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Used Volkswagen Passat on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Volkswagen Passat on finance

Getting a used Volkswagen Passat with finance can be an approachable undertaking when you’re armed with the necessary information. Here’s a simplified guide to various finance alternatives and steps you may consider:

1. Financial Preparations:

  • Budgeting: Identify your down payment, monthly payments, and ensure they are within your financial comfort.
  • Additional Costs: Don’t forget to account for insurance, maintenance, and possible repairs.

2. Financing Alternatives:

a. Bank Loan:
  • Pros: Can offer competitive rates and clear repayment terms.
  • Cons: Typically requires a good credit score.
b. Hire Purchase (HP):
  • Pros: Simple structure; you own the car after the final payment.
  • Cons: Monthly payments can be higher than other methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally offers lower monthly payments and flexibility at the contract’s end.
  • Cons: A sizable balloon payment is needed to keep the car.
d. Dealership Financing:
  • Pros: Convenient and might have special offers.
  • Cons: Rates may be higher than other finance sources.
e. Peer-to-Peer Lending (P2P):
  • Pros: Can offer appealing rates and terms.
  • Cons: Ensure the platform’s reliability and understand all terms.

3. Purchasing Steps:

a. Selecting a Reliable Dealer:
  • Look for positive reviews and possibly recommendations.
b. Negotiation:
  • Be aware of the Passat’s market value to negotiate effectively.
c. Contract Review:
  • Make sure to understand all details and obligations.
d. Insurance Consideration:
  • Choose a plan that fits your needs and budget.

4. Ongoing Management:

  • Regular Maintenance: Protect the car’s value and functionality with consistent check-ups.
  • Payment Management: Adhere to the payment schedule to prevent penalties.

Additional Insights:

  • Depreciation Insight: Be mindful of how the vehicle will depreciate.
  • Loan Duration: Ensure the total cost and duration are sensible.
  • Warranty Check: Understand existing and potential warranty coverage.

In Summary:

Navigating the finance process for a used Volkswagen Passat demands a thorough understanding and meticulous review of your chosen finance route. Whether through seeking advice or utilizing online resources, ensure your decision-making is informed and sturdy. With judicious planning and understanding, you can enjoy the pleasure of driving your Passat, backed by a solid financial plan.

About the Volkswagen Passat

The Volkswagen Passat, a symbol of German engineering excellence, has earned a special place on British roads, admired for its blend of comfort, efficiency, and versatility. In a country where driving enjoyment and practicality are prized, the Passat stands out as a trusted choice for families and professionals alike. In this article, we'll explore the standout features of the Volkswagen Passat, introduce its competitors in the UK market, and discuss the appealing financing options available for this esteemed sedan.

Volkswagen Passat Key Features:

  • Comfortable Interior: The Passat offers a spacious and well-crafted cabin with comfortable seating and quality materials, creating a refined and enjoyable driving experience.
  • Efficient Engines: The Passat is available with a range of efficient petrol and diesel engines, providing good fuel economy for both city and motorway driving.
  • Practical Design: With its practical and understated design, the Passat excels in providing a comfortable and functional environment for both driver and passengers.
  • Advanced Technology: Volkswagen equips the Passat with modern tech features, including a user-friendly infotainment system and a suite of driver assistance technologies for safety and convenience.

Rivals in the UK Market:

The Volkswagen Passat faces competition from other midsize sedans and estates in the UK's family car segment:

  • Skoda Superb: The Superb offers generous space, a comfortable ride, and an affordable price point, making it an attractive alternative for families and professionals.
  • Ford Mondeo: Ford's Mondeo combines a spacious interior with efficient engines, appealing to those seeking a practical and comfortable family car.
  • Mazda6: The Mazda6 delivers a sporty design and engaging driving dynamics, providing a unique option for those who value style and performance.
  • Toyota Camry: Toyota's Camry offers a hybrid powertrain, combining fuel efficiency with a comfortable ride, suitable for eco-conscious drivers.

Financing the Volkswagen Passat in the UK:

Owning the Volkswagen Passat in the UK is made convenient with flexible financing options:

  • Personal Contract Purchase (PCP): PCP financing allows you to enjoy lower monthly payments and gives you the option to purchase the Passat at the end of the agreement or upgrade to a new model.
  • Hire Purchase (HP): With HP financing, you make fixed monthly payments and own the Passat outright at the end of the agreement, providing full ownership.
  • Competitive Interest Rates: Volkswagen dealerships often offer competitive interest rates and promotions, making financing an attractive way to own the Passat.
  • Deposit Contributions: Keep an eye out for special offers that may include deposit contributions from Volkswagen, reducing the initial cost of ownership.

Conclusion:

The Volkswagen Passat, with its comfortable interior, efficient engines, and practical design, has secured its place as a trusted family and professional sedan in the UK. In a country where driving comfort and versatility are essential, the Passat delivers a compelling package. With flexible financing options, owning this esteemed sedan becomes an accessible and attractive proposition for those who seek a well-rounded and reliable vehicle for their UK journeys.

Volkswagen Passat Data by County

Volkswagen Passat data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,588£13,449768,2072,826
Aberdeen City5£16,628548,40316
Angus7£13,164852,6675
Antrim4£7,2201296,7049
Ards6£6,14912135,7325
Armagh6£8,936996,5617
Ballymena2£13,745657,6378
Ballymoney2£19,223430,59710
Banbridge1£16,450540,0001
Barking & Dagenham - Greater London3£7,49210116,9654
Bedfordshire49£9,372985,99958
Belfast11£14,347656,28531
Berkshire26£8,863995,42023
Blaenau Gwent6£16,166442,9385
Brent - Greater London3£11,098792,0003
Bristol18£10,258880,83056
Bromley - Greater London1£10,9951142,0002
Buckinghamshire22£9,384985,01723
Caerphilly3£9,996782,3586
Cambridgeshire61£13,636670,88294
Cardiff5£18,837534,28013
Carmarthenshire3£15,493650,4054
Carrickfergus1£22,95039,3104
Ceredigion6£12,496861,1797
Cheshire32£15,948658,00972
City of Edinburgh24£14,720754,60435
City of London - Greater London66£15,262557,94688
Coleraine4£13,780880,8405
Conwy4£14,746756,2925
Cookstown1£14,995462,0104
Cornwall4£12,294776,7567
County Durham14£14,289668,12937
Craigavon4£12,312790,6806
Croydon - Greater London5£4,3921680,6342
Cumbria5£12,450863,49915
Derbyshire32£16,419556,80248
Derry9£13,366667,4129
Devon24£9,735884,72150
Dorset13£13,480765,71020
Down2£15,950550,0925
Dundee City7£10,894965,11114
Dungannon9£12,067692,3906
Ealing - Greater London1£16,000477,2442
East Ayrshire5£14,058667,22510
East Riding of Yorkshire2£12,843755,22315
East Sussex10£8,7451093,25113
Essex24£13,181765,80446
Falkirk6£12,693864,6781
Fermanagh6£11,562787,78511
Fife12£16,900641,78718
Glasgow City20£12,875762,18450
Gloucestershire27£10,199882,18851
Greater Manchester100£13,152767,697138
Gwynedd1£11,900990,6001
Hampshire31£13,754774,42699
Havering - Greater London4£11,382868,1888
Herefordshire2£5,9951280,1625
Hertfordshire23£12,362869,55330
Highland8£15,033663,36514
Hillingdon - Greater London9£9,5307106,32617
Hounslow - Greater London4£13,044686,4554
Isle of Wight1£17,995772,200-
Kent43£15,980653,19143
Kingston upon Thames - Greater London1£2,00020113,0001
Lancashire56£11,898879,764101
Leicestershire40£13,713668,66370
Limavady2£13,620567,500-
Lincolnshire26£12,042774,75561
Lisburn5£13,796672,3505
Magherafelt10£11,817782,4298
Merseyside22£14,902659,93144
Merthyr Tydfil2£15,445752,2556
Monmouthshire2£5,64512103,9004
Moray2£16,995350,8603
Neath Port Talbot2£13,831766,5183
Newport9£18,842439,20311
Newry and Mourne14£12,541763,07116
Newtownabbey8£13,065671,41015
Norfolk19£11,536875,98336
North Ayrshire4£12,749861,7792
North Down2£8,4508134,3471
North Lanarkshire8£14,397661,73225
North Yorkshire15£17,305549,88726
Northamptonshire26£12,224879,15055
Northumberland2£11,849858,9425
Nottinghamshire24£14,345764,70666
Omagh6£15,808465,32615
Oxfordshire7£12,214866,19115
Perth and Kinross4£19,061630,51410
Powys4£10,2447103,55010
Renfrewshire10£16,208644,40114
Rhondda Cynon Taf1£3,99513145,0003
Shropshire16£17,556453,75927
Somerset17£17,832655,70240
South Ayrshire4£16,934633,41412
South Lanarkshire2£15,709678,3503
South Yorkshire32£12,730774,97484
Staffordshire46£15,054657,59094
Stirling2£16,748521,54215
Strabane3£14,297569,4485
Suffolk22£11,357784,63035
Surrey20£16,755667,72133
Sutton - Greater London1£5,5001198,0002
Swansea9£17,054637,19017
Tyne and Wear32£13,188762,99963
Wandsworth - Greater London2£37,49913,0001
Warwickshire16£17,289660,99723
West Lothian1£17,298443,7487
West Midlands65£12,445772,549114
West Sussex14£17,327643,88222
West Yorkshire68£11,126882,553107
Wiltshire20£13,664675,25654
Worcestershire12£14,644755,65533
Wrexham2£17,990841,9396
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