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Used Vauxhall Vivaro on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Vivaro on finance

For businesses and individuals in need of a versatile, reliable van, the Vauxhall Vivaro stands out as a prime choice. As you consider financing a used Vivaro, it's essential to familiarize yourself with key considerations and options. This guide provides a roadmap to ensure a smooth acquisition process.


1. Understanding Your Needs

a. Purpose of the Van:
  • Determine if the Vivaro will be used for transporting goods, as a mobile workspace, or for personal use.
b. Budgeting:
  • Factor in the total cost, monthly payments, potential insurance, and maintenance when setting a budget.

2. Financing Avenues

a. Bank Loan:
  • Traditional lending with predetermined interest rates and monthly payments.
b. Hire Purchase (HP):
  • Pay an initial deposit, followed by fixed monthly payments. Ownership transfers to you after the final installment.
c. Business Contract Hire (BCH):
  • For businesses: fixed monthly rentals without the commitment of ownership. Return the van at the end of the contract.
d. Dealer Financing:
  • Dealerships often offer tailored finance packages. However, compare their rates to other lenders to ensure you're getting the best deal.

3. Selecting Your Vivaro

a. Specifications and Trim:
  • The Vivaro offers multiple configurations. Choose one that aligns with your needs.
b. Vehicle Condition:
  • Always have a used vehicle checked for any mechanical issues. Obtain a full vehicle history report to avoid unforeseen complications.

4. Negotiating and Finalizing the Deal

a. Price Discussions:
  • Research average prices for used Vivaros in similar conditions to strengthen your negotiating position.
b. Understand the Contract:
  • Before signing any financial agreement, ensure you comprehend all terms, including any potential penalties or fees.

5. Managing the Finance

a. Timely Payments:
  • Maintain a consistent payment record to avoid any financial penalties and to protect your credit rating.
b. Insurance:
  • It's crucial, especially for business vehicles, to have comprehensive insurance. Shop around for the best deals.

6. Maintaining Vehicle Value

a. Regular Service:
  • Adhering to a maintenance schedule will prolong the Vivaro's lifespan and retain its resale value.
b. Consider Future Sale:
  • Even if you're not thinking of selling soon, it's wise to maintain the van in a condition that's appealing to potential future buyers.

Conclusion

Financing a used Vauxhall Vivaro, whether for personal or business use, requires a combination of careful planning, research, and smart decision-making. By following this guide, you can navigate the financing process with confidence, ensuring your Vivaro meets your needs and remains a valuable asset.

About the Vauxhall Vivaro

In the realm of commercial vehicles, few names resonate with the UK's professional drivers and businesses as strongly as the Vauxhall Vivaro. Since its inception, this versatile van has been a stalwart on British roads, aiding countless enterprises with its reliability and efficiency. Let's delve into the journey of the Vivaro, and discover why it remains a top choice for many in the UK.

Beginning of the Journey: Introduced in 2001 as a collaboration between Vauxhall and Renault (as the Renault Trafic), the Vivaro was designed to offer a modern, efficient, and robust solution to the evolving needs of businesses. It quickly made its mark as a practical alternative to some of its longer-established competitors, such as the Ford Transit.

Design and Versatility: One of the Vivaro's strongest selling points has been its adaptability. Available in various lengths and heights, and with configurations that cater to different business needs, from transport services to construction and delivery, the Vivaro is every bit the chameleon. Its design, while functional, has also seen evolutionary changes that reflect a more modern aesthetic, especially in its latest iterations.

A British Affair: Significantly, the Vivaro boasts a strong British connection. It's manufactured in England, making it a source of national pride and jobs in the automotive industry. This local manufacturing has undoubtedly contributed to its popularity among British businesses, offering a sense of home-grown reliability.

Modern Vivaro and Its Competitors: The modern Vivaro faces stiff competition from models like the Volkswagen Transporter and Mercedes-Benz Vito. However, with its recent electrified version, the Vivaro-e, Vauxhall demonstrates its commitment to sustainability and innovation, ensuring the Vivaro remains relevant in a changing automotive landscape.

In Conclusion: The Vauxhall Vivaro stands as a testament to practical design, adaptability, and consistent performance. Its British heritage and continued commitment to innovation have ensured its position as one of the UK's favourite commercial vehicles. Whether you're a business owner eyeing a new fleet or an independent contractor seeking a trustworthy companion, the Vivaro, especially with favourable finance options, is a compelling choice.

Vauxhall Vivaro Data by County

Vauxhall Vivaro data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,558£15,921451,9982,567
Aberdeen City8£20,897333,20814
Angus2£17,495333,5844
Antrim1£12,445577,3332
Ballymena3£16,812237,8325
Barking & Dagenham - Greater London2£11,749677,184-
Barnet - Greater London1£21,50024,4522
Bedfordshire7£11,348661,75520
Belfast4£14,074455,5736
Berkshire44£11,824776,69358
Bexley - Greater London7£18,563453,1476
Blaenau Gwent3£21,724338,5393
Brent - Greater London4£15,620344,25015
Bristol32£13,963558,80362
Bromley - Greater London2£18,648229,9734
Buckinghamshire15£12,990680,84352
Cambridgeshire55£12,408565,312109
Cardiff10£11,1007111,93512
Carmarthenshire2£12,747551,8381
Carrickfergus1£7,19510100,000-
Ceredigion9£13,748545,96413
Cheshire37£14,068556,12952
City of Edinburgh19£16,160658,80526
City of London - Greater London17£16,511462,07811
Clackmannanshire1£27,4981102
Coleraine2£19,645336,1111
Cornwall10£25,297327,6395
County Durham12£12,721484,99724
Craigavon1£7,7509116,3031
Croydon - Greater London1£22,49515,5687
Cumbria45£12,523653,33990
Denbighshire2£13,998573,1811
Derbyshire44£17,018448,55672
Derry1£15,995381,0002
Devon48£12,647663,59639
Dorset10£19,789330,2198
Down4£13,163453,5434
Dundee City3£13,596566,0106
Dungannon14£23,09413,15612
Ealing - Greater London2£7,9946133,0008
East Ayrshire2£17,999546,09511
East Dunbartonshire1£27,498121-
East Renfrewshire4£11,224766,85912
East Riding of Yorkshire3£15,190460,4372
East Sussex15£14,850559,6979
Enfield - Greater London2£9,745788,8002
Essex42£12,794667,31366
Falkirk11£10,749792,8726
Fermanagh1£25,99511006
Fife2£16,998548,2378
Flintshire1£14,195367,000-
Glasgow City20£17,793339,45332
Gloucestershire19£16,499344,590111
Greater Manchester69£13,547561,847114
Hampshire70£14,373553,80490
Harrow - Greater London3£14,328230,733-
Havering - Greater London5£18,727440,9079
Herefordshire3£12,162562,4382
Hertfordshire20£11,977669,57254
Highland9£17,209348,98019
Hillingdon - Greater London12£11,012582,79210
Isle of Wight1£6,99514101,0001
Kent52£16,541548,29652
Lancashire50£17,679441,50564
Leicestershire23£13,461676,40047
Lincolnshire43£18,075338,564123
Lisburn1£13,450439,4631
Magherafelt1£9,9957121,3881
Merseyside20£15,263353,05029
Merthyr Tydfil2£19,095320,890-
Monmouthshire13£17,641667,62310
Moray13£25,22613,78310
Newport5£20,090317,98712
Newry and Mourne12£20,842311,6055
Newtownabbey1£13,450451,0498
Norfolk17£12,502563,45721
North Down10£18,634323,2438
North Lanarkshire14£11,833670,77419
North Yorkshire18£12,957672,80154
Northamptonshire26£17,084338,10815
Northumberland1£23,50013,5508
Nottinghamshire46£17,707445,25436
Omagh1£9,995592,1001
Oxfordshire6£15,295444,68210
Pembrokeshire4£13,533456,2413
Perth and Kinross5£14,897457,8497
Renfrewshire3£26,4981106
Rhondda Cynon Taf7£7,780990,8333
Scottish Borders1£15,995326,0001
Shropshire14£21,321324,17422
Somerset9£15,679670,86522
South Ayrshire4£19,999333,3105
South Lanarkshire3£22,330225,1395
South Yorkshire66£16,651449,758131
Staffordshire31£16,245444,07946
Stirling5£14,778462,28912
Strabane1£21,59017,8876
Suffolk9£14,836549,86628
Surrey12£14,077540,09635
Swansea15£24,146110,12418
Tyne and Wear10£22,409218,00143
Waltham Forest - Greater London4£13,999455,78517
Warwickshire8£13,367538,9337
West Dunbartonshire7£9,5607103,2646
West Lothian2£26,7481103
West Midlands37£13,556670,88339
West Sussex4£12,274491,21712
West Yorkshire81£13,813462,25490
Wiltshire36£15,312665,022125
Worcestershire5£13,059443,32318
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