Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Volkswagen Caddy on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Volkswagen Caddy on finance

If you're considering obtaining a Volkswagen (VW) Caddy, especially if you're looking at securing a used Volkswagen Caddy on finance in the UK, the guide below will help you navigate the steps:

  1. Research the Vehicle:

    • The Volkswagen Caddy is a popular compact van, known for its reliability, quality build, and practicality. It's also available as a passenger MPV.
    • Familiarise yourself with the various trim levels, engine options, and features across different model years.
    • For used models, research any common issues or wear areas specific to the Caddy.
  2. Searching for a Used Model:

    • Start your search at Volkswagen’s official approved-used vehicle dealerships. These vehicles generally come with a manufacturer's warranty and have undergone thorough checks.
    • Expand your search to include online platforms, local dealerships, and commercial vehicle dealers for a broader perspective on prices and available stock.
  3. Finance Options:

    • Personal Contract Purchase (PCP): After an initial deposit, you'll make monthly payments. At the end of the term, you have options: pay the final amount and own the car, return it, or trade it for a new model.
    • Hire Purchase (HP): After a deposit, pay the vehicle's value in monthly instalments. Once all payments are completed, the vehicle is yours.
    • Leasing: Lease the Caddy for a defined period, then return it at the agreement's end.
    • Personal Loan: Secure a loan, buy the vehicle outright, then repay the loan in instalments.
  4. Obtain and Compare Finance Quotes:

    • Get quotes from VW dealerships and independent finance providers. There might be special offers or promotions for those interested in a used Volkswagen Caddy on finance.
    • Consider the APR (Annual Percentage Rate) to understand the total cost of borrowing.
  5. Evaluate Your Credit Score:

    • Your credit rating will significantly influence the finance rates and terms you're offered.
    • Review your score with UK credit bureaus (Experian, Equifax, TransUnion) and ensure all details are accurate.
  6. Budgeting:

    • Decide on a monthly payment you're comfortable with.
    • A larger deposit generally results in more favourable monthly rates.
  7. Understanding the Agreement:

    • For PCP or lease agreements, be aware of any mileage restrictions and the charges if you exceed these limits.
    • Understand any fees associated with ending the contract early or wear and tear conditions.
  8. Negotiation:

    • Use your research to negotiate both the vehicle's price and finance terms. Often, there's wiggle room, especially when considering a used Volkswagen Caddy on finance.
    • Focus on reducing the overall amount payable across the term, not just the monthly costs.
  9. Finalise the Deal:

    • Once you're happy with the terms, complete the necessary paperwork.
    • Always read and ensure you understand all terms and conditions before signing. Keep copies for your records.
  10. Insurance:

  • Ensure you have the necessary vehicle insurance in place before taking the Caddy home. Comparing quotes from various providers can yield savings.
  1. End-of-Agreement Options:
  • For PCP: At the end, you can make the final payment, return the vehicle, or start a new agreement.
  • For HP: The Caddy is yours after all payments.
  • If leasing, return the vehicle in the agreed condition.
  1. Additional Costs:
  • Don't forget to budget for potential extra costs, like road tax, maintenance, servicing, and repairs.

Before committing to a financial agreement, ensure the chosen finance option aligns with your current and anticipated financial situation. If you're unsure, it can be beneficial to seek advice from financial professionals or trusted acquaintances.

About the Volkswagen Caddy

With a lineage that intertwines both utility and versatility, the Volkswagen Caddy has cemented itself as a preferred choice for many in the UK. Whether it's for business or family-oriented tasks, the Caddy's adaptability is hard to dispute.

A Rich Legacy:

Introduced in the late 1970s, the Volkswagen Caddy initially began its journey as a leisure activity vehicle. Over the decades, it has evolved, capturing a significant share of the compact van market, and it's not hard to see why.

Form & Function:

Today's Caddy seamlessly merges Volkswagen's signature design aesthetics with practical features. The vehicle boasts a generous cargo space, sliding doors, and a cabin that showcases both comfort and technology. The recent models also emphasize safety, incorporating a suite of advanced driver-assistance systems.

Power & Efficiency:

The engine line-up for the Caddy has always focused on efficiency without compromising on performance. Especially on British roads, where both city driving and longer journeys are commonplace, the Caddy's range of TDI and TSI engines promise reliability and economy.

Standing Tall Amongst Peers:

In the bustling UK compact van segment, the Volkswagen Caddy faces competition from vehicles like the Ford Transit Connect, Renault Kangoo, and Citroën Berlingo. Yet, with its mix of durability, style, and the trust that the VW badge commands, the Caddy continues to find favour.

Finance for Flexibility:

Volkswagen understands the diverse financial needs of the British populace. As such, whether you're a business looking for fleet options or an individual eyeing a used Caddy, there are tailored finance packages, including used car finance, ensuring that the vehicle remains an affordable choice for many.

Concluding Thoughts:

The Volkswagen Caddy, with its rich history and continued commitment to excellence, remains a shining example in its segment. For those in the UK seeking a blend of reliability, efficiency, and practicality, the Caddy emerges as an impeccable choice. With finance options further sweetening the deal, it's no wonder that this vehicle continues to drive strong interest.

Volkswagen Caddy Data by County

Volkswagen Caddy data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All740£13,820669,0151,094
Aberdeen City13£19,243535,47926
Antrim2£14,625728,3461
Armagh3£8,24710104,0761
Ballymena1£9,4501070,0002
Bedfordshire2£4,19313110,5969
Berkshire18£17,193444,50919
Blaenau Gwent2£15,039856,3592
Bristol14£15,636557,78711
Bromley - Greater London2£10,745687,8241
Buckinghamshire10£9,9078102,87816
Caerphilly1£4,99511127,0002
Cambridgeshire12£13,552773,07617
Cardiff2£10,495763,5685
Carrickfergus1£7,9508131,0001
Ceredigion5£12,913656,5153
Cheshire10£13,176668,98515
City of Edinburgh4£21,246330,4008
City of London - Greater London8£16,665444,04918
Conwy5£24,500220,3375
Cookstown1£15,490549,5002
Cornwall1£19,995216,5415
County Durham10£20,163439,76412
Craigavon1£8,50012134,503-
Cumbria8£11,566776,79915
Denbighshire6£14,417966,8202
Derbyshire7£14,163550,82116
Derry4£14,168660,9745
Devon16£11,353774,22135
Dorset7£17,016545,05014
Down2£12,245559,5003
Dungannon5£14,237555,1937
Ealing - Greater London1£14,5005112,1133
East Ayrshire5£13,796651,77213
East Riding of Yorkshire1£16,599739,23411
East Sussex8£16,628452,84711
Essex23£17,447554,71131
Falkirk5£8,3158135,4065
Fermanagh1£9,5005104,0001
Glasgow City11£22,862215,62015
Gloucestershire3£11,493776,1027
Greater Manchester43£16,706666,47974
Hampshire63£19,845637,48277
Havering - Greater London1£10,599558,000-
Herefordshire4£11,516875,5387
Hertfordshire11£15,835569,78713
Highland4£14,245658,0445
Hillingdon - Greater London1£7,9905116,5511
Hounslow - Greater London2£6,9731390,500-
Kent20£13,245562,42736
Lancashire20£8,976898,90420
Leicestershire19£17,783650,72831
Lincolnshire5£16,217540,46531
Magherafelt3£15,898773,3501
Merseyside13£16,927443,30831
Monmouthshire3£6,49510157,5036
Newport3£15,160444,9813
Newry and Mourne1£9,9508116,600-
Norfolk10£17,138549,61813
North Lanarkshire2£19,300258,4675
North Yorkshire11£10,399789,46422
Northamptonshire16£16,847664,60421
Nottinghamshire76£13,159779,96691
Omagh2£7,4951073,8502
Oxfordshire7£19,399331,80714
Shropshire1£21,984215,2565
Somerset5£13,265673,48612
South Ayrshire1£14,999662,7354
South Yorkshire24£11,962770,51228
Staffordshire13£18,182341,63223
Strabane1£11,990677,097-
Suffolk6£9,497984,3844
Surrey13£19,023439,89119
Swansea4£20,995557,58311
The Vale of Glamorgan1£8,9951068,9911
Tyne and Wear13£20,376218,04517
Warwickshire2£7,49510138,6082
West Dunbartonshire3£9,5637108,9911
West Lothian1£13,495587,0002
West Midlands9£15,724553,59427
West Sussex13£11,075686,20614
West Yorkshire33£14,639667,21931
Wiltshire11£10,309893,2389
Worcestershire5£11,192791,0615
Add postcode for better results.