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Used Volkswagen Scirocco on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Volkswagen Scirocco on finance

The Volkswagen Scirocco is a stylish and compact sports coupe. If you're considering obtaining a used Volkswagen Scirocco on finance in the UK, here's a comprehensive guide to steer you through the process:

  1. Research the Vehicle:

    • The Volkswagen Scirocco combines sporty looks with practicality.
    • Get to know the various trim levels, engine options, and features across different model years.
    • For those interested in used models, it's beneficial to look into any recurring issues or general maintenance pointers specific to the Scirocco.
  2. Searching for a Used Model:

    • Volkswagen's official approved-used vehicle programme is a great starting point. Cars here often come with warranty coverage and have been inspected for quality.
    • Broaden your search through online classifieds, local dealerships, and used car platforms to compare prices and availability.
  3. Finance Options:

    • Personal Contract Purchase (PCP): After an initial deposit, you make monthly payments. At the end, you can choose to pay a balloon payment and own the car, trade it in, or return it.
    • Hire Purchase (HP): You'll pay a deposit, then repay the car's value in monthly instalments. Once payments are completed, the Scirocco is yours.
    • Leasing: Rent the Scirocco for a set period and return it at the end.
    • Personal Loan: Secure a loan to purchase the Scirocco outright, then repay the loan in monthly segments.
  4. Obtain and Compare Finance Quotes:

    • Obtain quotes from both Volkswagen dealerships and independent finance providers. Some might have particular deals for those looking at a used Volkswagen Scirocco on finance.
    • Use the APR (Annual Percentage Rate) as a guide to compare the total cost of the finance offers.
  5. Review Your Credit Score:

    • Your credit rating can influence the financing terms you're offered.
    • Check your score with major UK credit agencies such as Experian, Equifax, and TransUnion.
  6. Budgeting:

    • Decide on a monthly payment amount that suits your financial situation.
    • A larger deposit usually results in more favourable monthly payment terms.
  7. Understanding the Agreement:

    • If considering PCP or leasing, note any mileage restrictions and charges for exceeding these limits.
    • Be aware of any early termination fees and expected wear and tear standards.
  8. Negotiation:

    • Use your research to negotiate both the vehicle's price and the finance terms, especially if you're considering a used Volkswagen Scirocco on finance.
    • Focus on the total cost over the finance term, not just the monthly payments.
  9. Finalise the Deal:

    • Once satisfied with the terms, sign the necessary paperwork.
    • Always read and comprehend all terms before signing, and keep a copy for your records.
  10. Insurance:

  • Ensure you've got the appropriate insurance cover for the Scirocco before driving away. The sporty nature of the Scirocco might influence insurance premiums, so shopping around can be beneficial.
  1. End-of-Agreement Options:
  • With PCP, options include paying the balloon payment, returning the car, or starting a new finance deal.
  • After all payments on an HP agreement, the vehicle is yours.
  • For leases, simply return the vehicle in the agreed-upon condition.
  1. Additional Costs:
  • Don't forget other costs such as road tax, regular maintenance, and any unexpected repairs.

Always ensure your chosen finance option aligns with your current and forecasted financial situation. If ever uncertain, seeking guidance from finance professionals or those experienced in car finance can be beneficial.

About the Volkswagen Scirocco

The Volkswagen Scirocco, a nameplate with a history dating back to the 1970s, is VW's answer to those seeking a blend of sporty design, performance, and everyday practicality in a compact package. Over the years, it has become an icon in its own right, offering a driving experience distinct from the more common hatchbacks.

Features and Specifications:

  • Distinct Design: With its sleek silhouette, low stance, and sculpted lines, the Scirocco is instantly distinguishable from other Volkswagen models. It manages to capture a sports car feel while still being practical for everyday use.

  • Performance-Oriented: The Scirocco comes with a range of turbocharged petrol and diesel engines, catering to those who prioritize spirited driving. The range-topping variants, in particular, promise a thrilling drive with impressive acceleration figures.

  • Well-Appointed Interior: Inside the Scirocco, drivers are greeted with a driver-centric cockpit, sport seats, and high-quality materials. The infotainment system provides connectivity options, navigation, and more, making every drive enjoyable.

  • Safety Measures: As expected from Volkswagen, the Scirocco is equipped with various safety features, such as multiple airbags, ABS, stability control, and more, ensuring a secure drive for both the driver and passengers.

  • Practicality: Despite its sporty nature, the Scirocco doesn't skimp on practicality. It offers decent boot space and reasonable rear seats, making it a viable option for those who occasionally need to transport more than two people.

Conclusion:

The Volkswagen Scirocco is for those who crave a sporty drive and distinctive design but don't want to compromise on practical aspects. It manages to strike a balance between performance, style, and usability, making it a captivating choice for enthusiasts and daily commuters alike. Over the years, the Scirocco has retained its charm and remains a cherished model among Volkswagen aficionados.

Volkswagen Scirocco Data by County

Volkswagen Scirocco data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All512£10,369971,572962
Aberdeen City1£14,499737,5254
Antrim5£8,5961093,6743
Ballymena1£8,899981,000-
Ballymoney1£11,950846,0192
Bedfordshire16£7,6521292,36122
Belfast3£11,415851,1672
Berkshire5£10,9281072,30217
Blaenau Gwent1£10,995789,4463
Bristol5£11,578974,27917
Bromley - Greater London4£10,7161269,3504
Buckinghamshire3£8,4761171,0788
Caerphilly1£6,49810107,7194
Cambridgeshire21£10,4121075,20936
Carmarthenshire4£12,495955,5372
Carrickfergus1£13,500739,268-
Ceredigion1£9,995963,3664
Cheshire9£13,324839,90839
City of Edinburgh4£13,456858,69111
City of London - Greater London9£10,165964,19015
Cookstown1£11,750840,191-
Cornwall2£7,95010106,9833
County Durham9£10,684968,12019
Cumbria7£11,281960,7797
Denbighshire1£11,9951240,5091
Derbyshire12£11,5281060,74033
Devon9£10,2961070,13820
Dorset3£11,2801079,4339
Dumfries and Galloway1£13,495738,1251
Dundee City1£15,595039,7171
Dungannon1£9,4501075,5572
Ealing - Greater London2£7,29212126,2261
East Ayrshire1£13,199757,3412
East Riding of Yorkshire2£12,338855,239-
East Sussex8£8,9321081,8178
Enfield - Greater London1£9,4951242,296-
Essex9£11,2061063,64831
Falkirk5£9,284979,582-
Fife4£10,985965,0498
Flintshire3£11,899862,1411
Glasgow City8£10,774961,0598
Gloucestershire27£10,179972,03131
Greater Manchester46£9,7341078,60073
Gwynedd1£11,900967,000-
Hampshire10£12,088961,59225
Harrow - Greater London1£5,3951588,1981
Herefordshire1£7,9991251,8171
Hertfordshire8£10,951864,66522
Hillingdon - Greater London6£10,0541074,8336
Hounslow - Greater London2£6,2501379,2142
Kent5£10,695966,90714
Kingston upon Thames - Greater London1£4,00015147,0003
Lancashire12£9,0761188,08031
Larne1£14,950736,500-
Leicestershire10£9,6141085,43029
Limavady1£9,945967,000-
Lincolnshire8£9,3081076,46614
Magherafelt4£10,798981,2501
Merseyside3£10,681966,3547
Merthyr Tydfil2£11,745876,821-
Monmouthshire1£8,4957107,0004
Newport3£11,326958,9344
Newry and Mourne1£10,250994,908-
Norfolk7£11,573952,38115
North Ayrshire2£12,467752,9551
North Lanarkshire1£10,695980,0001
North Yorkshire8£8,4241183,48322
Northamptonshire3£7,39712103,4019
Northumberland1£9,99111103,0002
Nottinghamshire13£11,827964,85122
Oxfordshire2£13,669858,3495
Perth and Kinross1£14,499833,142-
Powys1£13,990754,977-
Renfrewshire1£10,795785,2925
Rhondda Cynon Taf2£7,24511144,5002
Scottish Borders3£11,658945,771-
Shropshire11£10,2291073,5796
Somerset2£7,6851097,85411
South Lanarkshire1£7,9901176,9671
South Yorkshire13£9,1701170,72829
Staffordshire20£9,5631081,78239
Stirling2£15,248750,5391
Suffolk7£10,454861,2188
Surrey8£9,0481171,24413
Swansea2£12,747841,9703
Tyne and Wear10£9,8811063,36024
Waltham Forest - Greater London1£5,50012114,000-
Warwickshire1£9,599782,00010
West Lothian1£7,9951341,0001
West Midlands14£8,3331076,63443
West Sussex3£9,3151188,8504
West Yorkshire23£8,5061085,40951
Wiltshire5£7,8951185,1128
Worcestershire4£9,2421084,46110
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