978633,34935
City of London - Greater London11£7,858741,35219
Conwy2£8,895622,5728
Cookstown1£9,795531,100-
Cornwall4£12,621519,03718
County Durham10£8,075729,24164
Craigavon1£9,995521,306-
Croydon - Greater London1£3,9901276,0005
Cumbria15£10,755630,79826
Derbyshire11£8,960734,77741
Devon25£9,548632,29250
Dorset8£10,276629,93234
Dundee City3£9,695527,98414
Ealing - Greater London3£5,328953,0008
East Ayrshire6£6,330959,5234
East Lothian2£7,475934,7752
East Riding of Yorkshire8£9,401734,08410
East Sussex4£9,720731,94227
Enfield - Greater London2£6,873844,8351
Essex18£9,759633,77058
Falkirk1£5,4951188,6479
Fife12£12,234521,72037
Flintshire1£5,250891,8272
Glasgow City11£8,546732,95932
Gloucestershire31£7,982841,47953
Greater Manchester34£7,117843,72786
Gwynedd2£11,340722,8501
Hampshire26£8,602833,51573
Harrow - Greater London6£5,845734,2017
Havering - Greater London3£5,3261057,8117
Herefordshire4£8,373832,99313
Hertfordshire18£9,370830,95537
Highland3£10,897519,35711
Hillingdon - Greater London1£8,7001013,0009
Hounslow - Greater London5£7,808938,4425
Inverclyde2£4,8401160,3372
Isle of Wight1£7,4951237,9005
Kent27£10,137633,03958
Kingston upon Thames - Greater London2£6,978836,0325
Lancashire17£6,671948,43572
Leicestershire9£8,734842,16333
Lincolnshire9£9,021734,03239
Lisburn1£9,950417,775-
Magherafelt2£6,373944,0001
Merseyside14£8,712731,19828
Merthyr Tydfil1£12,39048,5007
Monmouthshire1£7,695817,0001
Moray2£10,723415,8035
Neath Port Talbot1£14,790415,5386
Newport6£6,295959,5599
Norfolk16£8,203831,89747
North Ayrshire3£8,499633,9142
North Down2£5,968874,422-
North Lanarkshire2£6,133958,17012
North Yorkshire15£8,196736,06653
Northamptonshire11£9,455639,97825
Northumberland5£9,714624,0898
Nottinghamshire11£8,620836,04147
Oxfordshire11£8,870728,95711
Perth and Kinross5£13,337518,4897
Renfrewshire5£12,968430,22615
Rhondda Cynon Taf4£9,049741,4322
Scottish Borders1£5,8501143,0005
Shropshire5£10,045731,35622
Somerset14£9,044646,53343
South Yorkshire19£7,969743,74860
Staffordshire25£9,295730,48053
Stirling1£9,998522,3118
Suffolk15£8,609739,48536
Surrey19£8,089840,97954
Sutton - Greater London1£6,295950,049-
Swansea8£8,716944,34825
Tyne and Wear21£8,039839,12852
Waltham Forest - Greater London1£12,999518,283-
Warwickshire7£11,548519,87821
West Dunbartonshire1£16,998218,8432
West Midlands28£9,414735,52157
West Sussex20£8,611747,10351
West Yorkshire31£7,147842,50990
Wiltshire2£9,547931,49323
Worcestershire15£8,156842,43941
Wrexham3£10,258636,9565
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