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Used Vauxhall Vivaro on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Vivaro on finance

For businesses and individuals in need of a versatile, reliable van, the Vauxhall Vivaro stands out as a prime choice. As you consider financing a used Vivaro, it's essential to familiarize yourself with key considerations and options. This guide provides a roadmap to ensure a smooth acquisition process.


1. Understanding Your Needs

a. Purpose of the Van:
  • Determine if the Vivaro will be used for transporting goods, as a mobile workspace, or for personal use.
b. Budgeting:
  • Factor in the total cost, monthly payments, potential insurance, and maintenance when setting a budget.

2. Financing Avenues

a. Bank Loan:
  • Traditional lending with predetermined interest rates and monthly payments.
b. Hire Purchase (HP):
  • Pay an initial deposit, followed by fixed monthly payments. Ownership transfers to you after the final installment.
c. Business Contract Hire (BCH):
  • For businesses: fixed monthly rentals without the commitment of ownership. Return the van at the end of the contract.
d. Dealer Financing:
  • Dealerships often offer tailored finance packages. However, compare their rates to other lenders to ensure you're getting the best deal.

3. Selecting Your Vivaro

a. Specifications and Trim:
  • The Vivaro offers multiple configurations. Choose one that aligns with your needs.
b. Vehicle Condition:
  • Always have a used vehicle checked for any mechanical issues. Obtain a full vehicle history report to avoid unforeseen complications.

4. Negotiating and Finalizing the Deal

a. Price Discussions:
  • Research average prices for used Vivaros in similar conditions to strengthen your negotiating position.
b. Understand the Contract:
  • Before signing any financial agreement, ensure you comprehend all terms, including any potential penalties or fees.

5. Managing the Finance

a. Timely Payments:
  • Maintain a consistent payment record to avoid any financial penalties and to protect your credit rating.
b. Insurance:
  • It's crucial, especially for business vehicles, to have comprehensive insurance. Shop around for the best deals.

6. Maintaining Vehicle Value

a. Regular Service:
  • Adhering to a maintenance schedule will prolong the Vivaro's lifespan and retain its resale value.
b. Consider Future Sale:
  • Even if you're not thinking of selling soon, it's wise to maintain the van in a condition that's appealing to potential future buyers.

Conclusion

Financing a used Vauxhall Vivaro, whether for personal or business use, requires a combination of careful planning, research, and smart decision-making. By following this guide, you can navigate the financing process with confidence, ensuring your Vivaro meets your needs and remains a valuable asset.

About the Vauxhall Vivaro

In the realm of commercial vehicles, few names resonate with the UK's professional drivers and businesses as strongly as the Vauxhall Vivaro. Since its inception, this versatile van has been a stalwart on British roads, aiding countless enterprises with its reliability and efficiency. Let's delve into the journey of the Vivaro, and discover why it remains a top choice for many in the UK.

Beginning of the Journey: Introduced in 2001 as a collaboration between Vauxhall and Renault (as the Renault Trafic), the Vivaro was designed to offer a modern, efficient, and robust solution to the evolving needs of businesses. It quickly made its mark as a practical alternative to some of its longer-established competitors, such as the Ford Transit.

Design and Versatility: One of the Vivaro's strongest selling points has been its adaptability. Available in various lengths and heights, and with configurations that cater to different business needs, from transport services to construction and delivery, the Vivaro is every bit the chameleon. Its design, while functional, has also seen evolutionary changes that reflect a more modern aesthetic, especially in its latest iterations.

A British Affair: Significantly, the Vivaro boasts a strong British connection. It's manufactured in England, making it a source of national pride and jobs in the automotive industry. This local manufacturing has undoubtedly contributed to its popularity among British businesses, offering a sense of home-grown reliability.

Modern Vivaro and Its Competitors: The modern Vivaro faces stiff competition from models like the Volkswagen Transporter and Mercedes-Benz Vito. However, with its recent electrified version, the Vivaro-e, Vauxhall demonstrates its commitment to sustainability and innovation, ensuring the Vivaro remains relevant in a changing automotive landscape.

In Conclusion: The Vauxhall Vivaro stands as a testament to practical design, adaptability, and consistent performance. Its British heritage and continued commitment to innovation have ensured its position as one of the UK's favourite commercial vehicles. Whether you're a business owner eyeing a new fleet or an independent contractor seeking a trustworthy companion, the Vivaro, especially with favourable finance options, is a compelling choice.

Vauxhall Vivaro Data by County

Vauxhall Vivaro data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,563£16,107450,2362,567
Aberdeen City8£20,647333,20812
Angus2£17,495333,5844
Antrim1£12,445577,3332
Ballymena3£16,812237,8325
Barking & Dagenham - Greater London1£14,499468,7101
Barnet - Greater London1£21,50024,4522
Bedfordshire8£12,428555,18419
Belfast4£14,074455,5736
Berkshire44£12,235775,09758
Bexley - Greater London8£17,241456,1286
Blaenau Gwent3£21,391338,5393
Brent - Greater London6£14,912340,33315
Bristol34£14,367456,48060
Bromley - Greater London2£18,648229,9734
Buckinghamshire15£12,907683,44350
Cambridgeshire55£12,368566,369105
Cardiff9£11,8906106,80613
Carmarthenshire2£12,747551,8381
Carrickfergus1£7,19510100,000-
Ceredigion8£13,804546,96812
Cheshire39£14,071554,73152
City of Edinburgh21£16,508551,60327
City of London - Greater London17£16,365460,72512
Clackmannanshire1£27,4981102
Coleraine1£24,795229,3202
Cornwall9£25,441329,5996
County Durham13£13,227480,23023
Craigavon1£7,7509116,3031
Croydon - Greater London1£22,49515,5686
Cumbria48£12,794552,07490
Denbighshire2£13,998573,1811
Derbyshire48£16,578449,50971
Derry2£24,9500102
Devon45£12,737560,83042
Dorset10£19,739330,2197
Down4£13,163453,5434
Dundee City3£13,596566,0106
Dungannon16£23,55012,64711
Ealing - Greater London2£7,9946133,0008
East Ayrshire2£17,999546,09511
East Dunbartonshire1£27,498121-
East Renfrewshire4£11,374772,00312
East Riding of Yorkshire3£15,190460,4372
East Sussex16£14,722560,7479
Enfield - Greater London2£9,745788,8002
Essex43£12,408669,08966
Falkirk12£10,853795,8823
Fermanagh1£25,99511006
Fife2£16,998548,2378
Flintshire1£14,195367,000-
Glasgow City23£16,963342,04631
Gloucestershire24£15,079348,675113
Greater Manchester68£13,477565,106118
Hampshire65£14,379556,76692
Harrow - Greater London3£14,328230,733-
Havering - Greater London5£18,727440,9079
Herefordshire3£12,162562,4381
Hertfordshire23£12,905565,19054
Highland10£17,938339,18517
Hillingdon - Greater London14£11,723576,42310
Kent49£16,746447,90857
Lancashire47£18,051437,81963
Leicestershire23£13,461676,40046
Lincolnshire42£17,969339,481122
Lisburn1£13,450439,4631
Magherafelt1£9,9957121,3881
Merseyside19£14,608457,07331
Merthyr Tydfil1£14,695441,711-
Monmouthshire14£17,002666,2979
Moray12£25,24614,0989
Newport5£19,810317,98712
Newry and Mourne12£20,842311,6055
Newtownabbey1£13,450451,0498
Norfolk14£12,095567,61725
North Down8£17,974327,27610
North Lanarkshire14£12,175667,36515
North Yorkshire18£13,235571,69551
Northamptonshire26£17,101338,11515
Northumberland2£23,00012,2668
Nottinghamshire45£17,593445,45239
Oxfordshire9£14,088549,33310
Pembrokeshire4£13,533456,2413
Perth and Kinross3£11,664569,5638
Renfrewshire4£24,87311,7166
Rhondda Cynon Taf6£7,828993,9724
Scottish Borders1£15,995326,0001
Shropshire13£21,685320,16323
Somerset9£15,679670,86522
South Ayrshire4£19,999333,3105
South Lanarkshire4£23,247218,8575
South Yorkshire70£16,770448,524129
Staffordshire31£16,308446,73345
Stirling4£15,224460,08610
Strabane1£21,59017,8876
Suffolk8£14,897653,60129
Surrey11£13,648542,74136
Swansea17£22,53618,93417
Tyne and Wear10£23,014112,36543
Waltham Forest - Greater London3£13,200553,63018
Warwickshire8£13,105538,9337
West Dunbartonshire6£9,3217101,1427
West Lothian2£26,7481103
West Midlands35£13,978666,47742
West Sussex4£12,274491,21811
West Yorkshire78£14,099461,13691
Wiltshire36£15,118663,571127
Worcestershire5£13,059443,32317
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