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Used Vauxhall Vivaro on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Vivaro on finance

For businesses and individuals in need of a versatile, reliable van, the Vauxhall Vivaro stands out as a prime choice. As you consider financing a used Vivaro, it's essential to familiarize yourself with key considerations and options. This guide provides a roadmap to ensure a smooth acquisition process.


1. Understanding Your Needs

a. Purpose of the Van:
  • Determine if the Vivaro will be used for transporting goods, as a mobile workspace, or for personal use.
b. Budgeting:
  • Factor in the total cost, monthly payments, potential insurance, and maintenance when setting a budget.

2. Financing Avenues

a. Bank Loan:
  • Traditional lending with predetermined interest rates and monthly payments.
b. Hire Purchase (HP):
  • Pay an initial deposit, followed by fixed monthly payments. Ownership transfers to you after the final installment.
c. Business Contract Hire (BCH):
  • For businesses: fixed monthly rentals without the commitment of ownership. Return the van at the end of the contract.
d. Dealer Financing:
  • Dealerships often offer tailored finance packages. However, compare their rates to other lenders to ensure you're getting the best deal.

3. Selecting Your Vivaro

a. Specifications and Trim:
  • The Vivaro offers multiple configurations. Choose one that aligns with your needs.
b. Vehicle Condition:
  • Always have a used vehicle checked for any mechanical issues. Obtain a full vehicle history report to avoid unforeseen complications.

4. Negotiating and Finalizing the Deal

a. Price Discussions:
  • Research average prices for used Vivaros in similar conditions to strengthen your negotiating position.
b. Understand the Contract:
  • Before signing any financial agreement, ensure you comprehend all terms, including any potential penalties or fees.

5. Managing the Finance

a. Timely Payments:
  • Maintain a consistent payment record to avoid any financial penalties and to protect your credit rating.
b. Insurance:
  • It's crucial, especially for business vehicles, to have comprehensive insurance. Shop around for the best deals.

6. Maintaining Vehicle Value

a. Regular Service:
  • Adhering to a maintenance schedule will prolong the Vivaro's lifespan and retain its resale value.
b. Consider Future Sale:
  • Even if you're not thinking of selling soon, it's wise to maintain the van in a condition that's appealing to potential future buyers.

Conclusion

Financing a used Vauxhall Vivaro, whether for personal or business use, requires a combination of careful planning, research, and smart decision-making. By following this guide, you can navigate the financing process with confidence, ensuring your Vivaro meets your needs and remains a valuable asset.

About the Vauxhall Vivaro

In the realm of commercial vehicles, few names resonate with the UK's professional drivers and businesses as strongly as the Vauxhall Vivaro. Since its inception, this versatile van has been a stalwart on British roads, aiding countless enterprises with its reliability and efficiency. Let's delve into the journey of the Vivaro, and discover why it remains a top choice for many in the UK.

Beginning of the Journey: Introduced in 2001 as a collaboration between Vauxhall and Renault (as the Renault Trafic), the Vivaro was designed to offer a modern, efficient, and robust solution to the evolving needs of businesses. It quickly made its mark as a practical alternative to some of its longer-established competitors, such as the Ford Transit.

Design and Versatility: One of the Vivaro's strongest selling points has been its adaptability. Available in various lengths and heights, and with configurations that cater to different business needs, from transport services to construction and delivery, the Vivaro is every bit the chameleon. Its design, while functional, has also seen evolutionary changes that reflect a more modern aesthetic, especially in its latest iterations.

A British Affair: Significantly, the Vivaro boasts a strong British connection. It's manufactured in England, making it a source of national pride and jobs in the automotive industry. This local manufacturing has undoubtedly contributed to its popularity among British businesses, offering a sense of home-grown reliability.

Modern Vivaro and Its Competitors: The modern Vivaro faces stiff competition from models like the Volkswagen Transporter and Mercedes-Benz Vito. However, with its recent electrified version, the Vivaro-e, Vauxhall demonstrates its commitment to sustainability and innovation, ensuring the Vivaro remains relevant in a changing automotive landscape.

In Conclusion: The Vauxhall Vivaro stands as a testament to practical design, adaptability, and consistent performance. Its British heritage and continued commitment to innovation have ensured its position as one of the UK's favourite commercial vehicles. Whether you're a business owner eyeing a new fleet or an independent contractor seeking a trustworthy companion, the Vivaro, especially with favourable finance options, is a compelling choice.

Vauxhall Vivaro Data by County

Vauxhall Vivaro data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,558£15,886452,7982,533
Aberdeen City8£20,897333,20814
Angus2£17,495333,5844
Antrim1£12,445577,3332
Ballymena3£16,812237,8325
Barking & Dagenham - Greater London2£11,749677,184-
Barnet - Greater London1£21,50024,4522
Bedfordshire8£12,204559,19420
Berkshire42£11,698776,12657
Bexley - Greater London8£17,451455,9685
Blaenau Gwent4£23,490328,9292
Brent - Greater London3£13,963464,66714
Bristol32£14,029457,03361
Bromley - Greater London1£19,295221,1965
Buckinghamshire13£11,474682,08452
Cambridgeshire54£11,894567,697108
Cardiff8£10,7707119,87612
Carmarthenshire2£12,747551,8381
Carrickfergus1£7,19510100,000-
Ceredigion9£13,859545,96414
Cheshire38£14,137555,83654
City of Edinburgh20£16,637655,09225
City of London - Greater London15£17,016461,30513
Clackmannanshire1£27,4981102
Coleraine2£19,645336,1111
Cookstown1£15,650343,036-
Cornwall11£24,542329,7484
County Durham14£12,272584,84623
Craigavon1£7,7509116,3031
Cumbria45£12,834553,53390
Denbighshire2£13,998573,1811
Derbyshire44£17,375446,00772
Derry1£15,995381,0002
Devon49£12,955561,86940
Dorset11£19,512330,0877
Down6£13,225453,7882
Dundee City4£13,572562,3575
Dungannon14£23,77613,50612
Ealing - Greater London2£8,7446133,0009
East Ayrshire2£17,999546,09511
East Dunbartonshire1£27,498121-
East Renfrewshire3£10,332774,77712
East Riding of Yorkshire3£15,190460,4373
East Sussex14£15,176552,56610
Enfield - Greater London2£9,745788,8002
Essex40£13,370564,02766
Falkirk12£10,978795,8825
Fermanagh1£25,99511006
Fife2£16,998548,2377
Flintshire1£14,695367,000-
Glasgow City18£18,231337,83132
Gloucestershire17£16,926341,515114
Greater Manchester69£14,041561,170112
Hampshire68£14,134555,15190
Harrow - Greater London3£14,328230,733-
Havering - Greater London5£18,788440,9079
Herefordshire3£12,428562,4382
Hertfordshire19£11,723670,95659
Highland13£18,582241,05517
Hillingdon - Greater London13£11,288580,14610
Isle of Wight1£6,99514101,0001
Kent59£16,874446,57647
Lancashire46£18,162440,08466
Leicestershire24£14,665674,52647
Lincolnshire47£18,574334,093117
Magherafelt1£9,9957121,3881
Merseyside21£15,263352,31729
Merthyr Tydfil2£19,095320,890-
Monmouthshire13£17,641667,62310
Moray13£25,07209110
Newport6£18,907430,17511
Newry and Mourne7£19,186321,2676
Newtownabbey1£13,450451,0499
Norfolk17£11,872568,80020
North Down9£19,483318,1598
North Lanarkshire13£12,116670,35818
North Yorkshire18£13,735567,21453
Northamptonshire16£16,188344,09615
Northumberland2£23,50013,6147
Nottinghamshire48£17,962443,97436
Omagh1£9,995592,1001
Oxfordshire6£14,213558,51510
Pembrokeshire4£13,533456,2413
Perth and Kinross6£14,748455,9386
Renfrewshire3£26,4981107
Rhondda Cynon Taf7£7,780990,8333
Scottish Borders1£15,995326,0001
Shropshire16£21,118325,92320
Somerset10£14,791677,21921
South Ayrshire4£19,999333,3105
South Lanarkshire3£22,330225,1397
South Yorkshire71£16,991448,662124
Staffordshire32£15,944445,20549
Stirling5£14,778462,28916
Strabane1£21,59017,8877
Suffolk9£13,392658,68529
Surrey12£14,210441,76333
Swansea14£23,800210,84618
Tyne and Wear13£22,281119,20838
Waltham Forest - Greater London4£13,999455,78519
Warwickshire8£13,367538,9337
West Dunbartonshire7£9,5607103,2647
West Lothian2£26,7481103
West Midlands38£13,122672,60636
West Sussex3£11,581497,66912
West Yorkshire77£13,707461,64788
Wiltshire39£15,185665,647126
Worcestershire6£13,296446,16718
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