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Used Volkswagen Passat on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Volkswagen Passat on finance

Getting a used Volkswagen Passat with finance can be an approachable undertaking when you’re armed with the necessary information. Here’s a simplified guide to various finance alternatives and steps you may consider:

1. Financial Preparations:

  • Budgeting: Identify your down payment, monthly payments, and ensure they are within your financial comfort.
  • Additional Costs: Don’t forget to account for insurance, maintenance, and possible repairs.

2. Financing Alternatives:

a. Bank Loan:
  • Pros: Can offer competitive rates and clear repayment terms.
  • Cons: Typically requires a good credit score.
b. Hire Purchase (HP):
  • Pros: Simple structure; you own the car after the final payment.
  • Cons: Monthly payments can be higher than other methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally offers lower monthly payments and flexibility at the contract’s end.
  • Cons: A sizable balloon payment is needed to keep the car.
d. Dealership Financing:
  • Pros: Convenient and might have special offers.
  • Cons: Rates may be higher than other finance sources.
e. Peer-to-Peer Lending (P2P):
  • Pros: Can offer appealing rates and terms.
  • Cons: Ensure the platform’s reliability and understand all terms.

3. Purchasing Steps:

a. Selecting a Reliable Dealer:
  • Look for positive reviews and possibly recommendations.
b. Negotiation:
  • Be aware of the Passat’s market value to negotiate effectively.
c. Contract Review:
  • Make sure to understand all details and obligations.
d. Insurance Consideration:
  • Choose a plan that fits your needs and budget.

4. Ongoing Management:

  • Regular Maintenance: Protect the car’s value and functionality with consistent check-ups.
  • Payment Management: Adhere to the payment schedule to prevent penalties.

Additional Insights:

  • Depreciation Insight: Be mindful of how the vehicle will depreciate.
  • Loan Duration: Ensure the total cost and duration are sensible.
  • Warranty Check: Understand existing and potential warranty coverage.

In Summary:

Navigating the finance process for a used Volkswagen Passat demands a thorough understanding and meticulous review of your chosen finance route. Whether through seeking advice or utilizing online resources, ensure your decision-making is informed and sturdy. With judicious planning and understanding, you can enjoy the pleasure of driving your Passat, backed by a solid financial plan.

About the Volkswagen Passat

The Volkswagen Passat, a symbol of German engineering excellence, has earned a special place on British roads, admired for its blend of comfort, efficiency, and versatility. In a country where driving enjoyment and practicality are prized, the Passat stands out as a trusted choice for families and professionals alike. In this article, we'll explore the standout features of the Volkswagen Passat, introduce its competitors in the UK market, and discuss the appealing financing options available for this esteemed sedan.

Volkswagen Passat Key Features:

  • Comfortable Interior: The Passat offers a spacious and well-crafted cabin with comfortable seating and quality materials, creating a refined and enjoyable driving experience.
  • Efficient Engines: The Passat is available with a range of efficient petrol and diesel engines, providing good fuel economy for both city and motorway driving.
  • Practical Design: With its practical and understated design, the Passat excels in providing a comfortable and functional environment for both driver and passengers.
  • Advanced Technology: Volkswagen equips the Passat with modern tech features, including a user-friendly infotainment system and a suite of driver assistance technologies for safety and convenience.

Rivals in the UK Market:

The Volkswagen Passat faces competition from other midsize sedans and estates in the UK's family car segment:

  • Skoda Superb: The Superb offers generous space, a comfortable ride, and an affordable price point, making it an attractive alternative for families and professionals.
  • Ford Mondeo: Ford's Mondeo combines a spacious interior with efficient engines, appealing to those seeking a practical and comfortable family car.
  • Mazda6: The Mazda6 delivers a sporty design and engaging driving dynamics, providing a unique option for those who value style and performance.
  • Toyota Camry: Toyota's Camry offers a hybrid powertrain, combining fuel efficiency with a comfortable ride, suitable for eco-conscious drivers.

Financing the Volkswagen Passat in the UK:

Owning the Volkswagen Passat in the UK is made convenient with flexible financing options:

  • Personal Contract Purchase (PCP): PCP financing allows you to enjoy lower monthly payments and gives you the option to purchase the Passat at the end of the agreement or upgrade to a new model.
  • Hire Purchase (HP): With HP financing, you make fixed monthly payments and own the Passat outright at the end of the agreement, providing full ownership.
  • Competitive Interest Rates: Volkswagen dealerships often offer competitive interest rates and promotions, making financing an attractive way to own the Passat.
  • Deposit Contributions: Keep an eye out for special offers that may include deposit contributions from Volkswagen, reducing the initial cost of ownership.

Conclusion:

The Volkswagen Passat, with its comfortable interior, efficient engines, and practical design, has secured its place as a trusted family and professional sedan in the UK. In a country where driving comfort and versatility are essential, the Passat delivers a compelling package. With flexible financing options, owning this esteemed sedan becomes an accessible and attractive proposition for those who seek a well-rounded and reliable vehicle for their UK journeys.

Volkswagen Passat Data by County

Volkswagen Passat data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,574£13,471767,8962,814
Aberdeen City5£16,628548,40316
Angus7£13,164852,6675
Antrim3£7,6281196,72910
Ards6£6,14912135,7325
Armagh5£9,644995,0738
Ballymena2£13,745657,6378
Ballymoney3£16,280551,7019
Banbridge1£16,450540,0001
Barking & Dagenham - Greater London3£7,49210116,9654
Bedfordshire48£9,497984,69458
Belfast11£14,347656,28530
Berkshire25£8,597994,99623
Blaenau Gwent6£16,166442,9385
Brent - Greater London3£11,098792,0003
Bristol18£10,587880,56555
Bromley - Greater London1£10,9951142,0002
Buckinghamshire22£9,384985,01723
Caerphilly3£9,996782,3587
Cambridgeshire59£13,499671,62094
Cardiff5£18,835534,14014
Carmarthenshire3£15,493650,4054
Carrickfergus1£22,95039,3104
Ceredigion6£12,496861,1798
Cheshire31£16,055657,55273
City of Edinburgh23£14,483656,33434
City of London - Greater London65£15,031558,76588
Coleraine6£16,066669,0493
Conwy4£14,746756,2925
Cookstown1£14,995462,0104
Cornwall3£13,727774,5087
County Durham13£14,565668,06237
Craigavon4£12,312790,6806
Croydon - Greater London5£4,3921680,6342
Cumbria5£12,450863,49915
Derbyshire31£16,026557,66547
Derry9£13,366667,4129
Devon24£9,381987,76450
Dorset12£13,353765,71020
Down2£15,950550,0925
Dundee City6£11,628863,71314
Dungannon9£12,195692,3906
Ealing - Greater London1£16,000477,2442
East Ayrshire5£14,058669,39610
East Riding of Yorkshire2£12,843755,22315
East Sussex10£8,7451093,25114
Essex26£13,311764,50444
Falkirk6£12,693864,6781
Fermanagh6£11,562787,78513
Fife12£16,900641,78718
Glasgow City21£13,286760,94649
Gloucestershire26£10,246883,04151
Greater Manchester103£13,280767,504134
Gwynedd1£11,900990,6001
Hampshire32£13,756774,07198
Havering - Greater London4£11,382868,1888
Herefordshire2£5,9951280,1625
Hertfordshire21£12,151869,43031
Highland10£14,636660,33212
Hillingdon - Greater London9£9,5637106,32617
Hounslow - Greater London4£13,044686,4554
Isle of Wight1£17,995772,200-
Kent44£16,026652,55042
Kingston upon Thames - Greater London1£2,00020113,0001
Lancashire55£11,481881,196101
Leicestershire41£13,710668,61770
Limavady2£13,620567,500-
Lincolnshire25£12,124774,64362
Lisburn5£13,796667,5535
Magherafelt9£12,130783,6999
Merseyside23£14,928659,70743
Merthyr Tydfil2£15,445752,2556
Monmouthshire2£5,64512103,9004
Moray2£16,995350,8603
Neath Port Talbot2£13,831766,5183
Newport7£18,426545,36111
Newry and Mourne14£12,541763,07116
Newtownabbey7£12,789674,31316
Norfolk19£11,536875,98336
North Ayrshire4£12,749861,7792
North Down2£8,4508134,3471
North Lanarkshire8£14,397664,57825
North Yorkshire14£17,098652,86426
Northamptonshire26£11,573882,19354
Northumberland2£11,849858,9425
Nottinghamshire24£14,353764,70668
Omagh6£15,808465,32615
Oxfordshire6£12,092867,11615
Pembrokeshire1£6,7951172,5111
Perth and Kinross3£21,164518,51911
Powys4£10,2447103,55010
Renfrewshire9£16,398644,40114
Rhondda Cynon Taf2£7,64711112,9353
Shropshire18£16,123558,56325
Somerset17£17,851655,70240
South Ayrshire4£16,934633,41412
South Lanarkshire2£15,709678,3503
South Yorkshire33£12,816775,41482
Staffordshire47£15,021658,13694
Stirling2£16,748521,54215
Strabane3£14,297569,4485
Suffolk21£11,717782,37435
Surrey21£17,528664,41732
Sutton - Greater London1£5,5001198,0002
Swansea8£17,773631,73117
Tyne and Wear31£13,284761,82862
Wandsworth - Greater London2£37,49913,0001
Warwickshire17£17,312659,35422
West Lothian1£17,298443,7487
West Midlands62£12,457772,860113
West Sussex14£18,224541,97421
West Yorkshire67£11,147883,200107
Wiltshire18£14,270670,63354
Worcestershire11£15,158652,30633
Wrexham2£18,195841,9396
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