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Used Vauxhall Vivaro on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Vivaro on finance

For businesses and individuals in need of a versatile, reliable van, the Vauxhall Vivaro stands out as a prime choice. As you consider financing a used Vivaro, it's essential to familiarize yourself with key considerations and options. This guide provides a roadmap to ensure a smooth acquisition process.


1. Understanding Your Needs

a. Purpose of the Van:
  • Determine if the Vivaro will be used for transporting goods, as a mobile workspace, or for personal use.
b. Budgeting:
  • Factor in the total cost, monthly payments, potential insurance, and maintenance when setting a budget.

2. Financing Avenues

a. Bank Loan:
  • Traditional lending with predetermined interest rates and monthly payments.
b. Hire Purchase (HP):
  • Pay an initial deposit, followed by fixed monthly payments. Ownership transfers to you after the final installment.
c. Business Contract Hire (BCH):
  • For businesses: fixed monthly rentals without the commitment of ownership. Return the van at the end of the contract.
d. Dealer Financing:
  • Dealerships often offer tailored finance packages. However, compare their rates to other lenders to ensure you're getting the best deal.

3. Selecting Your Vivaro

a. Specifications and Trim:
  • The Vivaro offers multiple configurations. Choose one that aligns with your needs.
b. Vehicle Condition:
  • Always have a used vehicle checked for any mechanical issues. Obtain a full vehicle history report to avoid unforeseen complications.

4. Negotiating and Finalizing the Deal

a. Price Discussions:
  • Research average prices for used Vivaros in similar conditions to strengthen your negotiating position.
b. Understand the Contract:
  • Before signing any financial agreement, ensure you comprehend all terms, including any potential penalties or fees.

5. Managing the Finance

a. Timely Payments:
  • Maintain a consistent payment record to avoid any financial penalties and to protect your credit rating.
b. Insurance:
  • It's crucial, especially for business vehicles, to have comprehensive insurance. Shop around for the best deals.

6. Maintaining Vehicle Value

a. Regular Service:
  • Adhering to a maintenance schedule will prolong the Vivaro's lifespan and retain its resale value.
b. Consider Future Sale:
  • Even if you're not thinking of selling soon, it's wise to maintain the van in a condition that's appealing to potential future buyers.

Conclusion

Financing a used Vauxhall Vivaro, whether for personal or business use, requires a combination of careful planning, research, and smart decision-making. By following this guide, you can navigate the financing process with confidence, ensuring your Vivaro meets your needs and remains a valuable asset.

About the Vauxhall Vivaro

In the realm of commercial vehicles, few names resonate with the UK's professional drivers and businesses as strongly as the Vauxhall Vivaro. Since its inception, this versatile van has been a stalwart on British roads, aiding countless enterprises with its reliability and efficiency. Let's delve into the journey of the Vivaro, and discover why it remains a top choice for many in the UK.

Beginning of the Journey: Introduced in 2001 as a collaboration between Vauxhall and Renault (as the Renault Trafic), the Vivaro was designed to offer a modern, efficient, and robust solution to the evolving needs of businesses. It quickly made its mark as a practical alternative to some of its longer-established competitors, such as the Ford Transit.

Design and Versatility: One of the Vivaro's strongest selling points has been its adaptability. Available in various lengths and heights, and with configurations that cater to different business needs, from transport services to construction and delivery, the Vivaro is every bit the chameleon. Its design, while functional, has also seen evolutionary changes that reflect a more modern aesthetic, especially in its latest iterations.

A British Affair: Significantly, the Vivaro boasts a strong British connection. It's manufactured in England, making it a source of national pride and jobs in the automotive industry. This local manufacturing has undoubtedly contributed to its popularity among British businesses, offering a sense of home-grown reliability.

Modern Vivaro and Its Competitors: The modern Vivaro faces stiff competition from models like the Volkswagen Transporter and Mercedes-Benz Vito. However, with its recent electrified version, the Vivaro-e, Vauxhall demonstrates its commitment to sustainability and innovation, ensuring the Vivaro remains relevant in a changing automotive landscape.

In Conclusion: The Vauxhall Vivaro stands as a testament to practical design, adaptability, and consistent performance. Its British heritage and continued commitment to innovation have ensured its position as one of the UK's favourite commercial vehicles. Whether you're a business owner eyeing a new fleet or an independent contractor seeking a trustworthy companion, the Vivaro, especially with favourable finance options, is a compelling choice.

Vauxhall Vivaro Data by County

Vauxhall Vivaro data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,428£15,911554,3422,413
Aberdeen City6£21,580427,27213
Angus2£14,743463,2683
Antrim1£12,445577,3332
Ballymena4£18,720223,2826
Barking & Dagenham - Greater London2£11,999677,184-
Barnet - Greater London2£23,25025,7961
Bedfordshire10£13,079453,54118
Belfast3£14,999347,4306
Berkshire42£11,967775,58258
Bexley - Greater London5£17,690465,6004
Blaenau Gwent4£23,490328,9292
Brent - Greater London2£11,948582,00019
Bristol30£14,036561,89260
Buckinghamshire10£15,138580,38155
Cambridgeshire54£11,600571,576105
Cardiff8£12,4207105,6768
Carmarthenshire3£17,163335,543-
Carrickfergus1£7,19510100,000-
Ceredigion8£14,216549,88315
Cheshire33£14,164553,68858
City of Edinburgh21£16,859652,28620
City of London - Greater London11£16,415457,00213
Clackmannanshire1£27,4981102
Coleraine2£19,895336,1111
Cookstown1£15,650343,036-
Cornwall7£25,425434,0568
County Durham12£11,735591,69823
Cumbria49£12,894654,68279
Denbighshire2£13,998573,1811
Derbyshire30£14,512657,51965
Derry1£15,995381,0002
Devon49£12,784561,84039
Dorset10£20,539329,2529
Down6£13,225453,7882
Dundee City2£19,998221,5705
Dungannon15£23,62419,45513
Ealing - Greater London1£8,4946117,0008
East Ayrshire3£16,499450,53611
East Dunbartonshire1£27,498121-
East Renfrewshire2£11,249851,70312
East Riding of Yorkshire3£15,757460,4372
East Sussex15£15,463556,5579
Enfield - Greater London2£9,745788,8002
Essex59£12,867564,57047
Falkirk13£11,330792,7184
Fermanagh3£27,3281684
Fife2£17,243548,2377
Flintshire1£14,695367,000-
Glasgow City12£21,581324,72932
Gloucestershire24£17,784442,965112
Greater Manchester61£13,300666,08898
Hampshire68£13,769554,73680
Harrow - Greater London3£14,328230,733-
Havering - Greater London6£17,240551,4227
Herefordshire3£12,928469,2891
Hertfordshire14£12,317675,33156
Highland4£20,497365,79520
Hillingdon - Greater London10£11,977575,19514
Hounslow - Greater London1£5,99511152,000-
Isle of Wight1£7,99514101,0001
Kent54£16,082452,99047
Lancashire44£18,326439,02072
Leicestershire22£13,214785,98839
Lincolnshire23£17,631555,844111
Magherafelt1£6,4951191,000-
Merseyside21£15,382352,65837
Monmouthshire13£18,373661,1248
Moray5£26,99612868
Newport5£20,023327,23216
Newry and Mourne7£19,186321,2677
Newtownabbey2£13,223454,4456
Norfolk12£12,182568,28119
North Down10£19,264318,9967
North Lanarkshire10£12,512669,16621
North Yorkshire18£13,521566,46453
Northamptonshire13£17,432340,71716
Northumberland3£24,83311,8294
Nottinghamshire25£12,297677,06032
Omagh1£9,995592,1001
Oxfordshire6£17,120446,7769
Pembrokeshire4£13,533456,2413
Perth and Kinross2£17,747643,3698
Renfrewshire5£23,21818415
Rhondda Cynon Taf6£7,912985,6674
Shropshire14£18,778442,37320
Somerset12£15,191568,37617
South Ayrshire4£19,999333,3105
South Lanarkshire3£22,330225,1426
South Yorkshire67£15,721552,645111
Staffordshire23£14,800551,61548
Stirling3£18,065240,00015
Strabane2£16,293430,9885
Suffolk12£13,413665,97425
Surrey13£14,354543,15430
Swansea14£23,764210,84618
Tyne and Wear10£20,760227,52734
Waltham Forest - Greater London6£15,292550,09517
Warwickshire5£11,748648,5698
West Dunbartonshire7£9,5607103,2647
West Lothian3£26,4981102
West Midlands31£12,957673,80137
West Sussex2£10,5006111,01113
West Yorkshire78£14,072461,75776
Wiltshire41£15,426665,830127
Worcestershire5£13,900441,00017
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